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Germantown, TN
Full City Profile · Tennessee · Shelby County County
4.0
/5.0
A
Great
40,812
Population
2,041/sq mi density
$144,799
Median Income
$72,787 per capita
$441,200
Home Value
$478,938 Zillow
$1,760
Median Rent
27.8% income on rent
62°F
Avg Temperature
301 sunny days/yr
92
Violent Crime/100K
1,257 property/100K
A
Overall
4.0 / 5.0
Strong
A+
Economy
5.0 / 5.0
$144,799 median income, 1.9% unemployment
A+
Affordability
5.0 / 5.0
$441,200 home value, $1,760/mo rent
F
Safety
1.0 / 5.0
92 violent crimes/100K
A+
Education
5.0 / 5.0
71.2% bachelor's degree or higher
Housing Overview
Median Home Value
$441,200
57% above
US avg: $281,900
Median Rent
$1,760/mo
51% above
US avg: $1,163/mo
Homeownership Rate
86.2%
32% above US avg (65.4%)
Total Housing Units
16,069
Median year built: 1983
Home Value by Source
Census Median
$441,200
Zillow (ZHVI)
$478,938
Median Sale Price
$484,500
Median List Price
$492,000
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
86.2%
Owner-Occupied
13.8%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$882/mo
1 Bedroom
$924/mo
2 Bedroom
$1,118/mo
3 Bedroom
$1,445/mo
4 Bedroom
$1,644/mo
Census median rent:
$1,760/mo
· Zillow rent:
$2,300/mo
Market Indicators (Redfin)
Median Days on Market
47 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
38
Price Drops
26.7%
of listings with price reduction
Price Per Sq Ft
$175
Active Inventory
150
homes for sale
Affordability & Housing Stock
Rent Burden
27.8%
of renters spending 30%+ of income on housing
10% below US avg (31.0%)
Median Year Built
1983
Average age of housing stock: 43 years
Homeownership Rate
86.2%
Complete Housing Data
Home Values
| Census Median Value | $441,200 |
| Zillow Home Value (ZHVI) | $478,938 |
| Median Sale Price | $484,500 |
| Median List Price | $492,000 |
| Price Per Sq Ft | $175 |
Rent
| Census Median Rent | $1,760 |
| Zillow Rent (ZORI) | $2,300 |
| FMR Studio | $882 |
| FMR 1-Bedroom | $924 |
| FMR 2-Bedroom | $1,118 |
| FMR 3-Bedroom | $1,445 |
| FMR 4-Bedroom | $1,644 |
Market
| Days on Market | 47 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 26.7% |
| Homes Sold | 38 |
| Active Inventory | 150 |
| Price Per Sq Ft | $175 |
Ownership & Stock
| Owner-Occupied | 86.2% |
| Renter-Occupied | 13.8% |
| Homeownership Rate | 86.2% |
| Total Housing Units | 16,069 |
| Median Year Built | 1983 |
| Rent Burden | 27.8% |