Median Income
$90,284
20% higher than US avg
Home Value
$281,700
0% lower than US avg
Bachelor's+
54.7%
62% higher than US avg
Obesity Rate
24.1%
25% lower than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Gerrard Compares to the U.S. Average (100% = U.S. avg)
People
Population359
Median Age38.8 yrs
Density299/mi²
Male / Female60% / 40%
Largest GroupWhite 100%
Economy
A+
Median Income$90,284
Per Capita$41,737
Unemployment0.0%
Poverty0.0%
County GDP$580M
Commute58 min
Housing
A+
Home Value$281,700
RentN/A
OwnershipN/A
Health
Obesity24.1%
UninsuredN/A
Depression23.5%
Heart Disease4.4%
Climate
Avg Temp37°F
AQI41 (Good)
Rain15.1 in/yr
Elevation8,123 ft
Education
A+
Bachelor's+54.7%
High School+100.0%
School Score5.90
Community
2024 VoteR 60% / D 37%
Commute58 min
Libraries3
Is Gerrard a Good Place to Live?
Based on current data, Gerrard receives an overall livability score of 4.9 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include long commute times. Gerrard stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Gerrard is $90,284, 20% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 58 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Gerrard is $281,700, roughly aligned with the national median of $281,900. A price-to-income ratio of 3.1x indicates a reasonably affordable housing market.
Education
Gerrard is a highly educated community — 54.7% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Gerrard has a cool climate with an average annual temperature of 37°F. Winters average 12°F in January while summers reach 60°F in July. Annual precipitation totals 15.1 inches. Air quality is rated Good with a median AQI of 41.
Gerrard has a population of 359 with a density of 299 people per square mile. The median age is 38.8 years, 0% younger than the national median of 38.9. The city is predominantly White (100%).
Population
38.8yrs
Median Age
0% below US avg
Language Spoken at Home
| English Only | 100.0% |
| 27% above US avg |
| Spanish | 0.0% |
| 100% below US avg |
The median household income in Gerrard is $90,284, which is 20% above the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 58 minutes.
Income
| Median HH Income | $90,284 |
| 20% above US avg |
| Per Capita Income | $41,737 |
| Avg Weekly Wage | $943 |
| IRS Avg AGI | $60,839 |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 500 |
| County GDP | $580M |
Business (County)
| Restaurants | 53 |
| Healthcare | 28 |
| Retail | 51 |
| Manufacturing | 14 |
Tax & Cost of Living
| Property Tax (IRS) | $2,187 |
| 38% below US avg |
| Effective Tax Rate | 0.78% |
Commute & Transportation
| Commute Time | 57.6 min |
| Work from Home | 5.4% |
The median home value in Gerrard is $281,700, 0% below the national average.
Home Values
| Census Median | $281,700 |
| 0% below US avg |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $1,083 |
| 1 Bedroom | $1,161 |
| 2 Bedrooms | $1,429 |
| 3 Bedrooms | $1,861 |
| 4 Bedrooms | $2,178 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $2,187 |
| 38% below US avg |
| Effective Rate | 0.78% |
In Gerrard, 24.1% of adults are obese (below the 32.1% national rate). 23.5% report depression. 14.5% are physically inactive.
Health Metrics: Gerrard vs U.S. Average (%)
Chronic Conditions
| Obesity | 24.1% |
| 25% below US avg |
| Diabetes | 6.7% |
| Heart Disease | 4.4% |
| High Blood Pressure | 24.7% |
| Asthma | 11.0% |
| COPD | 4.5% |
| Stroke | 2.3% |
Behaviors & Mental Health
| |
| Binge Drinking | 20.4% |
| Physical Inactivity | 14.5% |
| Depression | 23.5% |
| Mental Distress | 16.4% |
| Physical Distress | 10.8% |
Healthcare Access
| Insurance Rate | 82.5% |
| |
| Checkup Rate | 70.6% |
| Premature Death | 14,091/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 83.6% |
| Healthcare Facilities | 28 |
Crime Rates: Gerrard vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| FEMA Disasters | 91 |
Safety Score
Gerrard has an average annual temperature of 37°F (3°C). Winters average 12°F in January while summers reach 60°F in July. Annual precipitation is 15.1 inches. Air quality is rated Good with a median AQI of 41.
Temperature
12°F Jan (-11°C)
60°F Jul (15°C)
| Annual Average | 36.7°F |
| 32% below US avg |
| January Average | 12°F (-11°C) |
| July Average | 60°F (15°C) |
Precipitation & Snow
| Annual Rainfall | 15.1 inches |
| 60% below US avg |
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Geography
| Elevation | 8,123 ft (2,476 m) |
| Area | 1.2 sq mi (3.1 km²) |
| Population Density | 299/sq mi |
| Coordinates | 37.6783°N, 106.5752°W |
| County FIPS | 08105 |