Median Income
$63,438
16% lower than US avg
Home Value
$304,000
8% higher than US avg
Bachelor's+
20.9%
38% lower than US avg
Median Rent
$1,096
6% lower than US avg
Obesity Rate
34.7%
8% higher than US avg
Unemployment
2.0%
44% lower than US avg
Poverty Rate
4.7%
62% lower than US avg
How Grandy Compares to the U.S. Average (100% = U.S. avg)
People
Population2,443
Median Age49.0 yrs
Density361/mi²
Male / Female50% / 50%
Largest GroupWhite 89%
Veterans16.7%
Economy
A
Median Income$63,438
Per Capita$39,688
Unemployment2.0%
Poverty4.7%
County GDP$1,150M
Commute27 min
Housing
B+
Home Value$304,000
Rent$1,096
Ownership74.5%
Zillow$395,223
Housing Units1,334
Rent Burden19.4%
Health
Obesity34.7%
Uninsured18.5%
Smoking14.9%
Depression26.4%
Heart Disease5.6%
Climate
Avg Temp61°F (16°C)
Rain46.5 in/yr
Elevation11 ft (3 m)
Education
C+
Bachelor's+20.9%
High School+87.5%
Graduate+3.7%
School Score6.02
Community
2024 VoteR 73% / D 26%
Commute27 min
Broadband93.7%
EV Stations5
Libraries3
Is Grandy a Good Place to Live?
Based on current data, Grandy receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, a low poverty rate, strong internet connectivity. Areas to be aware of include a high uninsured rate. Grandy offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Grandy is $63,438, 16% below the national average of $75,149. The job market is very strong with unemployment at just 2.0%. Only 4.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Grandy is $304,000, roughly aligned with the national median of $281,900. Renters pay a median of $1,096 per month. A price-to-income ratio of 4.8x indicates a reasonably affordable housing market.
Education
20.9% of residents hold a bachelor's degree, below the national average of 33.7%. 87.5% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Grandy enjoys a moderate climate with an average annual temperature of 61°F. Winters average 43°F in January while summers reach 80°F in July. Annual precipitation totals 46.5 inches.
Grandy has a population of 2,443 with a density of 361 people per square mile, spread across 7.7 square miles. The median age is 49.0 years, 26% older than the national median of 38.9. The gender split is 49.7% female and 50.3% male. The city is predominantly White (89.4%), with 5.1% Hispanic, 4.7% Black, 1.6% Asian. English is the primary language spoken at home by 96.4% of residents. 16.7% of the population are veterans, above the national rate of 6.0%. 20.1% of residents have a disability (above the 13.0% national average). 81.5% have health insurance coverage.
Population
2,443
Total Population
2023 Census
49.0yrs
Median Age
26% above US avg
Language Spoken at Home
English Only
96.4%
23% above US avg
Spanish
2.9%
78% below US avg
The median household income in Grandy is $63,438, which is 16% below the national average of $75,149. Per capita income is $39,688. The average weekly wage is $873, 39% lower than the U.S. average. The unemployment rate is 2.0% (below the 3.6% US average). 4.7% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 995 business establishments, including 84 restaurants. The cost of living index is 94.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 27 minutes. 5.6% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $63,438 |
| 16% below US avg |
| Per Capita Income | $39,688 |
| Avg Weekly Wage | $873 |
| IRS Avg AGI | $81,026 |
| Gini Index | 0.402 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.0% |
| 44% below US avg |
| Poverty Rate | 4.7% |
| 62% below US avg |
| Establishments (County) | 995 |
| County GDP | $1,150M |
Business (County)
| Restaurants | 84 |
| Healthcare | 28 |
| Retail | 135 |
| Manufacturing | 14 |
Tax & Cost of Living
| Property Tax (IRS) | $2,994 |
| 14% below US avg |
| Cost of Living | 94.30 (100=avg) |
| Effective Tax Rate | 0.98% |
Commute & Transportation
| Commute Time | 27.0 min |
| Drive Alone | 81.4% |
| Public Transit | 0.0% |
| Work from Home | 5.6% |
The median home value in Grandy is $304,000, 8% above the national median of $281,900. Zillow estimates the typical home value at $395,223, higher than the Census estimate. According to Redfin, the median sale price is $497,500 with homes selling in an average of 49 days. Homes sell for 97.4% of their list price. Monthly rent averages $1,096 (6% below the national average of $1,163). Fair market rent ranges from $981 for a one-bedroom to $1,161 for a two-bedroom apartment. 74.5% of housing units are owner-occupied (above the 65.4% national rate). There are 1,334 total housing units in the city. The median year a home was built is 1993. The average annual property tax is $2,994. 19.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 4.8x.
Home Values
| Census Median | $304,000 |
| 8% above US avg |
| Zillow ZHVI | $395,223 |
| Redfin Median Sale | $497,500 |
| Median List Price | $465,000 |
Real Estate Market (Redfin)
| Median Sale Price | $497,500 |
| Median List Price | $465,000 |
| $/Sq Ft | $265 |
| Homes Sold | 4 |
| Days on Market | 49 days |
| Sale-to-List Ratio | 97.4% |
| Price Drops | 2.9% |
| Inventory | 35 |
Rental Costs
| Census Median Rent | $1,096 |
| 6% below US avg |
| Rent Burden | 19.4% |
HUD Fair Market Rent
| Studio | $932 |
| 1 Bedroom | $981 |
| 2 Bedrooms | $1,161 |
| 3 Bedrooms | $1,499 |
| 4 Bedrooms | $1,780 |
Ownership & Property
| Homeownership | 74.5% |
| Owner-Occupied | 74.5% |
| Renter-Occupied | 25.5% |
| Housing Units | 1,334 |
| Median Year Built | 1993 |
Property Tax
| Avg Tax (IRS) | $2,994 |
| 14% below US avg |
| Effective Rate | 0.98% |
In Grandy, 34.7% of adults are obese, above the national rate of 32.1%. 9.2% have diabetes. Heart disease affects 5.6% of residents. 31.3% have high blood pressure. 14.9% are current smokers. 18.2% report binge drinking. 22.5% are physically inactive. 26.4% report depression (above the 20.0% national average). 18.1% experience frequent mental distress. 18.5% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:3,707. The dentist ratio is 1:6,203. 86.7% of residents have access to exercise opportunities. The food environment index is 8.8 out of 10.
Health Metrics: Grandy vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.7% |
| 8% above US avg |
| Diabetes | 9.2% |
| Heart Disease | 5.6% |
| High Blood Pressure | 31.3% |
| Asthma | 10.8% |
| COPD | 6.5% |
| Cancer | 7.3% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 14.9% |
| 6% above US avg |
| Binge Drinking | 18.2% |
| Physical Inactivity | 22.5% |
| Depression | 26.4% |
| Mental Distress | 18.1% |
| Physical Distress | 12.3% |
| Short Sleep | 33.6% |
Healthcare Access
| Insurance Rate | 81.5% |
| Uninsured | 18.5% |
| 115% above US avg |
| Primary Care | 1:3,707 |
| Dentists | 1:6,203 |
| Mental Health | 1:1,215 |
| Checkup Rate | 76.7% |
| Dental Visits | 61.7% |
| Premature Death | 6,918/100K |
Food & Exercise
| Food Environment | 8.8/10 |
| Exercise Access | 86.7% |
| Healthcare Facilities | 28 |
Grandy enjoys a temperate climate with an average annual temperature of 61°F (16°C). Winters average 43°F in January while summers reach 80°F in July. Annual precipitation totals 46.5 inches (wetter than the 38-inch national average). The city sits at an elevation of 11 feet, near sea level.
Temperature
43°F Jan (6°C)
80°F Jul (26°C)
| Annual Average | 61.4°F |
| 14% above US avg |
| January Average | 43°F (6°C) |
| July Average | 80°F (26°C) |
Geography
| Elevation | 11 ft (3 m) |
| Area | 7.7 sq mi (20.0 km²) |
| Population Density | 361/sq mi |
| Coordinates | 36.2352°N, 75.8798°W |
| Timezone | America/New_York |
| County | Currituck County County |
| Nearest Airport | Elizabeth City Cg Air Station/Regional (ECG)
17 miles away |
Precipitation & Snow
Annual Rainfall
46.5"
22% above US avg
Wettest Month (Jul)
5.65"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 18.1 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 85.4 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Very Low |
| Drought |
Very Low |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
| Coastal Flood |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
2 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M2.9. Most recent: M2.9 on Feb 11, 2014.
| Aug 3, 1995 |
13 km N of Williamsburg, Virginia |
M2.9 |
148 km |
| Feb 11, 2014 |
7 km NW of Hobucken, North Carolina |
M2.9 |
124 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
24 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 3. Most recent: Dorian (2019, Cat 2).
| Year |
Name |
Category |
Closest |
| 2019 |
Dorian |
Category 2 |
106 km |
| 2018 |
Florence |
Category 2 |
252 km |
| 2017 |
Maria |
Category 1 |
292 km |
| 2016 |
Matthew |
Category 1 |
158 km |
| 2014 |
Arthur |
Category 2 |
59 km |
| 2011 |
Irene |
Category 1 |
19 km |
| 2010 |
Earl |
Category 2 |
215 km |
| 2005 |
Ophelia |
Category 1 |
171 km |
| 2004 |
Alex |
Category 2 |
121 km |
| 2003 |
Isabel |
Category 2 |
112 km |
| 1999 |
Floyd |
Category 2 |
66 km |
| 1999 |
Irene |
Category 2 |
163 km |
| 1999 |
Dennis |
Category 2 |
237 km |
| 1998 |
Bonnie |
Category 3 |
43 km |
| 1996 |
Fran |
Category 3 |
278 km |
| 1996 |
Bertha |
Category 2 |
208 km |
| 1995 |
Felix |
Category 1 |
278 km |
| 1994 |
Gordon |
Category 1 |
282 km |
| 1993 |
Emily |
Category 3 |
107 km |
| 1991 |
Bob |
Category 3 |
120 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
227 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 20 fatalities, 380 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 30, 2023 |
EF3 |
74 km |
0 |
| Aug 3, 2020 |
EF3 |
99 km |
2 |
| Apr 16, 2011 |
EF3 |
98 km |
12 |
| Apr 28, 2008 |
EF3 |
90 km |
0 |
| Mar 28, 1984 |
EF3 |
75 km |
2 |
| Sep 5, 1979 |
EF3 |
96 km |
0 |
| Jul 4, 1967 |
EF3 |
72 km |
0 |
| Sep 17, 1952 |
EF3 |
41 km |
0 |
| Mar 31, 2017 |
EF2 |
64 km |
0 |
| Apr 25, 2014 |
EF2 |
77 km |
0 |
| Apr 25, 2014 |
EF2 |
80 km |
1 |
| Aug 26, 2011 |
EF2 |
47 km |
0 |
| Apr 16, 2011 |
EF2 |
81 km |
0 |
| May 9, 2008 |
EF2 |
84 km |
0 |
| Oct 17, 1999 |
EF2 |
26 km |
0 |
| Sep 4, 1999 |
EF2 |
97 km |
0 |
| Aug 6, 1993 |
EF2 |
74 km |
0 |
| Nov 17, 1988 |
EF2 |
61 km |
0 |
| Nov 5, 1988 |
EF2 |
31 km |
0 |
| Aug 3, 1988 |
EF2 |
69 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: ALLAN ROAD (110,696 ac, 1985).
| Year |
Name |
Acres |
Distance |
| 1985 |
ALLAN ROAD |
110,696 |
69 km |
| 2008 |
EVANS ROAD |
41,560 |
74 km |
| 2011 |
PAINS BAY |
40,218 |
63 km |
| 2016 |
WHIPPING CREEK ROAD |
12,512 |
68 km |
| 2011 |
LATERAL WEST |
6,188 |
66 km |
| 2008 |
SOUTH 1 |
5,940 |
66 km |
| 2023 |
LAST RESORT |
4,974 |
70 km |
| 2009 |
2-2-1 ROANOKE MARSHES |
4,953 |
45 km |
| 2017 |
NCALR FY17 RX A 2.2 |
3,303 |
47 km |
| 2003 |
ROANOKE MARSH 2 2 5 A |
3,156 |
47 km |
| 2006 |
ROANOKE MARSHES - 2.2.5 |
3,139 |
46 km |
| 1999 |
NORTH RIVER |
3,055 |
15 km |
| 1999 |
LSR 2 5 6 |
2,629 |
72 km |
| 2009 |
SW MASHOES |
2,499 |
32 km |
| 2005 |
LONG SHOAL RIVER 2.5.2-5 |
2,333 |
72 km |
| 2003 |
FIRST FIRE-CODE 1 |
2,319 |
61 km |
| 2008 |
MCPHERSON ROAD |
2,087 |
52 km |
| 2000 |
QUAD 2 1 2 |
2,068 |
43 km |
| 2022 |
FEREBEE ROAD |
1,954 |
80 km |
| 1990 |
UNNAMED |
1,877 |
47 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
43°F (6°C) |
3.3 in |
Coldest |
| February |
45°F (7°C) |
2.9 in |
Driest |
| March |
51°F (11°C) |
3.6 in |
|
| April |
60°F (16°C) |
3.2 in |
|
| May |
68°F (20°C) |
3.7 in |
|
| June |
76°F (25°C) |
4.7 in |
|
| July |
80°F (26°C) |
5.7 in |
Warmest, Wettest |
| August |
78°F (26°C) |
5.3 in |
|
| September |
73°F (23°C) |
4.5 in |
|
| October |
63°F (17°C) |
3.6 in |
|
| November |
53°F (12°C) |
3.0 in |
|
| December |
46°F (8°C) |
3.1 in |
|
Grandy has a seasonal temperature swing of 37°F / from 43°F in January to 80°F in July. Total annual precipitation is 46.5 inches, with July being the wettest month (5.7") and February the driest (2.9").
Average costs for common services in Grandy. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$236 ($141-$377) |
| Specialist Visit |
$330 ($189-$519) |
| Urgent Care Visit |
$189 ($94-$330) |
| Emergency Room Visit |
$2,075 ($754-$4,715) |
| Dental Cleaning |
$123 ($71-$189) |
| Dental Filling |
$236 ($141-$377) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($24-$71) |
| Oil Change (Synthetic) |
$71 ($47-$113) |
| Brake Pad Replacement |
$283 ($141-$472) |
| Tire Rotation |
$38 ($19-$71) |
| New Tires (Set of 4) |
$566 ($377-$943) |
| Battery Replacement |
$189 ($94-$330) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$94 ($57-$141) |
| Electrician (Per Hour) |
$85 ($47-$132) |
| HVAC Repair |
$377 ($141-$754) |
| HVAC System Install |
$6,601 ($3,772-$11,316) |
| Roof Repair |
$943 ($377-$1,886) |
| Roof Replacement |
$8,487 ($5,187-$14,145) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,415 ($472-$3,301) |
| Divorce (Contested) |
$14,145 ($4,715-$28,290) |
| DUI Defense |
$4,715 ($1,886-$9,430) |
| Bankruptcy (Chapter 7) |
$1,415 ($754-$2,829) |
| Will Preparation |
$472 ($189-$943) |
| Trust Preparation |
$2,358 ($943-$4,715) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14-$42) |
| Women's Haircut |
$52 ($28-$94) |
| Hair Coloring (Full) |
$141 ($71-$236) |
| Manicure |
$24 ($14-$42) |
| Pedicure |
$38 ($24-$61) |
| Massage (1 Hour) |
$75 ($47-$123) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.87 ($2.83-$5.19) |
| Dozen Eggs (per dozen) |
$3.30 ($2.36-$4.72) |
| Loaf of Bread |
$3.58 ($2.36-$5.19) |
| Chicken Breast (per lb) |
$4.24 ($2.83-$6.13) |
| Ground Beef (per lb) |
$5.19 ($3.77-$7.07) |
| Rice (per lb) |
$0.94 ($0.57-$1.70) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($75-$236) |
| Natural Gas (Monthly) |
$66 ($28-$141) |
| Water/Sewer (Monthly) |
$66 ($38-$113) |
| Internet (Monthly) |
$66 ($38-$94) |
| Cell Phone Plan (Monthly) |
$61 ($28-$94) |
| Cable TV (Monthly) |
$80 ($47-$141) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$189 ($71-$472) |
| Car Insurance (Annual) |
$1,886 ($1,132-$3,301) |
| Bus Pass (Monthly) |
$66 ($28-$123) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.54-$24) |
| Car Registration (Annual) |
$94 ($28-$236) |
| Driver's License Renewal |
$28 ($14-$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,132 ($566-$2,358) |
| Daycare (Toddler, Monthly) |
$943 ($472-$1,886) |
| After-School Care (Monthly) |
$377 ($189-$660) |
| Tutoring (Per Hour) |
$47 ($24-$94) |
| SAT/ACT Prep Course |
$943 ($377-$2,358) |
| Private School (K-12, Annual) |
$11,788 ($4,715-$28,290) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$57 ($28-$94) |
| Dog Vaccination (Annual) |
$94 ($47-$189) |
| Dog Grooming |
$57 ($28-$94) |
| Pet Boarding (Per Night) |
$38 ($19-$71) |
| Dog Spay/Neuter |
$283 ($141-$472) |
| Cat Spay/Neuter |
$189 ($94-$377) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $745 |
| Toddler | $646 |
| Preschool | $558 |
| Family Childcare (monthly) |
| Infant | $727 |
| Toddler | $526 |
| Preschool | $470 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Grandy
What is the population of Grandy?
Grandy has a population of 2,443 residents and is located in North Carolina. The population density is 361 people per square mile, spread across 7.7 square miles. The median age of residents is 49.0 years, which is older than the national median of 38.9 years. The population is 49.7% female and 50.3% male.
Is Grandy expensive to live in?
Grandy is more affordable than the national average, with a cost of living index of 94.3 / below the baseline of 100. The median household income is $63,438, 16% below the national average of $75,149. The median home value is $304,000 (8% above the U.S. median). Renters pay a median of $1,096 per month. The home price-to-income ratio is 4.8x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Grandy?
Grandy enjoys a temperate climate with an average annual temperature of 61°F (16°C). Winter temperatures average 43°F in January, while summers reach an average of 80°F in July. Annual rainfall totals 46.5 inches.
How is the job market in Grandy?
The job market in Grandy is very strong, with unemployment at just 2.0% / well below the national rate of 3.6%. The average weekly wage is $873. There are 995 business establishments in the area, including 84 restaurants and food service locations. The average commute time is 27 minutes, and 5.6% of workers work from home.
How much does housing cost in Grandy?
The median home value in Grandy is $304,000. Zillow estimates the typical home value at $395,223. According to Redfin, the median sale price is $497,500, with homes typically selling within 49 days. For renters, the median monthly rent is $1,096. Fair market rent is $981 for a 1-bedroom and $1,161 for a 2-bedroom apartment. The homeownership rate is 74.5%. The average annual property tax is $2,994.
How are the schools in Grandy?
Schools in Grandy score 6 out of 10 on standardized testing, near the national average. 20.9% of adults in Grandy hold a bachelor's degree or higher, below the national average of 33.7%. 87.5% have completed high school. 3.7% hold a graduate or professional degree.
How healthy is Grandy?
The obesity rate in Grandy is 34.7% (above the national rate of 32.1%). 14.9% of adults are smokers. 22.5% are physically inactive. 26.4% of residents report depression. 18.5% lack health insurance (above the national rate). 86.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,707.
What is transportation like in Grandy?
The average commute in Grandy is 27 minutes. 81.4% of workers drive alone to work, and 5.6% work from home.
What are the demographics of Grandy?
The racial and ethnic makeup of Grandy is 89.4% White, 4.7% Black or African American, 5.1% Hispanic or Latino, 1.6% Asian. 96.4% of residents speak only English at home. 16.7% of the population are military veterans. 20.1% of residents have a disability. 81.5% have health insurance coverage.