Median Income
$109,700
46% higher than US avg
Home Value
$391,800
39% higher than US avg
Violent Crime
501/100K
32% higher than US avg
Bachelor's+
30.6%
9% lower than US avg
Median Rent
$1,686
45% higher than US avg
Obesity Rate
33.0%
3% higher than US avg
Unemployment
2.1%
42% lower than US avg
Poverty Rate
4.4%
65% lower than US avg
How Moyock Compares to the U.S. Average (100% = U.S. avg)
People
Population5,669
Median Age37.5 yrs
Density544/mi²
Male / Female50% / 50%
Largest GroupWhite 77%
Veterans16.9%
Economy
A+
Median Income$109,700
Per Capita$47,749
Unemployment2.1%
Poverty4.4%
County GDP$226M
Commute34 min
Housing
A+
Home Value$391,800
Rent$1,686
Ownership91.6%
Zillow$489,815
Housing Units1,958
Rent Burden42.6%
Crime
F
Violent501/100K
Property4,383/100K
Health
Obesity33.0%
Uninsured7.9%
Smoking12.2%
Depression25.5%
Heart Disease4.8%
Climate
Avg Temp63°F (17°C)
AQI40 (Good)
Rain48.6 in/yr
Sunny Days305/yr
Elevation9 ft (3 m)
Education
B
Bachelor's+30.6%
High School+96.8%
Graduate+13.9%
School Score6.40
Community
2024 VoteR 75% / D 24%
Commute34 min
Broadband91.1%
EV Stations6
Libraries1
Is Moyock a Good Place to Live?
Based on current data, Moyock receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, abundant sunshine, a low poverty rate. Areas to be aware of include elevated crime rates. Moyock offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Moyock is $109,700, which is significantly higher than the national average / 46% above $75,149. This places Moyock among higher-income communities. The job market is very strong with unemployment at just 2.1%. Only 4.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 34 minutes.
Cost of Living & Housing
The median home value in Moyock is $391,800, 39% above the national median. Renters pay a median of $1,686 per month, significantly above the national average of $1,163. A price-to-income ratio of 3.6x indicates a reasonably affordable housing market.
Safety & Crime
The violent crime rate of 501 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 4,383 per 100,000, 124% above the national average.
Education
30.6% of residents hold a bachelor's degree, below the national average of 33.7%. 96.8% have completed high school. Local schools score 6.4/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Moyock enjoys a moderate climate with an average annual temperature of 63°F. Winters average 44°F in January while summers reach 83°F in July. With 305 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 48.6 inches. Air quality is rated Good with a median AQI of 40.
Moyock has a population of 5,669 with a density of 544 people per square mile, spread across 10.5 square miles. The median age is 37.5 years, 4% younger than the national median of 38.9. The gender split is 50.1% female and 49.9% male. The city is predominantly White (77.3%), with 9% Black. English is the primary language spoken at home by 98.2% of residents. 16.9% of the population are veterans, above the national rate of 6.0%. 9.2% of residents have a disability (below the 13.0% national average). 93.2% have health insurance coverage.
Population
37.5yrs
Median Age
4% below US avg
Language Spoken at Home
English Only
98.2%
25% above US avg
Spanish
1.8%
87% below US avg
The median household income in Moyock is $109,700, which is 46% above the national average of $75,149. Per capita income is $47,749 (above the $39,052 national figure). The average weekly wage is $957, 33% lower than the U.S. average. The unemployment rate is 2.1% (below the 3.6% US average). 4.4% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 235 business establishments, including 12 restaurants. The cost of living index is 94.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 34 minutes (longer than the 28-minute US average). 11.1% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $109,700 |
| 46% above US avg |
| Per Capita Income | $47,749 |
| Avg Weekly Wage | $957 |
| IRS Avg AGI | $74,818 |
| Gini Index | 0.351 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.1% |
| 42% below US avg |
| Poverty Rate | 4.4% |
| 65% below US avg |
| Establishments (County) | 235 |
| County GDP | $226M |
Business (County)
| Restaurants | 12 |
| Healthcare | 9 |
| Retail | 18 |
Tax & Cost of Living
| Property Tax (IRS) | $3,093 |
| 12% below US avg |
| Cost of Living | 94.30 (100=avg) |
| Effective Tax Rate | 0.79% |
Commute & Transportation
| Commute Time | 34.4 min |
| Drive Alone | 77.2% |
| Public Transit | 0.0% |
| Work from Home | 11.1% |
The median home value in Moyock is $391,800, 39% above the national median of $281,900. Zillow estimates the typical home value at $489,815, higher than the Census estimate. Homes sell for 99.9% of their list price. Monthly rent averages $1,686 (45% above the national average of $1,163). Fair market rent ranges from $981 for a one-bedroom to $1,161 for a two-bedroom apartment. 91.6% of housing units are owner-occupied (above the 65.4% national rate). There are 1,958 total housing units in the city. The median year a home was built is 2000. The average annual property tax is $3,093. 42.6% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 3.6x.
Home Values
| Census Median | $391,800 |
| 39% above US avg |
| Zillow ZHVI | $489,815 |
| Median List Price | $481,735 |
Real Estate Market (Redfin)
| Median List Price | $481,735 |
| $/Sq Ft | $219 |
| Homes Sold | 9 |
| Sale-to-List Ratio | 99.9% |
| Price Drops | 19.5% |
| Inventory | 41 |
Rental Costs
| Census Median Rent | $1,686 |
| 45% above US avg |
| Rent Burden | 42.6% |
HUD Fair Market Rent
| Studio | $932 |
| 1 Bedroom | $981 |
| 2 Bedrooms | $1,161 |
| 3 Bedrooms | $1,499 |
| 4 Bedrooms | $1,780 |
Ownership & Property
| Homeownership | 91.6% |
| Owner-Occupied | 91.6% |
| Renter-Occupied | 8.4% |
| Housing Units | 1,958 |
| Median Year Built | 2000 |
Property Tax
| Avg Tax (IRS) | $3,093 |
| 12% below US avg |
| Effective Rate | 0.79% |
In Moyock, 33.0% of adults are obese, above the national rate of 32.1%. 8.3% have diabetes (below the 10.5% national rate). Heart disease affects 4.8% of residents, below the national average. 29.6% have high blood pressure. 12.2% are current smokers. 18.7% report binge drinking. 19.4% are physically inactive, below the national average. 25.5% report depression (above the 20.0% national average). 17.0% experience frequent mental distress. 7.9% of residents lack health insurance. The primary care physician ratio is 1:5,417. 62.1% of residents have access to exercise opportunities. The food environment index is 8.8 out of 10.
Health Metrics: Moyock vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.0% |
| 3% above US avg |
| Diabetes | 8.3% |
| Heart Disease | 4.8% |
| High Blood Pressure | 29.6% |
| Asthma | 10.5% |
| COPD | 5.2% |
| Cancer | 7.3% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 12.2% |
| 13% below US avg |
| Binge Drinking | 18.7% |
| Physical Inactivity | 19.4% |
| Depression | 25.5% |
| Mental Distress | 17.0% |
| Physical Distress | 10.7% |
| Short Sleep | 32.4% |
Healthcare Access
| Insurance Rate | 93.2% |
| Uninsured | 7.9% |
| 8% below US avg |
| Primary Care | 1:5,417 |
| Mental Health | 1:1,856 |
| Checkup Rate | 77.5% |
| Dental Visits | 67.7% |
| Premature Death | 9,189/100K |
Food & Exercise
| Food Environment | 8.8/10 |
| Exercise Access | 62.1% |
| Healthcare Facilities | 9 |
Moyock has a violent crime rate of 501 per 100,000 residents, 32% above the national average of 380. Property crime stands at 4,383 per 100,000, 124% above the U.S. average. The county recorded 1 fatal traffic crashes. Overall, Moyock receives a safety grade of F.
Crime Rates: Moyock vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 501.1/100K |
| 32% above US avg |
| |
Property Crime
| Total Property | 4,382.8/100K |
| 124% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Traffic Accidents | 39 |
| Avg Accident Severity | 2.4 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Moyock enjoys a temperate climate with an average annual temperature of 63°F (17°C). Winters average 44°F in January while summers reach 83°F in July. The area gets 305 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 48.6 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 40. The city sits at an elevation of 9 feet, near sea level.
Temperature
44°F Jan (7°C)
83°F Jul (28°C)
| Annual Average | 63.0°F |
| 17% above US avg |
| January Average | 44°F (7°C) |
| July Average | 83°F (28°C) |
| Sunny Days | 305 days/yr |
Geography
| Elevation | 9 ft (3 m) |
| Area | 10.5 sq mi (27.3 km²) |
| Population Density | 544/sq mi |
| Coordinates | 36.5012°N, 76.1733°W |
| Timezone | America/New_York |
| County | Camden County County |
| Nearest Airport | Elizabeth City Cg Air Station/Regional (ECG) 17 miles away |
Precipitation & Snow
Annual Rainfall
48.6"
28% above US avg
Wettest Month (Jul)
5.39"
Air Quality
| AQI Median | 40.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 2.5 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 71.6 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
| Coastal Flood |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
2 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M2.9. Most recent: M2.9 on Feb 11, 2014.
| Aug 3, 1995 |
13 km N of Williamsburg, Virginia |
M2.9 |
109 km |
| Feb 11, 2014 |
7 km NW of Hobucken, North Carolina |
M2.9 |
140 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
21 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 3. Most recent: Dorian (2019, Cat 2).
| Year |
Name |
Category |
Closest |
| 2019 |
Dorian |
Category 2 |
145 km |
| 2018 |
Florence |
Category 2 |
272 km |
| 2016 |
Matthew |
Category 1 |
195 km |
| 2014 |
Arthur |
Category 2 |
99 km |
| 2011 |
Irene |
Category 1 |
47 km |
| 2010 |
Earl |
Category 2 |
252 km |
| 2005 |
Ophelia |
Category 1 |
203 km |
| 2004 |
Alex |
Category 2 |
160 km |
| 2003 |
Isabel |
Category 2 |
108 km |
| 1999 |
Floyd |
Category 2 |
34 km |
| 1999 |
Irene |
Category 2 |
201 km |
| 1999 |
Dennis |
Category 2 |
275 km |
| 1998 |
Bonnie |
Category 2 |
82 km |
| 1996 |
Fran |
Category 3 |
270 km |
| 1996 |
Bertha |
Category 2 |
211 km |
| 1993 |
Emily |
Category 3 |
139 km |
| 1991 |
Bob |
Category 3 |
150 km |
| 1986 |
Charley |
Category 1 |
33 km |
| 1985 |
Gloria |
Category 2 |
118 km |
| 1984 |
Diana |
Category 4 |
291 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
281 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 23 fatalities, 420 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 30, 2023 |
EF3 |
43 km |
0 |
| Aug 3, 2020 |
EF3 |
94 km |
2 |
| Apr 16, 2011 |
EF3 |
87 km |
2 |
| Apr 16, 2011 |
EF3 |
84 km |
12 |
| Apr 28, 2008 |
EF3 |
52 km |
0 |
| Mar 28, 1984 |
EF3 |
49 km |
2 |
| Sep 5, 1979 |
EF3 |
58 km |
0 |
| Jul 4, 1967 |
EF3 |
37 km |
0 |
| Sep 17, 1952 |
EF3 |
80 km |
0 |
| Aug 4, 2020 |
EF2 |
75 km |
0 |
| Mar 31, 2017 |
EF2 |
27 km |
0 |
| Apr 25, 2014 |
EF2 |
71 km |
1 |
| Apr 25, 2014 |
EF2 |
68 km |
0 |
| Aug 26, 2011 |
EF2 |
65 km |
0 |
| Apr 16, 2011 |
EF2 |
63 km |
0 |
| Apr 16, 2011 |
EF2 |
66 km |
0 |
| May 11, 2008 |
EF2 |
100 km |
0 |
| May 9, 2008 |
EF2 |
67 km |
0 |
| Oct 17, 1999 |
EF2 |
31 km |
0 |
| Sep 4, 1999 |
EF2 |
60 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: ALLAN ROAD (110,696 ac, 1985).
| Year |
Name |
Acres |
Distance |
| 1985 |
ALLAN ROAD |
110,696 |
90 km |
| 2008 |
EVANS ROAD |
41,560 |
91 km |
| 2011 |
PAINS BAY |
40,218 |
98 km |
| 2011 |
LATERAL WEST |
6,188 |
29 km |
| 2008 |
SOUTH 1 |
5,940 |
30 km |
| 2023 |
LAST RESORT |
4,974 |
86 km |
| 2009 |
2-2-1 ROANOKE MARSHES |
4,953 |
82 km |
| 2017 |
NCALR FY17 RX A 2.2 |
3,303 |
84 km |
| 2003 |
ROANOKE MARSH 2 2 5 A |
3,156 |
84 km |
| 2006 |
ROANOKE MARSHES - 2.2.5 |
3,139 |
83 km |
| 1999 |
NORTH RIVER |
3,055 |
24 km |
| 2009 |
SW MASHOES |
2,499 |
68 km |
| 2003 |
FIRST FIRE-CODE 1 |
2,319 |
96 km |
| 2008 |
MCPHERSON ROAD |
2,087 |
15 km |
| 2000 |
QUAD 2 1 2 |
2,068 |
78 km |
| 2022 |
FEREBEE ROAD |
1,954 |
95 km |
| 1990 |
UNNAMED |
1,877 |
85 km |
| 2014 |
NCMCR-FY14-RX-MIDDLE MARSH |
1,876 |
20 km |
| 2023 |
NCALR-HFR-FY23-RX-PRESCRIBED FIRE |
1,568 |
84 km |
| 2009 |
2-2-6 ROANOKE MARSHES WOODLANDS |
1,522 |
89 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
44°F (7°C) |
4.2 in |
|
| February |
42°F (6°C) |
3.7 in |
Coldest |
| March |
50°F (10°C) |
4.0 in |
|
| April |
58°F (14°C) |
3.2 in |
|
| May |
66°F (19°C) |
4.1 in |
|
| June |
74°F (23°C) |
4.0 in |
|
| July |
83°F (28°C) |
5.4 in |
Warmest, Wettest |
| August |
77°F (25°C) |
5.3 in |
|
| September |
72°F (22°C) |
4.3 in |
|
| October |
61°F (16°C) |
3.7 in |
|
| November |
53°F (12°C) |
3.0 in |
Driest |
| December |
44°F (7°C) |
3.4 in |
|
Moyock has a seasonal temperature swing of 41°F / from 42°F in February to 83°F in July. Total annual precipitation is 48.2 inches, with July being the wettest month (5.4") and November the driest (3.0").
Average costs for common services in Moyock. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$236 ($141–$377) |
| Specialist Visit |
$330 ($189–$519) |
| Urgent Care Visit |
$189 ($94–$330) |
| Emergency Room Visit |
$2,075 ($754–$4,715) |
| Dental Cleaning |
$123 ($71–$189) |
| Dental Filling |
$236 ($141–$377) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($24–$71) |
| Oil Change (Synthetic) |
$71 ($47–$113) |
| Brake Pad Replacement |
$283 ($141–$472) |
| Tire Rotation |
$38 ($19–$71) |
| New Tires (Set of 4) |
$566 ($377–$943) |
| Battery Replacement |
$189 ($94–$330) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$94 ($57–$141) |
| Electrician (Per Hour) |
$85 ($47–$132) |
| HVAC Repair |
$377 ($141–$754) |
| HVAC System Install |
$6,601 ($3,772–$11,316) |
| Roof Repair |
$943 ($377–$1,886) |
| Roof Replacement |
$8,487 ($5,187–$14,145) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,415 ($472–$3,301) |
| Divorce (Contested) |
$14,145 ($4,715–$28,290) |
| DUI Defense |
$4,715 ($1,886–$9,430) |
| Bankruptcy (Chapter 7) |
$1,415 ($754–$2,829) |
| Will Preparation |
$472 ($189–$943) |
| Trust Preparation |
$2,358 ($943–$4,715) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14–$42) |
| Women's Haircut |
$52 ($28–$94) |
| Hair Coloring (Full) |
$141 ($71–$236) |
| Manicure |
$24 ($14–$42) |
| Pedicure |
$38 ($24–$61) |
| Massage (1 Hour) |
$75 ($47–$123) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.87 ($2.83–$5.19) |
| Dozen Eggs (per dozen) |
$3.30 ($2.36–$4.72) |
| Loaf of Bread |
$3.58 ($2.36–$5.19) |
| Chicken Breast (per lb) |
$4.24 ($2.83–$6.13) |
| Ground Beef (per lb) |
$5.19 ($3.77–$7.07) |
| Rice (per lb) |
$0.94 ($0.57–$1.70) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($75–$236) |
| Natural Gas (Monthly) |
$66 ($28–$141) |
| Water/Sewer (Monthly) |
$66 ($38–$113) |
| Internet (Monthly) |
$66 ($38–$94) |
| Cell Phone Plan (Monthly) |
$61 ($28–$94) |
| Cable TV (Monthly) |
$80 ($47–$141) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$189 ($71–$472) |
| Car Insurance (Annual) |
$1,886 ($1,132–$3,301) |
| Bus Pass (Monthly) |
$66 ($28–$123) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.54–$24) |
| Car Registration (Annual) |
$94 ($28–$236) |
| Driver's License Renewal |
$28 ($14–$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,132 ($566–$2,358) |
| Daycare (Toddler, Monthly) |
$943 ($472–$1,886) |
| After-School Care (Monthly) |
$377 ($189–$660) |
| Tutoring (Per Hour) |
$47 ($24–$94) |
| SAT/ACT Prep Course |
$943 ($377–$2,358) |
| Private School (K-12, Annual) |
$11,788 ($4,715–$28,290) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$57 ($28–$94) |
| Dog Vaccination (Annual) |
$94 ($47–$189) |
| Dog Grooming |
$57 ($28–$94) |
| Pet Boarding (Per Night) |
$38 ($19–$71) |
| Dog Spay/Neuter |
$283 ($141–$472) |
| Cat Spay/Neuter |
$189 ($94–$377) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $783 |
| Toddler | $761 |
| Preschool | $365 |
| Family Childcare (monthly) |
| Infant | $719 |
| Toddler | $632 |
| Preschool | $565 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Moyock
What is the population of Moyock?
Moyock has a population of 5,669 residents and is located in North Carolina. The population density is 544 people per square mile, spread across 10.5 square miles. The median age of residents is 37.5 years. The population is 50.1% female and 49.9% male.
Is Moyock expensive to live in?
Moyock is more affordable than the national average, with a cost of living index of 94.3 / below the baseline of 100. The median household income is $109,700, 46% above the national average of $75,149. The median home value is $391,800 (39% above the U.S. median). Renters pay a median of $1,686 per month, above the national average of $1,163. The home price-to-income ratio is 3.6x, indicating housing is reasonably affordable relative to local income levels.
Is Moyock safe?
The violent crime rate in Moyock is 501 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 4,383 per 100,000 (above the national average). Overall, Moyock receives a safety grade of F based on combined crime data.
What is the weather like in Moyock?
Moyock enjoys a temperate climate with an average annual temperature of 63°F (17°C). Winter temperatures average 44°F in January, while summers reach an average of 83°F in July. The area receives 305 sunny days per year, well above the national average of 205. Annual rainfall totals 48.6 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 40.
How is the job market in Moyock?
The job market in Moyock is very strong, with unemployment at just 2.1% / well below the national rate of 3.6%. The average weekly wage is $957. There are 235 business establishments in the area, including 12 restaurants and food service locations. The average commute time is 34 minutes, and 11.1% of workers work from home.
How much does housing cost in Moyock?
The median home value in Moyock is $391,800. Zillow estimates the typical home value at $489,815. For renters, the median monthly rent is $1,686. Fair market rent is $981 for a 1-bedroom and $1,161 for a 2-bedroom apartment. The homeownership rate is 91.6%. The average annual property tax is $3,093.
How are the schools in Moyock?
Schools in Moyock score 6.4 out of 10 on standardized testing, near the national average. 30.6% of adults in Moyock hold a bachelor's degree or higher, below the national average of 33.7%. 96.8% have completed high school. 13.9% hold a graduate or professional degree.
How healthy is Moyock?
The obesity rate in Moyock is 33.0% (above the national rate of 32.1%). 12.2% of adults are smokers. 19.4% are physically inactive. 25.5% of residents report depression. 7.9% lack health insurance. 62.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:5,417.
What is transportation like in Moyock?
The average commute in Moyock is 34 minutes, longer than the national average of 28 minutes. 77.2% of workers drive alone to work, and 11.1% work from home.
What are the demographics of Moyock?
The racial and ethnic makeup of Moyock is 77.3% White, 9% Black or African American, 0.6% Hispanic or Latino. 98.2% of residents speak only English at home. 16.9% of the population are military veterans. 9.2% of residents have a disability. 93.2% have health insurance coverage.