Median Income
$73,571
2% lower than US avg
Home Value
$104,700
63% lower than US avg
Violent Crime
180/100K
53% lower than US avg
Bachelor's+
22.9%
32% lower than US avg
Median Rent
$608
48% lower than US avg
Obesity Rate
36.3%
13% higher than US avg
Unemployment
11.4%
217% higher than US avg
Poverty Rate
1.7%
86% lower than US avg
How Hammond Compares to the U.S. Average (100% = U.S. avg)
People
Population602
Median Age33.4 yrs
Density792/mi²
Male / Female53% / 47%
Largest GroupWhite 98%
Veterans10.1%
Economy
B
Median Income$73,571
Per Capita$30,871
Unemployment11.4%
Poverty1.7%
County GDP$981M
Commute38 min
Housing
A+
Home Value$104,700
Rent$608
Ownership85.9%
Zillow$142,086
Housing Units286
Rent Burden19.0%
Crime
F
Violent180/100K
Property809/100K
Health
Obesity36.3%
Uninsured7.6%
Smoking15.0%
Depression24.2%
Heart Disease5.2%
Climate
Avg Temp53°F (12°C)
AQI43 (Good)
Rain36.4 in/yr
Sunny Days302/yr
Elevation670 ft (204 m)
Education
C+
Bachelor's+22.9%
High School+87.7%
Graduate+3.7%
School Score5.53
Community
2024 VoteR 74% / D 25%
Commute38 min
Broadband86.6%
EV Stations1
Libraries4
Is Hammond a Good Place to Live?
Based on current data, Hammond receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include above-average unemployment, long commute times. Hammond offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Hammond is $73,571, roughly in line with the national average of $75,149. At 11.4%, unemployment is notably high. Only 1.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 38 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Hammond is $104,700, 63% below the national median / offering relatively affordable homeownership. Renters pay a median of $608 per month, below the national average / a plus for affordability. At just 1.4x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Hammond is below the national average at 180 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 809 per 100,000, 59% below the national average.
Education
22.9% of residents hold a bachelor's degree, below the national average of 33.7%. 87.7% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Hammond experiences four distinct seasons with an average temperature of 53°F. Winters average 27°F in January while summers reach 76°F in July. With 302 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 36.4 inches. Air quality is rated Good with a median AQI of 43.
Hammond has a population of 602 with a density of 792 people per square mile, spread across 0.3 square miles. The median age is 33.4 years, 14% younger than the national median of 38.9. The gender split is 47% female and 53% male. The city is predominantly White (97.7%). English is the primary language spoken at home by 95.6% of residents. 10.1% of the population are veterans, above the national rate of 6.0%. 16.8% of residents have a disability (above the 13.0% national average). 90.5% have health insurance coverage.
Population
33.4yrs
Median Age
14% below US avg
Language Spoken at Home
English Only
95.6%
22% above US avg
Spanish
4.4%
67% below US avg
The median household income in Hammond is $73,571, which is 2% below the national average of $75,149. Per capita income is $30,871 (below the $39,052 national figure). The average weekly wage is $992, 31% lower than the U.S. average. The unemployment rate is 11.4% (above the 3.6% US average). 1.7% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 342 business establishments, including 25 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 38 minutes (longer than the 28-minute US average). 3.6% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $73,571 |
| 2% below US avg |
| Per Capita Income | $30,871 |
| Avg Weekly Wage | $992 |
| IRS Avg AGI | $79,919 |
| Gini Index | 0.421 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 11.4% |
| 217% above US avg |
| Poverty Rate | 1.7% |
| 86% below US avg |
| Establishments (County) | 342 |
| County GDP | $981M |
Business (County)
| Restaurants | 25 |
| Healthcare | 33 |
| Retail | 46 |
| Manufacturing | 45 |
Tax & Cost of Living
| Property Tax (IRS) | $5,233 |
| 50% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 5.00% |
Commute & Transportation
| Commute Time | 38.0 min |
| Drive Alone | 87.8% |
| Public Transit | 0.0% |
| Work from Home | 3.6% |
The median home value in Hammond is $104,700, 63% below the national median of $281,900. Zillow estimates the typical home value at $142,086, higher than the Census estimate. Homes sell for 97.3% of their list price. Monthly rent averages $608 (48% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 85.9% of housing units are owner-occupied (above the 65.4% national rate). There are 286 total housing units in the city. The median year a home was built is 1962. The average annual property tax is $5,233 (higher than the $3,500 national average). 19.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.4x, well within the affordable range.
Home Values
| Census Median | $104,700 |
| 63% below US avg |
| Zillow ZHVI | $142,086 |
| Median List Price | $143,700 |
Real Estate Market (Redfin)
| Median List Price | $143,700 |
| $/Sq Ft | $82 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 97.3% |
| Price Drops | 0.0% |
| Inventory | 2 |
Rental Costs
| Census Median Rent | $608 |
| 48% below US avg |
| Rent Burden | 19.0% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 85.9% |
| Owner-Occupied | 85.9% |
| Renter-Occupied | 14.1% |
| Housing Units | 286 |
| Median Year Built | 1962 |
Property Tax
| Avg Tax (IRS) | $5,233 |
| 50% above US avg |
| Effective Rate | 5.00% |
In Hammond, 36.3% of adults are obese, above the national rate of 32.1%. 9.1% have diabetes. Heart disease affects 5.2% of residents. 30.3% have high blood pressure. 15.0% are current smokers. 21.1% report binge drinking. 21.8% are physically inactive. 24.2% report depression (above the 20.0% national average). 18.8% experience frequent mental distress. 7.6% of residents lack health insurance. The primary care physician ratio is 1:3,627. The dentist ratio is 1:7,161. 65.8% of residents have access to exercise opportunities. The food environment index is 9.1 out of 10.
Health Metrics: Hammond vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.3% |
| 13% above US avg |
| Diabetes | 9.1% |
| Heart Disease | 5.2% |
| High Blood Pressure | 30.3% |
| Asthma | 10.6% |
| COPD | 6.4% |
| Cancer | 7.3% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 15.0% |
| 7% above US avg |
| Binge Drinking | 21.1% |
| Physical Inactivity | 21.8% |
| Depression | 24.2% |
| Mental Distress | 18.8% |
| Physical Distress | 12.5% |
| Short Sleep | 37.1% |
Healthcare Access
| Insurance Rate | 90.5% |
| Uninsured | 7.6% |
| 12% below US avg |
| Primary Care | 1:3,627 |
| Dentists | 1:7,161 |
| Mental Health | 1:495 |
| Checkup Rate | 75.2% |
| Dental Visits | 62.3% |
| Premature Death | 8,830/100K |
Food & Exercise
| Food Environment | 9.1/10 |
| Exercise Access | 65.8% |
| Healthcare Facilities | 33 |
Hammond has a violent crime rate of 180 per 100,000 residents, 53% below the national average of 380. Property crime stands at 809 per 100,000, 59% below the U.S. average. The county recorded 1 fatal traffic crashes. Overall, Hammond receives a safety grade of F.
Crime Rates: Hammond vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 179.7/100K |
| 53% below US avg |
| |
Property Crime
| Total Property | 808.6/100K |
| 59% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Traffic Accidents | 1 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Hammond experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 27°F in January while summers reach 76°F in July. The area gets 302 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 36.4 inches. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 670 feet.
Temperature
27°F Jan (-3°C)
76°F Jul (24°C)
| Annual Average | 53.1°F |
| 2% below US avg |
| January Average | 27°F (-3°C) |
| July Average | 76°F (24°C) |
| Sunny Days | 302 days/yr |
Geography
| Elevation | 670 ft (204 m) |
| Area | 0.3 sq mi (0.8 km²) |
| Population Density | 792/sq mi |
| Coordinates | 39.8034°N, 88.5946°W |
| Timezone | America/Chicago |
| County | Moultrie County County |
| Nearest Airport | Central Il Regional/Bloomington-Normal (BMI)
50 miles away |
Precipitation & Snow
Annual Rainfall
36.4"
4% below US avg
Wettest Month (Jul)
4.41"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 45.0 / 100 |
| Social Vulnerability | 81.2 / 100 |
| Community Resilience | 60.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
17 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.3 on May 13, 2025.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
112 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
126 km |
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
117 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
55 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
135 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
94 km |
| Jul 1, 2017 |
9 km SSE of Mulberry Grove, Illinois |
M3.1 |
119 km |
| May 10, 2012 |
0 km NW of Emison, Indiana |
M3.1 |
148 km |
| Dec 16, 1996 |
3 km NNE of Terre Haute, Indiana |
M3.1 |
108 km |
| Apr 24, 1990 |
5 km SW of Newton, Illinois |
M2.9 |
100 km |
| Sep 5, 2004 |
3 km WNW of Saint Peter, Illinois |
M2.9 |
105 km |
| Sep 10, 2023 |
9 km E of Parkersburg, Illinois |
M2.7 |
145 km |
| Sep 14, 2011 |
8 km NW of Mount Erie, Illinois |
M2.7 |
140 km |
| Apr 16, 1991 |
4 km E of Parkersburg, Illinois |
M2.7 |
144 km |
| May 10, 2012 |
1 km NNW of Emison, Indiana |
M2.7 |
147 km |
| Mar 15, 2025 |
6 km W of Dwight, Illinois |
M2.6 |
143 km |
| Jun 16, 2022 |
4 km ESE of Parkersburg, Illinois |
M2.5 |
145 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
735 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 22 fatalities, 603 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 2, 1990 |
EF4 |
99 km |
0 |
| May 5, 1977 |
EF4 |
75 km |
0 |
| Mar 20, 1976 |
EF4 |
18 km |
0 |
| Jun 14, 1957 |
EF4 |
95 km |
2 |
| Dec 1, 2018 |
EF3 |
81 km |
0 |
| Nov 17, 2013 |
EF3 |
23 km |
0 |
| Nov 17, 2013 |
EF3 |
60 km |
0 |
| Aug 19, 2009 |
EF3 |
84 km |
0 |
| Apr 19, 1996 |
EF3 |
65 km |
1 |
| Apr 19, 1996 |
EF3 |
42 km |
0 |
| Apr 19, 1996 |
EF3 |
50 km |
0 |
| Apr 19, 1996 |
EF3 |
86 km |
0 |
| May 9, 1995 |
EF3 |
97 km |
0 |
| Aug 21, 1977 |
EF3 |
42 km |
6 |
| Aug 6, 1977 |
EF3 |
98 km |
0 |
| Aug 10, 1974 |
EF3 |
81 km |
0 |
| Aug 10, 1974 |
EF3 |
45 km |
0 |
| Apr 3, 1974 |
EF3 |
48 km |
0 |
| Apr 3, 1974 |
EF3 |
37 km |
1 |
| Apr 3, 1974 |
EF3 |
47 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
27°F (-3°C) |
2.0 in |
Coldest |
| February |
30°F (-1°C) |
1.9 in |
Driest |
| March |
41°F (5°C) |
3.3 in |
|
| April |
53°F (11°C) |
3.9 in |
|
| May |
63°F (17°C) |
4.1 in |
|
| June |
72°F (22°C) |
3.9 in |
|
| July |
76°F (24°C) |
4.4 in |
Warmest, Wettest |
| August |
73°F (23°C) |
3.7 in |
|
| September |
67°F (19°C) |
3.2 in |
|
| October |
55°F (13°C) |
2.8 in |
|
| November |
42°F (6°C) |
3.4 in |
|
| December |
31°F (-1°C) |
3.0 in |
|
Hammond has a seasonal temperature swing of 48°F / from 27°F in January to 76°F in July. Total annual precipitation is 39.7 inches, with July being the wettest month (4.4") and February the driest (1.9").
Average costs for common services in Hammond. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $826 |
| Toddler | $703 |
| Preschool | $611 |
| Family Childcare (monthly) |
| Infant | $801 |
| Toddler | $628 |
| Preschool | $628 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Hammond
What is the population of Hammond?
Hammond has a population of 602 residents and is located in Illinois. The population density is 792 people per square mile, spread across 0.3 square miles. The median age of residents is 33.4 years, which is younger than the national median of 38.9 years. The population is 47% female and 53% male.
Is Hammond expensive to live in?
Hammond has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $73,571, 2% below the national average of $75,149. The median home value is $104,700 (63% below the U.S. median). Renters pay a median of $608 per month, below the national average of $1,163. The home price-to-income ratio is 1.4x, indicating housing is reasonably affordable relative to local income levels.
Is Hammond safe?
Hammond is safer than the national average, with a violent crime rate of 180 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 809 per 100,000 (below the national average). Overall, Hammond receives a safety grade of F based on combined crime data.
What is the weather like in Hammond?
Hammond has a four-season climate with an average annual temperature of 53°F (12°C). Winter temperatures average 27°F in January, while summers reach an average of 76°F in July. The area receives 302 sunny days per year, well above the national average of 205. Annual rainfall totals 36.4 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Hammond?
The job market in Hammond faces challenges, with unemployment at 11.4% / significantly above the national rate of 3.6%. The average weekly wage is $992. There are 342 business establishments in the area, including 25 restaurants and food service locations. The average commute time is 38 minutes, and 3.6% of workers work from home.
How much does housing cost in Hammond?
The median home value in Hammond is $104,700. Zillow estimates the typical home value at $142,086. For renters, the median monthly rent is $608. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 85.9%. The average annual property tax is $5,233.
How are the schools in Hammond?
Schools in Hammond score 5.5 out of 10 on standardized testing, near the national average. 22.9% of adults in Hammond hold a bachelor's degree or higher, below the national average of 33.7%. 87.7% have completed high school. 3.7% hold a graduate or professional degree.
How healthy is Hammond?
The obesity rate in Hammond is 36.3% (above the national rate of 32.1%). 15.0% of adults are smokers. 21.8% are physically inactive. 24.2% of residents report depression. 7.6% lack health insurance. 65.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,627.
What is transportation like in Hammond?
The average commute in Hammond is 38 minutes, longer than the national average of 28 minutes. 87.8% of workers drive alone to work, and 3.6% work from home.
What are the demographics of Hammond?
The racial and ethnic makeup of Hammond is 97.7% White. 95.6% of residents speak only English at home, while 4.4% speak Spanish. 10.1% of the population are military veterans. 16.8% of residents have a disability. 90.5% have health insurance coverage.
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