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Harding, MN

Minnesota

Harding is a small town in Minnesota with a population of 138. Residents earn $70,000 per year, which is 7% below the national average.

3.7 /5.0
B+ Good
138 Population 45/sq mi density
$70,000 Median Income $29,739 per capita
$159,700 Home Value
45°F Avg Temperature 276 sunny days/yr
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.4 / 5.0
$70,000 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$159,700 home value
D
Education
1.7 / 5.0
9.1% bachelor's degree or higher
Median Income $70,000
7% lower than US avg
Home Value $159,700
43% lower than US avg
Bachelor's+ 9.1%
73% lower than US avg
Obesity Rate 37.0%
15% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 5.7%
54% lower than US avg

How Harding Compares to the U.S. Average (100% = U.S. avg)

People

Population138
Median Age50.5 yrs
Density45/mi²
Male / Female68% / 32%
Largest GroupWhite 94%
Veterans13.3%

Economy

A
Median Income$70,000
Per Capita$29,739
Unemployment0.0%
Poverty5.7%
County GDP$1,501M
Commute29 min

Housing

A+
Home Value$159,700
RentN/A
OwnershipN/A
Housing Units46
Rent Burden23.7%

Health

Obesity37.0%
Uninsured8.5%
Smoking17.4%
Depression26.6%
Heart Disease6.1%

Climate

Avg Temp45°F (7°C)
AQI36 (Good)
Rain27.2 in/yr
Sunny Days276/yr
Elevation1,267 ft (386 m)

Education

D
Bachelor's+9.1%
High School+93.6%
Graduate+0.9%
School Score6.08

Community

2024 VoteR 77% / D 21%
Commute29 min
Broadband44.0%
Libraries5

Is Harding a Good Place to Live?

Based on current data, Harding receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Harding offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Harding is $70,000, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 5.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.

Cost of Living & Housing

The median home value in Harding is $159,700, 43% below the national median — offering relatively affordable homeownership. At just 2.3x median income, home prices are very affordable relative to local earnings.

Education

9.1% of residents hold a bachelor's degree, below the national average of 33.7%. 93.6% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Harding has a cool climate with an average annual temperature of 45°F. Winters average 14°F in January while summers reach 73°F in July. With 276 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 27.2 inches, including 52.8 inches of snow. Air quality is rated Good with a median AQI of 36.

Harding has a population of 138 with a density of 45 people per square mile. The median age is 50.5 years, 30% older than the national median of 38.9. The city is predominantly White (94.2%).

Population

138
Total Population
45
People / sq mi
50.5yrs
Median Age
30% above US avg
3.1mi²
Land Area

Gender Distribution

Male 68.1%
Female 31.9%

Race & Ethnicity

Harding vs U.S. Average

Language Spoken at Home

English Only95.6%
22% above US avg
Spanish4.4%
67% below US avg

Social Characteristics

Harding vs U.S. Average

The median household income in Harding is $70,000, which is 7% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 5.7% of residents live below the poverty line. Workers commute an average of 29 minutes.

Income: Harding vs U.S.

Commute Mode

Income

Median HH Income$70,000
7% below US avg
Per Capita Income$29,739
Avg Weekly Wage$909
IRS Avg AGI$65,404

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate5.7%
54% below US avg
Establishments (County)1,122
County GDP$1,501M

Business (County)

Restaurants94
Healthcare101
Retail130
Manufacturing55

Tax & Cost of Living

Property Tax (IRS)$3,307
6% below US avg
Cost of Living98.60 (100=avg)
Effective Tax Rate2.07%

Commute & Transportation

Commute Time28.5 min
Drive Alone74.1%
Public Transit0.0%
Work from Home20.4%

Walkability

The median home value in Harding is $159,700, 43% below the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$159,700
43% below US avg

Real Estate Market (Redfin)

Rental Costs

Rent Burden23.7%

HUD Fair Market Rent

Studio$809
1 Bedroom$899
2 Bedrooms$1,125
3 Bedrooms$1,483
4 Bedrooms$1,698

Ownership & Property

Owner-Occupied88.6%
Housing Units46
Median Year Built1959

Property Tax

Avg Tax (IRS)$3,307
6% below US avg
Effective Rate2.07%
In Harding, 37.0% of adults are obese (above the 32.1% national rate). 8.5% of residents lack health insurance. 17.4% are current smokers. 26.6% report depression. 25.0% are physically inactive.

Health Metrics: Harding vs U.S. Average (%)

Chronic Conditions

Obesity37.0%
15% above US avg
Diabetes9.6%
Heart Disease6.1%
High Blood Pressure29.5%
Asthma10.8%
COPD5.9%
Cancer7.2%
Stroke3.1%

Behaviors & Mental Health

Smoking17.4%
24% above US avg
Binge Drinking19.4%
Physical Inactivity25.0%
Depression26.6%
Mental Distress17.8%
Physical Distress12.5%
Short Sleep34.7%

Healthcare Access

Insurance Rate97.8%
Uninsured8.5%
1% below US avg
Primary Care1:1,789
Dentists1:2,634
Mental Health1:745
Checkup Rate72.0%
Dental Visits61.3%
Premature Death7,367/100K

Food & Exercise

Food Environment8.1/10
Exercise Access46.2%
Healthcare Facilities101
Harding has an average annual temperature of 45°F (7°C). Winters average 14°F in January while summers reach 73°F in July. Annual precipitation is 27.2 inches. The area enjoys 276 sunny days per year. Air quality is rated Good with a median AQI of 36.

Temperature

14°F Jan (-10°C) 73°F Jul (23°C)
Annual Average44.9°F
17% below US avg
January Average14°F (-10°C)
July Average73°F (23°C)
Sunny Days276 days/yr

Precipitation & Snow

Annual Rainfall27.2 inches
28% below US avg
Snowfall52.8 inches/yr

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation1,267 ft (386 m)
Area3.1 sq mi (8.0 km²)
Population Density45/sq mi
Coordinates46.1191°N, 94.0368°W
TimezoneAmerica/Chicago
County FIPS27097
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 9.1% of residents hold a bachelor's degree or higher (73% below US avg). In the 2024 election, the county voted Republican by a 56-point margin. 44.0% of households have broadband internet.

2024 Presidential Election (County)

R 77.3%
D 21.2%

Winner: Republican by 56 points

Education

Bachelor's Degree+9.1%
73% below US avg
High School+93.6%
Graduate Degree+0.9%
School Test Score6.08
D Education Grade (1.7/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density45/sq mi
Total Area3.1 sq mi

Infrastructure & Services

Broadband Access44.0%
Public Libraries5
Healthcare Facilities101
Restaurants94
Retail Stores130

Safety & Disasters

Fatal Crashes (County/yr)5

Commute & Transportation

Avg Commute28.5 min
Drive Alone74.1%
Public Transit0.0%
Work from Home20.4%

Nearby Cities

Pierz, MN 1,581 pop · 10.3 mi Little Falls, MN 9,094 pop · 18.0 mi Brainerd, MN 14,474 pop · 18.1 mi Baxter, MN 8,804 pop · 19.3 mi Royalton, MN 1,092 pop · 23.4 mi East Gull Lake, MN 1,173 pop · 24.8 mi Crosby, MN 2,253 pop · 26.2 mi Rice, MN 1,998 pop · 26.8 mi Nisswa, MN 1,744 pop · 29.2 mi Lake Shore, MN 1,117 pop · 30.9 mi Milaca, MN 3,033 pop · 31.1 mi Foley, MN 2,685 pop · 32.1 mi Aitkin, MN 2,217 pop · 32.3 mi Pequot Lakes, MN 2,236 pop · 34.5 mi
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