At a Glance
Median Income
$70,000
$29,739 per capita
Home Value
$159,700
Zillow: $246,455
Bachelor's Degree+
9.1%
93.6% high school+
Unemployment
0.0%
5.7% poverty rate
Obesity Rate
37.0%
17.4% smoking rate
How Harding Compares to the U.S. Average
Each bar shows Harding's value as a percentage of the national average (100% = U.S. avg)
Thin vertical line = U.S. national average (100%)
Is Harding a Good Place to Live?
B+
3.7 / 5.0 - Good
Based on economy, affordability, safety, and education metrics compared to national averages.
Economy & Jobs
Harding residents earn a median household income of $70,000 , which is 7% below the national average of $75,149.
Per capita income is $29,739. The unemployment rate stands at 0.0% (100% below the U.S. rate of 3.6%). 5.7% of residents live below the poverty line. The area is home to 1,122 business establishments, including 94 restaurants.
Housing & Cost of Living
The median home value in Harding is $159,700 , 43% below the national median of $281,900.
Zillow estimates the typical home at $246,455. The cost of living index is 98.6 (100 = national average). The median home was built in 1959.
Education
9.1% of adults in Harding hold a bachelor's degree or higher
(73% below the national average).
93.6% have completed high school. Local schools score 5.8/10 in standardized testing.
Climate & Weather
Harding has an average annual temperature of 42°F (6°C).
Winters average 11°F in January while summers reach 70°F in July. Annual precipitation totals 24.5 inches.
Data Overview
People
Population138
Median Age50.5 yrs
Density45/mi²
Male / Female68% / 32%
Foreign Born3.6%
Veterans13.3%
Economy
A
Median Income$70,000
Per Capita$29,739
Unemployment0.0%
Poverty5.7%
County GDP$1,501M
Avg Weekly Wage$909
Housing
A+
Home Value$159,700
Rent
Ownership88.6%
Zillow$246,455
Housing Units46
Rent Burden23.7%
Health
Obesity37.0%
Diabetes9.6%
Smoking17.4%
Heart Disease6.1%
Premature Death7,367/100K
Climate
Avg Temp42°F
Rain24.5 in/yr
Elevation1,267 ft
Education
D
Bachelor's+9.1%
High School+93.6%
Graduate+0.9%
School Score5.8/10
Community
2024 VoteR 77% / D 21%
Commute29 min
Broadband86.4%
Internet Speed122 Mbps
EV Stations3
Libraries5
Did You Know?
The median home in Harding was built in 1959.
20.4% work from home.
The nearest airport is Brainerd Lakes Regional (20 miles).
The Gini coefficient (income inequality) is 0.424 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Low" by FEMA.
30.4% of the population has a disability.
Average internet download speed is 122 Mbps.
The county recorded 5 fatal vehicle crashes.