Harding, MN
Full City Profile · Minnesota · Morrison County County
3.7
/5.0
B+
Good
138
Population
45/sq mi density
$70,000
Median Income
$29,739 per capita
$159,700
Home Value
$246,455 Zillow
42°F
Avg Temperature
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.4 / 5.0
$70,000 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$159,700 home value, /mo rent
D
Education
1.7 / 5.0
9.1% bachelor's degree or higher
Harding has a cool climate with an average annual temperature of 42°F (6°C). Winters average 11°F in January while summers reach 70°F in July. Annual precipitation totals 24.5 inches. The area receives 52.8 inches of snow annually.
Temperature
11°F Jan (-12°C)
70°F Jul (21°C)
| Annual Average | 42.2°F |
| 22% below US avg | |
| January Average | 11°F (-12°C) |
| July Average | 70°F (21°C) |
Geography
| Elevation | 1,267 ft (386 m) |
| Area | 3.1 sq mi (8.0 km²) |
| Population Density | 45/sq mi |
| Coordinates | 46.1191°N, 94.0368°W |
| Timezone | America/Chicago |
| County | Morrison County County |
| Nearest Airport | Brainerd Lakes Regional (BRD) 20 miles away |
Precipitation & Snow
Air Quality
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 66.9 / 100 |
| Social Vulnerability | 24.0 / 100 |
| Community Resilience | 93.7 / 100 |
Hazard Breakdown
| Tornado | Relatively Low |
| Earthquake | Very Low |
| Wildfire | Relatively Low |
| Flood | Relatively Moderate |
| Hail | Relatively Moderate |
| Strong Wind | Relatively Moderate |
| Heat Wave | Very Low |
| Winter Weather | Relatively Low |
| Lightning | Relatively High |
| Ice Storm | Relatively Low |
| Drought | Relatively Low |
| Cold Wave | Relatively Low |
| Landslide | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 11°F (-12°C) | 0.5 in | Coldest |
| February | 16°F (-9°C) | 0.4 in | Driest |
| March | 29°F (-2°C) | 1.0 in | |
| April | 43°F (6°C) | 1.6 in | |
| May | 55°F (13°C) | 3.3 in | |
| June | 65°F (18°C) | 4.0 in | |
| July | 70°F (21°C) | 4.4 in | Warmest, Wettest |
| August | 67°F (20°C) | 3.1 in | |
| September | 59°F (15°C) | 2.6 in | |
| October | 45°F (7°C) | 2.4 in | |
| November | 31°F (-1°C) | 0.9 in | |
| December | 17°F (-8°C) | 0.6 in |
Harding has a seasonal temperature swing of 59°F / from 11°F in January to 70°F in July. Total annual precipitation is 24.5 inches, with July being the wettest month (4.4") and February the driest (0.4").