Median Income
$35,250
53% lower than US avg
Home Value
$111,000
61% lower than US avg
Bachelor's+
4.1%
88% lower than US avg
Median Rent
$800
31% lower than US avg
Obesity Rate
38.8%
21% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
38.6%
211% higher than US avg
How Hardinsburg Compares to the U.S. Average (100% = U.S. avg)
People
Population188
Median Age34.3 yrs
Density92/mi²
Male / Female38% / 62%
Largest GroupWhite 90%
Veterans3.2%
Economy
C+
Median Income$35,250
Per Capita$18,507
Unemployment0.0%
Poverty38.6%
County GDP$992M
Commute35 min
Housing
A+
Home Value$111,000
Rent$800
Ownership78.3%
Zillow$204,663
Rent Burden51.0%
Health
Obesity38.8%
UninsuredN/A
Depression28.0%
Heart Disease5.5%
Climate
Avg Temp56°F
AQI41 (Good)
Rain51.0 in/yr
Elevation696 ft
Education
F
Bachelor's+4.1%
High School+87.6%
School Score6.01
Community
2024 VoteR 75% / D 23%
Commute35 min
Broadband83.0%
Libraries3
Is Hardinsburg a Good Place to Live?
Based on current data, Hardinsburg receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low unemployment, affordable housing, high health insurance coverage. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Hardinsburg has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Hardinsburg is $35,250, 53% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 38.6% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 35 minutes.
Cost of Living & Housing
The median home value in Hardinsburg is $111,000, 61% below the national median — offering relatively affordable homeownership. Renters pay a median of $800 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.1x indicates a reasonably affordable housing market.
Education
4.1% of residents hold a bachelor's degree, below the national average of 33.7%. 87.6% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Hardinsburg enjoys a moderate climate with an average annual temperature of 56°F. Winters average 33°F in January while summers reach 77°F in July. Annual precipitation totals 51.0 inches. Air quality is rated Good with a median AQI of 41.
Hardinsburg has a population of 188 with a density of 92 people per square mile. The median age is 34.3 years, 12% younger than the national median of 38.9. The city is predominantly White (89.9%), with 1.6% Hispanic.
Population
34.3yrs
Median Age
12% below US avg
Race & Ethnicity
Hardinsburg vs U.S. Average
Language Spoken at Home
| English Only | 100.0% |
| 27% above US avg |
| Spanish | 0.0% |
| 100% below US avg |
Social Characteristics
Hardinsburg vs U.S. Average
The median household income in Hardinsburg is $35,250, which is 53% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 38.6% of residents live below the poverty line. Workers commute an average of 35 minutes.
Income: Hardinsburg vs U.S.
Income
| Median HH Income | $35,250 |
| 53% below US avg |
| Per Capita Income | $18,507 |
| Avg Weekly Wage | $867 |
| IRS Avg AGI | $54,247 |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 38.6% |
| 211% above US avg |
| Establishments (County) | 400 |
| County GDP | $992M |
Business (County)
| Restaurants | 43 |
| Healthcare | 45 |
| Retail | 61 |
| Manufacturing | 21 |
Tax & Cost of Living
| Property Tax (IRS) | $2,643 |
| 24% below US avg |
| Effective Tax Rate | 2.38% |
Commute & Transportation
| Commute Time | 34.8 min |
| Drive Alone | 60.6% |
| Public Transit | 0.0% |
| Work from Home | 3.0% |
The median home value in Hardinsburg is $111,000, 61% below the national average. Monthly rent averages $800 (31% below US avg). 78.3% of homes are owner-occupied. Zillow estimates the typical home value at $204,663.
Home Values
| Census Median | $111,000 |
| 61% below US avg |
| Zillow ZHVI | $204,663 |
Real Estate Market (Redfin)
| $/Sq Ft | $123 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 100.0% |
| Price Drops | 50.0% |
| Inventory | 2 |
Rental Costs
| Census Median Rent | $800 |
| 31% below US avg |
| Rent Burden | 51.0% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 78.3% |
| Owner-Occupied | 78.3% |
Property Tax
| Avg Tax (IRS) | $2,643 |
| 24% below US avg |
| Effective Rate | 2.38% |
In Hardinsburg, 38.8% of adults are obese (above the 32.1% national rate). 28.0% report depression. 24.3% are physically inactive.
Health Metrics: Hardinsburg vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.8% |
| 21% above US avg |
| Diabetes | 10.5% |
| Heart Disease | 5.5% |
| High Blood Pressure | 34.2% |
| Asthma | 11.6% |
| COPD | 7.4% |
| Stroke | 2.9% |
Behaviors & Mental Health
| |
| Binge Drinking | 18.4% |
| Physical Inactivity | 24.3% |
| Depression | 28.0% |
| Mental Distress | 19.2% |
| Physical Distress | 13.5% |
Healthcare Access
| Insurance Rate | 95.0% |
| |
| Checkup Rate | 77.6% |
| Premature Death | 9,621/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 69.9% |
| Healthcare Facilities | 45 |
Crime Rates: Hardinsburg vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
Safety Score
Hardinsburg has an average annual temperature of 56°F (14°C). Winters average 33°F in January while summers reach 77°F in July. Annual precipitation is 51.0 inches. Air quality is rated Good with a median AQI of 41.
Temperature
33°F Jan (1°C)
77°F Jul (25°C)
| Annual Average | 56.3°F |
| 4% above US avg |
| January Average | 33°F (1°C) |
| July Average | 77°F (25°C) |
Precipitation & Snow
| Annual Rainfall | 51.0 inches |
| 34% above US avg |
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Geography
| Elevation | 696 ft (212 m) |
| Area | 2.0 sq mi (5.3 km²) |
| Population Density | 92/sq mi |
| Coordinates | 38.4665°N, 86.2764°W |
| Timezone | America/Indiana/Indianapolis |
| County FIPS | 18117 |