Hardinsburg, KY

Kentucky

Hardinsburg is a small town in Kentucky with a population of 2,404. Residents earn $56,774 per year, which is 24% below the national average.

3.0 /5.0
B Good
2,404 Population 695/sq mi density
$56,774 Median Income $33,220 per capita
$128,400 Home Value $170,229 Zillow
$729 Median Rent
55°F Avg Temperature
86 Violent Crime/100K 470 property/100K
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.8 / 5.0
$56,774 median income, 2.3% unemployment
A+
Affordability
5.0 / 5.0
$128,400 home value, $729/mo rent
F
Safety
1.0 / 5.0
86 violent crimes/100K (77% below avg)
C
Education
2.4 / 5.0
17.1% bachelor's degree or higher
Median Income $56,774
24% lower than US avg
Home Value $128,400
54% lower than US avg
Violent Crime 86/100K
77% lower than US avg
Bachelor's+ 17.1%
49% lower than US avg
Median Rent $729
37% lower than US avg
Unemployment 2.3%
36% lower than US avg
Poverty Rate 11.0%
11% lower than US avg

How Hardinsburg Compares to the U.S. Average (100% = U.S. avg)

People

Population2,404
Median Age43.2 yrs
Density695/mi²
Male / Female47% / 53%
Largest GroupWhite 94%

Economy

B+
Median Income$56,774
Per Capita$33,220
Unemployment2.3%
Poverty11.0%
County GDP$541M
Commute29 min

Housing

A+
Home Value$128,400
Rent$729
OwnershipN/A
Zillow$170,229

Crime

F
Violent86/100K
Property470/100K
Murder0.0/100K
Assault43/100K
Burglary257/100K

Health

ObesityN/A
UninsuredN/A

Climate

Avg Temp55°F
AQI41 (Good)
Rain52.8 in/yr
Elevation707 ft

Education

C
Bachelor's+17.1%
High School+83.8%
School Score5.50

Community

2024 VoteR 78% / D 20%
Commute29 min
Libraries3

Is Hardinsburg a Good Place to Live?

Based on current data, Hardinsburg receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, high health insurance coverage. Areas to be aware of include below-average incomes. Hardinsburg offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Hardinsburg is $56,774, 24% below the national average of $75,149. The job market is very strong with unemployment at just 2.3%. 11.0% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 29 minutes.

Cost of Living & Housing

The median home value in Hardinsburg is $128,400, 54% below the national median — offering relatively affordable homeownership. Renters pay a median of $729 per month, below the national average — a plus for affordability. At just 2.3x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Hardinsburg is a very safe community with a violent crime rate of 86 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 470 per 100,000, 76% below the national average.

Education

17.1% of residents hold a bachelor's degree, below the national average of 33.7%. 83.8% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Hardinsburg experiences four distinct seasons with an average temperature of 55°F. Winters average 33°F in January while summers reach 76°F in July. Annual precipitation totals 52.8 inches. Air quality is rated Good with a median AQI of 41.

Hardinsburg has a population of 2,404 with a density of 695 people per square mile. The median age is 43.2 years, 11% older than the national median of 38.9. The city is predominantly White (93.6%), with 5.4% Black.

Population

2,404
Total Population
695
People / sq mi
43.2yrs
Median Age
11% above US avg
3.5mi²
Land Area

Gender Distribution

Male 46.8%
Female 53.2%

Race & Ethnicity

Hardinsburg vs U.S. Average

Language Spoken at Home

English Only98.8%
26% above US avg
Spanish1.2%
91% below US avg

Social Characteristics

Hardinsburg vs U.S. Average

The median household income in Hardinsburg is $56,774, which is 24% below the national average of $75,149. The unemployment rate is 2.3% (below the 3.6% US average). 11.0% of residents live below the poverty line. Workers commute an average of 29 minutes.

Income: Hardinsburg vs U.S.

Commute Mode

Income

Median HH Income$56,774
24% below US avg
Per Capita Income$33,220
Avg Weekly Wage$842
IRS Avg AGI$55,523

Employment & Poverty

Unemployment2.3%
36% below US avg
Poverty Rate11.0%
11% below US avg
Establishments (County)442
County GDP$541M

Business (County)

Restaurants15
Healthcare36
Retail61
Manufacturing17

Tax & Cost of Living

Property Tax (IRS)$2,211
37% below US avg
Effective Tax Rate1.72%

Commute & Transportation

Commute Time29.4 min
Work from Home0.9%

Walkability

The median home value in Hardinsburg is $128,400, 54% below the national average. Monthly rent averages $729 (37% below US avg). Zillow estimates the typical home value at $170,229.

Home Value Sources

Ownership Split

Home Values

Census Median$128,400
54% below US avg
Zillow ZHVI$170,229

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$729
37% below US avg

HUD Fair Market Rent

Studio$719
1 Bedroom$794
2 Bedrooms$984
3 Bedrooms$1,277
4 Bedrooms$1,442

Ownership & Property

Owner-Occupied61.6%

Property Tax

Avg Tax (IRS)$2,211
37% below US avg
Effective Rate1.72%

Health Metrics: Hardinsburg vs U.S. Average (%)

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Insurance Rate95.1%
Premature Death12,215/100K

Food & Exercise

Food Environment7.1/10
Exercise Access29.5%
Healthcare Facilities36
Hardinsburg has a violent crime rate of 86 per 100,000 residents, 77% below the national average of 380. Property crime stands at 470 per 100,000 (76% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Hardinsburg vs U.S. Average (per 100,000)

Violent Crime

Total Violent85.5/100K
77% below US avg
Murder0.0/100K
100% below US avg
Rape42.8/100K
Robbery0.0/100K
Assault42.8/100K

Property Crime

Total Property470.3/100K
76% below US avg
Burglary256.5/100K
Theft213.8/100K
Vehicle Theft0.0/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)9
FEMA Disasters91

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Hardinsburg has an average annual temperature of 55°F (13°C). Winters average 33°F in January while summers reach 76°F in July. Annual precipitation is 52.8 inches. Air quality is rated Good with a median AQI of 41.

Temperature

33°F Jan (1°C) 76°F Jul (24°C)
Annual Average55.4°F
3% above US avg
January Average33°F (1°C)
July Average76°F (24°C)

Precipitation & Snow

Annual Rainfall52.8 inches
39% above US avg

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation707 ft (215 m)
Area3.5 sq mi (9.0 km²)
Population Density695/sq mi
Coordinates37.7714°N, 86.4508°W
County FIPS21027
It is classified as Nonmetro — Rural, adjacent. 17.1% of residents hold a bachelor's degree or higher (49% below US avg). In the 2024 election, the county voted Republican by a 58.2-point margin.

2024 Presidential Election (County)

R 78.5%
D 20.3%

Winner: Republican by 58.2 points

Education

Bachelor's Degree+17.1%
49% below US avg
High School+83.8%
School Test Score5.50
C Education Grade (2.4/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density695/sq mi
Total Area3.5 sq mi

Infrastructure & Services

Public Libraries3
Healthcare Facilities36
Restaurants15
Retail Stores61

Safety & Disasters

Fatal Crashes (County/yr)9
FEMA Disaster Declarations91
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute29.4 min
Work from Home0.9%

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