Median Income
$34,688
54% lower than US avg
Home Value
$84,800
70% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
5.0%
85% lower than US avg
Median Rent
$294
75% lower than US avg
Obesity Rate
34.5%
7% higher than US avg
Unemployment
13.2%
267% higher than US avg
Poverty Rate
30.9%
149% higher than US avg
How Cloverport Compares to the U.S. Average (100% = U.S. avg)
People
Population1,264
Median Age44.4 yrs
Density821/mi²
Male / Female50% / 50%
Largest GroupWhite 97%
Veterans4.8%
Economy
F
Median Income$34,688
Per Capita$16,724
Unemployment13.2%
Poverty30.9%
County GDP$900M
Commute20 min
Housing
A+
Home Value$84,800
Rent$294
Ownership63.2%
Zillow$128,300
Housing Units551
Rent Burden27.3%
Crime
C+
Violent0/100K
Property87/100K
Health
Obesity34.5%
Uninsured5.7%
Smoking23.3%
Heart Disease7.0%
Climate
Avg Temp57°F (14°C)
AQI44 (Good)
Rain49.0 in/yr
Elevation501 ft (153 m)
Education
F
Bachelor's+5.0%
High School+75.1%
Graduate+0.9%
School Score5.94
Community
2024 VoteR 73% / D 25%
Commute20 min
Broadband79.1%
EV Stations1
Libraries3
Is Cloverport a Good Place to Live?
Based on current data, Cloverport receives an overall livability score of 2.6 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing, high health insurance coverage. Areas to be aware of include above-average unemployment, an elevated poverty rate, below-average incomes. Cloverport has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Cloverport is $34,688, 54% below the national average of $75,149. At 13.2%, unemployment is notably high. The poverty rate of 30.9% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 20 minutes.
Cost of Living & Housing
The median home value in Cloverport is $84,800, 70% below the national median / offering relatively affordable homeownership. Renters pay a median of $294 per month, below the national average / a plus for affordability. At just 2.4x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Cloverport is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 87 per 100,000, 96% below the national average.
Education
5.0% of residents hold a bachelor's degree, below the national average of 33.7%. 75.1% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Cloverport enjoys a moderate climate with an average annual temperature of 57°F. Winters average 34°F in January while summers reach 78°F in July. Annual precipitation totals 49.0 inches, including 10.7 inches of snow. Air quality is rated Good with a median AQI of 44.
Cloverport has a population of 1,264 with a density of 821 people per square mile, spread across 1.5 square miles. The median age is 44.4 years, 14% older than the national median of 38.9. The gender split is 50.2% female and 49.8% male. The city is predominantly White (96.7%), with 1.1% Hispanic. English is the primary language spoken at home by 98.9% of residents. 4.8% of the population are veterans. 25.3% of residents have a disability (above the 13.0% national average). 94.3% have health insurance coverage.
Population
1,264
Total Population
2023 Census
44.4yrs
Median Age
14% above US avg
Race & Ethnicity
Cloverport vs U.S. Average
Language Spoken at Home
English Only
98.9%
26% above US avg
Spanish
0.7%
95% below US avg
Social Characteristics
Cloverport vs U.S. Average
The median household income in Cloverport is $34,688, which is 54% below the national average of $75,149. Per capita income is $16,724 (below the $39,052 national figure). The average weekly wage is $1,546. The unemployment rate is 13.2% (above the 3.6% US average). 30.9% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 234 business establishments, including 7 restaurants. The cost of living index is 90.2, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 20 minutes (shorter than the 28-minute US average). 1.8% of workers work from home (below the 15.2% national rate).
Income: Cloverport vs U.S.
Income
| Median HH Income | $34,688 |
| 54% below US avg |
| Per Capita Income | $16,724 |
| Avg Weekly Wage | $1,546 |
| IRS Avg AGI | $62,648 |
| Gini Index | 0.406 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 13.2% |
| 267% above US avg |
| Poverty Rate | 30.9% |
| 149% above US avg |
| Establishments (County) | 234 |
| County GDP | $900M |
Business (County)
| Restaurants | 7 |
| Healthcare | 16 |
| Retail | 17 |
| Manufacturing | 14 |
Tax & Cost of Living
| Property Tax (IRS) | $2,286 |
| 35% below US avg |
| Cost of Living | 90.20 (100=avg) |
| Effective Tax Rate | 2.70% |
Commute & Transportation
| Commute Time | 20.2 min |
| Drive Alone | 69.9% |
| Public Transit | 0.0% |
| Work from Home | 1.8% |
The median home value in Cloverport is $84,800, 70% below the national median of $281,900. Zillow estimates the typical home value at $128,300, higher than the Census estimate. Monthly rent averages $294 (75% below the national average of $1,163). Fair market rent ranges from $794 for a one-bedroom to $984 for a two-bedroom apartment. 63.2% of housing units are owner-occupied. There are 551 total housing units in the city. The median year a home was built is 1970. The average annual property tax is $2,286 (lower than the $3,500 national average). 27.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.4x, well within the affordable range.
Home Values
| Census Median | $84,800 |
| 70% below US avg |
| Zillow ZHVI | $128,300 |
Rental Costs
| Census Median Rent | $294 |
| 75% below US avg |
| Rent Burden | 27.3% |
HUD Fair Market Rent
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
Ownership & Property
| Homeownership | 63.2% |
| Owner-Occupied | 63.2% |
| Renter-Occupied | 36.8% |
| Housing Units | 551 |
| Median Year Built | 1970 |
Property Tax
| Avg Tax (IRS) | $2,286 |
| 35% below US avg |
| Effective Rate | 2.70% |
In Cloverport, 34.5% of adults are obese, above the national rate of 32.1%. 11.5% have diabetes. Heart disease affects 7.0% of residents, above the national average. 38.0% have high blood pressure. 23.3% are current smokers (above the 14.0% national rate). 18.6% report binge drinking. 33.1% are physically inactive, above the national average. 14.9% experience frequent mental distress. 5.7% of residents lack health insurance (below the 8.6% national rate). The dentist ratio is 1:1,504. 25.2% of residents have access to exercise opportunities. The food environment index is 7.6 out of 10.
Health Metrics: Cloverport vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.5% |
| 7% above US avg |
| Diabetes | 11.5% |
| Heart Disease | 7.0% |
| High Blood Pressure | 38.0% |
| Asthma | 10.8% |
| COPD | 9.3% |
| Cancer | 6.4% |
| Kidney Disease | 3.2% |
| Stroke | 3.6% |
Behaviors & Mental Health
| Smoking | 23.3% |
| 66% above US avg |
| Binge Drinking | 18.6% |
| Physical Inactivity | 33.1% |
| Mental Distress | 14.9% |
| Physical Distress | 15.1% |
| Short Sleep | 38.0% |
Healthcare Access
| Insurance Rate | 94.3% |
| Uninsured | 5.7% |
| 34% below US avg |
| Dentists | 1:1,504 |
| Mental Health | 1:1,784 |
| Checkup Rate | 75.3% |
| Dental Visits | 62.7% |
| Premature Death | 9,527/100K |
Food & Exercise
| Food Environment | 7.6/10 |
| Exercise Access | 25.2% |
| Healthcare Facilities | 16 |
Cloverport has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 87 per 100,000, 96% below the U.S. average. The county recorded 1 fatal traffic crashes. Overall, Cloverport receives a safety grade of C+.
Crime Rates: Cloverport vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 87.2/100K |
| 96% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Cloverport enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winters average 34°F in January while summers reach 78°F in July. Annual precipitation totals 49.0 inches (wetter than the 38-inch national average). The area receives 10.7 inches of snow annually. Air quality is rated Good with a median AQI of 44. 87% of days have good air quality. The city sits at an elevation of 501 feet.
Temperature
34°F Jan (1°C)
78°F Jul (26°C)
| Annual Average | 57.3°F |
| 6% above US avg |
| January Average | 34°F (1°C) |
| July Average | 78°F (26°C) |
Geography
| Elevation | 501 ft (153 m) |
| Area | 1.5 sq mi (3.9 km²) |
| Population Density | 821/sq mi |
| Coordinates | 37.8309°N, 86.6302°W |
| Timezone | America/New_York |
| County | Hancock County County |
| Nearest Airport | Owensboro/Daviess County Regional (OWB)
30 miles away |
Precipitation & Snow
Annual Rainfall
49.0"
29% above US avg
Wettest Month (May)
5.52"
Air Quality
| AQI Median | 44.0 |
| Rating | Good |
| Good Days % | 87.3% |
| Unhealthy Days | 0 |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 28.8 / 100 |
| Social Vulnerability | 67.0 / 100 |
| Community Resilience | 71.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
49 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M2.6 on Aug 9, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
130 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
129 km |
| Jun 18, 2002 |
6 km SW of Parkers Settlement, Indiana |
M4.6 |
101 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
129 km |
| Jan 24, 1990 |
6 km WNW of Alton, Indiana |
M3.9 |
37 km |
| Dec 7, 2000 |
7 km W of Evansville, Indiana |
M3.9 |
90 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
130 km |
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
43 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
129 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
131 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
127 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
128 km |
| Jul 18, 2008 |
6 km NNE of Bellmont, Illinois |
M3.1 |
130 km |
| May 10, 2012 |
0 km NW of Emison, Indiana |
M3.1 |
131 km |
| Sep 9, 2017 |
4 km N of Bellmont, Illinois |
M3.1 |
130 km |
| May 30, 2023 |
6 km W of Calhoun, Kentucky |
M3.0 |
70 km |
| Nov 28, 1998 |
6 km SW of Bremen, Kentucky |
M2.9 |
80 km |
| Jun 24, 2008 |
8 km NNE of Bellmont, Illinois |
M2.9 |
128 km |
| Jan 3, 2003 |
9 km SW of Mount Vernon, Indiana |
M2.9 |
117 km |
| Jan 28, 1991 |
9 km SW of Sacramento, Kentucky |
M2.8 |
81 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
503 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 71 fatalities, 1,010 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
14 km |
31 |
| Apr 3, 1974 |
EF5 |
29 km |
6 |
| Mar 2, 2012 |
EF4 |
77 km |
11 |
| May 28, 1996 |
EF4 |
85 km |
0 |
| Apr 3, 1974 |
EF4 |
87 km |
3 |
| Apr 3, 1974 |
EF4 |
65 km |
3 |
| Apr 3, 1974 |
EF4 |
46 km |
0 |
| Feb 5, 2008 |
EF3 |
92 km |
3 |
| Oct 18, 2007 |
EF3 |
48 km |
0 |
| May 30, 2004 |
EF3 |
56 km |
1 |
| May 11, 2003 |
EF3 |
73 km |
0 |
| May 23, 2000 |
EF3 |
44 km |
0 |
| Jan 3, 2000 |
EF3 |
50 km |
0 |
| Mar 28, 1997 |
EF3 |
81 km |
1 |
| Mar 28, 1997 |
EF3 |
87 km |
0 |
| Jun 2, 1990 |
EF3 |
98 km |
0 |
| Jun 2, 1990 |
EF3 |
85 km |
0 |
| Apr 3, 1989 |
EF3 |
99 km |
0 |
| Apr 21, 1972 |
EF3 |
54 km |
0 |
| Apr 21, 1972 |
EF3 |
62 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: FLOATING MILL HOLLOW (2,422 ac, 2010).
| Year |
Name |
Acres |
Distance |
| 2010 |
FLOATING MILL HOLLOW |
2,422 |
84 km |
| 2008 |
BROOKS KNOB |
2,225 |
80 km |
| 2012 |
FY2012 CRYSTAL CAVE BROADCAST BURN |
2,221 |
86 km |
| 2010 |
JOPPA CHURCH |
2,037 |
85 km |
| 2004 |
JIM LEE |
1,770 |
87 km |
| 2009 |
TEMPLE HILL |
1,628 |
78 km |
| 2009 |
JIM LEE |
1,613 |
87 km |
| 2007 |
DEAD DEER |
1,557 |
67 km |
| 2007 |
Big Woods |
1,500 |
83 km |
| 2008 |
GOBLIN KNOB |
1,445 |
82 km |
| 2017 |
UNNAMED |
1,336 |
25 km |
| 2019 |
UNNAMED |
1,057 |
26 km |
| 1999 |
UNNAMED |
1,039 |
66 km |
| 2021 |
UNNAMED |
959 |
27 km |
| 2014 |
UNNAMED |
910 |
37 km |
| 2019 |
UNNAMED |
892 |
37 km |
| 2024 |
LONG RUN RX |
774 |
26 km |
| 2010 |
RICEVILLE RX |
671 |
54 km |
| 2007 |
DENNISON FERRY RX |
655 |
86 km |
| 2000 |
UNNAMED |
641 |
64 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
34°F (1°C) |
3.3 in |
Coldest |
| February |
38°F (3°C) |
3.5 in |
|
| March |
46°F (8°C) |
4.8 in |
|
| April |
57°F (14°C) |
5.0 in |
|
| May |
66°F (19°C) |
5.5 in |
Wettest |
| June |
74°F (23°C) |
4.9 in |
|
| July |
78°F (26°C) |
4.1 in |
Warmest |
| August |
77°F (25°C) |
2.8 in |
Driest |
| September |
71°F (22°C) |
3.2 in |
|
| October |
60°F (16°C) |
3.7 in |
|
| November |
48°F (9°C) |
3.7 in |
|
| December |
39°F (4°C) |
4.4 in |
|
Cloverport has a seasonal temperature swing of 44°F / from 34°F in January to 78°F in July. Total annual precipitation is 49.0 inches, with May being the wettest month (5.5") and August the driest (2.8").
Average costs for common services in Cloverport. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$226 ($135-$361) |
| Specialist Visit |
$316 ($180-$496) |
| Urgent Care Visit |
$180 ($90-$316) |
| Emergency Room Visit |
$1,984 ($722-$4,510) |
| Dental Cleaning |
$117 ($68-$180) |
| Dental Filling |
$226 ($135-$361) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$108) |
| Brake Pad Replacement |
$271 ($135-$451) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$541 ($361-$902) |
| Battery Replacement |
$180 ($90-$316) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54-$135) |
| Electrician (Per Hour) |
$81 ($45-$126) |
| HVAC Repair |
$361 ($135-$722) |
| HVAC System Install |
$6,314 ($3,608-$10,824) |
| Roof Repair |
$902 ($361-$1,804) |
| Roof Replacement |
$8,118 ($4,961-$13,530) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,353 ($451-$3,157) |
| Divorce (Contested) |
$13,530 ($4,510-$27,060) |
| DUI Defense |
$4,510 ($1,804-$9,020) |
| Bankruptcy (Chapter 7) |
$1,353 ($722-$2,706) |
| Will Preparation |
$451 ($180-$902) |
| Trust Preparation |
$2,255 ($902-$4,510) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$90) |
| Hair Coloring (Full) |
$135 ($68-$226) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$72 ($45-$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.70 ($2.71-$4.96) |
| Dozen Eggs (per dozen) |
$3.16 ($2.26-$4.51) |
| Loaf of Bread |
$3.43 ($2.26-$4.96) |
| Chicken Breast (per lb) |
$4.06 ($2.71-$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.61-$6.77) |
| Rice (per lb) |
$0.90 ($0.54-$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72-$226) |
| Natural Gas (Monthly) |
$63 ($27-$135) |
| Water/Sewer (Monthly) |
$63 ($36-$108) |
| Internet (Monthly) |
$63 ($36-$90) |
| Cell Phone Plan (Monthly) |
$59 ($27-$90) |
| Cable TV (Monthly) |
$77 ($45-$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68-$451) |
| Car Insurance (Annual) |
$1,804 ($1,082-$3,157) |
| Bus Pass (Monthly) |
$63 ($27-$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.22-$23) |
| Car Registration (Annual) |
$90 ($27-$226) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,082 ($541-$2,255) |
| Daycare (Toddler, Monthly) |
$902 ($451-$1,804) |
| After-School Care (Monthly) |
$361 ($180-$631) |
| Tutoring (Per Hour) |
$45 ($23-$90) |
| SAT/ACT Prep Course |
$902 ($361-$2,255) |
| Private School (K-12, Annual) |
$11,275 ($4,510-$27,060) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$90) |
| Dog Vaccination (Annual) |
$90 ($45-$180) |
| Dog Grooming |
$54 ($27-$90) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$271 ($135-$451) |
| Cat Spay/Neuter |
$180 ($90-$361) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $615 |
| Toddler | $582 |
| Preschool | $582 |
| Family Childcare (monthly) |
| Infant | $533 |
| Toddler | $455 |
| Preschool | $455 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Cloverport
What is the population of Cloverport?
Cloverport has a population of 1,264 residents and is located in Kentucky. The population density is 821 people per square mile, spread across 1.5 square miles. The median age of residents is 44.4 years, which is older than the national median of 38.9 years. The population is 50.2% female and 49.8% male.
Is Cloverport expensive to live in?
Cloverport is more affordable than the national average, with a cost of living index of 90.2 / below the baseline of 100. The median household income is $34,688, 54% below the national average of $75,149. The median home value is $84,800 (70% below the U.S. median). Renters pay a median of $294 per month, below the national average of $1,163. The home price-to-income ratio is 2.4x, indicating housing is reasonably affordable relative to local income levels.
Is Cloverport safe?
Cloverport is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 87 per 100,000 (below the national average). Overall, Cloverport receives a safety grade of C+ based on combined crime data.
What is the weather like in Cloverport?
Cloverport enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winter temperatures average 34°F in January, while summers reach an average of 78°F in July. Annual rainfall totals 49.0 inches, with 10.7 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 44.
How is the job market in Cloverport?
The job market in Cloverport faces challenges, with unemployment at 13.2% / significantly above the national rate of 3.6%. The average weekly wage is $1,546. There are 234 business establishments in the area, including 7 restaurants and food service locations. The average commute time is 20 minutes, and 1.8% of workers work from home.
How much does housing cost in Cloverport?
The median home value in Cloverport is $84,800. Zillow estimates the typical home value at $128,300. For renters, the median monthly rent is $294. Fair market rent is $794 for a 1-bedroom and $984 for a 2-bedroom apartment. The homeownership rate is 63.2%. The average annual property tax is $2,286.
How are the schools in Cloverport?
Schools in Cloverport score 5.9 out of 10 on standardized testing, near the national average. 5.0% of adults in Cloverport hold a bachelor's degree or higher, below the national average of 33.7%. 75.1% have completed high school. 0.9% hold a graduate or professional degree.
How healthy is Cloverport?
The obesity rate in Cloverport is 34.5% (above the national rate of 32.1%). 23.3% of adults are smokers. 33.1% are physically inactive. 5.7% lack health insurance (below the national rate). 25.2% of residents have access to exercise opportunities.
What is transportation like in Cloverport?
The average commute in Cloverport is 20 minutes, shorter than the national average of 28 minutes. 69.9% of workers drive alone to work, and 1.8% work from home.
What are the demographics of Cloverport?
The racial and ethnic makeup of Cloverport is 96.7% White, 1.1% Hispanic or Latino. 98.9% of residents speak only English at home. 4.8% of the population are military veterans. 25.3% of residents have a disability. 94.3% have health insurance coverage.