Hartford, KY

Kentucky

Hartford is a small town in Kentucky with a population of 2,653. Residents earn $61,313 per year, which is 18% below the national average.

3.5 /5.0
B+ Good
2,653 Population 934/sq mi density
$61,313 Median Income $29,511 per capita
$103,800 Home Value $161,707 Zillow
$587 Median Rent
57°F Avg Temperature
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.9 / 5.0
$61,313 median income, 2.1% unemployment
A+
Affordability
5.0 / 5.0
$103,800 home value, $587/mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K (100% below avg)
C+
Education
2.5 / 5.0
18.8% bachelor's degree or higher
Median Income $61,313
18% lower than US avg
Home Value $103,800
63% lower than US avg
Violent Crime 0/100K
100% lower than US avg
Bachelor's+ 18.8%
44% lower than US avg
Median Rent $587
50% lower than US avg
Unemployment 2.1%
42% lower than US avg
Poverty Rate 11.0%
11% lower than US avg

How Hartford Compares to the U.S. Average (100% = U.S. avg)

People

Population2,653
Median Age36.9 yrs
Density934/mi²
Male / Female46% / 54%
Largest GroupWhite 93%

Economy

B+
Median Income$61,313
Per Capita$29,511
Unemployment2.1%
Poverty11.0%
County GDP$1,077M
Commute20 min

Housing

A+
Home Value$103,800
Rent$587
OwnershipN/A
Zillow$161,707

Crime

C+
Violent0/100K
Property628/100K
Murder0.0/100K
Assault0/100K
Burglary369/100K

Health

ObesityN/A
UninsuredN/A

Climate

Avg Temp57°F
AQI41 (Good)
Rain52.0 in/yr
Elevation440 ft

Education

C+
Bachelor's+18.8%
High School+85.1%
School Score5.50

Community

2024 VoteR 79% / D 19%
Commute20 min
Libraries3

Is Hartford a Good Place to Live?

Based on current data, Hartford receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, affordable housing, high health insurance coverage. Hartford offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Hartford is $61,313, 18% below the national average of $75,149. The job market is very strong with unemployment at just 2.1%. 11.0% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 20 minutes.

Cost of Living & Housing

The median home value in Hartford is $103,800, 63% below the national median — offering relatively affordable homeownership. Renters pay a median of $587 per month, below the national average — a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Hartford is a very safe community with a violent crime rate of 0 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 628 per 100,000, 68% below the national average.

Education

18.8% of residents hold a bachelor's degree, below the national average of 33.7%. 85.1% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Hartford enjoys a moderate climate with an average annual temperature of 57°F. Winters average 34°F in January while summers reach 78°F in July. Annual precipitation totals 52.0 inches. Air quality is rated Good with a median AQI of 41.

Hartford has a population of 2,653 with a density of 934 people per square mile. The median age is 36.9 years, 5% younger than the national median of 38.9. The city is predominantly White (93%), with 1.1% Black.

Population

2,653
Total Population
934
People / sq mi
36.9yrs
Median Age
5% below US avg
2.8mi²
Land Area

Gender Distribution

Male 46.4%
Female 53.6%

Race & Ethnicity

Hartford vs U.S. Average

Language Spoken at Home

English Only97.7%
24% above US avg
Spanish2.3%
83% below US avg

Social Characteristics

Hartford vs U.S. Average

The median household income in Hartford is $61,313, which is 18% below the national average of $75,149. The unemployment rate is 2.1% (below the 3.6% US average). 11.0% of residents live below the poverty line. Workers commute an average of 20 minutes.

Income: Hartford vs U.S.

Commute Mode

Income

Median HH Income$61,313
18% below US avg
Per Capita Income$29,511
Avg Weekly Wage$854
IRS Avg AGI$53,304

Employment & Poverty

Unemployment2.1%
42% below US avg
Poverty Rate11.0%
11% below US avg
Establishments (County)516
County GDP$1,077M

Business (County)

Restaurants28
Healthcare51
Retail68
Manufacturing21

Tax & Cost of Living

Property Tax (IRS)$2,014
42% below US avg
Effective Tax Rate1.94%

Commute & Transportation

Commute Time20.0 min
Work from Home5.4%

Walkability

The median home value in Hartford is $103,800, 63% below the national average. Monthly rent averages $587 (50% below US avg). Zillow estimates the typical home value at $161,707.

Home Value Sources

Ownership Split

Home Values

Census Median$103,800
63% below US avg
Zillow ZHVI$161,707

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$587
50% below US avg

HUD Fair Market Rent

Studio$719
1 Bedroom$794
2 Bedrooms$984
3 Bedrooms$1,277
4 Bedrooms$1,442

Ownership & Property

Owner-Occupied61.2%

Property Tax

Avg Tax (IRS)$2,014
42% below US avg
Effective Rate1.94%

Health Metrics: Hartford vs U.S. Average (%)

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Insurance Rate97.9%
Premature Death11,567/100K

Food & Exercise

Food Environment7.8/10
Exercise Access37.9%
Healthcare Facilities51
Hartford has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 628 per 100,000 (68% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Hartford vs U.S. Average (per 100,000)

Violent Crime

Total Violent0.0/100K
100% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault0.0/100K

Property Crime

Total Property628.0/100K
68% below US avg
Burglary369.4/100K
Theft221.7/100K
Vehicle Theft36.9/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)1

Safety Score

Safety GradeC+
Safety Score2.5 / 5.0
Hartford has an average annual temperature of 57°F (14°C). Winters average 34°F in January while summers reach 78°F in July. Annual precipitation is 52.0 inches. Air quality is rated Good with a median AQI of 41.

Temperature

34°F Jan (1°C) 78°F Jul (25°C)
Annual Average56.9°F
5% above US avg
January Average34°F (1°C)
July Average78°F (25°C)

Precipitation & Snow

Annual Rainfall52.0 inches
37% above US avg

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation440 ft (134 m)
Area2.8 sq mi (7.4 km²)
Population Density934/sq mi
Coordinates37.4534°N, 86.8898°W
County FIPS21183
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 18.8% of residents hold a bachelor's degree or higher (44% below US avg). In the 2024 election, the county voted Republican by a 60.2-point margin.

2024 Presidential Election (County)

R 79.4%
D 19.2%

Winner: Republican by 60.2 points

Education

Bachelor's Degree+18.8%
44% below US avg
High School+85.1%
School Test Score5.50
C+ Education Grade (2.5/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density934/sq mi
Total Area2.8 sq mi

Infrastructure & Services

Public Libraries3
Healthcare Facilities51
Restaurants28
Retail Stores68

Safety & Disasters

Fatal Crashes (County/yr)1
C+ Safety Grade (2.5/5.0)

Commute & Transportation

Avg Commute20.0 min
Work from Home5.4%

Nearby Cities

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