Median Income
$24,883
67% lower than US avg
Home Value
$122,300
57% lower than US avg
Bachelor's+
20.9%
38% lower than US avg
Median Rent
$341
71% lower than US avg
Obesity Rate
34.5%
7% higher than US avg
Unemployment
7.6%
111% higher than US avg
Poverty Rate
30.4%
145% higher than US avg
How Livermore Compares to the U.S. Average (100% = U.S. avg)
People
Population1,046
Median Age40.0 yrs
Density1,006/mi²
Male / Female44% / 56%
Largest GroupWhite 97%
Veterans10.1%
Economy
D
Median Income$24,883
Per Capita$27,432
Unemployment7.6%
Poverty30.4%
County GDP$345M
Commute34 min
Housing
B+
Home Value$122,300
Rent$341
Ownership62.3%
Zillow$130,420
Housing Units501
Rent Burden25.8%
Health
Obesity34.5%
Uninsured4.2%
Climate
Avg Temp57°F (14°C)
Rain45.6 in/yr
Elevation401 ft (122 m)
Education
C+
Bachelor's+20.9%
High School+87.4%
Graduate+6.0%
School Score5.88
Community
2024 VoteR 77% / D 21%
Commute34 min
Broadband81.3%
EV Stations1
Libraries2
Is Livermore a Good Place to Live?
Based on current data, Livermore receives an overall livability score of 2.7 out of 5.0, earning a grade of C+. Key strengths include affordable housing, high health insurance coverage. Areas to be aware of include above-average unemployment, an elevated poverty rate, below-average incomes. Livermore has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Livermore is $24,883, 67% below the national average of $75,149. The unemployment rate of 7.6% is somewhat elevated compared to the national rate of 3.6%. The poverty rate of 30.4% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 34 minutes.
Cost of Living & Housing
The median home value in Livermore is $122,300, 57% below the national median / offering relatively affordable homeownership. Renters pay a median of $341 per month, below the national average / a plus for affordability. A price-to-income ratio of 4.9x indicates a reasonably affordable housing market.
Education
20.9% of residents hold a bachelor's degree, below the national average of 33.7%. 87.4% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Livermore enjoys a moderate climate with an average annual temperature of 57°F. Winters average 34°F in January while summers reach 78°F in July. Annual precipitation totals 45.6 inches.
Livermore has a population of 1,046 with a density of 1,006 people per square mile, spread across 1.0 square miles. The median age is 40.0 years, 3% older than the national median of 38.9. The gender split is 55.9% female and 44.1% male. The city is predominantly White (96.8%). English is the primary language spoken at home by 99.7% of residents. 10.1% of the population are veterans, above the national rate of 6.0%. 30.8% of residents have a disability (above the 13.0% national average). 95.8% have health insurance coverage.
Population
1,046
Total Population
2023 Census
40.0yrs
Median Age
3% above US avg
Race & Ethnicity
Livermore vs U.S. Average
Language Spoken at Home
English Only
99.7%
27% above US avg
Spanish
0.9%
93% below US avg
Social Characteristics
Livermore vs U.S. Average
The median household income in Livermore is $24,883, which is 67% below the national average of $75,149. Per capita income is $27,432 (below the $39,052 national figure). The average weekly wage is $847, 41% lower than the U.S. average. The unemployment rate is 7.6% (above the 3.6% US average). 30.4% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 248 business establishments, including 12 restaurants. The cost of living index is 90.2, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 34 minutes (longer than the 28-minute US average). 2.1% of workers work from home (below the 15.2% national rate).
Income: Livermore vs U.S.
Income
| Median HH Income | $24,883 |
| 67% below US avg |
| Per Capita Income | $27,432 |
| Avg Weekly Wage | $847 |
| IRS Avg AGI | $61,508 |
| Gini Index | 0.427 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 7.6% |
| 111% above US avg |
| Poverty Rate | 30.4% |
| 145% above US avg |
| Establishments (County) | 248 |
| County GDP | $345M |
Business (County)
| Restaurants | 12 |
| Healthcare | 13 |
| Retail | 34 |
| Manufacturing | 8 |
Tax & Cost of Living
| Property Tax (IRS) | $2,100 |
| 40% below US avg |
| Cost of Living | 90.20 (100=avg) |
| Effective Tax Rate | 1.72% |
Commute & Transportation
| Commute Time | 34.3 min |
| Drive Alone | 86.3% |
| Public Transit | 0.0% |
| Work from Home | 2.1% |
The median home value in Livermore is $122,300, 57% below the national median of $281,900. Zillow estimates the typical home value at $130,420. Monthly rent averages $341 (71% below the national average of $1,163). Fair market rent ranges from $794 for a one-bedroom to $984 for a two-bedroom apartment. 62.3% of housing units are owner-occupied. There are 501 total housing units in the city. The median year a home was built is 1971. The average annual property tax is $2,100 (lower than the $3,500 national average). 25.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 4.9x.
Home Values
| Census Median | $122,300 |
| 57% below US avg |
| Zillow ZHVI | $130,420 |
Rental Costs
| Census Median Rent | $341 |
| 71% below US avg |
| Rent Burden | 25.8% |
HUD Fair Market Rent
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
Ownership & Property
| Homeownership | 62.3% |
| Owner-Occupied | 62.3% |
| Renter-Occupied | 37.7% |
| Housing Units | 501 |
| Median Year Built | 1971 |
Property Tax
| Avg Tax (IRS) | $2,100 |
| 40% below US avg |
| Effective Rate | 1.72% |
In Livermore, 34.5% of adults are obese, above the national rate of 32.1%. 4.2% of residents lack health insurance (below the 8.6% national rate). The dentist ratio is 1:9,105. 1.5% of residents have access to exercise opportunities. The food environment index is 8.6 out of 10.
Health Metrics: Livermore vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.5% |
| 7% above US avg |
Behaviors & Mental Health
Healthcare Access
| Insurance Rate | 95.8% |
| Uninsured | 4.2% |
| 51% below US avg |
| Dentists | 1:9,105 |
| Mental Health | 1:2,263 |
| Dental Visits | 60.2% |
| Premature Death | 8,600/100K |
Food & Exercise
| Food Environment | 8.6/10 |
| Exercise Access | 1.5% |
| Healthcare Facilities | 13 |
Livermore enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winters average 34°F in January while summers reach 78°F in July. Annual precipitation totals 45.6 inches. The area receives 4.3 inches of snow annually. The city sits at an elevation of 401 feet.
Temperature
34°F Jan (1°C)
78°F Jul (25°C)
| Annual Average | 57.2°F |
| 6% above US avg |
| January Average | 34°F (1°C) |
| July Average | 78°F (25°C) |
Geography
| Elevation | 401 ft (122 m) |
| Area | 1.0 sq mi (2.7 km²) |
| Population Density | 1,006/sq mi |
| Coordinates | 37.4920°N, 87.1341°W |
| Timezone | America/New_York |
| County | McLean County County |
| Nearest Airport | Owensboro/Daviess County Regional (OWB)
17 miles away |
Precipitation & Snow
Annual Rainfall
45.6"
20% above US avg
Wettest Month (May)
4.59"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 40.7 / 100 |
| Social Vulnerability | 78.4 / 100 |
| Community Resilience | 51.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively High |
| Drought |
Relatively Moderate |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
54 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M2.6 on Aug 9, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
125 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
125 km |
| Jun 18, 2002 |
6 km SW of Parkers Settlement, Indiana |
M4.6 |
79 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
125 km |
| Dec 7, 2000 |
7 km W of Evansville, Indiana |
M3.9 |
69 km |
| Jan 24, 1990 |
6 km WNW of Alton, Indiana |
M3.9 |
92 km |
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
99 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
124 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
125 km |
| Jan 2, 2006 |
3 km NNE of Eldorado, Illinois |
M3.6 |
119 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
126 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
124 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
124 km |
| May 2, 2003 |
10 km ENE of Thompsonville, Illinois |
M3.2 |
144 km |
| Jul 18, 2008 |
6 km NNE of Bellmont, Illinois |
M3.1 |
125 km |
| May 10, 2012 |
0 km NW of Emison, Indiana |
M3.1 |
149 km |
| Aug 26, 2003 |
5 km WSW of Brookport, Illinois |
M3.1 |
144 km |
| Sep 9, 2017 |
4 km N of Bellmont, Illinois |
M3.1 |
124 km |
| May 30, 2023 |
6 km W of Calhoun, Kentucky |
M3.0 |
18 km |
| Apr 28, 2000 |
6 km W of Equality, Illinois |
M2.9 |
116 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
481 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 92 fatalities, 1,069 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
59 km |
31 |
| Apr 3, 1974 |
EF5 |
73 km |
6 |
| Nov 15, 2005 |
EF4 |
44 km |
0 |
| Apr 3, 1974 |
EF4 |
50 km |
0 |
| Jul 9, 2024 |
EF3 |
81 km |
0 |
| May 26, 2024 |
EF3 |
93 km |
1 |
| Dec 11, 2021 |
EF3 |
79 km |
16 |
| Dec 11, 2021 |
EF3 |
71 km |
0 |
| Nov 17, 2013 |
EF3 |
75 km |
0 |
| Nov 17, 2013 |
EF3 |
49 km |
0 |
| Apr 26, 2011 |
EF3 |
98 km |
0 |
| Apr 10, 2009 |
EF3 |
52 km |
0 |
| Mar 28, 2009 |
EF3 |
61 km |
0 |
| Feb 5, 2008 |
EF3 |
38 km |
3 |
| Oct 18, 2007 |
EF3 |
31 km |
0 |
| Apr 2, 2006 |
EF3 |
79 km |
0 |
| Nov 6, 2005 |
EF3 |
68 km |
24 |
| Nov 6, 2005 |
EF3 |
81 km |
0 |
| May 11, 2003 |
EF3 |
14 km |
0 |
| Apr 28, 2002 |
EF3 |
67 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: FLOATING MILL HOLLOW (2,422 ac, 2010).
| Year |
Name |
Acres |
Distance |
| 2010 |
FLOATING MILL HOLLOW |
2,422 |
98 km |
| 2008 |
BROOKS KNOB |
2,225 |
88 km |
| 2010 |
JOPPA CHURCH |
2,037 |
95 km |
| 2004 |
JIM LEE |
1,770 |
98 km |
| 2009 |
TEMPLE HILL |
1,628 |
87 km |
| 2009 |
JIM LEE |
1,613 |
98 km |
| 2007 |
DEAD DEER |
1,557 |
28 km |
| 2007 |
Big Woods |
1,500 |
100 km |
| 2008 |
GOBLIN KNOB |
1,445 |
97 km |
| 2017 |
UNNAMED |
1,336 |
80 km |
| 2019 |
UNNAMED |
1,057 |
81 km |
| 1999 |
UNNAMED |
1,039 |
31 km |
| 2021 |
UNNAMED |
959 |
83 km |
| 2020 |
UNNAMED |
917 |
100 km |
| 2014 |
UNNAMED |
910 |
92 km |
| 2019 |
UNNAMED |
892 |
92 km |
| 2024 |
LONG RUN RX |
774 |
79 km |
| 2020 |
UNNAMED |
750 |
99 km |
| 2000 |
UNNAMED |
641 |
76 km |
| 2019 |
UNNAMED |
584 |
79 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
34°F (1°C) |
3.3 in |
Coldest |
| February |
38°F (3°C) |
3.6 in |
|
| March |
47°F (8°C) |
4.4 in |
|
| April |
58°F (14°C) |
4.5 in |
|
| May |
67°F (19°C) |
4.6 in |
Wettest |
| June |
75°F (24°C) |
4.1 in |
|
| July |
78°F (25°C) |
4.2 in |
Warmest |
| August |
77°F (25°C) |
2.9 in |
Driest |
| September |
70°F (21°C) |
3.1 in |
|
| October |
59°F (15°C) |
3.3 in |
|
| November |
46°F (8°C) |
3.4 in |
|
| December |
38°F (4°C) |
4.3 in |
|
Livermore has a seasonal temperature swing of 43°F / from 34°F in January to 78°F in July. Total annual precipitation is 45.6 inches, with May being the wettest month (4.6") and August the driest (2.9").
Average costs for common services in Livermore. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$226 ($135-$361) |
| Specialist Visit |
$316 ($180-$496) |
| Urgent Care Visit |
$180 ($90-$316) |
| Emergency Room Visit |
$1,984 ($722-$4,510) |
| Dental Cleaning |
$117 ($68-$180) |
| Dental Filling |
$226 ($135-$361) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$108) |
| Brake Pad Replacement |
$271 ($135-$451) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$541 ($361-$902) |
| Battery Replacement |
$180 ($90-$316) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54-$135) |
| Electrician (Per Hour) |
$81 ($45-$126) |
| HVAC Repair |
$361 ($135-$722) |
| HVAC System Install |
$6,314 ($3,608-$10,824) |
| Roof Repair |
$902 ($361-$1,804) |
| Roof Replacement |
$8,118 ($4,961-$13,530) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,353 ($451-$3,157) |
| Divorce (Contested) |
$13,530 ($4,510-$27,060) |
| DUI Defense |
$4,510 ($1,804-$9,020) |
| Bankruptcy (Chapter 7) |
$1,353 ($722-$2,706) |
| Will Preparation |
$451 ($180-$902) |
| Trust Preparation |
$2,255 ($902-$4,510) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$90) |
| Hair Coloring (Full) |
$135 ($68-$226) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$72 ($45-$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.70 ($2.71-$4.96) |
| Dozen Eggs (per dozen) |
$3.16 ($2.26-$4.51) |
| Loaf of Bread |
$3.43 ($2.26-$4.96) |
| Chicken Breast (per lb) |
$4.06 ($2.71-$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.61-$6.77) |
| Rice (per lb) |
$0.90 ($0.54-$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72-$226) |
| Natural Gas (Monthly) |
$63 ($27-$135) |
| Water/Sewer (Monthly) |
$63 ($36-$108) |
| Internet (Monthly) |
$63 ($36-$90) |
| Cell Phone Plan (Monthly) |
$59 ($27-$90) |
| Cable TV (Monthly) |
$77 ($45-$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68-$451) |
| Car Insurance (Annual) |
$1,804 ($1,082-$3,157) |
| Bus Pass (Monthly) |
$63 ($27-$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.22-$23) |
| Car Registration (Annual) |
$90 ($27-$226) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,082 ($541-$2,255) |
| Daycare (Toddler, Monthly) |
$902 ($451-$1,804) |
| After-School Care (Monthly) |
$361 ($180-$631) |
| Tutoring (Per Hour) |
$45 ($23-$90) |
| SAT/ACT Prep Course |
$902 ($361-$2,255) |
| Private School (K-12, Annual) |
$11,275 ($4,510-$27,060) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$90) |
| Dog Vaccination (Annual) |
$90 ($45-$180) |
| Dog Grooming |
$54 ($27-$90) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$271 ($135-$451) |
| Cat Spay/Neuter |
$180 ($90-$361) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $615 |
| Toddler | $582 |
| Preschool | $582 |
| Family Childcare (monthly) |
| Infant | $533 |
| Toddler | $455 |
| Preschool | $455 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Livermore
What is the population of Livermore?
Livermore has a population of 1,046 residents and is located in Kentucky. The population density is 1,006 people per square mile, spread across 1.0 square miles. The median age of residents is 40.0 years. The population is 55.9% female and 44.1% male.
Is Livermore expensive to live in?
Livermore is more affordable than the national average, with a cost of living index of 90.2 / below the baseline of 100. The median household income is $24,883, 67% below the national average of $75,149. The median home value is $122,300 (57% below the U.S. median). Renters pay a median of $341 per month, below the national average of $1,163. The home price-to-income ratio is 4.9x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Livermore?
Livermore enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winter temperatures average 34°F in January, while summers reach an average of 78°F in July. Annual rainfall totals 45.6 inches, with 4.3 inches of snow.
How is the job market in Livermore?
The unemployment rate in Livermore is 7.6%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $847. There are 248 business establishments in the area, including 12 restaurants and food service locations. The average commute time is 34 minutes, and 2.1% of workers work from home.
How much does housing cost in Livermore?
The median home value in Livermore is $122,300. Zillow estimates the typical home value at $130,420. For renters, the median monthly rent is $341. Fair market rent is $794 for a 1-bedroom and $984 for a 2-bedroom apartment. The homeownership rate is 62.3%. The average annual property tax is $2,100.
How are the schools in Livermore?
Schools in Livermore score 5.9 out of 10 on standardized testing, near the national average. 20.9% of adults in Livermore hold a bachelor's degree or higher, below the national average of 33.7%. 87.4% have completed high school. 6.0% hold a graduate or professional degree.
How healthy is Livermore?
The obesity rate in Livermore is 34.5% (above the national rate of 32.1%). 4.2% lack health insurance (below the national rate). 1.5% of residents have access to exercise opportunities.
What is transportation like in Livermore?
The average commute in Livermore is 34 minutes, longer than the national average of 28 minutes. 86.3% of workers drive alone to work, and 2.1% work from home.
What are the demographics of Livermore?
The racial and ethnic makeup of Livermore is 96.8% White, 0.8% Hispanic or Latino. 99.7% of residents speak only English at home. 10.1% of the population are military veterans. 30.8% of residents have a disability. 95.8% have health insurance coverage.