Median Income
$36,800
51% lower than US avg
Home Value
$84,100
70% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
10.7%
68% lower than US avg
Median Rent
$850
27% lower than US avg
Obesity Rate
34.5%
7% higher than US avg
Unemployment
1.3%
64% lower than US avg
Poverty Rate
20.3%
64% higher than US avg
How White Plains Compares to the U.S. Average (100% = U.S. avg)
People
Population1,007
Median Age43.5 yrs
Density310/mi²
Male / Female43% / 57%
Largest GroupWhite 98%
Veterans1.1%
Economy
B
Median Income$36,800
Per Capita$27,740
Unemployment1.3%
Poverty20.3%
County GDP$2,661M
Commute28 min
Housing
A+
Home Value$84,100
Rent$850
Ownership90.4%
Zillow$147,505
Housing Units488
Rent Burden33.7%
Crime
Violent0/100K
Property0/100K
Climate
Avg Temp60°F (15°C)
AQI41 (Good)
Rain52.2 in/yr
Sunny Days299/yr
Elevation442 ft (135 m)
Education
D
Bachelor's+10.7%
High School+83.5%
Graduate+1.9%
School Score5.70
Community
2024 VoteR 75% / D 24%
Commute28 min
Broadband80.8%
EV Stations1
Libraries2
Is White Plains a Good Place to Live?
Based on current data, White Plains receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, below-average incomes. White Plains offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in White Plains is $36,800, 51% below the national average of $75,149. The job market is very strong with unemployment at just 1.3%. The poverty rate of 20.3% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 28 minutes.
Cost of Living & Housing
The median home value in White Plains is $84,100, 70% below the national median / offering relatively affordable homeownership. Renters pay a median of $850 per month, below the national average / a plus for affordability. At just 2.3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
White Plains is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 0 per 100,000, 100% below the national average.
Education
10.7% of residents hold a bachelor's degree, below the national average of 33.7%. 83.5% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
White Plains enjoys a moderate climate with an average annual temperature of 60°F. Winters average 37°F in January while summers reach 80°F in July. With 299 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 52.2 inches. Air quality is rated Good with a median AQI of 41.
White Plains has a population of 1,007 with a density of 310 people per square mile, spread across 3.2 square miles. The median age is 43.5 years, 12% older than the national median of 38.9. The gender split is 56.7% female and 43.3% male. The city is predominantly White (98%). English is the primary language spoken at home by 98.9% of residents. 1.1% of the population are veterans, below the national rate of 6.0%. 29.1% of residents have a disability (above the 13.0% national average). 99.1% have health insurance coverage.
Population
43.5yrs
Median Age
12% above US avg
Race & Ethnicity
White Plains vs U.S. Average
Language Spoken at Home
English Only
98.9%
26% above US avg
Spanish
1.1%
92% below US avg
Social Characteristics
White Plains vs U.S. Average
The median household income in White Plains is $36,800, which is 51% below the national average of $75,149. Per capita income is $27,740 (below the $39,052 national figure). The average weekly wage is $1,054, 26% lower than the U.S. average. The unemployment rate is 1.3% (below the 3.6% US average). 20.3% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 1,209 business establishments, including 76 restaurants. The cost of living index is 90.2, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 28 minutes. 1.1% of workers work from home (below the 15.2% national rate).
Income: White Plains vs U.S.
Income
| Median HH Income | $36,800 |
| 51% below US avg |
| Per Capita Income | $27,740 |
| Avg Weekly Wage | $1,054 |
| IRS Avg AGI | $61,081 |
| Gini Index | 0.429 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.3% |
| 64% below US avg |
| Poverty Rate | 20.3% |
| 64% above US avg |
| Establishments (County) | 1,209 |
| County GDP | $2,661M |
Business (County)
| Restaurants | 76 |
| Healthcare | 125 |
| Retail | 164 |
| Manufacturing | 39 |
Tax & Cost of Living
| Property Tax (IRS) | $3,074 |
| 12% below US avg |
| Cost of Living | 90.20 (100=avg) |
| Effective Tax Rate | 3.66% |
Commute & Transportation
| Commute Time | 28.1 min |
| Drive Alone | 90.3% |
| Public Transit | 0.0% |
| Work from Home | 1.1% |
The median home value in White Plains is $84,100, 70% below the national median of $281,900. Zillow estimates the typical home value at $147,505, higher than the Census estimate. Homes sell for 98.7% of their list price. Monthly rent averages $850 (27% below the national average of $1,163). Fair market rent ranges from $794 for a one-bedroom to $984 for a two-bedroom apartment. 90.4% of housing units are owner-occupied (above the 65.4% national rate). There are 488 total housing units in the city. The median year a home was built is 1981. The average annual property tax is $3,074. 33.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.3x, well within the affordable range.
Home Values
| Census Median | $84,100 |
| 70% below US avg |
| Zillow ZHVI | $147,505 |
Real Estate Market (Redfin)
| $/Sq Ft | $151 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 98.7% |
| Price Drops | 0.0% |
Rental Costs
| Census Median Rent | $850 |
| 27% below US avg |
| Rent Burden | 33.7% |
HUD Fair Market Rent
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
Ownership & Property
| Homeownership | 90.4% |
| Owner-Occupied | 90.4% |
| Renter-Occupied | 9.6% |
| Housing Units | 488 |
| Median Year Built | 1981 |
Property Tax
| Avg Tax (IRS) | $3,074 |
| 12% below US avg |
| Effective Rate | 3.66% |
In White Plains, 34.5% of adults are obese, above the national rate of 32.1%. The primary care physician ratio is 1:1,003. The dentist ratio is 1:2,037. 61.9% of residents have access to exercise opportunities. The food environment index is 6.7 out of 10.
Health Metrics: White Plains vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.5% |
| 7% above US avg |
Behaviors & Mental Health
Healthcare Access
| Insurance Rate | 99.1% |
| |
| Primary Care | 1:1,003 |
| Dentists | 1:2,037 |
| Mental Health | 1:725 |
| Dental Visits | 55.4% |
| Premature Death | 11,560/100K |
Food & Exercise
| Food Environment | 6.7/10 |
| Exercise Access | 61.9% |
| Healthcare Facilities | 125 |
White Plains has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 0 per 100,000, 100% below the U.S. average. The county recorded 8 fatal traffic crashes.
Crime Rates: White Plains vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 0.0/100K |
| 100% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
White Plains enjoys a temperate climate with an average annual temperature of 60°F (15°C). Winters average 37°F in January while summers reach 80°F in July. The area gets 299 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 52.2 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 442 feet.
Temperature
37°F Jan (3°C)
80°F Jul (26°C)
| Annual Average | 59.5°F |
| 10% above US avg |
| January Average | 37°F (3°C) |
| July Average | 80°F (26°C) |
| Sunny Days | 299 days/yr |
Geography
| Elevation | 442 ft (135 m) |
| Area | 3.2 sq mi (8.2 km²) |
| Population Density | 310/sq mi |
| Coordinates | 37.1694°N, 87.3789°W |
| Timezone | America/New_York |
| County | Hopkins County County |
| Nearest Airport | Owensboro/Daviess County Regional (OWB)
41 miles away |
Precipitation & Snow
Annual Rainfall
52.2"
37% above US avg
Wettest Month (Mar)
4.80"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 72.6 / 100 |
| Social Vulnerability | 67.5 / 100 |
| Community Resilience | 65.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Moderate |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Very High |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
63 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M2.6 on Aug 9, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
149 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
150 km |
| Jun 18, 2002 |
6 km SW of Parkers Settlement, Indiana |
M4.6 |
98 km |
| Jun 6, 2003 |
1 km NE of Bardwell, Kentucky |
M4.0 |
147 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
149 km |
| Dec 7, 2000 |
7 km W of Evansville, Indiana |
M3.9 |
92 km |
| Jan 24, 1990 |
6 km WNW of Alton, Indiana |
M3.9 |
133 km |
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
140 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
147 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
149 km |
| Jun 20, 2005 |
4 km WSW of Blandville, Kentucky |
M3.6 |
147 km |
| Jan 2, 2006 |
3 km NNE of Eldorado, Illinois |
M3.6 |
118 km |
| May 1, 2016 |
5 km SE of New Grand Chain, Illinois |
M3.5 |
143 km |
| Sep 26, 1994 |
4 km ENE of Blandville, Kentucky |
M3.4 |
139 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
149 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
149 km |
| May 2, 2003 |
10 km ENE of Thompsonville, Illinois |
M3.2 |
144 km |
| Apr 8, 1998 |
2 km NNW of Blandville, Kentucky |
M3.2 |
143 km |
| Jul 18, 2008 |
6 km NNE of Bellmont, Illinois |
M3.1 |
149 km |
| Aug 26, 2003 |
5 km WSW of Brookport, Illinois |
M3.1 |
116 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
496 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 98 fatalities, 1,182 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
98 km |
31 |
| Nov 15, 2005 |
EF4 |
16 km |
0 |
| Apr 3, 1974 |
EF4 |
77 km |
0 |
| Apr 27, 1970 |
EF4 |
83 km |
3 |
| Jul 9, 2024 |
EF3 |
95 km |
0 |
| May 26, 2024 |
EF3 |
62 km |
1 |
| Dec 9, 2023 |
EF3 |
67 km |
4 |
| Dec 11, 2021 |
EF3 |
46 km |
0 |
| Dec 11, 2021 |
EF3 |
73 km |
16 |
| Nov 17, 2013 |
EF3 |
10 km |
0 |
| Nov 17, 2013 |
EF3 |
77 km |
0 |
| Apr 26, 2011 |
EF3 |
58 km |
0 |
| Apr 10, 2009 |
EF3 |
11 km |
0 |
| Mar 28, 2009 |
EF3 |
64 km |
0 |
| Feb 5, 2008 |
EF3 |
13 km |
3 |
| Oct 18, 2007 |
EF3 |
69 km |
0 |
| Apr 7, 2006 |
EF3 |
99 km |
0 |
| Apr 2, 2006 |
EF3 |
37 km |
0 |
| Nov 6, 2005 |
EF3 |
82 km |
24 |
| Nov 6, 2005 |
EF3 |
66 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
16 wildfires (100+ acres) within 100 km.
Largest: DEVILS BACKBONE RX (3,215 ac, 2010).
| Year |
Name |
Acres |
Distance |
| 2010 |
DEVILS BACKBONE RX |
3,215 |
92 km |
| 2010 |
FRANKLIN CREEK RX |
2,828 |
72 km |
| 2019 |
UNNAMED |
2,282 |
73 km |
| 2014 |
UNNAMED |
1,837 |
77 km |
| 2007 |
DEAD DEER |
1,557 |
40 km |
| 2006 |
UNNAMED |
1,493 |
80 km |
| 2024 |
LBL - NWDA UNIT 3 RX |
1,187 |
69 km |
| 2013 |
UNNAMED |
1,167 |
72 km |
| 1999 |
UNNAMED |
1,039 |
43 km |
| 2010 |
BUFFALO TRAIL (NORTH) RX |
959 |
80 km |
| 2020 |
UNNAMED |
917 |
65 km |
| 2006 |
CLAY CREEK |
896 |
84 km |
| 2020 |
UNNAMED |
750 |
64 km |
| 2010 |
SCHOOLHOUSE RX |
722 |
74 km |
| 2019 |
HARRIS BRANCH RX |
716 |
90 km |
| 2000 |
UNNAMED |
641 |
96 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
37°F (3°C) |
3.4 in |
Coldest |
| February |
37°F (3°C) |
4.0 in |
|
| March |
48°F (9°C) |
4.8 in |
Wettest |
| April |
57°F (14°C) |
4.7 in |
|
| May |
66°F (19°C) |
4.8 in |
|
| June |
74°F (23°C) |
3.6 in |
|
| July |
80°F (26°C) |
4.2 in |
Warmest |
| August |
77°F (25°C) |
3.6 in |
|
| September |
70°F (21°C) |
3.5 in |
|
| October |
58°F (15°C) |
3.0 in |
Driest |
| November |
48°F (9°C) |
4.4 in |
|
| December |
39°F (4°C) |
4.5 in |
|
White Plains has a seasonal temperature swing of 43°F / from 37°F in January to 80°F in July. Total annual precipitation is 48.4 inches, with March being the wettest month (4.8") and October the driest (3.0").
Average costs for common services in White Plains. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$226 ($135–$361) |
| Specialist Visit |
$316 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$316) |
| Emergency Room Visit |
$1,984 ($722–$4,510) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$226 ($135–$361) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$271 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($361–$902) |
| Battery Replacement |
$180 ($90–$316) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$361 ($135–$722) |
| HVAC System Install |
$6,314 ($3,608–$10,824) |
| Roof Repair |
$902 ($361–$1,804) |
| Roof Replacement |
$8,118 ($4,961–$13,530) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,353 ($451–$3,157) |
| Divorce (Contested) |
$13,530 ($4,510–$27,060) |
| DUI Defense |
$4,510 ($1,804–$9,020) |
| Bankruptcy (Chapter 7) |
$1,353 ($722–$2,706) |
| Will Preparation |
$451 ($180–$902) |
| Trust Preparation |
$2,255 ($902–$4,510) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$226) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.70 ($2.71–$4.96) |
| Dozen Eggs (per dozen) |
$3.16 ($2.26–$4.51) |
| Loaf of Bread |
$3.43 ($2.26–$4.96) |
| Chicken Breast (per lb) |
$4.06 ($2.71–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.61–$6.77) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$226) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,804 ($1,082–$3,157) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.22–$23) |
| Car Registration (Annual) |
$90 ($27–$226) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,082 ($541–$2,255) |
| Daycare (Toddler, Monthly) |
$902 ($451–$1,804) |
| After-School Care (Monthly) |
$361 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$902 ($361–$2,255) |
| Private School (K-12, Annual) |
$11,275 ($4,510–$27,060) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$271 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$361) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $525 |
| Toddler | $494 |
| Preschool | $494 |
| Family Childcare (monthly) |
| Infant | $513 |
| Toddler | $520 |
| Preschool | $520 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About White Plains
What is the population of White Plains?
White Plains has a population of 1,007 residents and is located in Kentucky. The population density is 310 people per square mile, spread across 3.2 square miles. The median age of residents is 43.5 years, which is older than the national median of 38.9 years. The population is 56.7% female and 43.3% male.
Is White Plains expensive to live in?
White Plains is more affordable than the national average, with a cost of living index of 90.2 / below the baseline of 100. The median household income is $36,800, 51% below the national average of $75,149. The median home value is $84,100 (70% below the U.S. median). Renters pay a median of $850 per month, below the national average of $1,163. The home price-to-income ratio is 2.3x, indicating housing is reasonably affordable relative to local income levels.
Is White Plains safe?
White Plains is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 0 per 100,000 (below the national average).
What is the weather like in White Plains?
White Plains enjoys a temperate climate with an average annual temperature of 60°F (15°C). Winter temperatures average 37°F in January, while summers reach an average of 80°F in July. The area receives 299 sunny days per year, well above the national average of 205. Annual rainfall totals 52.2 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in White Plains?
The job market in White Plains is very strong, with unemployment at just 1.3% / well below the national rate of 3.6%. The average weekly wage is $1,054. There are 1,209 business establishments in the area, including 76 restaurants and food service locations. The average commute time is 28 minutes, and 1.1% of workers work from home.
How much does housing cost in White Plains?
The median home value in White Plains is $84,100. Zillow estimates the typical home value at $147,505. For renters, the median monthly rent is $850. Fair market rent is $794 for a 1-bedroom and $984 for a 2-bedroom apartment. The homeownership rate is 90.4%. The average annual property tax is $3,074.
How are the schools in White Plains?
Schools in White Plains score 5.7 out of 10 on standardized testing, near the national average. 10.7% of adults in White Plains hold a bachelor's degree or higher, below the national average of 33.7%. 83.5% have completed high school. 1.9% hold a graduate or professional degree.
How healthy is White Plains?
The obesity rate in White Plains is 34.5% (above the national rate of 32.1%). 61.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,003.
What is transportation like in White Plains?
The average commute in White Plains is 28 minutes. 90.3% of workers drive alone to work, and 1.1% work from home.
What are the demographics of White Plains?
The racial and ethnic makeup of White Plains is 98% White, 0.9% Hispanic or Latino. 98.9% of residents speak only English at home. 1.1% of the population are military veterans. 29.1% of residents have a disability. 99.1% have health insurance coverage.
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