Beaver Dam, KY

Kentucky

Beaver Dam is a small town in Kentucky with a population of 3,526. Residents earn $52,546 per year, which is 30% below the national average.

2.9 /5.0
C+ Fair
3,526 Population 1,160/sq mi density
$52,546 Median Income $26,154 per capita
$155,800 Home Value $152,421 Zillow
$717 Median Rent 16.5% income on rent
57°F Avg Temperature
56 Violent Crime/100K 869 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.4 / 5.0
$52,546 median income, 6.1% unemployment
A+
Affordability
5.0 / 5.0
$155,800 home value, $717/mo rent
F
Safety
1.0 / 5.0
56 violent crimes/100K (85% below avg)
C
Education
2.4 / 5.0
16.9% bachelor's degree or higher
Median Income $52,546
30% lower than US avg
Home Value $155,800
45% lower than US avg
Violent Crime 56/100K
85% lower than US avg
Bachelor's+ 16.9%
50% lower than US avg
Median Rent $717
38% lower than US avg
Unemployment 6.1%
69% higher than US avg
Poverty Rate 2.5%
80% lower than US avg

How Beaver Dam Compares to the U.S. Average (100% = U.S. avg)

People

Population3,526
Median Age35.2 yrs
Density1,160/mi²
Male / Female52% / 48%
Largest GroupWhite 82%
Veterans4.6%

Economy

B
Median Income$52,546
Per Capita$26,154
Unemployment6.1%
Poverty2.5%
County GDP$1,077M
Commute31 min

Housing

A+
Home Value$155,800
Rent$717
OwnershipN/A
Zillow$152,421
Rent Burden16.5%

Crime

F
Violent56/100K
Property869/100K
Murder0.0/100K
Assault28/100K
Burglary28/100K

Health

ObesityN/A
UninsuredN/A

Climate

Avg Temp57°F
AQI41 (Good)
Rain52.0 in/yr
Elevation409 ft

Education

C
Bachelor's+16.9%
High School+84.0%
School Score5.50

Community

2024 VoteR 79% / D 19%
Commute31 min
Broadband82.2%
EV Stations3
Libraries3

Is Beaver Dam a Good Place to Live?

Based on current data, Beaver Dam receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing, a low poverty rate. Areas to be aware of include above-average unemployment, below-average incomes. Beaver Dam has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Beaver Dam is $52,546, 30% below the national average of $75,149. The unemployment rate of 6.1% is somewhat elevated compared to the national rate of 3.6%. Only 2.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 31 minutes.

Cost of Living & Housing

The median home value in Beaver Dam is $155,800, 45% below the national median — offering relatively affordable homeownership. Renters pay a median of $717 per month, below the national average — a plus for affordability. At just 3x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Beaver Dam is a very safe community with a violent crime rate of 56 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 869 per 100,000, 56% below the national average.

Education

16.9% of residents hold a bachelor's degree, below the national average of 33.7%. 84.0% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Beaver Dam enjoys a moderate climate with an average annual temperature of 57°F. Winters average 34°F in January while summers reach 78°F in July. Annual precipitation totals 52.0 inches. Air quality is rated Good with a median AQI of 41.

Beaver Dam has a population of 3,526 with a density of 1,160 people per square mile. The median age is 35.2 years, 10% younger than the national median of 38.9. The city is predominantly White (82.2%), with 3% Hispanic, 1.3% Black.

Population

3,526
Total Population
1,160
People / sq mi
35.2yrs
Median Age
10% below US avg
3.0mi²
Land Area

Gender Distribution

Male 52.1%
Female 47.9%

Race & Ethnicity

Beaver Dam vs U.S. Average

Language Spoken at Home

English Only89.6%
14% above US avg
Spanish10.4%
22% below US avg

Social Characteristics

Beaver Dam vs U.S. Average

The median household income in Beaver Dam is $52,546, which is 30% below the national average of $75,149. The unemployment rate is 6.1% (above the 3.6% US average). 2.5% of residents live below the poverty line. Workers commute an average of 31 minutes.

Income: Beaver Dam vs U.S.

Commute Mode

Income

Median HH Income$52,546
30% below US avg
Per Capita Income$26,154
Avg Weekly Wage$854
IRS Avg AGI$53,304

Employment & Poverty

Unemployment6.1%
69% above US avg
Poverty Rate2.5%
80% below US avg
Establishments (County)516
County GDP$1,077M

Business (County)

Restaurants28
Healthcare51
Retail68
Manufacturing21

Tax & Cost of Living

Property Tax (IRS)$2,014
42% below US avg
Effective Tax Rate1.29%

Commute & Transportation

Commute Time31.3 min
Drive Alone82.8%
Public Transit0.0%
Work from Home4.7%

Walkability

The median home value in Beaver Dam is $155,800, 45% below the national average. Monthly rent averages $717 (38% below US avg). Zillow estimates the typical home value at $152,421.

Home Value Sources

Ownership Split

Home Values

Census Median$155,800
45% below US avg
Zillow ZHVI$152,421

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$717
38% below US avg
Rent Burden16.5%

HUD Fair Market Rent

Studio$719
1 Bedroom$794
2 Bedrooms$984
3 Bedrooms$1,277
4 Bedrooms$1,442

Ownership & Property

Owner-Occupied62.7%

Property Tax

Avg Tax (IRS)$2,014
42% below US avg
Effective Rate1.29%

Health Metrics: Beaver Dam vs U.S. Average (%)

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Insurance Rate87.6%
Premature Death11,567/100K

Food & Exercise

Food Environment7.8/10
Exercise Access37.9%
Healthcare Facilities51
Beaver Dam has a violent crime rate of 56 per 100,000 residents, 85% below the national average of 380. Property crime stands at 869 per 100,000 (56% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Beaver Dam vs U.S. Average (per 100,000)

Violent Crime

Total Violent56.1/100K
85% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery28.0/100K
Assault28.0/100K

Property Crime

Total Property869.3/100K
56% below US avg
Burglary28.0/100K
Theft841.3/100K
Vehicle Theft0.0/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)1

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Beaver Dam has an average annual temperature of 57°F (14°C). Winters average 34°F in January while summers reach 78°F in July. Annual precipitation is 52.0 inches. Air quality is rated Good with a median AQI of 41.

Temperature

34°F Jan (1°C) 78°F Jul (25°C)
Annual Average56.9°F
5% above US avg
January Average34°F (1°C)
July Average78°F (25°C)

Precipitation & Snow

Annual Rainfall52.0 inches
37% above US avg

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation409 ft (125 m)
Area3.0 sq mi (7.9 km²)
Population Density1,160/sq mi
Coordinates37.4038°N, 86.8736°W
County FIPS21183
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 16.9% of residents hold a bachelor's degree or higher (50% below US avg). In the 2024 election, the county voted Republican by a 60.2-point margin. 82.2% of households have broadband internet.

2024 Presidential Election (County)

R 79.4%
D 19.2%

Winner: Republican by 60.2 points

Education

Bachelor's Degree+16.9%
50% below US avg
High School+84.0%
School Test Score5.50
C Education Grade (2.4/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density1,160/sq mi
Total Area3.0 sq mi

Infrastructure & Services

Broadband Access82.2%
EV Charging Stations3
Alt Fuel Stations3
Public Libraries3
Healthcare Facilities51
Restaurants28
Retail Stores68

Safety & Disasters

Fatal Crashes (County/yr)1
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute31.3 min
Drive Alone82.8%
Public Transit0.0%
Work from Home4.7%

Nearby Cities

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