Median Income
$73,500
2% lower than US avg
Home Value
$131,600
53% lower than US avg
Violent Crime
60/100K
84% lower than US avg
Bachelor's+
48.2%
43% higher than US avg
Obesity Rate
34.5%
7% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Hardyville Compares to the U.S. Average (100% = U.S. avg)
People
Population104
Median Age40.8 yrs
Density165/mi²
Male / Female40% / 60%
Largest GroupWhite 100%
Veterans85.0%
Economy
A+
Median Income$73,500
Per Capita$43,326
Unemployment0.0%
Poverty0.0%
County GDP$843M
Housing
A+
Home Value$131,600
Ownership88.2%
Zillow$189,691
Housing Units151
Rent Burden22.4%
Crime
F
Violent60/100K
Property1,506/100K
Health
Obesity34.5%
Smoking23.3%
Heart Disease7.0%
Climate
Avg Temp57°F (14°C)
AQI41 (Good)
Rain51.7 in/yr
Sunny Days299/yr
Elevation699 ft (213 m)
Education
A+
Bachelor's+48.2%
High School+100.0%
Graduate+4.6%
School Score5.55
Community
2024 VoteR 80% / D 20%
Broadband76.0%
EV Stations1
Libraries2
Is Hardyville a Good Place to Live?
Based on current data, Hardyville receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, a highly educated population, affordable housing. Hardyville offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Hardyville is $73,500, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Hardyville is $131,600, 53% below the national median / offering relatively affordable homeownership. At just 1.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Hardyville is a very safe community with a violent crime rate of 60 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,506 per 100,000, 23% below the national average.
Education
Educational attainment is solid, with 48.2% holding a bachelor's degree or higher, near the national average. 100.0% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
Hardyville enjoys a moderate climate with an average annual temperature of 57°F. Winters average 35°F in January while summers reach 78°F in July. With 299 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 51.7 inches. Air quality is rated Good with a median AQI of 41.
Hardyville has a population of 104 with a density of 165 people per square mile, spread across 0.6 square miles. The median age is 40.8 years, 5% older than the national median of 38.9. The gender split is 59.6% female and 40.4% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 85.0% of the population are veterans, above the national rate of 6.0%. 12.9% of residents have a disability. 100.0% have health insurance coverage.
Population
40.8yrs
Median Age
5% above US avg
Race & Ethnicity
Hardyville vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Hardyville vs U.S. Average
The median household income in Hardyville is $73,500, which is 2% below the national average of $75,149. Per capita income is $43,326 (above the $39,052 national figure). The average weekly wage is $1,004, 30% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 417 business establishments, including 19 restaurants. The cost of living index is 90.2, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income: Hardyville vs U.S.
Income
| Median HH Income | $73,500 |
| 2% below US avg |
| Per Capita Income | $43,326 |
| Avg Weekly Wage | $1,004 |
| IRS Avg AGI | $50,926 |
| Gini Index | 0.463 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 417 |
| County GDP | $843M |
Business (County)
| Restaurants | 19 |
| Healthcare | 26 |
| Retail | 57 |
| Manufacturing | 21 |
Tax & Cost of Living
| Property Tax (IRS) | $2,336 |
| 33% below US avg |
| Cost of Living | 90.20 (100=avg) |
| Effective Tax Rate | 1.78% |
Commute & Transportation
| Drive Alone | 78.1% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Hardyville is $131,600, 53% below the national median of $281,900. Zillow estimates the typical home value at $189,691, higher than the Census estimate. Fair market rent ranges from $794 for a one-bedroom to $984 for a two-bedroom apartment. 88.2% of housing units are owner-occupied (above the 65.4% national rate). There are 151 total housing units in the city. The median year a home was built is 1964. The average annual property tax is $2,336 (lower than the $3,500 national average). 22.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.8x, well within the affordable range.
Home Values
| Census Median | $131,600 |
| 53% below US avg |
| Zillow ZHVI | $189,691 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
Ownership & Property
| Homeownership | 88.2% |
| Owner-Occupied | 88.2% |
| Renter-Occupied | 11.8% |
| Housing Units | 151 |
| Median Year Built | 1964 |
Property Tax
| Avg Tax (IRS) | $2,336 |
| 33% below US avg |
| Effective Rate | 1.78% |
In Hardyville, 34.5% of adults are obese, above the national rate of 32.1%. 11.5% have diabetes. Heart disease affects 7.0% of residents, above the national average. 38.0% have high blood pressure. 23.3% are current smokers (above the 14.0% national rate). 18.6% report binge drinking. 33.1% are physically inactive, above the national average. 14.9% experience frequent mental distress. The primary care physician ratio is 1:3,892. The dentist ratio is 1:3,920. 33.8% of residents have access to exercise opportunities. The food environment index is 7.0 out of 10.
Health Metrics: Hardyville vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.5% |
| 7% above US avg |
| Diabetes | 11.5% |
| Heart Disease | 7.0% |
| High Blood Pressure | 38.0% |
| Asthma | 10.8% |
| COPD | 9.3% |
| Cancer | 6.4% |
| Kidney Disease | 3.2% |
| Stroke | 3.6% |
Behaviors & Mental Health
| Smoking | 23.3% |
| 66% above US avg |
| Binge Drinking | 18.6% |
| Physical Inactivity | 33.1% |
| Mental Distress | 14.9% |
| Physical Distress | 15.1% |
| Short Sleep | 38.0% |
Healthcare Access
| Insurance Rate | 100.0% |
| |
| Primary Care | 1:3,892 |
| Dentists | 1:3,920 |
| Mental Health | 1:822 |
| Checkup Rate | 75.3% |
| Dental Visits | 62.7% |
| Premature Death | 10,750/100K |
Food & Exercise
| Food Environment | 7.0/10 |
| Exercise Access | 33.8% |
| Healthcare Facilities | 26 |
Hardyville has a violent crime rate of 60 per 100,000 residents, 84% below the national average of 380. Property crime stands at 1,506 per 100,000, 23% below the U.S. average. The county recorded 5 fatal traffic crashes. Overall, Hardyville receives a safety grade of F.
Crime Rates: Hardyville vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 60.2/100K |
| 84% below US avg |
| |
Property Crime
| Total Property | 1,506.0/100K |
| 23% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 5 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Hardyville enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winters average 35°F in January while summers reach 78°F in July. The area gets 299 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 51.7 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 699 feet.
Temperature
35°F Jan (2°C)
78°F Jul (25°C)
| Annual Average | 56.9°F |
| 5% above US avg |
| January Average | 35°F (2°C) |
| July Average | 78°F (25°C) |
| Sunny Days | 299 days/yr |
Geography
| Elevation | 699 ft (213 m) |
| Area | 0.6 sq mi (1.7 km²) |
| Population Density | 165/sq mi |
| Coordinates | 37.2542°N, 85.7933°W |
| Timezone | America/New_York |
| County | Hart County County |
| Nearest Airport | Bowling Green-Warren County Regional (BWG)
40 miles away |
Precipitation & Snow
Annual Rainfall
51.7"
36% above US avg
Wettest Month (May)
5.28"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 41.1 / 100 |
| Social Vulnerability | 75.8 / 100 |
| Community Resilience | 45.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
20 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.9. Most recent: M2.8 on May 11, 2025.
| Jan 24, 1990 |
6 km WNW of Alton, Indiana |
M3.9 |
116 km |
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
118 km |
| May 30, 2023 |
6 km W of Calhoun, Kentucky |
M3.0 |
139 km |
| Nov 28, 1998 |
6 km SW of Bremen, Kentucky |
M2.9 |
130 km |
| Aug 20, 2015 |
6 km SE of Lawrenceburg, Kentucky |
M2.8 |
118 km |
| Jan 28, 1991 |
9 km SW of Sacramento, Kentucky |
M2.8 |
136 km |
| May 11, 2025 |
11 km SE of High Bridge, Kentucky |
M2.8 |
118 km |
| Mar 21, 1990 |
1 km W of Spring Mill, Kentucky |
M2.7 |
100 km |
| Mar 9, 1990 |
8 km ENE of New Amsterdam, Indiana |
M2.7 |
105 km |
| Jan 12, 2023 |
4 km E of Burgin, Kentucky |
M2.6 |
110 km |
| Aug 4, 2023 |
11 km ENE of Lancaster, Kentucky |
M2.6 |
126 km |
| Feb 27, 2020 |
5 km SW of Bremen, Kentucky |
M2.6 |
130 km |
| Jan 29, 1990 |
11 km S of Paoli, Indiana |
M2.6 |
145 km |
| Mar 22, 1990 |
9 km E of Rochester, Kentucky |
M2.6 |
88 km |
| Jan 8, 1995 |
Kentucky |
M2.6 |
125 km |
| Jan 21, 2018 |
8 km SSE of High Bridge, Kentucky |
M2.6 |
114 km |
| May 30, 2023 |
7 km W of Calhoun, Kentucky |
M2.5 |
141 km |
| Mar 8, 1990 |
4 km SW of Oak Grove, Kentucky |
M2.5 |
89 km |
| May 2, 1998 |
6 km WNW of Nebo, Kentucky |
M2.5 |
130 km |
| Apr 18, 2012 |
13 km W of Owensboro, Kentucky |
M2.5 |
142 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
376 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 90 fatalities, 1,189 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
84 km |
31 |
| May 28, 1996 |
EF4 |
100 km |
0 |
| Apr 3, 1974 |
EF4 |
53 km |
3 |
| Apr 3, 1974 |
EF4 |
77 km |
10 |
| Apr 3, 1974 |
EF4 |
71 km |
0 |
| Apr 3, 1974 |
EF4 |
29 km |
0 |
| Apr 27, 1971 |
EF4 |
33 km |
6 |
| Apr 27, 1971 |
EF4 |
67 km |
2 |
| Dec 11, 2021 |
EF3 |
82 km |
16 |
| Dec 11, 2021 |
EF3 |
37 km |
1 |
| Feb 6, 2008 |
EF3 |
74 km |
4 |
| May 23, 2000 |
EF3 |
54 km |
0 |
| Apr 16, 1998 |
EF3 |
36 km |
0 |
| Apr 16, 1998 |
EF3 |
97 km |
0 |
| Apr 16, 1998 |
EF3 |
95 km |
2 |
| Mar 28, 1997 |
EF3 |
42 km |
0 |
| Mar 28, 1997 |
EF3 |
17 km |
1 |
| Mar 28, 1997 |
EF3 |
20 km |
0 |
| Apr 20, 1986 |
EF3 |
60 km |
0 |
| Mar 31, 1979 |
EF3 |
36 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
15 wildfires (100+ acres) within 100 km.
Largest: FLOATING MILL HOLLOW (2,422 ac, 2010).
| Year |
Name |
Acres |
Distance |
| 2010 |
FLOATING MILL HOLLOW |
2,422 |
27 km |
| 2008 |
BROOKS KNOB |
2,225 |
37 km |
| 2012 |
FY2012 CRYSTAL CAVE BROADCAST BURN |
2,221 |
24 km |
| 2010 |
JOPPA CHURCH |
2,037 |
31 km |
| 2004 |
JIM LEE |
1,770 |
30 km |
| 2009 |
TEMPLE HILL |
1,628 |
38 km |
| 2009 |
JIM LEE |
1,613 |
29 km |
| 2007 |
Big Woods |
1,500 |
23 km |
| 2008 |
GOBLIN KNOB |
1,445 |
26 km |
| 2000 |
UNNAMED |
1,083 |
61 km |
| 1999 |
UNNAMED |
1,039 |
99 km |
| 2001 |
UNNAMED |
848 |
52 km |
| 2007 |
DENNISON FERRY RX |
655 |
22 km |
| 2000 |
UNNAMED |
641 |
46 km |
| 2005 |
UNNAMED |
576 |
24 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
35°F (2°C) |
3.7 in |
Coldest |
| February |
38°F (3°C) |
4.1 in |
|
| March |
47°F (9°C) |
4.9 in |
|
| April |
56°F (13°C) |
4.4 in |
|
| May |
65°F (18°C) |
5.3 in |
Wettest |
| June |
73°F (23°C) |
4.3 in |
|
| July |
78°F (25°C) |
5.1 in |
Warmest |
| August |
76°F (24°C) |
3.9 in |
|
| September |
69°F (21°C) |
4.1 in |
|
| October |
57°F (14°C) |
3.0 in |
Driest |
| November |
47°F (8°C) |
4.3 in |
|
| December |
38°F (3°C) |
4.8 in |
|
Hardyville has a seasonal temperature swing of 43°F / from 35°F in January to 78°F in July. Total annual precipitation is 52.0 inches, with May being the wettest month (5.3") and October the driest (3.0").
Average costs for common services in Hardyville. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$226 ($135–$361) |
| Specialist Visit |
$316 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$316) |
| Emergency Room Visit |
$1,984 ($722–$4,510) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$226 ($135–$361) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$271 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($361–$902) |
| Battery Replacement |
$180 ($90–$316) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$361 ($135–$722) |
| HVAC System Install |
$6,314 ($3,608–$10,824) |
| Roof Repair |
$902 ($361–$1,804) |
| Roof Replacement |
$8,118 ($4,961–$13,530) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,353 ($451–$3,157) |
| Divorce (Contested) |
$13,530 ($4,510–$27,060) |
| DUI Defense |
$4,510 ($1,804–$9,020) |
| Bankruptcy (Chapter 7) |
$1,353 ($722–$2,706) |
| Will Preparation |
$451 ($180–$902) |
| Trust Preparation |
$2,255 ($902–$4,510) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$226) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.70 ($2.71–$4.96) |
| Dozen Eggs (per dozen) |
$3.16 ($2.26–$4.51) |
| Loaf of Bread |
$3.43 ($2.26–$4.96) |
| Chicken Breast (per lb) |
$4.06 ($2.71–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.61–$6.77) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$226) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,804 ($1,082–$3,157) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.22–$23) |
| Car Registration (Annual) |
$90 ($27–$226) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,082 ($541–$2,255) |
| Daycare (Toddler, Monthly) |
$902 ($451–$1,804) |
| After-School Care (Monthly) |
$361 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$902 ($361–$2,255) |
| Private School (K-12, Annual) |
$11,275 ($4,510–$27,060) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$271 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$361) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $615 |
| Toddler | $582 |
| Preschool | $582 |
| Family Childcare (monthly) |
| Infant | $533 |
| Toddler | $455 |
| Preschool | $455 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Hardyville
What is the population of Hardyville?
Hardyville has a population of 104 residents and is located in Kentucky. The population density is 165 people per square mile, spread across 0.6 square miles. The median age of residents is 40.8 years. The population is 59.6% female and 40.4% male.
Is Hardyville expensive to live in?
Hardyville is more affordable than the national average, with a cost of living index of 90.2 / below the baseline of 100. The median household income is $73,500, 2% below the national average of $75,149. The median home value is $131,600 (53% below the U.S. median). The home price-to-income ratio is 1.8x, indicating housing is reasonably affordable relative to local income levels.
Is Hardyville safe?
Hardyville is considered a very safe city with a violent crime rate of 60 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,506 per 100,000 (below the national average). Overall, Hardyville receives a safety grade of F based on combined crime data.
What is the weather like in Hardyville?
Hardyville enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winter temperatures average 35°F in January, while summers reach an average of 78°F in July. The area receives 299 sunny days per year, well above the national average of 205. Annual rainfall totals 51.7 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Hardyville?
The job market in Hardyville is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,004. There are 417 business establishments in the area, including 19 restaurants and food service locations.
How much does housing cost in Hardyville?
The median home value in Hardyville is $131,600. Zillow estimates the typical home value at $189,691. The homeownership rate is 88.2%. The average annual property tax is $2,336.
How are the schools in Hardyville?
Schools in Hardyville score 5.6 out of 10 on standardized testing, near the national average. 48.2% of adults in Hardyville hold a bachelor's degree or higher, above the national average of 33.7%. 100.0% have completed high school. 4.6% hold a graduate or professional degree.
How healthy is Hardyville?
The obesity rate in Hardyville is 34.5% (above the national rate of 32.1%). 23.3% of adults are smokers. 33.1% are physically inactive. 33.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,892.
What are the demographics of Hardyville?
The racial and ethnic makeup of Hardyville is 100% White. 100% of residents speak only English at home. 85.0% of the population are military veterans. 12.9% of residents have a disability. 100.0% have health insurance coverage.
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