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Hartwick, NY
Full City Profile · New York · Otsego County County
3.6
/5.0
B+
Good
352
Population
102/sq mi density
$54,375
Median Income
$40,312 per capita
$185,600
Home Value
$375,218 Zillow
$746
Median Rent
51.0% income on rent
43°F
Avg Temperature
246 sunny days/yr
186
Violent Crime/100K
1,776 property/100K
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.8 / 5.0
$54,375 median income, 2.7% unemployment
A+
Affordability
4.8 / 5.0
$185,600 home value, $746/mo rent
F
Safety
1.0 / 5.0
186 violent crimes/100K
A+
Education
4.7 / 5.0
45.8% bachelor's degree or higher
Housing Overview
Median Home Value
$185,600
34% below
US avg: $281,900
Median Rent
$746/mo
36% below
US avg: $1,163/mo
Homeownership Rate
51.2%
22% below US avg (65.4%)
Total Housing Units
241
Median year built: 1938
Home Value by Source
Census Median
$185,600
Zillow (ZHVI)
$375,218
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
51.2%
Owner-Occupied
48.8%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,215/mo
1 Bedroom
$1,315/mo
2 Bedroom
$1,579/mo
3 Bedroom
$1,976/mo
4 Bedroom
$2,193/mo
Census median rent:
$746/mo
Affordability & Housing Stock
Rent Burden
51.0%
of renters spending 30%+ of income on housing
65% above US avg (31.0%)
Median Year Built
1938
Average age of housing stock: 88 years
Homeownership Rate
51.2%
Complete Housing Data
Home Values
| Census Median Value | $185,600 |
| Zillow Home Value (ZHVI) | $375,218 |
Rent
| Census Median Rent | $746 |
| FMR Studio | $1,215 |
| FMR 1-Bedroom | $1,315 |
| FMR 2-Bedroom | $1,579 |
| FMR 3-Bedroom | $1,976 |
| FMR 4-Bedroom | $2,193 |
Market
Ownership & Stock
| Owner-Occupied | 51.2% |
| Renter-Occupied | 48.8% |
| Homeownership Rate | 51.2% |
| Total Housing Units | 241 |
| Median Year Built | 1938 |
| Rent Burden | 51.0% |