Harvard, NE

Full City Profile · Nebraska · Clay County County

3.8 /5.0
B+ Good
1,001 Population 1,540/sq mi density
$67,813 Median Income $29,834 per capita
$98,400 Home Value $128,789 Zillow
$720 Median Rent 30.0% income on rent
52°F Avg Temperature
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.2 / 5.0
$67,813 median income, 0.9% unemployment
A+
Affordability
5.0 / 5.0
$98,400 home value, $720/mo rent
C
Education
2.3 / 5.0
16.8% bachelor's degree or higher

Harvard, NE

At a Glance

Median Income
$67,813
10% below
$29,834 per capita
Home Value
$98,400
65% below
Zillow: $128,789
Median Rent
$720/mo
38% below
30.0% of income on rent
Bachelor's Degree+
16.8%
50% below
87.9% high school+
Unemployment
0.9%
75% below
7.7% poverty rate
Obesity Rate
39.7%
24% above
13.7% smoking rate
Avg Temperature
52°F

How Harvard Compares to the U.S. Average

Each bar shows Harvard's value as a percentage of the national average (100% = U.S. avg)

Income
90%
Home Value
35%
Rent
62%
Poverty
62%
Bachelor's
50%
Unemployment
25%
Thin vertical line = U.S. national average (100%)

Is Harvard a Good Place to Live?

B+
3.8 / 5.0 - Good
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Harvard residents earn a median household income of $67,813 , which is 10% below the national average of $75,149. Per capita income is $29,834. The unemployment rate stands at 0.9% (75% below the U.S. rate of 3.6%). 7.7% of residents live below the poverty line. The area is home to 276 business establishments, including 9 restaurants.

Housing & Cost of Living

The median home value in Harvard is $98,400 , 65% below the national median of $281,900. Zillow estimates the typical home at $128,789. Median rent is $720/month, with 30.0% of renters spending more than 30% of income on housing. The cost of living index is 90.1 (100 = national average). The median home was built in 1959.

Education

16.8% of adults in Harvard hold a bachelor's degree or higher (50% below the national average). 87.9% have completed high school. Local schools score 5.7/10 in standardized testing.

Climate & Weather

Harvard has an average annual temperature of 52°F (11°C). Winters average 26°F in January while summers reach 76°F in July. Annual precipitation totals 29.8 inches.

Data Overview

People

Population1,001
Median Age37.1 yrs
Density1,540/mi²
Male / Female49% / 51%
Foreign Born8.8%
Veterans5.6%

Economy

A
Median Income$67,813
Per Capita$29,834
Unemployment0.9%
Poverty7.7%
County GDP$469M
Avg Weekly Wage$996

Housing

A+
Home Value$98,400
Rent$720
Ownership76.4%
Zillow$128,789
Housing Units474
Rent Burden30.0%

Health

Obesity39.7%
Diabetes9.3%
Smoking13.7%
Heart Disease5.2%
Premature Death5,142/100K

Climate

Avg Temp52°F
Rain29.8 in/yr
Elevation1,801 ft

Education

C
Bachelor's+16.8%
High School+87.9%
Graduate+6.9%
School Score5.7/10

Community

2024 VoteR 81% / D 17%
Commute25 min
Broadband89.9%
Internet Speed19 Mbps
EV Stations5
Libraries4

Did You Know?

The median home in Harvard was built in 1959.
The nearest airport is Central Nebraska Regional (26 miles).
The Gini coefficient (income inequality) is 0.426 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Low" by FEMA.
12.0% of the population has a disability.
The county recorded 1 fatal vehicle crashes.