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Harvard, NE
Full City Profile · Nebraska · Clay County County
3.1
/5.0
B
Good
1,001
Population
1,540/sq mi density
$67,813
Median Income
$29,834 per capita
$98,400
Home Value
$123,184 Zillow
$720
Median Rent
30.0% income on rent
52°F
Avg Temperature
308 sunny days/yr
179
Violent Crime/100K
852 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.2 / 5.0
$67,813 median income, 0.6% unemployment
A+
Affordability
5.0 / 5.0
$98,400 home value, $720/mo rent
F
Safety
1.0 / 5.0
179 violent crimes/100K
C
Education
2.3 / 5.0
16.8% bachelor's degree or higher
Housing Overview
Median Home Value
$98,400
65% below
US avg: $281,900
Median Rent
$720/mo
38% below
US avg: $1,163/mo
Homeownership Rate
76.4%
17% above US avg (65.4%)
Total Housing Units
474
Median year built: 1959
Home Value by Source
Census Median
$98,400
Zillow (ZHVI)
$123,184
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
76.4%
Owner-Occupied
23.6%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$706/mo
1 Bedroom
$791/mo
2 Bedroom
$1,001/mo
3 Bedroom
$1,274/mo
4 Bedroom
$1,409/mo
Census median rent:
$720/mo
Affordability & Housing Stock
Rent Burden
30.0%
of renters spending 30%+ of income on housing
3% below US avg (31.0%)
Median Year Built
1959
Average age of housing stock: 67 years
Homeownership Rate
76.4%
Complete Housing Data
Home Values
| Census Median Value | $98,400 |
| Zillow Home Value (ZHVI) | $123,184 |
Rent
| Census Median Rent | $720 |
| FMR Studio | $706 |
| FMR 1-Bedroom | $791 |
| FMR 2-Bedroom | $1,001 |
| FMR 3-Bedroom | $1,274 |
| FMR 4-Bedroom | $1,409 |
Market
Ownership & Stock
| Owner-Occupied | 76.4% |
| Renter-Occupied | 23.6% |
| Homeownership Rate | 76.4% |
| Total Housing Units | 474 |
| Median Year Built | 1959 |
| Rent Burden | 30.0% |