Median Income
$63,500
16% lower than US avg
Home Value
$50,800
82% lower than US avg
Violent Crime
101/100K
73% lower than US avg
Bachelor's+
10.2%
70% lower than US avg
Median Rent
$730
37% lower than US avg
Obesity Rate
36.9%
15% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
11.3%
9% lower than US avg
How Harvel Compares to the U.S. Average (100% = U.S. avg)
People
Population254
Median Age32.7 yrs
Density353/mi²
Male / Female50% / 50%
Largest GroupWhite 99%
Veterans3.1%
Economy
A
Median Income$63,500
Per Capita$24,898
Unemployment0.0%
Poverty11.3%
County GDP$2,021M
Commute37 min
Housing
A+
Home Value$50,800
Rent$730
Ownership67.3%
Zillow$145,500
Housing Units99
Rent Burden16.0%
Crime
C
Violent101/100K
Property0/100K
Health
Obesity36.9%
Uninsured7.5%
Smoking14.6%
Depression24.2%
Heart Disease5.5%
Climate
Avg Temp53°F (12°C)
AQI43 (Good)
Rain40.0 in/yr
Sunny Days293/yr
Elevation637 ft (194 m)
Education
D
Bachelor's+10.2%
High School+78.9%
Graduate+2.0%
School Score5.28
Community
2024 VoteR 71% / D 27%
Commute37 min
Broadband98.0%
EV Stations2
Libraries6
Is Harvel a Good Place to Live?
Based on current data, Harvel receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include long commute times. Harvel offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Harvel is $63,500, 16% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. 11.3% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 37 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Harvel is $50,800, 82% below the national median / offering relatively affordable homeownership. Renters pay a median of $730 per month, below the national average / a plus for affordability. At just 0.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Harvel is a very safe community with a violent crime rate of 101 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 0 per 100,000, 100% below the national average.
Education
10.2% of residents hold a bachelor's degree, below the national average of 33.7%. 78.9% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Harvel experiences four distinct seasons with an average temperature of 53°F. Winters average 28°F in January while summers reach 76°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.0 inches, including 16.5 inches of snow. Air quality is rated Good with a median AQI of 43.
Harvel has a population of 254 with a density of 353 people per square mile, spread across 0.3 square miles. The median age is 32.7 years, 16% younger than the national median of 38.9. The gender split is 50.4% female and 49.6% male. The city is predominantly White (99.2%). English is the primary language spoken at home by 100% of residents. 3.1% of the population are veterans, below the national rate of 6.0%. 20.8% of residents have a disability (above the 13.0% national average). 87.4% have health insurance coverage.
Population
32.7yrs
Median Age
16% below US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Harvel is $63,500, which is 16% below the national average of $75,149. Per capita income is $24,898 (below the $39,052 national figure). The average weekly wage is $1,603, 12% higher than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 11.3% of residents live below the poverty line. The area has 697 business establishments, including 77 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 37 minutes (longer than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $63,500 |
| 16% below US avg |
| Per Capita Income | $24,898 |
| Avg Weekly Wage | $1,603 |
| IRS Avg AGI | $66,701 |
| Gini Index | 0.447 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 11.3% |
| 9% below US avg |
| Establishments (County) | 697 |
| County GDP | $2,021M |
Business (County)
| Restaurants | 77 |
| Healthcare | 66 |
| Retail | 112 |
| Manufacturing | 23 |
Tax & Cost of Living
| Property Tax (IRS) | $4,300 |
| 23% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 8.46% |
Commute & Transportation
| Commute Time | 36.9 min |
| Drive Alone | 93.6% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Harvel is $50,800, 82% below the national median of $281,900. Zillow estimates the typical home value at $145,500, higher than the Census estimate. Monthly rent averages $730 (37% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 67.3% of housing units are owner-occupied. There are 99 total housing units in the city. The median year a home was built is 1954. The average annual property tax is $4,300 (higher than the $3,500 national average). 16.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 0.8x, well within the affordable range.
Home Values
| Census Median | $50,800 |
| 82% below US avg |
| Zillow ZHVI | $145,500 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $730 |
| 37% below US avg |
| Rent Burden | 16.0% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 67.3% |
| Owner-Occupied | 67.3% |
| Renter-Occupied | 32.7% |
| Housing Units | 99 |
| Median Year Built | 1954 |
Property Tax
| Avg Tax (IRS) | $4,300 |
| 23% above US avg |
| Effective Rate | 8.46% |
In Harvel, 36.9% of adults are obese, above the national rate of 32.1%. 9.2% have diabetes. Heart disease affects 5.5% of residents. 30.2% have high blood pressure. 14.6% are current smokers. 21.3% report binge drinking. 21.2% are physically inactive. 24.2% report depression (above the 20.0% national average). 18.6% experience frequent mental distress. 7.5% of residents lack health insurance. The primary care physician ratio is 1:2,553. The dentist ratio is 1:1,557. 38.3% of residents have access to exercise opportunities. The food environment index is 7.7 out of 10.
Health Metrics: Harvel vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.9% |
| 15% above US avg |
| Diabetes | 9.2% |
| Heart Disease | 5.5% |
| High Blood Pressure | 30.2% |
| Asthma | 10.5% |
| COPD | 6.4% |
| Cancer | 7.5% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 14.6% |
| 4% above US avg |
| Binge Drinking | 21.3% |
| Physical Inactivity | 21.2% |
| Depression | 24.2% |
| Mental Distress | 18.6% |
| Physical Distress | 12.4% |
| Short Sleep | 36.1% |
Healthcare Access
| Insurance Rate | 87.4% |
| Uninsured | 7.5% |
| 13% below US avg |
| Primary Care | 1:2,553 |
| Dentists | 1:1,557 |
| Mental Health | 1:1,203 |
| Checkup Rate | 75.3% |
| Dental Visits | 62.5% |
| Premature Death | 11,025/100K |
Food & Exercise
| Food Environment | 7.7/10 |
| Exercise Access | 38.3% |
| Healthcare Facilities | 66 |
Harvel has a violent crime rate of 101 per 100,000 residents, 73% below the national average of 380. Property crime stands at 0 per 100,000, 100% below the U.S. average. The county recorded 7 fatal traffic crashes. Overall, Harvel receives a safety grade of C.
Crime Rates: Harvel vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 101.3/100K |
| 73% below US avg |
| |
Property Crime
| Total Property | 0.0/100K |
| 100% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 7 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | C |
| Safety Score | 2.0 / 5.0 |
Harvel experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 28°F in January while summers reach 76°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 40.0 inches. The area receives 16.5 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 637 feet.
Temperature
28°F Jan (-2°C)
76°F Jul (25°C)
| Annual Average | 53.4°F |
| 1% below US avg |
| January Average | 28°F (-2°C) |
| July Average | 76°F (25°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 637 ft (194 m) |
| Area | 0.3 sq mi (0.7 km²) |
| Population Density | 353/sq mi |
| Coordinates | 39.3577°N, 89.5322°W |
| Timezone | America/Chicago |
| County | Montgomery County County |
| Nearest Airport | St Louis Regional (ALN)
42 miles away |
Precipitation & Snow
Annual Rainfall
40.0"
5% above US avg
Wettest Month (May)
4.29"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 65.4 / 100 |
| Social Vulnerability | 55.4 / 100 |
| Community Resilience | 76.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Moderate |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
20 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.4. Most recent: M3.3 on May 13, 2025.
| May 30, 2015 |
4 km ENE of Geff, Illinois |
M3.4 |
142 km |
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
64 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
104 km |
| Oct 24, 1990 |
5 km ENE of Woodlawn, Illinois |
M3.2 |
123 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
56 km |
| Apr 6, 1994 |
2 km NE of Tamaroa, Illinois |
M3.2 |
136 km |
| Jul 1, 2017 |
9 km SSE of Mulberry Grove, Illinois |
M3.1 |
62 km |
| Apr 24, 1990 |
5 km SW of Newton, Illinois |
M2.9 |
123 km |
| Sep 5, 2004 |
3 km WNW of Saint Peter, Illinois |
M2.9 |
76 km |
| Sep 5, 1995 |
3 km N of Woodlawn, Illinois |
M2.9 |
119 km |
| Apr 29, 2022 |
1 km SSW of Peerless Park, Missouri |
M2.8 |
125 km |
| Mar 28, 2024 |
1 km NNE of Germantown, Illinois |
M2.8 |
88 km |
| Sep 13, 1997 |
3 km SSE of Darmstadt, Illinois |
M2.8 |
120 km |
| May 5, 2008 |
3 km SSE of Fenton, Missouri |
M2.8 |
123 km |
| Sep 14, 2011 |
8 km NW of Mount Erie, Illinois |
M2.7 |
138 km |
| Sep 5, 2015 |
5 km SE of High Ridge, Missouri |
M2.7 |
132 km |
| Sep 19, 2024 |
1 km S of Old Monroe, Missouri |
M2.6 |
116 km |
| Mar 5, 2024 |
6 km ENE of Pinckneyville, Illinois |
M2.5 |
142 km |
| May 17, 2022 |
6 km NNW of Mount Vernon, Illinois |
M2.5 |
121 km |
| Jan 15, 1998 |
1 km SSE of Fenton, Missouri |
M2.5 |
123 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
655 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 33 fatalities, 600 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1981 |
EF4 |
88 km |
0 |
| Mar 20, 1976 |
EF4 |
80 km |
0 |
| Jun 14, 1957 |
EF4 |
46 km |
2 |
| Dec 10, 2021 |
EF3 |
81 km |
6 |
| Dec 1, 2018 |
EF3 |
13 km |
0 |
| May 31, 2013 |
EF3 |
82 km |
0 |
| Apr 19, 2011 |
EF3 |
27 km |
0 |
| Dec 31, 2010 |
EF3 |
75 km |
0 |
| Aug 19, 2009 |
EF3 |
67 km |
0 |
| Jun 1, 1999 |
EF3 |
13 km |
1 |
| Apr 19, 1996 |
EF3 |
60 km |
0 |
| May 9, 1995 |
EF3 |
61 km |
0 |
| Nov 15, 1988 |
EF3 |
92 km |
0 |
| May 1, 1983 |
EF3 |
64 km |
0 |
| May 1, 1983 |
EF3 |
97 km |
0 |
| Dec 2, 1982 |
EF3 |
94 km |
2 |
| Apr 7, 1980 |
EF3 |
94 km |
0 |
| Jul 26, 1978 |
EF3 |
54 km |
0 |
| Aug 21, 1977 |
EF3 |
76 km |
6 |
| Aug 6, 1977 |
EF3 |
34 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
28°F (-2°C) |
1.9 in |
Coldest, Driest |
| February |
31°F (-1°C) |
2.0 in |
|
| March |
42°F (6°C) |
3.4 in |
|
| April |
53°F (12°C) |
3.9 in |
|
| May |
64°F (18°C) |
4.3 in |
Wettest |
| June |
73°F (23°C) |
4.0 in |
|
| July |
76°F (25°C) |
3.6 in |
Warmest |
| August |
74°F (23°C) |
3.4 in |
|
| September |
67°F (20°C) |
3.2 in |
|
| October |
56°F (13°C) |
2.7 in |
|
| November |
43°F (6°C) |
3.3 in |
|
| December |
31°F (-0°C) |
2.8 in |
|
Harvel has a seasonal temperature swing of 48°F / from 28°F in January to 76°F in July. Total annual precipitation is 38.5 inches, with May being the wettest month (4.3") and January the driest (1.9").
Average costs for common services in Harvel. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $826 |
| Toddler | $801 |
| Preschool | $686 |
| Family Childcare (monthly) |
| Infant | $686 |
| Toddler | $686 |
| Preschool | $686 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Harvel
What is the population of Harvel?
Harvel has a population of 254 residents and is located in Illinois. The population density is 353 people per square mile, spread across 0.3 square miles. The median age of residents is 32.7 years, which is younger than the national median of 38.9 years. The population is 50.4% female and 49.6% male.
Is Harvel expensive to live in?
Harvel has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $63,500, 16% below the national average of $75,149. The median home value is $50,800 (82% below the U.S. median). Renters pay a median of $730 per month, below the national average of $1,163. The home price-to-income ratio is 0.8x, indicating housing is reasonably affordable relative to local income levels.
Is Harvel safe?
Harvel is considered a very safe city with a violent crime rate of 101 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 0 per 100,000 (below the national average). Overall, Harvel receives a safety grade of C based on combined crime data.
What is the weather like in Harvel?
Harvel has a four-season climate with an average annual temperature of 53°F (12°C). Winter temperatures average 28°F in January, while summers reach an average of 76°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 40.0 inches, with 16.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Harvel?
The job market in Harvel is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,603. There are 697 business establishments in the area, including 77 restaurants and food service locations. The average commute time is 37 minutes, and 0.0% of workers work from home.
How much does housing cost in Harvel?
The median home value in Harvel is $50,800. Zillow estimates the typical home value at $145,500. For renters, the median monthly rent is $730. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 67.3%. The average annual property tax is $4,300.
How are the schools in Harvel?
Schools in Harvel score 5.3 out of 10 on standardized testing, near the national average. 10.2% of adults in Harvel hold a bachelor's degree or higher, below the national average of 33.7%. 78.9% have completed high school. 2.0% hold a graduate or professional degree.
How healthy is Harvel?
The obesity rate in Harvel is 36.9% (above the national rate of 32.1%). 14.6% of adults are smokers. 21.2% are physically inactive. 24.2% of residents report depression. 7.5% lack health insurance. 38.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,553.
What is transportation like in Harvel?
The average commute in Harvel is 37 minutes, longer than the national average of 28 minutes. 93.6% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Harvel?
The racial and ethnic makeup of Harvel is 99.2% White. 100% of residents speak only English at home. 3.1% of the population are military veterans. 20.8% of residents have a disability. 87.4% have health insurance coverage.
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