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Harvey Cedars, NJ

New Jersey · Metropolitan Area

Harvey Cedars is a small town in New Jersey with a population of 478. Residents earn $148,333 per year, which is 97% above the national average.

3.6 /5.0
B+ Good
478 Population 854/sq mi density
$148,333 Median Income $116,839 per capita
$1,207,500 Home Value $2,163,372 Zillow
$1,625 Median Rent 18.8% income on rent
55°F Avg Temperature 293 sunny days/yr
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$148,333 median income, 1.6% unemployment
C
Affordability
2.1 / 5.0
$1,207,500 home value, $1,625/mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K (100% below avg)
A+
Education
5.0 / 5.0
70.9% bachelor's degree or higher
Median Income $148,333
97% higher than US avg
Home Value $1,207,500
328% higher than US avg
Violent Crime 0/100K
100% lower than US avg
Bachelor's+ 70.9%
110% higher than US avg
Median Rent $1,625
40% higher than US avg
Obesity Rate 25.9%
19% lower than US avg
Unemployment 1.6%
56% lower than US avg
Poverty Rate 3.0%
76% lower than US avg

How Harvey Cedars Compares to the U.S. Average (100% = U.S. avg)

People

Population478
Median Age63.3 yrs
Density854/mi²
Male / Female46% / 54%
Largest GroupWhite 94%
Veterans5.6%

Economy

A+
Median Income$148,333
Per Capita$116,839
Unemployment1.6%
Poverty3.0%
County GDP$31,709M
Commute27 min

Housing

C
Home Value$1,207,500
Rent$1,625
OwnershipN/A
Zillow$2,163,372
Housing Units1,253
Rent Burden18.8%

Crime

C+
Violent0/100K
Property3,779/100K
Murder0.0/100K
Assault0/100K
Burglary0/100K

Health

Obesity25.9%
Uninsured4.8%
Smoking8.3%
Depression16.3%
Heart Disease3.9%

Climate

Avg Temp55°F (13°C)
AQI39 (Good)
Rain41.0 in/yr
Sunny Days293/yr
Elevation4 ft (1 m)

Education

A+
Bachelor's+70.9%
High School+98.8%
Graduate+29.6%
School Score6.24

Community

2024 VoteR 67% / D 31%
Commute27 min
Broadband94.5%
Libraries22

Is Harvey Cedars a Good Place to Live?

Based on current data, Harvey Cedars receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs. Harvey Cedars offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Harvey Cedars is $148,333, which is significantly higher than the national average — 97% above $75,149. This places Harvey Cedars among higher-income communities. The job market is very strong with unemployment at just 1.6%. Only 3.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.

Cost of Living & Housing

The median home value in Harvey Cedars is $1,207,500, making it a premium housing market at 328% above the U.S. median of $281,900. Renters pay a median of $1,625 per month, significantly above the national average of $1,163. With a home price-to-income ratio of 8.1x, housing affordability is a significant challenge for many families.

Safety & Crime

Harvey Cedars is a very safe community with a violent crime rate of 0 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 3,779 per 100,000, 93% above the national average.

Education

Harvey Cedars is a highly educated community — 70.9% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 98.8% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Harvey Cedars experiences four distinct seasons with an average temperature of 55°F. Winters average 34°F in January while summers reach 76°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.0 inches, including 10.2 inches of snow. Air quality is rated Good with a median AQI of 39.

Harvey Cedars has a population of 478 with a density of 854 people per square mile. The median age is 63.3 years, 63% older than the national median of 38.9. The city is predominantly White (93.7%).

Population

478
Total Population
854
People / sq mi
63.3yrs
Median Age
63% above US avg
0.6mi²
Land Area

Gender Distribution

Male 46.4%
Female 53.6%

Race & Ethnicity

Harvey Cedars vs U.S. Average

Language Spoken at Home

English Only95.6%
22% above US avg
Spanish4.4%
67% below US avg

Social Characteristics

Harvey Cedars vs U.S. Average

The median household income in Harvey Cedars is $148,333, which is 97% above the national average of $75,149. The unemployment rate is 1.6% (below the 3.6% US average). 3.0% of residents live below the poverty line. Workers commute an average of 27 minutes.

Income: Harvey Cedars vs U.S.

Commute Mode

Income

Median HH Income$148,333
97% above US avg
Per Capita Income$116,839
Avg Weekly Wage$1,105
IRS Avg AGI$86,654

Employment & Poverty

Unemployment1.6%
56% below US avg
Poverty Rate3.0%
76% below US avg
Establishments (County)15,958
County GDP$31,709M

Business (County)

Restaurants1,344
Healthcare1,948
Retail2,030
Manufacturing323

Tax & Cost of Living

Property Tax (IRS)$8,704
149% above US avg
Cost of Living108.80 (100=avg)
Effective Tax Rate0.72%

Commute & Transportation

Commute Time27.3 min
Drive Alone69.5%
Public Transit1.6%
Work from Home22.6%

Walkability

The median home value in Harvey Cedars is $1,207,500, 328% above the national average. Monthly rent averages $1,625 (40% above US avg). Zillow estimates the typical home value at $2,163,372.

Home Value Sources

Ownership Split

Home Values

Census Median$1,207,500
328% above US avg
Zillow ZHVI$2,163,372
Median List Price$1,999,900

Real Estate Market (Redfin)

Median List Price$1,999,900
$/Sq Ft$698
Homes Sold2
Sale-to-List Ratio95.4%
Price Drops14.3%
Inventory7

Rental Costs

Census Median Rent$1,625
40% above US avg
Rent Burden18.8%

HUD Fair Market Rent

Studio$1,599
1 Bedroom$1,759
2 Bedrooms$2,132
3 Bedrooms$2,658
4 Bedrooms$3,005

Ownership & Property

Owner-Occupied96.2%
Housing Units1,253
Median Year Built1982

Property Tax

Avg Tax (IRS)$8,704
149% above US avg
Effective Rate0.72%
In Harvey Cedars, 25.9% of adults are obese (below the 32.1% national rate). 4.8% of residents lack health insurance. 8.3% are current smokers. 16.3% report depression. 15.3% are physically inactive.

Health Metrics: Harvey Cedars vs U.S. Average (%)

Chronic Conditions

Obesity25.9%
19% below US avg
Diabetes6.4%
Heart Disease3.9%
High Blood Pressure24.8%
Asthma8.6%
COPD3.4%
Cancer7.8%
Stroke2.0%

Behaviors & Mental Health

Smoking8.3%
41% below US avg
Binge Drinking19.2%
Physical Inactivity15.3%
Depression16.3%
Mental Distress13.6%
Physical Distress9.2%
Short Sleep32.0%

Healthcare Access

Insurance Rate97.7%
Uninsured4.8%
44% below US avg
Checkup Rate75.2%
Dental Visits77.8%
Premature Death7,127/100K

Food & Exercise

Food Environment8.3/10
Exercise Access93.3%
Healthcare Facilities1,948
Harvey Cedars has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 3,779 per 100,000 (93% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Harvey Cedars vs U.S. Average (per 100,000)

Violent Crime

Total Violent0.0/100K
100% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault0.0/100K

Property Crime

Total Property3,779.1/100K
93% above US avg
Burglary0.0/100K
Theft3,779.1/100K
Vehicle Theft0.0/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)48

Safety Score

Safety GradeC+
Safety Score2.5 / 5.0
Harvey Cedars has an average annual temperature of 55°F (13°C). Winters average 34°F in January while summers reach 76°F in July. Annual precipitation is 41.0 inches. The area enjoys 293 sunny days per year. Air quality is rated Good with a median AQI of 39.

Temperature

34°F Jan (1°C) 76°F Jul (25°C)
Annual Average54.9°F
2% above US avg
January Average34°F (1°C)
July Average76°F (25°C)
Sunny Days293 days/yr

Precipitation & Snow

Annual Rainfall41.0 inches
8% above US avg
Snowfall10.2 inches/yr

Air Quality

AQI Median39.0
RatingGood

Geography

Elevation4 ft (1 m)
Area0.6 sq mi (1.5 km²)
Population Density854/sq mi
Coordinates39.6996°N, 74.1415°W
TimezoneAmerica/New_York
County FIPS34029
It is classified as Metro — 1 million+. 70.9% of residents hold a bachelor's degree or higher (110% above US avg). In the 2024 election, the county voted Republican by a 36-point margin. 94.5% of households have broadband internet.

2024 Presidential Election (County)

R 67.4%
D 31.4%

Winner: Republican by 36 points

Education

Bachelor's Degree+70.9%
110% above US avg
High School+98.8%
Graduate Degree+29.6%
School Test Score6.24
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density854/sq mi
Total Area0.6 sq mi

Infrastructure & Services

Broadband Access94.5%
Public Libraries22
Healthcare Facilities1,948
Restaurants1,344
Retail Stores2,030

Safety & Disasters

Fatal Crashes (County/yr)48
C+ Safety Grade (2.5/5.0)

Commute & Transportation

Avg Commute27.3 min
Drive Alone69.5%
Public Transit1.6%
Work from Home22.6%

Nearby Cities

Surf City, NJ 1,225 pop · 2.9 mi Ship Bottom, NJ 1,009 pop · 4.3 mi Beach Haven West, NJ 5,164 pop · 5.3 mi Manahawkin, NJ 2,359 pop · 5.4 mi Barnegat, NJ 3,367 pop · 5.7 mi Waretown, NJ 1,894 pop · 6.8 mi North Beach Haven, NJ 2,282 pop · 7.8 mi Ocean Acres, NJ 18,689 pop · 8.0 mi Forked River, NJ 4,988 pop · 9.0 mi Beach Haven, NJ 1,096 pop · 10.4 mi Tuckerton, NJ 3,616 pop · 12.6 mi Ocean Gate, NJ 1,768 pop · 15.7 mi Mystic Island, NJ 7,616 pop · 15.8 mi Seaside Park, NJ 1,804 pop · 16.0 mi
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