New Jersey · Metropolitan Area
Surf City is a small town in New Jersey with a population of 1,225. Residents earn $118,333 per year, which is 57% above the national average.
Based on current data, Surf City receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs, long commute times. Surf City offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Surf City is $118,333, which is significantly higher than the national average — 57% above $75,149. This places Surf City among higher-income communities. The job market is very strong with unemployment at just 2.3%. Only 3.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 38 minutes, longer than the typical American commute of 28 minutes.
The median home value in Surf City is $967,900, making it a premium housing market at 243% above the U.S. median of $281,900. Renters pay a median of $1,750 per month, significantly above the national average of $1,163. With a home price-to-income ratio of 8.2x, housing affordability is a significant challenge for many families.
Surf City is a very safe community with a violent crime rate of 82 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 1,730 per 100,000, near the national average.
Surf City is a highly educated community — 64.6% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 98.9% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.
Surf City experiences four distinct seasons with an average temperature of 55°F. Winters average 34°F in January while summers reach 76°F in July. Annual precipitation totals 41.0 inches, including 10.2 inches of snow. Air quality is rated Good with a median AQI of 39.
| English Only | 97.2% |
| 24% above US avg | |
| Spanish | 2.8% |
| 79% below US avg |
| Median HH Income | $118,333 |
| 57% above US avg | |
| Per Capita Income | $106,130 |
| Avg Weekly Wage | $1,105 |
| IRS Avg AGI | $86,654 |
| Unemployment | 2.3% |
| 36% below US avg | |
| Poverty Rate | 3.3% |
| 73% below US avg | |
| Establishments (County) | 15,958 |
| County GDP | $31,709M |
| Restaurants | 1,344 |
| Healthcare | 1,948 |
| Retail | 2,030 |
| Manufacturing | 323 |
| Property Tax (IRS) | $8,704 |
| 149% above US avg | |
| Effective Tax Rate | 0.90% |
| Commute Time | 38.4 min |
| Work from Home | 34.9% |
| Census Median | $967,900 |
| 243% above US avg | |
| Zillow ZHVI | $1,577,705 |
| Median List Price | $2,975,000 |
| Median List Price | $2,975,000 |
| $/Sq Ft | $966 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 100.6% |
| Price Drops | 25.0% |
| Inventory | 8 |
| Census Median Rent | $1,750 |
| 50% above US avg |
| Studio | $1,599 |
| 1 Bedroom | $1,759 |
| 2 Bedrooms | $2,132 |
| 3 Bedrooms | $2,658 |
| 4 Bedrooms | $3,005 |
| Owner-Occupied | 92.0% |
| Avg Tax (IRS) | $8,704 |
| 149% above US avg | |
| Effective Rate | 0.90% |
| Obesity | 26.1% |
| 19% below US avg | |
| Diabetes | 6.4% |
| Heart Disease | 3.9% |
| High Blood Pressure | 24.6% |
| Asthma | 8.9% |
| COPD | 3.5% |
| Stroke | 2.0% |
| Binge Drinking | 18.9% |
| Physical Inactivity | 16.0% |
| Depression | 17.0% |
| Mental Distress | 14.3% |
| Physical Distress | 9.5% |
| Insurance Rate | 98.5% |
| Checkup Rate | 75.2% |
| Premature Death | 7,127/100K |
| Food Environment | 8.3/10 |
| Exercise Access | 93.3% |
| Healthcare Facilities | 1,948 |
| Total Violent | 82.4/100K |
| 78% below US avg | |
| Murder | 0.0/100K |
| 100% below US avg | |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 82.4/100K |
| Total Property | 1,729.8/100K |
| 12% below US avg | |
| Burglary | 82.4/100K |
| Theft | 1,647.5/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
| Fatal Crashes (County/yr) | 48 |
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
| Annual Average | 54.9°F |
| 2% above US avg | |
| January Average | 34°F (1°C) |
| July Average | 76°F (25°C) |
| Annual Rainfall | 41.0 inches |
| 8% above US avg | |
| Snowfall | 10.2 inches/yr |
| AQI Median | 39.0 |
| Rating | Good |
| Elevation | 4 ft (1 m) |
| Area | 0.7 sq mi (1.9 km²) |
| Population Density | 1,655/sq mi |
| Coordinates | 39.6643°N, 74.1716°W |
| County FIPS | 34029 |
Winner: Republican by 36 points
| Bachelor's Degree+ | 64.6% |
| 92% above US avg | |
| High School+ | 98.9% |
| School Test Score | 6.24 |
| RUCC Code 1 | Metro — 1 million+ |
| Population Density | 1,655/sq mi |
| Total Area | 0.7 sq mi |
| Public Libraries | 22 |
| Healthcare Facilities | 1,948 |
| Restaurants | 1,344 |
| Retail Stores | 2,030 |
| Fatal Crashes (County/yr) | 48 |
| Avg Commute | 38.4 min |
| Work from Home | 34.9% |