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Surf City, NJ

Full City Profile · New Jersey · Ocean County County

3.3 /5.0
B Good
1,225 Population 1,655/sq mi density
$118,333 Median Income $106,130 per capita
$967,900 Home Value $1,577,705 Zillow
$1,750 Median Rent 32.0% income on rent
55°F Avg Temperature 293 sunny days/yr
168 Violent Crime/100K 671 property/100K
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$118,333 median income, 2.3% unemployment
C
Affordability
2.0 / 5.0
$967,900 home value, $1,750/mo rent
F
Safety
1.0 / 5.0
168 violent crimes/100K
A+
Education
5.0 / 5.0
64.6% bachelor's degree or higher

Surf City, NJ

At a Glance

Median Income
$118,333
57% above
$106,130 per capita
Home Value
$967,900
243% above
Zillow: $1,577,705
Median Rent
$1,750/mo
50% above
32.0% of income on rent
Violent Crime
168/100K
56% below
671/100K property
Bachelor's Degree+
64.6%
92% above
98.9% high school+
Unemployment
2.3%
36% below
3.3% poverty rate
Obesity Rate
26.1%
19% below
9.0% smoking rate
Avg Temperature
55°F
293 sunny days/yr

How Surf City Compares to the U.S. Average

Each bar shows Surf City's value as a percentage of the national average (100% = U.S. avg)

Income
157%
Home Value
343%
Rent
150%
Poverty
27%
Bachelor's
192%
Unemployment
64%
Crime
44%
Thin vertical line = U.S. national average (100%)

Is Surf City a Good Place to Live?

B
3.3 / 5.0 — Good
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Surf City residents earn a median household income of $118,333 , which is 57% above the national average of $75,149. Per capita income is $106,130. The unemployment rate stands at 2.3% (36% below the U.S. rate of 3.6%). 3.3% of residents live below the poverty line. The area is home to 15,958 business establishments, including 1,344 restaurants.

Housing & Cost of Living

The median home value in Surf City is $967,900 , 243% above the national median of $281,900. Zillow estimates the typical home at $1,577,705. Median rent is $1,750/month, with 32.0% of renters spending more than 30% of income on housing. The cost of living index is 108.8 (100 = national average). The median home was built in 1969.

Safety & Crime

Surf City reports 168 violent crimes per 100,000 residents , which is 56% below the national average of 380/100K. Property crime is 671/100K. The murder rate is 0.0/100K.

Education

64.6% of adults in Surf City hold a bachelor's degree or higher (92% above the national average). 98.9% have completed high school. Local schools score 6.2/10 in standardized testing.

Climate & Weather

Surf City has an average annual temperature of 55°F (13°C). Winters average 34°F in January while summers reach 76°F in July. The area gets 293 sunny days per year. Annual precipitation totals 41.0 inches. Air quality is rated Good with a median AQI of 39.

Data Overview

People

Population1,225
Median Age63.8 yrs
Density1,655/mi²
Male / Female48% / 52%
Foreign Born13.6%
Veterans10.8%

Economy

A+
Median Income$118,333
Per Capita$106,130
Unemployment2.3%
Poverty3.3%
County GDP$31,709M
Avg Weekly Wage$1,105

Housing

C
Home Value$967,900
Rent$1,750
Ownership92.0%
Zillow$1,577,705
Housing Units2,541
Rent Burden32.0%

Crime

F
Violent168/100K
Property671/100K
Murder0.0/100K
Assault0/100K
Burglary251/100K

Health

Obesity26.1%
Diabetes6.4%
Smoking9.0%
Heart Disease3.9%
Premature Death7,127/100K

Climate

Avg Temp55°F
Sunny Days293/yr
Rain41.0 in/yr
AQI39 (Good)
Elevation4 ft

Education

A+
Bachelor's+64.6%
High School+98.9%
Graduate+27.0%
School Score6.2/10

Community

2024 VoteR 67% / D 31%
Commute38 min
Broadband96.6%
Internet Speed134 Mbps
EV Stations4
Libraries22

Did You Know?

Surf City was founded in 1894.
The median home in Surf City was built in 1969.
34.9% work from home.
The nearest airport is Atlantic City International (26 miles).
The Gini coefficient (income inequality) is 0.458 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively High" by FEMA.
13.9% of the population has a disability.
13.6% of residents are foreign-born.
Average internet download speed is 134 Mbps.
There are 1,344 restaurants in the area.
The county recorded 48 fatal vehicle crashes.