Surf City, NJ
Full City Profile · New Jersey · Ocean County County
3.8
/5.0
B+
Good
1,225
Population
1,655/sq mi density
$118,333
Median Income
$106,130 per capita
$967,900
Home Value
$1,741,400 Zillow
$1,750
Median Rent
32.0% income on rent
55°F
Avg Temperature
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.4 / 5.0
$118,333 median income, 5.7% unemployment
C
Affordability
2.0 / 5.0
$967,900 home value, $1,750/mo rent
A+
Education
5.0 / 5.0
64.6% bachelor's degree or higher
Income Overview
Median Household Income
$118,333
57% above
US avg: $75,149
Per Capita Income
$106,130
172% above
US avg: $39,052
Unemployment Rate
5.7%
58% above
US avg: 3.6%
Poverty Rate
3.3%
73% below
US avg: 12.4%
Income Comparison: Surf City vs. U.S. Average
Each bar shows Surf City’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$118,333
157%
Per Capita
US: $39,052
$106,130
272%
IRS Avg AGI
US: $72,000
$86,654
120%
Avg Weekly Wage
US: $1,432
$1,105
77%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,105
23% below US avg ($1,432)
Mean Commute Time
38 min
39% above US avg (28 min)
Work From Home
34.9%
130% above US avg (15.2%)
Drive Alone
59.5%
19% below US avg (73.2%)
Public Transit
1.1%
78% below US avg (5.0%)
County GDP
$31,709M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
59.5%
Public Transit
1.1%
Work From Home
34.9%
Other
4.5%
Average commute time
38 minutes
US avg: 28 min
Business Landscape
Total Establishments
15,958
Restaurants
1,344
Healthcare
1,948
Retail
2,030
Manufacturing
323
Tax & Financial
IRS Avg Adjusted Gross Income
$86,654
20% above US avg ($72,000)
Avg Property Tax
$8,704
149% above US avg ($3,500)
Cost of Living Index
108.8
Above national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $118,333 |
| Per Capita Income | $106,130 |
| IRS Avg Adjusted Gross Income | $86,654 |
| Avg Weekly Wage | $1,105 |
| County GDP | $31,709M |
Hardship Indicators
| Unemployment Rate | 5.7% |
| Poverty Rate | 3.3% |
| Gini Coefficient | 0.458 |
| Cost of Living Index | 108.8 |
Commute
| Mean Commute | 38 minutes |
| Drive Alone | 59.5% |
| Public Transit | 1.1% |
| Work From Home | 34.9% |
Businesses
| Total Establishments | 15,958 |
| Restaurants | 1,344 |
| Healthcare | 1,948 |
| Retail | 2,030 |
| Manufacturing | 323 |
Tax
| IRS Avg AGI | $86,654 |
| Avg Property Tax | $8,704 |