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Surf City, NJ

Full City Profile · New Jersey · Ocean County County

3.3 /5.0
B Good
1,225 Population 1,655/sq mi density
$118,333 Median Income $106,130 per capita
$967,900 Home Value $1,577,705 Zillow
$1,750 Median Rent 32.0% income on rent
55°F Avg Temperature 293 sunny days/yr
168 Violent Crime/100K 671 property/100K
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$118,333 median income, 2.3% unemployment
C
Affordability
2.0 / 5.0
$967,900 home value, $1,750/mo rent
F
Safety
1.0 / 5.0
168 violent crimes/100K
A+
Education
5.0 / 5.0
64.6% bachelor's degree or higher

Housing Overview

Median Home Value
$967,900
243% above
US avg: $281,900
Median Rent
$1,750/mo
50% above
US avg: $1,163/mo
Homeownership Rate
92.0%
41% above US avg (65.4%)
Total Housing Units
2,541
Median year built: 1969

Home Value by Source

Census Median
$967,900
Zillow (ZHVI)
$1,577,705
Median Sale Price
$1,805,000
Median List Price
$2,975,000
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

92.0%
Owner-Occupied
8.0%
Renter-Occupied
92%
8%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$1,599/mo
1 Bedroom
$1,759/mo
2 Bedroom
$2,132/mo
3 Bedroom
$2,658/mo
4 Bedroom
$3,005/mo
Census median rent: $1,750/mo

Market Indicators (Redfin)

Median Days on Market
10 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
1
Price Drops
25.0%
of listings with price reduction
Price Per Sq Ft
$966
Active Inventory
8
homes for sale

Affordability & Housing Stock

Rent Burden
32.0%
of renters spending 30%+ of income on housing
3% above US avg (31.0%)
Median Year Built
1969
Average age of housing stock: 57 years
Homeownership Rate
92.0%

Complete Housing Data

Home Values

Census Median Value$967,900
Zillow Home Value (ZHVI)$1,577,705
Median Sale Price$1,805,000
Median List Price$2,975,000
Price Per Sq Ft$966

Rent

Census Median Rent$1,750
FMR Studio$1,599
FMR 1-Bedroom$1,759
FMR 2-Bedroom$2,132
FMR 3-Bedroom$2,658
FMR 4-Bedroom$3,005

Market

Days on Market10
Sale-to-List Ratio1.0%
Price Drops25.0%
Homes Sold1
Active Inventory8
Price Per Sq Ft$966

Ownership & Stock

Owner-Occupied92.0%
Renter-Occupied8.0%
Homeownership Rate92.0%
Total Housing Units2,541
Median Year Built1969
Rent Burden32.0%