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Horseshoe Bay, TX

Full City Profile · Texas · Blanco County County

3.8 /5.0
B+ Good
4,534 Population 316/sq mi density
$105,024 Median Income $87,969 per capita
$489,100 Home Value $713,754 Zillow
$1,575 Median Rent 27.1% income on rent
68°F Avg Temperature 328 sunny days/yr
174 Violent Crime/100K 695 property/100K
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$105,024 median income, 1.3% unemployment
A
Affordability
4.1 / 5.0
$489,100 home value, $1,575/mo rent
F
Safety
1.0 / 5.0
174 violent crimes/100K
A+
Education
5.0 / 5.0
53.8% bachelor's degree or higher

Horseshoe Bay, TX

At a Glance

Median Income
$105,024
40% above
$87,969 per capita
Home Value
$489,100
74% above
Zillow: $713,754
Median Rent
$1,575/mo
35% above
27.1% of income on rent
Violent Crime
174/100K
54% below
695/100K property
Bachelor's Degree+
53.8%
60% above
98.3% high school+
Unemployment
1.3%
64% below
3.0% poverty rate
Obesity Rate
33.7%
5% above
10.6% smoking rate
Avg Temperature
68°F
328 sunny days/yr

How Horseshoe Bay Compares to the U.S. Average

Each bar shows Horseshoe Bay's value as a percentage of the national average (100% = U.S. avg)

Income
140%
Home Value
174%
Rent
135%
Poverty
24%
Bachelor's
160%
Unemployment
36%
Crime
46%
Thin vertical line = U.S. national average (100%)

Is Horseshoe Bay a Good Place to Live?

B+
3.8 / 5.0 - Good
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Horseshoe Bay residents earn a median household income of $105,024 , which is 40% above the national average of $75,149. Per capita income is $87,969. The unemployment rate stands at 1.3% (64% below the U.S. rate of 3.6%). 3.0% of residents live below the poverty line. The area is home to 494 business establishments, including 48 restaurants.

Housing & Cost of Living

The median home value in Horseshoe Bay is $489,100 , 74% above the national median of $281,900. Zillow estimates the typical home at $713,754. Median rent is $1,575/month, with 27.1% of renters spending more than 30% of income on housing. The cost of living index is 97.1 (100 = national average). The median home was built in 1992.

Safety & Crime

Horseshoe Bay reports 174 violent crimes per 100,000 residents , which is 54% below the national average of 380/100K. Property crime is 695/100K. The murder rate is 0.0/100K.

Education

53.8% of adults in Horseshoe Bay hold a bachelor's degree or higher (60% above the national average). 98.3% have completed high school. Local schools score 5.8/10 in standardized testing.

Climate & Weather

Horseshoe Bay has an average annual temperature of 68°F (20°C). Winters average 49°F in January while summers reach 84°F in July. The area gets 328 sunny days per year. Annual precipitation totals 28.4 inches. Air quality is rated Good with a median AQI of 42.

Data Overview

People

Population4,534
Median Age64.6 yrs
Density316/mi²
Male / Female48% / 52%
Foreign Born13.6%
Veterans14.1%

Economy

A+
Median Income$105,024
Per Capita$87,969
Unemployment1.3%
Poverty3.0%
County GDP$711M
Avg Weekly Wage$1,235

Housing

A
Home Value$489,100
Rent$1,575
Ownership83.8%
Zillow$713,754
Housing Units3,966
Rent Burden27.1%

Crime

F
Violent174/100K
Property695/100K
Murder0.0/100K
Assault124/100K
Burglary248/100K

Health

Obesity33.7%
Diabetes8.4%
Smoking10.6%
Heart Disease4.5%
Premature Death8,451/100K

Climate

Avg Temp68°F
Sunny Days328/yr
Rain28.4 in/yr
AQI42 (Good)
Elevation885 ft

Education

A+
Bachelor's+53.8%
High School+98.3%
Graduate+10.6%
School Score5.8/10

Community

2024 VoteR 76% / D 23%
Commute25 min
Broadband94.9%
Internet Speed59 Mbps
EV Stations6
Libraries2

Did You Know?

The median home in Horseshoe Bay was built in 1992.
22.4% work from home.
The nearest airport is Austin-Bergstrom International (49 miles).
The Gini coefficient (income inequality) is 0.457 (U.S. avg: 0.490).
Natural hazard risk is rated "Very Low" by FEMA.
15.0% of the population has a disability.
13.6% of residents are foreign-born.
The county recorded 5 fatal vehicle crashes.
91 declared natural disasters on record.