Texas
Horseshoe Bay is a small town in Texas with a population of 4,534. Residents earn $105,024 per year, which is 40% above the national average.
Based on current data, Horseshoe Bay receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs. Horseshoe Bay offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Horseshoe Bay is $105,024, which is significantly higher than the national average — 40% above $75,149. This places Horseshoe Bay among higher-income communities. The job market is very strong with unemployment at just 1.3%. Only 3.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 25 minutes.
The median home value in Horseshoe Bay is $489,100, making it a premium housing market at 74% above the U.S. median of $281,900. Renters pay a median of $1,575 per month, significantly above the national average of $1,163. A price-to-income ratio of 4.7x indicates a reasonably affordable housing market.
Violent crime in Horseshoe Bay is below the national average at 377 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,510 per 100,000, 23% below the national average.
Horseshoe Bay is a highly educated community — 53.8% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 98.3% have completed high school. Area schools have an average test score of 5.1/10.
Horseshoe Bay enjoys a moderate climate with an average annual temperature of 68°F. Winters average 49°F in January while summers reach 84°F in July. Annual precipitation totals 28.4 inches. Air quality is rated Good with a median AQI of 42.
| English Only | 89.2% |
| 14% above US avg | |
| Spanish | 10.8% |
| 19% below US avg |
| Median HH Income | $105,024 |
| 40% above US avg | |
| Per Capita Income | $87,969 |
| Avg Weekly Wage | $1,235 |
| IRS Avg AGI | $112,217 |
| Unemployment | 1.3% |
| 64% below US avg | |
| Poverty Rate | 3.0% |
| 76% below US avg | |
| Establishments (County) | 494 |
| County GDP | $711M |
| Restaurants | 48 |
| Healthcare | 16 |
| Retail | 47 |
| Manufacturing | 37 |
| Property Tax (IRS) | $8,798 |
| 151% above US avg | |
| Effective Tax Rate | 1.80% |
| Commute Time | 25.2 min |
| Work from Home | 22.4% |
| Census Median | $489,100 |
| 74% above US avg | |
| Zillow ZHVI | $713,754 |
| Census Median Rent | $1,575 |
| 35% above US avg |
| Studio | $887 |
| 1 Bedroom | $935 |
| 2 Bedrooms | $1,149 |
| 3 Bedrooms | $1,497 |
| 4 Bedrooms | $1,733 |
| Owner-Occupied | 83.8% |
| Avg Tax (IRS) | $8,798 |
| 151% above US avg | |
| Effective Rate | 1.80% |
| Obesity | 33.7% |
| 5% above US avg | |
| Diabetes | 8.4% |
| Heart Disease | 4.5% |
| High Blood Pressure | 28.8% |
| Asthma | 9.8% |
| COPD | 4.6% |
| Stroke | 2.3% |
| Binge Drinking | 20.1% |
| Physical Inactivity | 19.9% |
| Depression | 23.6% |
| Mental Distress | 16.6% |
| Physical Distress | 10.8% |
| Insurance Rate | 88.1% |
| Checkup Rate | 73.4% |
| Premature Death | 8,451/100K |
| Food Environment | 8.2/10 |
| Exercise Access | 37.7% |
| Healthcare Facilities | 16 |
| Total Violent | 377.5/100K |
| 1% below US avg | |
| Murder | 0.0/100K |
| 100% below US avg | |
| Rape | 29.0/100K |
| Robbery | 0.0/100K |
| Assault | 348.4/100K |
| Total Property | 1,509.9/100K |
| 23% below US avg | |
| Burglary | 319.4/100K |
| Theft | 1,103.4/100K |
| Vehicle Theft | 87.1/100K |
| Arson | 0.0/100K |
| Fatal Crashes (County/yr) | 5 |
| FEMA Disasters | 91 |
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
| Annual Average | 67.5°F |
| 25% above US avg | |
| January Average | 49°F (10°C) |
| July Average | 84°F (29°C) |
| Annual Rainfall | 28.4 inches |
| 25% below US avg |
| AQI Median | 42.0 |
| Rating | Good |
| Elevation | 885 ft (270 m) |
| Area | 14.3 sq mi (37.1 km²) |
| Population Density | 316/sq mi |
| Coordinates | 30.5408°N, 98.3806°W |
| County FIPS | 48031 |
Winner: Republican by 52.5 points
| Bachelor's Degree+ | 53.8% |
| 60% above US avg | |
| High School+ | 98.3% |
| School Test Score | 5.10 |
| RUCC Code 8 | Nonmetro — Rural, adjacent |
| Population Density | 316/sq mi |
| Total Area | 14.3 sq mi |
| EV Charging Stations | 6 |
| Alt Fuel Stations | 6 |
| Public Libraries | 2 |
| Healthcare Facilities | 16 |
| Restaurants | 48 |
| Retail Stores | 47 |
| Fatal Crashes (County/yr) | 5 |
| FEMA Disaster Declarations | 91 |
| Avg Commute | 25.2 min |
| Work from Home | 22.4% |