Hot Springs, MT

Montana

Hot Springs is a small town in Montana with a population of 558. Residents earn $21,319 per year, which is 72% below the national average.

2.2 /5.0
C Fair
558 Population 1,468/sq mi density
$21,319 Median Income $21,125 per capita
$139,100 Home Value $246,429 Zillow
$683 Median Rent
45°F Avg Temperature
362 Violent Crime/100K 1,808 property/100K
C
Overall
2.2 / 5.0
Fair overall score based on economy, affordability, safety and education
C+
Economy
2.5 / 5.0
$21,319 median income, 4.4% unemployment
C+
Affordability
3.0 / 5.0
$139,100 home value, $683/mo rent
F
Safety
1.0 / 5.0
362 violent crimes/100K (5% below avg)
C
Education
2.2 / 5.0
14.7% bachelor's degree or higher
Median Income $21,319
72% lower than US avg
Home Value $139,100
51% lower than US avg
Violent Crime 362/100K
5% lower than US avg
Bachelor's+ 14.7%
56% lower than US avg
Median Rent $683
41% lower than US avg
Obesity Rate 38.0%
18% higher than US avg
Unemployment 4.4%
22% higher than US avg
Poverty Rate 17.7%
43% higher than US avg

How Hot Springs Compares to the U.S. Average (100% = U.S. avg)

People

Population558
Median Age53.9 yrs
Density1,468/mi²
Male / Female55% / 45%
Largest GroupWhite 85%

Economy

C+
Median Income$21,319
Per Capita$21,125
Unemployment4.4%
Poverty17.7%
County GDP$1,355M
Commute15 min

Housing

C+
Home Value$139,100
Rent$683
OwnershipN/A
Zillow$246,429

Crime

F
Violent362/100K
Property1,808/100K
Murder0.0/100K
Assault362/100K
Burglary0/100K

Health

Obesity38.0%
UninsuredN/A
Depression27.4%
Heart Disease7.5%

Climate

Avg Temp45°F
AQI26 (Good)
Rain15.7 in/yr
Elevation2,842 ft

Education

C
Bachelor's+14.7%
High School+86.9%
School Score5.68

Community

2024 VoteR 58% / D 39%
Commute15 min
Libraries3

Is Hot Springs a Good Place to Live?

Based on current data, Hot Springs receives an overall livability score of 2.2 out of 5.0, earning a grade of C. Key strengths include affordable housing, high health insurance coverage. Areas to be aware of include an elevated poverty rate, below-average incomes. Hot Springs has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Hot Springs is $21,319, 72% below the national average of $75,149. Unemployment stands at 4.4%, indicating a healthy job market. The poverty rate of 17.7% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 15 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Hot Springs is $139,100, 51% below the national median — offering relatively affordable homeownership. Renters pay a median of $683 per month, below the national average — a plus for affordability. The price-to-income ratio of 6.5x means housing costs are stretched relative to local earnings.

Safety & Crime

Violent crime in Hot Springs is below the national average at 362 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,808 per 100,000, near the national average.

Education

14.7% of residents hold a bachelor's degree, below the national average of 33.7%. 86.9% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Hot Springs has a cool climate with an average annual temperature of 45°F. Winters average 26°F in January while summers reach 67°F in July. Annual precipitation totals 15.7 inches, including 33.6 inches of snow. Air quality is rated Good with a median AQI of 26.

Hot Springs has a population of 558 with a density of 1,468 people per square mile. The median age is 53.9 years, 39% older than the national median of 38.9. The city is predominantly White (85.1%), with 7.5% Hispanic.

Population

558
Total Population
1,468
People / sq mi
53.9yrs
Median Age
39% above US avg
0.4mi²
Land Area

Gender Distribution

Male 55%
Female 45%

Race & Ethnicity

Hot Springs vs U.S. Average

Language Spoken at Home

English Only97.7%
24% above US avg
Spanish2.3%
83% below US avg

Social Characteristics

Hot Springs vs U.S. Average

The median household income in Hot Springs is $21,319, which is 72% below the national average of $75,149. The unemployment rate is 4.4% (above the 3.6% US average). 17.7% of residents live below the poverty line. Workers commute an average of 15 minutes.

Income: Hot Springs vs U.S.

Commute Mode

Income

Median HH Income$21,319
72% below US avg
Per Capita Income$21,125
Avg Weekly Wage$967
IRS Avg AGI$71,531

Employment & Poverty

Unemployment4.4%
22% above US avg
Poverty Rate17.7%
43% above US avg
Establishments (County)1,300
County GDP$1,355M

Business (County)

Restaurants92
Healthcare98
Retail109
Manufacturing43

Tax & Cost of Living

Property Tax (IRS)$4,744
36% above US avg
Effective Tax Rate3.41%

Commute & Transportation

Commute Time14.6 min
Work from Home12.8%

Walkability

The median home value in Hot Springs is $139,100, 51% below the national average. Monthly rent averages $683 (41% below US avg). Zillow estimates the typical home value at $246,429.

Home Value Sources

Ownership Split

Home Values

Census Median$139,100
51% below US avg
Zillow ZHVI$246,429

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$683
41% below US avg

HUD Fair Market Rent

Studio$988
1 Bedroom$1,076
2 Bedrooms$1,336
3 Bedrooms$1,789
4 Bedrooms$2,113

Ownership & Property

Owner-Occupied61.2%

Property Tax

Avg Tax (IRS)$4,744
36% above US avg
Effective Rate3.41%
In Hot Springs, 38.0% of adults are obese (above the 32.1% national rate). 27.4% report depression. 28.3% are physically inactive.

Health Metrics: Hot Springs vs U.S. Average (%)

Chronic Conditions

Obesity38.0%
18% above US avg
Diabetes10.9%
Heart Disease7.5%
High Blood Pressure32.3%
Asthma12.4%
COPD10.2%
Stroke4.2%

Behaviors & Mental Health

Binge Drinking20.8%
Physical Inactivity28.3%
Depression27.4%
Mental Distress22.2%
Physical Distress17.9%

Healthcare Access

Insurance Rate93.3%
Checkup Rate64.9%
Premature Death11,703/100K

Food & Exercise

Food Environment8.3/10
Exercise Access62.8%
Healthcare Facilities98
Hot Springs has a violent crime rate of 362 per 100,000 residents, 5% below the national average of 380. Property crime stands at 1,808 per 100,000 (8% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Hot Springs vs U.S. Average (per 100,000)

Violent Crime

Total Violent361.7/100K
5% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault361.7/100K

Property Crime

Total Property1,808.3/100K
8% below US avg
Burglary0.0/100K
Theft1,265.8/100K
Vehicle Theft542.5/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)10

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Hot Springs has an average annual temperature of 45°F (7°C). Winters average 26°F in January while summers reach 67°F in July. Annual precipitation is 15.7 inches. Air quality is rated Good with a median AQI of 26.

Temperature

26°F Jan (-3°C) 67°F Jul (20°C)
Annual Average45.2°F
16% below US avg
January Average26°F (-3°C)
July Average67°F (20°C)

Precipitation & Snow

Annual Rainfall15.7 inches
59% below US avg
Snowfall33.6 inches/yr

Air Quality

AQI Median26.0
RatingGood

Geography

Elevation2,842 ft (866 m)
Area0.4 sq mi (1.0 km²)
Population Density1,468/sq mi
Coordinates47.6092°N, 114.6704°W
County FIPS30047
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 14.7% of residents hold a bachelor's degree or higher (56% below US avg). In the 2024 election, the county voted Republican by a 19.9-point margin.

2024 Presidential Election (County)

R 58.4%
D 38.5%

Winner: Republican by 19.9 points

Education

Bachelor's Degree+14.7%
56% below US avg
High School+86.9%
School Test Score5.68
C Education Grade (2.2/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density1,468/sq mi
Total Area0.4 sq mi

Infrastructure & Services

Public Libraries3
Healthcare Facilities98
Restaurants92
Retail Stores109

Safety & Disasters

Fatal Crashes (County/yr)10
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute14.6 min
Work from Home12.8%

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