Median Income
$76,250
1% higher than US avg
Home Value
$196,900
30% lower than US avg
Violent Crime
336/100K
12% lower than US avg
Bachelor's+
9.4%
72% lower than US avg
Median Rent
$1,067
8% lower than US avg
Obesity Rate
34.4%
7% higher than US avg
Unemployment
2.5%
31% lower than US avg
Poverty Rate
1.0%
92% lower than US avg
How Kempner Compares to the U.S. Average (100% = U.S. avg)
People
Population1,242
Median Age45.6 yrs
Density606/mi²
Male / Female48% / 52%
Largest GroupWhite 72%
Veterans27.4%
Economy
A+
Median Income$76,250
Per Capita$33,412
Unemployment2.5%
Poverty1.0%
County GDP$2,244M
Commute30 min
Housing
A+
Home Value$196,900
Rent$1,067
Ownership69.0%
Zillow$360,125
Housing Units486
Rent Burden19.3%
Crime
F
Violent336/100K
Property2,868/100K
Health
Obesity34.4%
Uninsured13.3%
Smoking14.4%
Depression25.1%
Heart Disease5.5%
Climate
Avg Temp67°F (19°C)
AQI42 (Good)
Rain34.8 in/yr
Sunny Days303/yr
Elevation1,021 ft (311 m)
Education
D
Bachelor's+9.4%
High School+89.7%
Graduate+3.0%
School Score5.32
Community
2024 VoteR 70% / D 29%
Commute30 min
Broadband89.8%
EV Stations1
Libraries2
Is Kempner a Good Place to Live?
Based on current data, Kempner receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include a high uninsured rate. Kempner offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Kempner is $76,250, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.5%. Only 1.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 30 minutes.
Cost of Living & Housing
The median home value in Kempner is $196,900, 30% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,067 per month. At just 2.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Kempner is below the national average at 336 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,868 per 100,000, 46% above the national average.
Education
9.4% of residents hold a bachelor's degree, below the national average of 33.7%. 89.7% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Kempner enjoys a moderate climate with an average annual temperature of 67°F. Winters average 48°F in January while summers reach 84°F in July. With 303 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 34.8 inches. Air quality is rated Good with a median AQI of 42.
Kempner has a population of 1,242 with a density of 606 people per square mile, spread across 2.0 square miles. The median age is 45.6 years, 17% older than the national median of 38.9. The gender split is 51.6% female and 48.4% male. The city is predominantly White (72.1%), with 9.6% Black. English is the primary language spoken at home by 94.5% of residents, while 5.5% speak Spanish. 27.4% of the population are veterans, above the national rate of 6.0%. 15.1% of residents have a disability. 90.8% have health insurance coverage.
Population
45.6yrs
Median Age
17% above US avg
Language Spoken at Home
English Only
94.5%
20% above US avg
Spanish
5.5%
59% below US avg
The median household income in Kempner is $76,250, which is 1% above the national average of $75,149. Per capita income is $33,412 (below the $39,052 national figure). The average weekly wage is $1,026, 28% lower than the U.S. average. The unemployment rate is 2.5% (below the 3.6% US average). 1.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,025 business establishments, including 96 restaurants. The cost of living index is 97.1, roughly in line with the national average. Workers commute an average of 30 minutes. 19.3% of workers work from home (above the 15.2% national rate).
Income
| Median HH Income | $76,250 |
| 1% above US avg |
| Per Capita Income | $33,412 |
| Avg Weekly Wage | $1,026 |
| IRS Avg AGI | $57,516 |
| Gini Index | 0.407 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.5% |
| 31% below US avg |
| Poverty Rate | 1.0% |
| 92% below US avg |
| Establishments (County) | 1,025 |
| County GDP | $2,244M |
Business (County)
| Restaurants | 96 |
| Healthcare | 64 |
| Retail | 131 |
| Manufacturing | 18 |
Tax & Cost of Living
| Property Tax (IRS) | $5,507 |
| 57% above US avg |
| Cost of Living | 97.10 (100=avg) |
| Effective Tax Rate | 2.80% |
Commute & Transportation
| Commute Time | 30.2 min |
| Drive Alone | 69.0% |
| Public Transit | 0.0% |
| Work from Home | 19.3% |
The median home value in Kempner is $196,900, 30% below the national median of $281,900. Zillow estimates the typical home value at $360,125, higher than the Census estimate. Monthly rent averages $1,067 (8% below the national average of $1,163). Fair market rent ranges from $935 for a one-bedroom to $1,149 for a two-bedroom apartment. 69.0% of housing units are owner-occupied. There are 486 total housing units in the city. The median year a home was built is 1990. The average annual property tax is $5,507 (higher than the $3,500 national average). 19.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.6x, well within the affordable range.
Home Values
| Census Median | $196,900 |
| 30% below US avg |
| Zillow ZHVI | $360,125 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,067 |
| 8% below US avg |
| Rent Burden | 19.3% |
HUD Fair Market Rent
| Studio | $887 |
| 1 Bedroom | $935 |
| 2 Bedrooms | $1,149 |
| 3 Bedrooms | $1,497 |
| 4 Bedrooms | $1,733 |
Ownership & Property
| Homeownership | 69.0% |
| Owner-Occupied | 69.0% |
| Renter-Occupied | 31.0% |
| Housing Units | 486 |
| Median Year Built | 1990 |
Property Tax
| Avg Tax (IRS) | $5,507 |
| 57% above US avg |
| Effective Rate | 2.80% |
In Kempner, 34.4% of adults are obese, above the national rate of 32.1%. 10.6% have diabetes. Heart disease affects 5.5% of residents. 32.2% have high blood pressure. 14.4% are current smokers. 19.6% report binge drinking. 24.6% are physically inactive. 25.1% report depression (above the 20.0% national average). 19.0% experience frequent mental distress. 13.3% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:5,615. The dentist ratio is 1:3,038. 47.6% of residents have access to exercise opportunities. The food environment index is 5.2 out of 10.
Health Metrics: Kempner vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.4% |
| 7% above US avg |
| Diabetes | 10.6% |
| Heart Disease | 5.5% |
| High Blood Pressure | 32.2% |
| Asthma | 10.4% |
| COPD | 6.3% |
| Cancer | 6.9% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 14.4% |
| 3% above US avg |
| Binge Drinking | 19.6% |
| Physical Inactivity | 24.6% |
| Depression | 25.1% |
| Mental Distress | 19.0% |
| Physical Distress | 13.1% |
| Short Sleep | 40.4% |
Healthcare Access
| Insurance Rate | 90.8% |
| Uninsured | 13.3% |
| 55% above US avg |
| Primary Care | 1:5,615 |
| Dentists | 1:3,038 |
| Mental Health | 1:1,347 |
| Checkup Rate | 73.0% |
| Dental Visits | 57.5% |
| Premature Death | 8,665/100K |
Food & Exercise
| Food Environment | 5.2/10 |
| Exercise Access | 47.6% |
| Healthcare Facilities | 64 |
Kempner has a violent crime rate of 336 per 100,000 residents, 12% below the national average of 380. Property crime stands at 2,868 per 100,000, 46% above the U.S. average. The county recorded 15 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Kempner receives a safety grade of F.
Crime Rates: Kempner vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 335.7/100K |
| 12% below US avg |
| |
Property Crime
| Total Property | 2,868.2/100K |
| 46% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 15 |
| Traffic Accidents | 2 |
| Avg Accident Severity | 2.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Kempner enjoys a temperate climate with an average annual temperature of 67°F (19°C). Winters average 48°F in January while summers reach 84°F in July. The area gets 303 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 34.8 inches. Air quality is rated Good with a median AQI of 42. The city sits at an elevation of 1,021 feet.
Temperature
48°F Jan (9°C)
84°F Jul (29°C)
| Annual Average | 66.6°F |
| 23% above US avg |
| January Average | 48°F (9°C) |
| July Average | 84°F (29°C) |
| Sunny Days | 303 days/yr |
Geography
| Elevation | 1,021 ft (311 m) |
| Area | 2.0 sq mi (5.2 km²) |
| Population Density | 606/sq mi |
| Coordinates | 31.0755°N, 97.9727°W |
| Timezone | America/Chicago |
| County | Coryell County County |
| Nearest Airport | Draughon-Miller Central Texas Regional (TPL) 34 miles away |
Precipitation & Snow
Annual Rainfall
34.8"
9% below US avg
Wettest Month (May)
4.33"
Air Quality
| AQI Median | 42.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 63.4 / 100 |
| Social Vulnerability | 38.6 / 100 |
| Community Resilience | 14.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively High |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
2 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M2.9. Most recent: M2.9 on Sep 3, 2015.
| Sep 3, 2015 |
7 km NNE of Leander, Texas |
M2.9 |
50 km |
| Jun 7, 2009 |
6 km NNE of Rio Vista, Texas |
M2.6 |
147 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
5 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 2. Most recent: Beryl (2024, Cat 1).
| Year |
Name |
Category |
Closest |
| 2024 |
Beryl |
Category 1 |
274 km |
| 2017 |
Harvey |
Category 2 |
272 km |
| 2008 |
Ike |
Category 2 |
255 km |
| 2003 |
Claudette |
Category 1 |
294 km |
| 1983 |
Alicia |
Category 3 |
282 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
426 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 149 fatalities, 853 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 27, 1997 |
EF5 |
44 km |
27 |
| May 6, 1973 |
EF5 |
77 km |
0 |
| May 11, 1953 |
EF5 |
94 km |
114 |
| May 27, 1997 |
EF4 |
79 km |
1 |
| Apr 21, 1952 |
EF4 |
69 km |
0 |
| Apr 12, 2022 |
EF3 |
28 km |
0 |
| May 27, 1997 |
EF3 |
67 km |
0 |
| May 27, 1997 |
EF3 |
49 km |
0 |
| May 27, 1997 |
EF3 |
60 km |
0 |
| May 13, 1994 |
EF3 |
63 km |
0 |
| Mar 14, 1990 |
EF3 |
45 km |
0 |
| May 17, 1989 |
EF3 |
48 km |
1 |
| Apr 7, 1980 |
EF3 |
67 km |
1 |
| May 26, 1976 |
EF3 |
43 km |
2 |
| Mar 10, 1973 |
EF3 |
46 km |
0 |
| May 10, 1959 |
EF3 |
92 km |
0 |
| Apr 30, 1954 |
EF3 |
88 km |
0 |
| May 22, 2024 |
EF2 |
51 km |
0 |
| Mar 21, 2022 |
EF2 |
73 km |
0 |
| Jun 9, 2019 |
EF2 |
7 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: CRITTENBERG COMPLEX (21,391 ac, 2022).
| Year |
Name |
Acres |
Distance |
| 2022 |
CRITTENBERG COMPLEX |
21,391 |
34 km |
| 1993 |
SAN SABA FIRE |
12,896 |
93 km |
| 1999 |
WILLIAMS RANCH FIRE |
6,226 |
79 km |
| 2011 |
ROBINETTE |
6,039 |
29 km |
| 2011 |
UNNAMED |
5,706 |
33 km |
| 2003 |
UNNAMED |
4,490 |
98 km |
| 2011 |
SPICEWOOD |
4,239 |
76 km |
| 1984 |
STEWAIT |
3,696 |
88 km |
| 2020 |
BUFFALO CREEK |
3,630 |
98 km |
| 2015 |
LOG CABIN |
3,391 |
96 km |
| 2022 |
3 OAKS |
3,294 |
50 km |
| 2018 |
HARMAN ROAD |
3,094 |
29 km |
| 2009 |
OWL CREEK |
2,376 |
34 km |
| 2014 |
HAVELAH |
2,320 |
92 km |
| 2011 |
UNNAMED |
2,236 |
30 km |
| 2002 |
UNNAMED |
2,234 |
76 km |
| 2006 |
BROWNS CREEK RANGE |
1,889 |
34 km |
| 2008 |
LAMKIN |
1,847 |
88 km |
| 2008 |
HAVERLAH FIRE |
1,812 |
88 km |
| 2000 |
CHEROKEE FIRE |
1,597 |
60 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
48°F (9°C) |
1.4 in |
Coldest |
| February |
51°F (10°C) |
2.4 in |
|
| March |
58°F (15°C) |
1.9 in |
|
| April |
65°F (19°C) |
3.1 in |
|
| May |
73°F (23°C) |
4.3 in |
Wettest |
| June |
79°F (26°C) |
3.1 in |
|
| July |
84°F (29°C) |
1.3 in |
Warmest, Driest |
| August |
83°F (28°C) |
2.0 in |
|
| September |
77°F (25°C) |
2.8 in |
|
| October |
68°F (20°C) |
3.0 in |
|
| November |
57°F (14°C) |
2.1 in |
|
| December |
49°F (9°C) |
1.8 in |
|
Kempner has a seasonal temperature swing of 36°F / from 48°F in January to 84°F in July. Total annual precipitation is 29.3 inches, with May being the wettest month (4.3") and July the driest (1.3").
Average costs for common services in Kempner. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$243 ($146–$388) |
| Specialist Visit |
$340 ($194–$534) |
| Urgent Care Visit |
$194 ($97–$340) |
| Emergency Room Visit |
$2,136 ($777–$4,855) |
| Dental Cleaning |
$126 ($73–$194) |
| Dental Filling |
$243 ($146–$388) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24–$73) |
| Oil Change (Synthetic) |
$73 ($49–$117) |
| Brake Pad Replacement |
$291 ($146–$486) |
| Tire Rotation |
$39 ($19–$73) |
| New Tires (Set of 4) |
$583 ($388–$971) |
| Battery Replacement |
$194 ($97–$340) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$97 ($58–$146) |
| Electrician (Per Hour) |
$87 ($49–$136) |
| HVAC Repair |
$388 ($146–$777) |
| HVAC System Install |
$6,797 ($3,884–$11,652) |
| Roof Repair |
$971 ($388–$1,942) |
| Roof Replacement |
$8,739 ($5,341–$14,565) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,457 ($486–$3,399) |
| Divorce (Contested) |
$14,565 ($4,855–$29,130) |
| DUI Defense |
$4,855 ($1,942–$9,710) |
| Bankruptcy (Chapter 7) |
$1,457 ($777–$2,913) |
| Will Preparation |
$486 ($194–$971) |
| Trust Preparation |
$2,428 ($971–$4,855) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15–$44) |
| Women's Haircut |
$53 ($29–$97) |
| Hair Coloring (Full) |
$146 ($73–$243) |
| Manicure |
$24 ($15–$44) |
| Pedicure |
$39 ($24–$63) |
| Massage (1 Hour) |
$78 ($49–$126) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.98 ($2.91–$5.34) |
| Dozen Eggs (per dozen) |
$3.40 ($2.43–$4.86) |
| Loaf of Bread |
$3.69 ($2.43–$5.34) |
| Chicken Breast (per lb) |
$4.37 ($2.91–$6.31) |
| Ground Beef (per lb) |
$5.34 ($3.88–$7.28) |
| Rice (per lb) |
$0.97 ($0.58–$1.75) |
View all 20 services
Utilities
| Electricity (Monthly) |
$136 ($78–$243) |
| Natural Gas (Monthly) |
$68 ($29–$146) |
| Water/Sewer (Monthly) |
$68 ($39–$117) |
| Internet (Monthly) |
$68 ($39–$97) |
| Cell Phone Plan (Monthly) |
$63 ($29–$97) |
| Cable TV (Monthly) |
$83 ($49–$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$194 ($73–$486) |
| Car Insurance (Annual) |
$1,942 ($1,165–$3,399) |
| Bus Pass (Monthly) |
$68 ($29–$126) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.77–$24) |
| Car Registration (Annual) |
$97 ($29–$243) |
| Driver's License Renewal |
$29 ($15–$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,165 ($583–$2,428) |
| Daycare (Toddler, Monthly) |
$971 ($486–$1,942) |
| After-School Care (Monthly) |
$388 ($194–$680) |
| Tutoring (Per Hour) |
$49 ($24–$97) |
| SAT/ACT Prep Course |
$971 ($388–$2,428) |
| Private School (K-12, Annual) |
$12,138 ($4,855–$29,130) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29–$97) |
| Dog Vaccination (Annual) |
$97 ($49–$194) |
| Dog Grooming |
$58 ($29–$97) |
| Pet Boarding (Per Night) |
$39 ($19–$73) |
| Dog Spay/Neuter |
$291 ($146–$486) |
| Cat Spay/Neuter |
$194 ($97–$388) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $576 |
| Toddler | $546 |
| Preschool | $533 |
| Family Childcare (monthly) |
| Infant | $524 |
| Toddler | $502 |
| Preschool | $498 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Kempner
What is the population of Kempner?
Kempner has a population of 1,242 residents and is located in Texas. The population density is 606 people per square mile, spread across 2.0 square miles. The median age of residents is 45.6 years, which is older than the national median of 38.9 years. The population is 51.6% female and 48.4% male.
Is Kempner expensive to live in?
Kempner has a cost of living roughly in line with the national average, with an index of 97.1 (baseline: 100). The median household income is $76,250, 1% above the national average of $75,149. The median home value is $196,900 (30% below the U.S. median). Renters pay a median of $1,067 per month. The home price-to-income ratio is 2.6x, indicating housing is reasonably affordable relative to local income levels.
Is Kempner safe?
Kempner is safer than the national average, with a violent crime rate of 336 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,868 per 100,000 (above the national average). Overall, Kempner receives a safety grade of F based on combined crime data.
What is the weather like in Kempner?
Kempner enjoys a temperate climate with an average annual temperature of 67°F (19°C). Winter temperatures average 48°F in January, while summers reach an average of 84°F in July. The area receives 303 sunny days per year, well above the national average of 205. Annual rainfall totals 34.8 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 42.
How is the job market in Kempner?
The job market in Kempner is very strong, with unemployment at just 2.5% / well below the national rate of 3.6%. The average weekly wage is $1,026. There are 1,025 business establishments in the area, including 96 restaurants and food service locations. The average commute time is 30 minutes, and 19.3% of workers work from home.
How much does housing cost in Kempner?
The median home value in Kempner is $196,900. Zillow estimates the typical home value at $360,125. For renters, the median monthly rent is $1,067. Fair market rent is $935 for a 1-bedroom and $1,149 for a 2-bedroom apartment. The homeownership rate is 69.0%. The average annual property tax is $5,507.
How are the schools in Kempner?
Schools in Kempner score 5.3 out of 10 on standardized testing, near the national average. 9.4% of adults in Kempner hold a bachelor's degree or higher, below the national average of 33.7%. 89.7% have completed high school. 3.0% hold a graduate or professional degree.
How healthy is Kempner?
The obesity rate in Kempner is 34.4% (above the national rate of 32.1%). 14.4% of adults are smokers. 24.6% are physically inactive. 25.1% of residents report depression. 13.3% lack health insurance (above the national rate). 47.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:5,615.
What is transportation like in Kempner?
The average commute in Kempner is 30 minutes. 69% of workers drive alone to work, and 19.3% work from home.
What are the demographics of Kempner?
The racial and ethnic makeup of Kempner is 72.1% White, 9.6% Black or African American, 0.9% Hispanic or Latino. 94.5% of residents speak only English at home, while 5.5% speak Spanish. 27.4% of the population are military veterans. 15.1% of residents have a disability. 90.8% have health insurance coverage.