Median Income
$61,750
18% lower than US avg
Home Value
$105,100
63% lower than US avg
Bachelor's+
14.0%
58% lower than US avg
Median Rent
$1,052
10% lower than US avg
Obesity Rate
42.3%
32% higher than US avg
Unemployment
3.9%
8% higher than US avg
Poverty Rate
5.1%
59% lower than US avg
How Kennard Compares to the U.S. Average (100% = U.S. avg)
People
Population519
Median Age35.8 yrs
Density1,236/mi²
Male / Female45% / 55%
Largest GroupWhite 96%
Veterans6.1%
Economy
B+
Median Income$61,750
Per Capita$22,851
Unemployment3.9%
Poverty5.1%
County GDP$2,018M
Commute35 min
Housing
A+
Home Value$105,100
Rent$1,052
Ownership76.7%
Zillow$164,639
Housing Units187
Rent Burden21.5%
Health
Obesity42.3%
Uninsured12.3%
Smoking18.0%
Depression28.9%
Heart Disease6.0%
Climate
Avg Temp50°F (10°C)
AQI34 (Good)
Rain44.3 in/yr
Elevation1,038 ft (316 m)
Education
C
Bachelor's+14.0%
High School+85.4%
Graduate+1.5%
School Score5.88
Community
2024 VoteR 73% / D 25%
Commute35 min
Broadband90.6%
EV Stations2
Libraries5
Is Kennard a Good Place to Live?
Based on current data, Kennard receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include affordable housing, a low poverty rate. Areas to be aware of include a high uninsured rate, high obesity rates. Kennard offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Kennard is $61,750, 18% below the national average of $75,149. Unemployment stands at 3.9%, indicating a healthy job market. Only 5.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 35 minutes.
Cost of Living & Housing
The median home value in Kennard is $105,100, 63% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,052 per month, below the national average / a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.
Education
14.0% of residents hold a bachelor's degree, below the national average of 33.7%. 85.4% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Kennard experiences four distinct seasons with an average temperature of 50°F. Winters average 26°F in January while summers reach 72°F in July. Annual precipitation totals 44.3 inches, including 24.8 inches of snow. Air quality is rated Good with a median AQI of 34.
Kennard has a population of 519 with a density of 1,236 people per square mile, spread across 0.4 square miles. The median age is 35.8 years, 8% younger than the national median of 38.9. The gender split is 54.9% female and 45.1% male. The city is predominantly White (95.8%), with 5.6% Hispanic. English is the primary language spoken at home by 98.4% of residents. 6.1% of the population are veterans. 25.0% of residents have a disability (above the 13.0% national average). 87.7% have health insurance coverage.
Population
519
Total Population
2023 Census
35.8yrs
Median Age
8% below US avg
Language Spoken at Home
English Only
98.4%
25% above US avg
Spanish
1.4%
90% below US avg
The median household income in Kennard is $61,750, which is 18% below the national average of $75,149. Per capita income is $22,851 (below the $39,052 national figure). The average weekly wage is $926, 35% lower than the U.S. average. The unemployment rate is 3.9% (above the 3.6% US average). 5.1% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 893 business establishments, including 80 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 35 minutes (longer than the 28-minute US average). 3.3% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $61,750 |
| 18% below US avg |
| Per Capita Income | $22,851 |
| Avg Weekly Wage | $926 |
| IRS Avg AGI | $58,262 |
| Gini Index | 0.427 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.9% |
| 8% above US avg |
| Poverty Rate | 5.1% |
| 59% below US avg |
| Establishments (County) | 893 |
| County GDP | $2,018M |
Business (County)
| Restaurants | 80 |
| Healthcare | 95 |
| Retail | 138 |
| Manufacturing | 51 |
Tax & Cost of Living
| Property Tax (IRS) | $2,909 |
| 17% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 2.77% |
Commute & Transportation
| Commute Time | 34.9 min |
| Drive Alone | 86.3% |
| Public Transit | 0.0% |
| Work from Home | 3.3% |
The median home value in Kennard is $105,100, 63% below the national median of $281,900. Zillow estimates the typical home value at $164,639, higher than the Census estimate. Monthly rent averages $1,052 (10% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 76.7% of housing units are owner-occupied (above the 65.4% national rate). There are 187 total housing units in the city. The median year a home was built is 1955. The average annual property tax is $2,909 (lower than the $3,500 national average). 21.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.7x, well within the affordable range.
Home Values
| Census Median | $105,100 |
| 63% below US avg |
| Zillow ZHVI | $164,639 |
Rental Costs
| Census Median Rent | $1,052 |
| 10% below US avg |
| Rent Burden | 21.5% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 76.7% |
| Owner-Occupied | 76.7% |
| Renter-Occupied | 23.3% |
| Housing Units | 187 |
| Median Year Built | 1955 |
Property Tax
| Avg Tax (IRS) | $2,909 |
| 17% below US avg |
| Effective Rate | 2.77% |
In Kennard, 42.3% of adults are obese, above the national rate of 32.1%. 10.5% have diabetes. Heart disease affects 6.0% of residents. 34.5% have high blood pressure. 18.0% are current smokers (above the 14.0% national rate). 18.1% report binge drinking. 26.6% are physically inactive. 28.9% report depression (above the 20.0% national average). 20.0% experience frequent mental distress. 12.3% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:2,447. The dentist ratio is 1:2,717. 77.6% of residents have access to exercise opportunities. The food environment index is 7.4 out of 10.
Health Metrics: Kennard vs U.S. Average (%)
Chronic Conditions
| Obesity | 42.3% |
| 32% above US avg |
| Diabetes | 10.5% |
| Heart Disease | 6.0% |
| High Blood Pressure | 34.5% |
| Asthma | 11.7% |
| COPD | 7.8% |
| Cancer | 7.5% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 18.0% |
| 29% above US avg |
| Binge Drinking | 18.1% |
| Physical Inactivity | 26.6% |
| Depression | 28.9% |
| Mental Distress | 20.0% |
| Physical Distress | 13.9% |
| Short Sleep | 40.4% |
Healthcare Access
| Insurance Rate | 87.7% |
| Uninsured | 12.3% |
| 43% above US avg |
| Primary Care | 1:2,447 |
| Dentists | 1:2,717 |
| Mental Health | 1:941 |
| Checkup Rate | 76.9% |
| Dental Visits | 64.0% |
| Premature Death | 10,369/100K |
Food & Exercise
| Food Environment | 7.4/10 |
| Exercise Access | 77.6% |
| Healthcare Facilities | 95 |
Kennard experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 26°F in January while summers reach 72°F in July. Annual precipitation totals 44.3 inches. The area receives 24.8 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 34. 78% of days have good air quality. The city sits at an elevation of 1,038 feet.
Temperature
26°F Jan (-4°C)
72°F Jul (22°C)
| Annual Average | 50.4°F |
| 7% below US avg |
| January Average | 26°F (-4°C) |
| July Average | 72°F (22°C) |
Geography
| Elevation | 1,038 ft (316 m) |
| Area | 0.4 sq mi (1.1 km²) |
| Population Density | 1,236/sq mi |
| Coordinates | 39.9063°N, 85.5221°W |
| Timezone | America/Indiana/Indianapolis |
| County | Henry County County |
| Nearest Airport | Delaware County Regional (MIE)
24 miles away |
Precipitation & Snow
Annual Rainfall
44.3"
17% above US avg
Wettest Month (Jun)
5.34"
Air Quality
| AQI Median | 34.0 |
| Rating | Good |
| Good Days % | 78.1% |
| Unhealthy Days | 0 |
Air Pollutants (EPA 2023)
| PM2.5 (Fine Particles) | 9.4 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 44.8 / 100 |
| Social Vulnerability | 34.5 / 100 |
| Community Resilience | 72.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
8 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.6 on Jun 12, 2015.
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
36 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
101 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
106 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
131 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
84 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
110 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
133 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
113 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
577 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 49 fatalities, 1,736 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 27, 2019 |
EF4 |
91 km |
0 |
| Jun 11, 1998 |
EF4 |
39 km |
0 |
| Jun 2, 1990 |
EF4 |
92 km |
0 |
| Jul 9, 1980 |
EF4 |
32 km |
2 |
| Apr 3, 1974 |
EF4 |
21 km |
0 |
| Apr 3, 1974 |
EF4 |
27 km |
1 |
| Apr 3, 1974 |
EF4 |
88 km |
4 |
| May 14, 1972 |
EF4 |
50 km |
0 |
| Apr 11, 1965 |
EF4 |
91 km |
25 |
| Apr 11, 1965 |
EF4 |
73 km |
4 |
| Apr 25, 1961 |
EF4 |
43 km |
0 |
| Mar 6, 1956 |
EF4 |
74 km |
1 |
| Mar 14, 2024 |
EF3 |
45 km |
1 |
| Mar 31, 2023 |
EF3 |
64 km |
0 |
| Mar 31, 2023 |
EF3 |
65 km |
0 |
| May 27, 2019 |
EF3 |
75 km |
0 |
| May 27, 2019 |
EF3 |
90 km |
0 |
| Aug 24, 2016 |
EF3 |
84 km |
0 |
| Mar 2, 2012 |
EF3 |
94 km |
3 |
| Jun 5, 2010 |
EF3 |
99 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
2 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (1,102 ac, 2007).
| Year |
Name |
Acres |
Distance |
| 2007 |
UNNAMED |
1,102 |
79 km |
| 2004 |
UNIT 30 |
938 |
100 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-4°C) |
3.0 in |
Coldest |
| February |
29°F (-2°C) |
2.5 in |
Driest |
| March |
38°F (4°C) |
3.4 in |
|
| April |
50°F (10°C) |
4.4 in |
|
| May |
61°F (16°C) |
4.9 in |
|
| June |
69°F (21°C) |
5.3 in |
Wettest |
| July |
72°F (22°C) |
4.7 in |
Warmest |
| August |
71°F (21°C) |
3.4 in |
|
| September |
65°F (18°C) |
3.1 in |
|
| October |
53°F (12°C) |
3.2 in |
|
| November |
41°F (5°C) |
3.5 in |
|
| December |
31°F (-1°C) |
3.0 in |
|
Kennard has a seasonal temperature swing of 47°F / from 26°F in January to 72°F in July. Total annual precipitation is 44.4 inches, with June being the wettest month (5.3") and February the driest (2.5").
Average costs for common services in Kennard. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140-$373) |
| Specialist Visit |
$327 ($187-$513) |
| Urgent Care Visit |
$187 ($93-$327) |
| Emergency Room Visit |
$2,053 ($746-$4,665) |
| Dental Cleaning |
$121 ($70-$187) |
| Dental Filling |
$233 ($140-$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23-$70) |
| Oil Change (Synthetic) |
$70 ($47-$112) |
| Brake Pad Replacement |
$280 ($140-$467) |
| Tire Rotation |
$37 ($19-$70) |
| New Tires (Set of 4) |
$560 ($373-$933) |
| Battery Replacement |
$187 ($93-$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56-$140) |
| Electrician (Per Hour) |
$84 ($47-$131) |
| HVAC Repair |
$373 ($140-$746) |
| HVAC System Install |
$6,531 ($3,732-$11,196) |
| Roof Repair |
$933 ($373-$1,866) |
| Roof Replacement |
$8,397 ($5,132-$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467-$3,266) |
| Divorce (Contested) |
$13,995 ($4,665-$27,990) |
| DUI Defense |
$4,665 ($1,866-$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746-$2,799) |
| Will Preparation |
$467 ($187-$933) |
| Trust Preparation |
$2,333 ($933-$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$42) |
| Women's Haircut |
$51 ($28-$93) |
| Hair Coloring (Full) |
$140 ($70-$233) |
| Manicure |
$23 ($14-$42) |
| Pedicure |
$37 ($23-$61) |
| Massage (1 Hour) |
$75 ($47-$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80-$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33-$4.67) |
| Loaf of Bread |
$3.55 ($2.33-$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80-$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73-$7.00) |
| Rice (per lb) |
$0.93 ($0.56-$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75-$233) |
| Natural Gas (Monthly) |
$65 ($28-$140) |
| Water/Sewer (Monthly) |
$65 ($37-$112) |
| Internet (Monthly) |
$65 ($37-$93) |
| Cell Phone Plan (Monthly) |
$61 ($28-$93) |
| Cable TV (Monthly) |
$79 ($47-$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70-$467) |
| Car Insurance (Annual) |
$1,866 ($1,120-$3,266) |
| Bus Pass (Monthly) |
$65 ($28-$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46-$23) |
| Car Registration (Annual) |
$93 ($28-$233) |
| Driver's License Renewal |
$28 ($14-$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560-$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467-$1,866) |
| After-School Care (Monthly) |
$373 ($187-$653) |
| Tutoring (Per Hour) |
$47 ($23-$93) |
| SAT/ACT Prep Course |
$933 ($373-$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665-$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$93) |
| Dog Vaccination (Annual) |
$93 ($47-$187) |
| Dog Grooming |
$56 ($28-$93) |
| Pet Boarding (Per Night) |
$37 ($19-$70) |
| Dog Spay/Neuter |
$280 ($140-$467) |
| Cat Spay/Neuter |
$187 ($93-$373) |
View all 9 services
Frequently Asked Questions About Kennard
What is the population of Kennard?
Kennard has a population of 519 residents and is located in Indiana. The population density is 1,236 people per square mile, spread across 0.4 square miles. The median age of residents is 35.8 years, which is younger than the national median of 38.9 years. The population is 54.9% female and 45.1% male.
Is Kennard expensive to live in?
Kennard is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $61,750, 18% below the national average of $75,149. The median home value is $105,100 (63% below the U.S. median). Renters pay a median of $1,052 per month. The home price-to-income ratio is 1.7x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Kennard?
Kennard has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 26°F in January, while summers reach an average of 72°F in July. Annual rainfall totals 44.3 inches, with 24.8 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 34.
How is the job market in Kennard?
Kennard has a healthy job market with an unemployment rate of 3.9%, near the national average of 3.6%. The average weekly wage is $926. There are 893 business establishments in the area, including 80 restaurants and food service locations. The average commute time is 35 minutes, and 3.3% of workers work from home.
How much does housing cost in Kennard?
The median home value in Kennard is $105,100. Zillow estimates the typical home value at $164,639. For renters, the median monthly rent is $1,052. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 76.7%. The average annual property tax is $2,909.
How are the schools in Kennard?
Schools in Kennard score 5.9 out of 10 on standardized testing, near the national average. 14.0% of adults in Kennard hold a bachelor's degree or higher, below the national average of 33.7%. 85.4% have completed high school. 1.5% hold a graduate or professional degree.
How healthy is Kennard?
The obesity rate in Kennard is 42.3% (above the national rate of 32.1%). 18.0% of adults are smokers. 26.6% are physically inactive. 28.9% of residents report depression. 12.3% lack health insurance (above the national rate). 77.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,447.
What is transportation like in Kennard?
The average commute in Kennard is 35 minutes, longer than the national average of 28 minutes. 86.3% of workers drive alone to work, and 3.3% work from home.
What are the demographics of Kennard?
The racial and ethnic makeup of Kennard is 95.8% White, 5.6% Hispanic or Latino. 98.4% of residents speak only English at home. 6.1% of the population are military veterans. 25.0% of residents have a disability. 87.7% have health insurance coverage.