Median Income
$78,081
4% higher than US avg
Home Value
$124,500
56% lower than US avg
Violent Crime
44/100K
88% lower than US avg
Bachelor's+
15.6%
54% lower than US avg
Median Rent
$687
41% lower than US avg
Obesity Rate
39.5%
23% higher than US avg
Unemployment
3.7%
3% higher than US avg
Poverty Rate
2.9%
77% lower than US avg
How Koontz Lake Compares to the U.S. Average (100% = U.S. avg)
People
Population1,217
Median Age58.5 yrs
Density346/mi²
Male / Female54% / 46%
Largest GroupWhite 100%
Veterans8.7%
Economy
A
Median Income$78,081
Per Capita$42,339
Unemployment3.7%
Poverty2.9%
County GDP$690M
Commute53 min
Housing
A+
Home Value$124,500
Rent$687
Ownership92.5%
Zillow$223,362
Housing Units1,089
Rent Burden13.3%
Crime
F
Violent44/100K
Property703/100K
Health
Obesity39.5%
Uninsured7.9%
Smoking16.7%
Depression26.7%
Heart Disease5.6%
Climate
Avg Temp50°F (10°C)
AQI41 (Good)
Rain40.3 in/yr
Sunny Days275/yr
Elevation721 ft (220 m)
Education
C
Bachelor's+15.6%
High School+94.6%
Graduate+7.1%
School Score5.33
Community
2024 VoteR 75% / D 23%
Commute53 min
Broadband77.1%
EV Stations7
Libraries5
Is Koontz Lake a Good Place to Live?
Based on current data, Koontz Lake receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include long commute times, high obesity rates. Koontz Lake offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Koontz Lake is $78,081, roughly in line with the national average of $75,149. Unemployment stands at 3.7%, indicating a healthy job market. Only 2.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 53 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Koontz Lake is $124,500, 56% below the national median / offering relatively affordable homeownership. Renters pay a median of $687 per month, below the national average / a plus for affordability. At just 1.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Koontz Lake is a very safe community with a violent crime rate of 44 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 703 per 100,000, 64% below the national average.
Education
15.6% of residents hold a bachelor's degree, below the national average of 33.7%. 94.6% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Koontz Lake experiences four distinct seasons with an average temperature of 50°F. Winters average 24°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.3 inches, including 54.9 inches of snow. Air quality is rated Good with a median AQI of 41.
Koontz Lake has a population of 1,217 with a density of 346 people per square mile, spread across 3.9 square miles. The median age is 58.5 years, 50% older than the national median of 38.9. The gender split is 46.3% female and 53.7% male. The city is predominantly White (100%). English is the primary language spoken at home by 99% of residents. 8.7% of the population are veterans, above the national rate of 6.0%. 19.5% of residents have a disability (above the 13.0% national average). 98.9% have health insurance coverage.
Population
58.5yrs
Median Age
50% above US avg
Race & Ethnicity
Koontz Lake vs U.S. Average
Language Spoken at Home
English Only
99.0%
26% above US avg
Spanish
1.0%
93% below US avg
Social Characteristics
Koontz Lake vs U.S. Average
The median household income in Koontz Lake is $78,081, which is 4% above the national average of $75,149. Per capita income is $42,339. The average weekly wage is $849, 41% lower than the U.S. average. The unemployment rate is 3.7% (above the 3.6% US average). 2.9% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 337 business establishments, including 29 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 53 minutes (longer than the 28-minute US average). 1.9% of workers work from home (below the 15.2% national rate).
Income: Koontz Lake vs U.S.
Income
| Median HH Income | $78,081 |
| 4% above US avg |
| Per Capita Income | $42,339 |
| Avg Weekly Wage | $849 |
| IRS Avg AGI | $58,879 |
| Gini Index | 0.430 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.7% |
| 3% above US avg |
| Poverty Rate | 2.9% |
| 77% below US avg |
| Establishments (County) | 337 |
| County GDP | $690M |
Business (County)
| Restaurants | 29 |
| Healthcare | 23 |
| Retail | 65 |
| Manufacturing | 18 |
Tax & Cost of Living
| Property Tax (IRS) | $2,765 |
| 21% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 2.22% |
Commute & Transportation
| Commute Time | 53.3 min |
| Drive Alone | 78.8% |
| Public Transit | 0.0% |
| Work from Home | 1.9% |
The median home value in Koontz Lake is $124,500, 56% below the national median of $281,900. Zillow estimates the typical home value at $223,362, higher than the Census estimate. Monthly rent averages $687 (41% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 92.5% of housing units are owner-occupied (above the 65.4% national rate). There are 1,089 total housing units in the city. The median year a home was built is 1965. The average annual property tax is $2,765 (lower than the $3,500 national average). 13.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.6x, well within the affordable range.
Home Values
| Census Median | $124,500 |
| 56% below US avg |
| Zillow ZHVI | $223,362 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $687 |
| 41% below US avg |
| Rent Burden | 13.3% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 92.5% |
| Owner-Occupied | 92.5% |
| Renter-Occupied | 7.5% |
| Housing Units | 1,089 |
| Median Year Built | 1965 |
Property Tax
| Avg Tax (IRS) | $2,765 |
| 21% below US avg |
| Effective Rate | 2.22% |
In Koontz Lake, 39.5% of adults are obese, above the national rate of 32.1%. 10.1% have diabetes. Heart disease affects 5.6% of residents. 32.6% have high blood pressure. 16.7% are current smokers. 18.9% report binge drinking. 23.0% are physically inactive. 26.7% report depression (above the 20.0% national average). 19.0% experience frequent mental distress. 7.9% of residents lack health insurance. The primary care physician ratio is 1:7,791. The dentist ratio is 1:4,652. 67.2% of residents have access to exercise opportunities. The food environment index is 7.9 out of 10.
Health Metrics: Koontz Lake vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.5% |
| 23% above US avg |
| Diabetes | 10.1% |
| Heart Disease | 5.6% |
| High Blood Pressure | 32.6% |
| Asthma | 11.1% |
| COPD | 7.0% |
| Cancer | 7.5% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 16.7% |
| 19% above US avg |
| Binge Drinking | 18.9% |
| Physical Inactivity | 23.0% |
| Depression | 26.7% |
| Mental Distress | 19.0% |
| Physical Distress | 12.9% |
| Short Sleep | 39.9% |
Healthcare Access
| Insurance Rate | 98.9% |
| Uninsured | 7.9% |
| 8% below US avg |
| Primary Care | 1:7,791 |
| Dentists | 1:4,652 |
| Mental Health | 1:2,901 |
| Checkup Rate | 76.4% |
| Dental Visits | 60.5% |
| Premature Death | 12,710/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 67.2% |
| Healthcare Facilities | 23 |
Koontz Lake has a violent crime rate of 44 per 100,000 residents, 88% below the national average of 380. Property crime stands at 703 per 100,000, 64% below the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Koontz Lake receives a safety grade of F.
Crime Rates: Koontz Lake vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 43.9/100K |
| 88% below US avg |
| |
Property Crime
| Total Property | 703.0/100K |
| 64% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Koontz Lake experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 24°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 40.3 inches. The area receives 54.9 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 721 feet.
Temperature
24°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 50.0°F |
| 7% below US avg |
| January Average | 24°F (-4°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 721 ft (220 m) |
| Area | 3.9 sq mi (10.1 km²) |
| Population Density | 346/sq mi |
| Coordinates | 41.4122°N, 86.4781°W |
| Timezone | America/Indiana/Indianapolis |
| County | Starke County County |
| Nearest Airport | South Bend International (SBN) 22 miles away |
Precipitation & Snow
Annual Rainfall
40.3"
6% above US avg
Wettest Month (Jun)
4.29"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 24.9 / 100 |
| Social Vulnerability | 41.3 / 100 |
| Community Resilience | 73.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
4 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.3 on Jun 30, 2015.
| May 2, 2015 |
5 km S of Galesburg, Michigan |
M4.2 |
126 km |
| Jun 30, 2015 |
5 km NNE of Burlington, Michigan |
M3.3 |
144 km |
| Nov 4, 2013 |
1 km SSW of Lyons, Illinois |
M3.2 |
120 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
84 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
463 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 91 fatalities, 1,101 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 11, 1965 |
EF4 |
36 km |
31 |
| Apr 11, 1965 |
EF4 |
30 km |
36 |
| Apr 11, 1965 |
EF4 |
69 km |
5 |
| May 27, 2019 |
EF3 |
56 km |
0 |
| Jun 5, 2010 |
EF3 |
90 km |
0 |
| Oct 18, 2007 |
EF3 |
29 km |
0 |
| May 30, 2004 |
EF3 |
81 km |
0 |
| Oct 24, 2001 |
EF3 |
24 km |
1 |
| May 13, 1980 |
EF3 |
92 km |
0 |
| Mar 12, 1976 |
EF3 |
21 km |
0 |
| Mar 12, 1976 |
EF3 |
52 km |
0 |
| Jun 20, 1974 |
EF3 |
80 km |
0 |
| Apr 3, 1974 |
EF3 |
84 km |
5 |
| May 16, 1968 |
EF3 |
92 km |
1 |
| Oct 24, 1967 |
EF3 |
64 km |
0 |
| Nov 26, 1965 |
EF3 |
32 km |
0 |
| Nov 12, 1965 |
EF3 |
85 km |
0 |
| Apr 11, 1965 |
EF3 |
11 km |
10 |
| Apr 11, 1965 |
EF3 |
61 km |
0 |
| Apr 29, 1963 |
EF3 |
94 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
47 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
3 wildfires (100+ acres) within 100 km.
Largest: OGDEN DUNS (863 ac, 1986).
| Year |
Name |
Acres |
Distance |
| 1986 |
OGDEN DUNS |
863 |
65 km |
| 2021 |
21-INDU TOLLESTON DUNES EAST |
594 |
65 km |
| 2017 |
17 INDU COWLES DUNES |
522 |
58 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-4°C) |
2.0 in |
Coldest |
| February |
27°F (-3°C) |
1.8 in |
Driest |
| March |
38°F (3°C) |
2.9 in |
|
| April |
49°F (9°C) |
3.8 in |
|
| May |
60°F (15°C) |
3.7 in |
|
| June |
69°F (21°C) |
4.3 in |
Wettest |
| July |
73°F (23°C) |
3.9 in |
Warmest |
| August |
71°F (22°C) |
3.6 in |
|
| September |
64°F (18°C) |
3.7 in |
|
| October |
52°F (11°C) |
3.1 in |
|
| November |
40°F (5°C) |
3.2 in |
|
| December |
29°F (-2°C) |
2.9 in |
|
Koontz Lake has a seasonal temperature swing of 49°F / from 24°F in January to 73°F in July. Total annual precipitation is 38.9 inches, with June being the wettest month (4.3") and February the driest (1.8").
Average costs for common services in Koontz Lake. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Koontz Lake
What is the population of Koontz Lake?
Koontz Lake has a population of 1,217 residents and is located in Indiana. The population density is 346 people per square mile, spread across 3.9 square miles. The median age of residents is 58.5 years, which is older than the national median of 38.9 years. The population is 46.3% female and 53.7% male.
Is Koontz Lake expensive to live in?
Koontz Lake is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $78,081, 4% above the national average of $75,149. The median home value is $124,500 (56% below the U.S. median). Renters pay a median of $687 per month, below the national average of $1,163. The home price-to-income ratio is 1.6x, indicating housing is reasonably affordable relative to local income levels.
Is Koontz Lake safe?
Koontz Lake is considered a very safe city with a violent crime rate of 44 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 703 per 100,000 (below the national average). Overall, Koontz Lake receives a safety grade of F based on combined crime data.
What is the weather like in Koontz Lake?
Koontz Lake has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 24°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 40.3 inches, with 54.9 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Koontz Lake?
Koontz Lake has a healthy job market with an unemployment rate of 3.7%, near the national average of 3.6%. The average weekly wage is $849. There are 337 business establishments in the area, including 29 restaurants and food service locations. The average commute time is 53 minutes, and 1.9% of workers work from home.
How much does housing cost in Koontz Lake?
The median home value in Koontz Lake is $124,500. Zillow estimates the typical home value at $223,362. For renters, the median monthly rent is $687. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 92.5%. The average annual property tax is $2,765.
How are the schools in Koontz Lake?
Schools in Koontz Lake score 5.3 out of 10 on standardized testing, near the national average. 15.6% of adults in Koontz Lake hold a bachelor's degree or higher, below the national average of 33.7%. 94.6% have completed high school. 7.1% hold a graduate or professional degree.
How healthy is Koontz Lake?
The obesity rate in Koontz Lake is 39.5% (above the national rate of 32.1%). 16.7% of adults are smokers. 23.0% are physically inactive. 26.7% of residents report depression. 7.9% lack health insurance. 67.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:7,791.
What is transportation like in Koontz Lake?
The average commute in Koontz Lake is 53 minutes, longer than the national average of 28 minutes. 78.8% of workers drive alone to work, and 1.9% work from home.
What are the demographics of Koontz Lake?
The racial and ethnic makeup of Koontz Lake is 100% White. 99% of residents speak only English at home. 8.7% of the population are military veterans. 19.5% of residents have a disability. 98.9% have health insurance coverage.