Median Income
$112,250
49% higher than US avg
Home Value
$235,300
17% lower than US avg
Violent Crime
299/100K
21% lower than US avg
Bachelor's+
30.2%
10% lower than US avg
Median Rent
$1,859
60% higher than US avg
Obesity Rate
35.3%
10% higher than US avg
Unemployment
4.4%
22% higher than US avg
Poverty Rate
5.0%
60% lower than US avg
How Lake Holiday Compares to the U.S. Average (100% = U.S. avg)
People
Population5,402
Median Age48.7 yrs
Density1,539/mi²
Male / Female50% / 50%
Largest GroupWhite 93%
Veterans8.1%
Economy
A+
Median Income$112,250
Per Capita$54,195
Unemployment4.4%
Poverty5.0%
County GDP$5,408M
Commute44 min
Housing
A+
Home Value$235,300
Rent$1,859
Ownership92.5%
Zillow$312,530
Housing Units2,285
Rent Burden19.2%
Crime
F
Violent299/100K
Property1,047/100K
Health
Obesity35.3%
Uninsured7.4%
Smoking12.7%
Depression23.5%
Heart Disease4.9%
Climate
Avg Temp48°F (9°C)
AQI43 (Good)
Rain36.8 in/yr
Sunny Days275/yr
Elevation666 ft (203 m)
Education
B
Bachelor's+30.2%
High School+97.9%
Graduate+8.5%
School Score6.07
Community
2024 VoteR 48% / D 50%
Commute44 min
Broadband93.0%
EV Stations1
Libraries5
Is Lake Holiday a Good Place to Live?
Based on current data, Lake Holiday receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include long commute times. Lake Holiday offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Lake Holiday is $112,250, which is significantly higher than the national average / 49% above $75,149. This places Lake Holiday among higher-income communities. Unemployment stands at 4.4%, indicating a healthy job market. Only 5.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 44 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Lake Holiday is $235,300, 17% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,859 per month, significantly above the national average of $1,163. At just 2.1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Lake Holiday is below the national average at 299 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,047 per 100,000, 47% below the national average.
Education
30.2% of residents hold a bachelor's degree, below the national average of 33.7%. 97.9% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Lake Holiday experiences four distinct seasons with an average temperature of 48°F. Winters average 20°F in January while summers reach 72°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 36.8 inches, including 30.1 inches of snow. Air quality is rated Good with a median AQI of 43.
Lake Holiday has a population of 5,402 with a density of 1,539 people per square mile, spread across 3.7 square miles. The median age is 48.7 years, 25% older than the national median of 38.9. The gender split is 50.2% female and 49.8% male. The city is predominantly White (93%), with 1.9% Black. English is the primary language spoken at home by 96.8% of residents. 8.1% of the population are veterans, above the national rate of 6.0%. 10.4% of residents have a disability. 98.2% have health insurance coverage.
Population
48.7yrs
Median Age
25% above US avg
Race & Ethnicity
Lake Holiday vs U.S. Average
Language Spoken at Home
English Only
96.8%
23% above US avg
Spanish
3.2%
76% below US avg
Social Characteristics
Lake Holiday vs U.S. Average
The median household income in Lake Holiday is $112,250, which is 49% above the national average of $75,149. Per capita income is $54,195 (above the $39,052 national figure). The average weekly wage is $985, 31% lower than the U.S. average. The unemployment rate is 4.4% (above the 3.6% US average). 5.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 2,463 business establishments, including 235 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 44 minutes (longer than the 28-minute US average). 7.8% of workers work from home (below the 15.2% national rate).
Income: Lake Holiday vs U.S.
Income
| Median HH Income | $112,250 |
| 49% above US avg |
| Per Capita Income | $54,195 |
| Avg Weekly Wage | $985 |
| IRS Avg AGI | $87,438 |
| Gini Index | 0.348 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 4.4% |
| 22% above US avg |
| Poverty Rate | 5.0% |
| 60% below US avg |
| Establishments (County) | 2,463 |
| County GDP | $5,408M |
Business (County)
| Restaurants | 235 |
| Healthcare | 218 |
| Retail | 253 |
| Manufacturing | 85 |
Tax & Cost of Living
| Property Tax (IRS) | $8,287 |
| 137% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 3.52% |
Commute & Transportation
| Commute Time | 43.5 min |
| Drive Alone | 86.2% |
| Public Transit | 0.0% |
| Work from Home | 7.8% |
The median home value in Lake Holiday is $235,300, 17% below the national median of $281,900. Zillow estimates the typical home value at $312,530, higher than the Census estimate. Homes sell for 100.6% of their list price, indicating a competitive market where bidding wars are common. Monthly rent averages $1,859 (60% above the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 92.5% of housing units are owner-occupied (above the 65.4% national rate). There are 2,285 total housing units in the city. The median year a home was built is 1989. The average annual property tax is $8,287 (higher than the $3,500 national average). 19.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.1x, well within the affordable range.
Home Values
| Census Median | $235,300 |
| 17% below US avg |
| Zillow ZHVI | $312,530 |
| Median List Price | $399,999 |
Real Estate Market (Redfin)
| Median List Price | $399,999 |
| $/Sq Ft | $197 |
| Homes Sold | 5 |
| Sale-to-List Ratio | 100.6% |
| Price Drops | 0.0% |
| Inventory | 14 |
Rental Costs
| Census Median Rent | $1,859 |
| 60% above US avg |
| Rent Burden | 19.2% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 92.5% |
| Owner-Occupied | 92.5% |
| Renter-Occupied | 7.5% |
| Housing Units | 2,285 |
| Median Year Built | 1989 |
Property Tax
| Avg Tax (IRS) | $8,287 |
| 137% above US avg |
| Effective Rate | 3.52% |
In Lake Holiday, 35.3% of adults are obese, above the national rate of 32.1%. 8.6% have diabetes (below the 10.5% national rate). Heart disease affects 4.9% of residents, below the national average. 28.8% have high blood pressure. 12.7% are current smokers. 22.1% report binge drinking. 19.3% are physically inactive, below the national average. 23.5% report depression (above the 20.0% national average). 17.6% experience frequent mental distress. 7.4% of residents lack health insurance. The primary care physician ratio is 1:3,372. The dentist ratio is 1:2,542. 90.7% of residents have access to exercise opportunities. The food environment index is 9.2 out of 10.
Health Metrics: Lake Holiday vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.3% |
| 10% above US avg |
| Diabetes | 8.6% |
| Heart Disease | 4.9% |
| High Blood Pressure | 28.8% |
| Asthma | 10.3% |
| COPD | 5.6% |
| Cancer | 7.5% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 12.7% |
| 9% below US avg |
| Binge Drinking | 22.1% |
| Physical Inactivity | 19.3% |
| Depression | 23.5% |
| Mental Distress | 17.6% |
| Physical Distress | 11.6% |
| Short Sleep | 35.5% |
Healthcare Access
| Insurance Rate | 98.2% |
| Uninsured | 7.4% |
| 14% below US avg |
| Primary Care | 1:3,372 |
| Dentists | 1:2,542 |
| Mental Health | 1:693 |
| Checkup Rate | 75.7% |
| Dental Visits | 65.4% |
| Premature Death | 4,543/100K |
Food & Exercise
| Food Environment | 9.2/10 |
| Exercise Access | 90.7% |
| Healthcare Facilities | 218 |
Lake Holiday has a violent crime rate of 299 per 100,000 residents, 21% below the national average of 380. Property crime stands at 1,047 per 100,000, 47% below the U.S. average. The county recorded 6 fatal traffic crashes. Overall, Lake Holiday receives a safety grade of F.
Crime Rates: Lake Holiday vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 299.2/100K |
| 21% below US avg |
| |
Property Crime
| Total Property | 1,047.2/100K |
| 47% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 6 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Lake Holiday experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 20°F in January while summers reach 72°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 36.8 inches. The area receives 30.1 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 666 feet.
Temperature
20°F Jan (-7°C)
72°F Jul (22°C)
| Annual Average | 47.8°F |
| 11% below US avg |
| January Average | 20°F (-7°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 666 ft (203 m) |
| Area | 3.7 sq mi (9.5 km²) |
| Population Density | 1,539/sq mi |
| Coordinates | 41.6201°N, 88.6649°W |
| Timezone | America/Chicago |
| County | Kendall County County |
| Nearest Airport | Joliet Regional (JOT)
26 miles away |
Precipitation & Snow
Annual Rainfall
36.8"
3% below US avg
Wettest Month (Jun)
4.13"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 80.3 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 96.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Very Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively High |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
8 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M2.6 on Mar 15, 2025.
| Jun 28, 2004 |
12 km NW of Dayton, Illinois |
M4.2 |
27 km |
| Feb 10, 2010 |
2 km NW of Lily Lake, Illinois |
M3.8 |
41 km |
| Sep 2, 1999 |
8 km W of Amboy, Illinois |
M3.5 |
65 km |
| Nov 4, 2013 |
1 km SSW of Lyons, Illinois |
M3.2 |
73 km |
| Jul 15, 2024 |
2 km WNW of Somonauk, Illinois |
M3.1 |
5 km |
| Mar 25, 2015 |
3 km WNW of Lake in the Hills, Illinois |
M2.9 |
68 km |
| Jun 10, 2013 |
4 km NNE of Virgil, Illinois |
M2.6 |
43 km |
| Mar 15, 2025 |
6 km W of Dwight, Illinois |
M2.6 |
61 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
653 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 122 fatalities, 2,258 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Aug 28, 1990 |
EF5 |
27 km |
29 |
| Apr 9, 2015 |
EF4 |
58 km |
2 |
| Jun 29, 1979 |
EF4 |
38 km |
0 |
| Jun 13, 1976 |
EF4 |
56 km |
2 |
| Sep 28, 1972 |
EF4 |
99 km |
0 |
| Apr 21, 1967 |
EF4 |
67 km |
1 |
| Apr 21, 1967 |
EF4 |
70 km |
33 |
| Apr 21, 1967 |
EF4 |
70 km |
24 |
| Apr 11, 1965 |
EF4 |
71 km |
6 |
| Apr 17, 1963 |
EF4 |
68 km |
1 |
| Jun 20, 2021 |
EF3 |
41 km |
0 |
| Feb 28, 2017 |
EF3 |
98 km |
0 |
| Feb 28, 2017 |
EF3 |
41 km |
2 |
| Jun 22, 2015 |
EF3 |
42 km |
0 |
| Jun 5, 2010 |
EF3 |
58 km |
0 |
| Jun 5, 2010 |
EF3 |
98 km |
0 |
| Jan 7, 2008 |
EF3 |
87 km |
0 |
| Apr 20, 2004 |
EF3 |
66 km |
8 |
| Mar 27, 1991 |
EF3 |
47 km |
0 |
| Apr 27, 1984 |
EF3 |
29 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
148 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
8 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (1,741 ac, 2019).
| Year |
Name |
Acres |
Distance |
| 2019 |
UNNAMED |
1,741 |
49 km |
| 2019 |
UNNAMED |
1,664 |
54 km |
| 2021 |
NORTHEAST PRAIRIE UNIT 3 |
978 |
60 km |
| 2024 |
NORTHEAST PRAIRIE 3 RX |
938 |
59 km |
| 2021 |
UNNAMED |
738 |
57 km |
| 2021 |
MIDDLE GRANT CREEK |
700 |
51 km |
| 2019 |
UNNAMED |
698 |
58 km |
| 2017 |
UNNAMED |
549 |
51 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
20°F (-7°C) |
1.5 in |
Coldest |
| February |
26°F (-3°C) |
1.3 in |
Driest |
| March |
37°F (3°C) |
2.6 in |
|
| April |
49°F (9°C) |
3.7 in |
|
| May |
60°F (16°C) |
3.9 in |
|
| June |
70°F (21°C) |
4.1 in |
Wettest |
| July |
72°F (22°C) |
3.9 in |
Warmest |
| August |
71°F (22°C) |
3.8 in |
|
| September |
64°F (18°C) |
3.7 in |
|
| October |
52°F (11°C) |
2.6 in |
|
| November |
39°F (4°C) |
2.9 in |
|
| December |
26°F (-3°C) |
2.3 in |
|
Lake Holiday has a seasonal temperature swing of 52°F / from 20°F in January to 72°F in July. Total annual precipitation is 36.4 inches, with June being the wettest month (4.1") and February the driest (1.3").
Average costs for common services in Lake Holiday. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,238 |
| Toddler | $1,016 |
| Preschool | $987 |
| Family Childcare (monthly) |
| Infant | $900 |
| Toddler | $917 |
| Preschool | $794 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Lake Holiday
What is the population of Lake Holiday?
Lake Holiday has a population of 5,402 residents and is located in Illinois. The population density is 1,539 people per square mile, spread across 3.7 square miles. The median age of residents is 48.7 years, which is older than the national median of 38.9 years. The population is 50.2% female and 49.8% male.
Is Lake Holiday expensive to live in?
Lake Holiday has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $112,250, 49% above the national average of $75,149. The median home value is $235,300 (17% below the U.S. median). Renters pay a median of $1,859 per month, above the national average of $1,163. The home price-to-income ratio is 2.1x, indicating housing is reasonably affordable relative to local income levels.
Is Lake Holiday safe?
Lake Holiday is safer than the national average, with a violent crime rate of 299 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,047 per 100,000 (below the national average). Overall, Lake Holiday receives a safety grade of F based on combined crime data.
What is the weather like in Lake Holiday?
Lake Holiday has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 20°F in January, while summers reach an average of 72°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 36.8 inches, with 30.1 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Lake Holiday?
Lake Holiday has a healthy job market with an unemployment rate of 4.4%, near the national average of 3.6%. The average weekly wage is $985. There are 2,463 business establishments in the area, including 235 restaurants and food service locations. The average commute time is 44 minutes, and 7.8% of workers work from home.
How much does housing cost in Lake Holiday?
The median home value in Lake Holiday is $235,300. Zillow estimates the typical home value at $312,530. For renters, the median monthly rent is $1,859. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 92.5%. The average annual property tax is $8,287.
How are the schools in Lake Holiday?
Schools in Lake Holiday score 6.1 out of 10 on standardized testing, near the national average. 30.2% of adults in Lake Holiday hold a bachelor's degree or higher, below the national average of 33.7%. 97.9% have completed high school. 8.5% hold a graduate or professional degree.
How healthy is Lake Holiday?
The obesity rate in Lake Holiday is 35.3% (above the national rate of 32.1%). 12.7% of adults are smokers. 19.3% are physically inactive. 23.5% of residents report depression. 7.4% lack health insurance. 90.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,372.
What is transportation like in Lake Holiday?
The average commute in Lake Holiday is 44 minutes, longer than the national average of 28 minutes. 86.2% of workers drive alone to work, and 7.8% work from home.
What are the demographics of Lake Holiday?
The racial and ethnic makeup of Lake Holiday is 93% White, 1.9% Black or African American. 96.8% of residents speak only English at home, while 3.2% speak Spanish. 8.1% of the population are military veterans. 10.4% of residents have a disability. 98.2% have health insurance coverage.
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