Median Income
$87,031
16% higher than US avg
Home Value
$242,200
14% lower than US avg
Bachelor's+
42.3%
26% higher than US avg
Obesity Rate
36.5%
14% higher than US avg
Unemployment
5.0%
39% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Lake Holiday Compares to the U.S. Average (100% = U.S. avg)
People
Population1,072
Median Age48.6 yrs
Density414/mi²
Male / Female49% / 51%
Largest GroupWhite 87%
Veterans12.6%
Economy
A
Median Income$87,031
Per Capita$50,146
Unemployment5.0%
Poverty0.0%
County GDP$1,459M
Commute39 min
Housing
A+
Home Value$242,200
Ownership97.5%
Zillow$217,044
Housing Units480
Rent Burden25.6%
Health
Obesity36.5%
Uninsured3.4%
Smoking14.9%
Depression26.2%
Heart Disease5.4%
Climate
Avg Temp50°F (10°C)
Rain44.2 in/yr
Elevation780 ft (238 m)
Education
A
Bachelor's+42.3%
High School+96.9%
Graduate+9.9%
School Score5.90
Community
2024 VoteR 75% / D 23%
Commute39 min
Broadband97.5%
EV Stations4
Libraries2
Is Lake Holiday a Good Place to Live?
Based on current data, Lake Holiday receives an overall livability score of 4.6 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, a highly educated population, affordable housing, a low poverty rate. Areas to be aware of include long commute times. Lake Holiday stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Lake Holiday is $87,031, 16% above the national average of $75,149. Residents generally enjoy above-average earning potential. The unemployment rate of 5.0% is somewhat elevated compared to the national rate of 3.6%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 39 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Lake Holiday is $242,200, 14% below the national median / offering relatively affordable homeownership. At just 2.8x median income, home prices are very affordable relative to local earnings.
Education
Educational attainment is solid, with 42.3% holding a bachelor's degree or higher, near the national average. 96.9% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Lake Holiday experiences four distinct seasons with an average temperature of 50°F. Winters average 25°F in January while summers reach 72°F in July. Annual precipitation totals 44.2 inches, including 21.7 inches of snow.
Lake Holiday has a population of 1,072 with a density of 414 people per square mile, spread across 2.8 square miles. The median age is 48.6 years, 25% older than the national median of 38.9. The gender split is 51% female and 49% male. The city is predominantly White (86.7%), with 10% Hispanic. English is the primary language spoken at home by 100% of residents. 12.6% of the population are veterans, above the national rate of 6.0%. 13.6% of residents have a disability. 96.6% have health insurance coverage.
Population
1,072
Total Population
2023 Census
48.6yrs
Median Age
25% above US avg
Race & Ethnicity
Lake Holiday vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Lake Holiday vs U.S. Average
The median household income in Lake Holiday is $87,031, which is 16% above the national average of $75,149. Per capita income is $50,146 (above the $39,052 national figure). The average weekly wage is $975, 32% lower than the U.S. average. The unemployment rate is 5.0% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 768 business establishments, including 79 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 39 minutes (longer than the 28-minute US average). 1.6% of workers work from home (below the 15.2% national rate).
Income: Lake Holiday vs U.S.
Income
| Median HH Income | $87,031 |
| 16% above US avg |
| Per Capita Income | $50,146 |
| Avg Weekly Wage | $975 |
| IRS Avg AGI | $65,519 |
| Gini Index | 0.381 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 5.0% |
| 39% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 768 |
| County GDP | $1,459M |
Business (County)
| Restaurants | 79 |
| Healthcare | 71 |
| Retail | 111 |
| Manufacturing | 22 |
Tax & Cost of Living
| Property Tax (IRS) | $2,138 |
| 39% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 0.88% |
Commute & Transportation
| Commute Time | 38.7 min |
| Drive Alone | 95.3% |
| Public Transit | 0.0% |
| Work from Home | 1.6% |
The median home value in Lake Holiday is $242,200, 14% below the national median of $281,900. Zillow estimates the typical home value at $217,044, lower than the Census estimate. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 97.5% of housing units are owner-occupied (above the 65.4% national rate). There are 480 total housing units in the city. The median year a home was built is 1991. The average annual property tax is $2,138 (lower than the $3,500 national average). 25.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.8x, well within the affordable range.
Home Values
| Census Median | $242,200 |
| 14% below US avg |
| Zillow ZHVI | $217,044 |
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 97.5% |
| Owner-Occupied | 97.5% |
| Renter-Occupied | 2.5% |
| Housing Units | 480 |
| Median Year Built | 1991 |
Property Tax
| Avg Tax (IRS) | $2,138 |
| 39% below US avg |
| Effective Rate | 0.88% |
In Lake Holiday, 36.5% of adults are obese, above the national rate of 32.1%. 9.4% have diabetes. Heart disease affects 5.4% of residents. 32.6% have high blood pressure. 14.9% are current smokers. 19.7% report binge drinking. 21.9% are physically inactive. 26.2% report depression (above the 20.0% national average). 17.7% experience frequent mental distress. 3.4% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:3,082. The dentist ratio is 1:2,194. 62.4% of residents have access to exercise opportunities. The food environment index is 8.3 out of 10.
Health Metrics: Lake Holiday vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.5% |
| 14% above US avg |
| Diabetes | 9.4% |
| Heart Disease | 5.4% |
| High Blood Pressure | 32.6% |
| Asthma | 10.8% |
| COPD | 6.4% |
| Cancer | 7.5% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 14.9% |
| 6% above US avg |
| Binge Drinking | 19.7% |
| Physical Inactivity | 21.9% |
| Depression | 26.2% |
| Mental Distress | 17.7% |
| Physical Distress | 12.0% |
| Short Sleep | 38.3% |
Healthcare Access
| Insurance Rate | 96.6% |
| Uninsured | 3.4% |
| 60% below US avg |
| Primary Care | 1:3,082 |
| Dentists | 1:2,194 |
| Mental Health | 1:963 |
| Checkup Rate | 78.1% |
| Dental Visits | 64.8% |
| Premature Death | 8,446/100K |
Food & Exercise
| Food Environment | 8.3/10 |
| Exercise Access | 62.4% |
| Healthcare Facilities | 71 |
Lake Holiday experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 25°F in January while summers reach 72°F in July. Annual precipitation totals 44.2 inches. The area receives 21.7 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 780 feet.
Temperature
25°F Jan (-4°C)
72°F Jul (22°C)
| Annual Average | 50.4°F |
| 7% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 72°F (22°C) |
Geography
| Elevation | 780 ft (238 m) |
| Area | 2.8 sq mi (7.2 km²) |
| Population Density | 414/sq mi |
| Coordinates | 39.9635°N, 86.9599°W |
| Timezone | America/Indiana/Indianapolis |
| County | Putnam County County |
| Nearest Airport | Vermilion Regional (DNV)
37 miles away |
Precipitation & Snow
Annual Rainfall
44.2"
16% above US avg
Wettest Month (Jun)
5.26"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 42.8 / 100 |
| Social Vulnerability | 31.5 / 100 |
| Community Resilience | 70.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
10 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.3 on May 13, 2025.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
32 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
134 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
118 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
50 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
29 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
135 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
14 km |
| May 10, 2012 |
0 km NW of Emison, Indiana |
M3.1 |
136 km |
| Dec 16, 1996 |
3 km NNE of Terre Haute, Indiana |
M3.1 |
64 km |
| May 10, 2012 |
1 km NNW of Emison, Indiana |
M2.7 |
135 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
596 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 87 fatalities, 1,895 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 11, 1998 |
EF4 |
89 km |
0 |
| Apr 26, 1994 |
EF4 |
57 km |
3 |
| Mar 20, 1976 |
EF4 |
56 km |
0 |
| Apr 3, 1974 |
EF4 |
61 km |
18 |
| May 14, 1972 |
EF4 |
78 km |
0 |
| Apr 11, 1965 |
EF4 |
69 km |
25 |
| Apr 11, 1965 |
EF4 |
42 km |
0 |
| Apr 11, 1965 |
EF4 |
10 km |
28 |
| Mar 31, 2023 |
EF3 |
87 km |
0 |
| Mar 31, 2023 |
EF3 |
77 km |
2 |
| Aug 24, 2016 |
EF3 |
86 km |
0 |
| Nov 17, 2013 |
EF3 |
44 km |
0 |
| Jun 5, 2010 |
EF3 |
100 km |
0 |
| Sep 20, 2002 |
EF3 |
87 km |
0 |
| Jun 11, 1998 |
EF3 |
90 km |
0 |
| Apr 19, 1996 |
EF3 |
86 km |
1 |
| Nov 22, 1992 |
EF3 |
84 km |
0 |
| Nov 22, 1992 |
EF3 |
72 km |
0 |
| Nov 22, 1992 |
EF3 |
73 km |
0 |
| Nov 22, 1992 |
EF3 |
28 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
2.9 in |
Coldest |
| February |
29°F (-2°C) |
2.5 in |
Driest |
| March |
39°F (4°C) |
3.2 in |
|
| April |
50°F (10°C) |
4.4 in |
|
| May |
61°F (16°C) |
4.5 in |
|
| June |
70°F (21°C) |
5.3 in |
Wettest |
| July |
72°F (22°C) |
4.4 in |
Warmest |
| August |
71°F (21°C) |
3.9 in |
|
| September |
64°F (18°C) |
3.2 in |
|
| October |
53°F (12°C) |
3.4 in |
|
| November |
41°F (5°C) |
3.6 in |
|
| December |
30°F (-1°C) |
2.9 in |
|
Lake Holiday has a seasonal temperature swing of 47°F / from 25°F in January to 72°F in July. Total annual precipitation is 44.2 inches, with June being the wettest month (5.3") and February the driest (2.5").
Average costs for common services in Lake Holiday. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140-$373) |
| Specialist Visit |
$327 ($187-$513) |
| Urgent Care Visit |
$187 ($93-$327) |
| Emergency Room Visit |
$2,053 ($746-$4,665) |
| Dental Cleaning |
$121 ($70-$187) |
| Dental Filling |
$233 ($140-$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23-$70) |
| Oil Change (Synthetic) |
$70 ($47-$112) |
| Brake Pad Replacement |
$280 ($140-$467) |
| Tire Rotation |
$37 ($19-$70) |
| New Tires (Set of 4) |
$560 ($373-$933) |
| Battery Replacement |
$187 ($93-$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56-$140) |
| Electrician (Per Hour) |
$84 ($47-$131) |
| HVAC Repair |
$373 ($140-$746) |
| HVAC System Install |
$6,531 ($3,732-$11,196) |
| Roof Repair |
$933 ($373-$1,866) |
| Roof Replacement |
$8,397 ($5,132-$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467-$3,266) |
| Divorce (Contested) |
$13,995 ($4,665-$27,990) |
| DUI Defense |
$4,665 ($1,866-$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746-$2,799) |
| Will Preparation |
$467 ($187-$933) |
| Trust Preparation |
$2,333 ($933-$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$42) |
| Women's Haircut |
$51 ($28-$93) |
| Hair Coloring (Full) |
$140 ($70-$233) |
| Manicure |
$23 ($14-$42) |
| Pedicure |
$37 ($23-$61) |
| Massage (1 Hour) |
$75 ($47-$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80-$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33-$4.67) |
| Loaf of Bread |
$3.55 ($2.33-$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80-$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73-$7.00) |
| Rice (per lb) |
$0.93 ($0.56-$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75-$233) |
| Natural Gas (Monthly) |
$65 ($28-$140) |
| Water/Sewer (Monthly) |
$65 ($37-$112) |
| Internet (Monthly) |
$65 ($37-$93) |
| Cell Phone Plan (Monthly) |
$61 ($28-$93) |
| Cable TV (Monthly) |
$79 ($47-$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70-$467) |
| Car Insurance (Annual) |
$1,866 ($1,120-$3,266) |
| Bus Pass (Monthly) |
$65 ($28-$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46-$23) |
| Car Registration (Annual) |
$93 ($28-$233) |
| Driver's License Renewal |
$28 ($14-$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560-$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467-$1,866) |
| After-School Care (Monthly) |
$373 ($187-$653) |
| Tutoring (Per Hour) |
$47 ($23-$93) |
| SAT/ACT Prep Course |
$933 ($373-$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665-$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$93) |
| Dog Vaccination (Annual) |
$93 ($47-$187) |
| Dog Grooming |
$56 ($28-$93) |
| Pet Boarding (Per Night) |
$37 ($19-$70) |
| Dog Spay/Neuter |
$280 ($140-$467) |
| Cat Spay/Neuter |
$187 ($93-$373) |
View all 9 services
Frequently Asked Questions About Lake Holiday
What is the population of Lake Holiday?
Lake Holiday has a population of 1,072 residents and is located in Indiana. The population density is 414 people per square mile, spread across 2.8 square miles. The median age of residents is 48.6 years, which is older than the national median of 38.9 years. The population is 51% female and 49% male.
Is Lake Holiday expensive to live in?
Lake Holiday is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $87,031, 16% above the national average of $75,149. The median home value is $242,200 (14% below the U.S. median). The home price-to-income ratio is 2.8x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Lake Holiday?
Lake Holiday has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 25°F in January, while summers reach an average of 72°F in July. Annual rainfall totals 44.2 inches, with 21.7 inches of snow.
How is the job market in Lake Holiday?
The unemployment rate in Lake Holiday is 5.0%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $975. There are 768 business establishments in the area, including 79 restaurants and food service locations. The average commute time is 39 minutes, and 1.6% of workers work from home.
How much does housing cost in Lake Holiday?
The median home value in Lake Holiday is $242,200. Zillow estimates the typical home value at $217,044. The homeownership rate is 97.5%. The average annual property tax is $2,138.
How are the schools in Lake Holiday?
Schools in Lake Holiday score 5.9 out of 10 on standardized testing, near the national average. 42.3% of adults in Lake Holiday hold a bachelor's degree or higher, above the national average of 33.7%. 96.9% have completed high school. 9.9% hold a graduate or professional degree.
How healthy is Lake Holiday?
The obesity rate in Lake Holiday is 36.5% (above the national rate of 32.1%). 14.9% of adults are smokers. 21.9% are physically inactive. 26.2% of residents report depression. 3.4% lack health insurance (below the national rate). 62.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,082.
What is transportation like in Lake Holiday?
The average commute in Lake Holiday is 39 minutes, longer than the national average of 28 minutes. 95.3% of workers drive alone to work, and 1.6% work from home.
What are the demographics of Lake Holiday?
The racial and ethnic makeup of Lake Holiday is 86.7% White, 10% Hispanic or Latino. 100% of residents speak only English at home. 12.6% of the population are military veterans. 13.6% of residents have a disability. 96.6% have health insurance coverage.