Median Income
$162,188
116% higher than US avg
Home Value
$550,000
95% higher than US avg
Violent Crime
47/100K
88% lower than US avg
Bachelor's+
61.4%
82% higher than US avg
Median Rent
$1,682
45% higher than US avg
Obesity Rate
30.3%
6% lower than US avg
Unemployment
2.7%
25% lower than US avg
Poverty Rate
1.0%
92% lower than US avg
How Lake Lotawana Compares to the U.S. Average (100% = U.S. avg)
People
Population2,378
Median Age46.8 yrs
Density230/mi²
Male / Female57% / 43%
Largest GroupWhite 82%
Veterans5.4%
Economy
A+
Median Income$162,188
Per Capita$76,860
Unemployment2.7%
Poverty1.0%
Commute29 min
Housing
A+
Home Value$550,000
Rent$1,682
Ownership91.1%
Zillow$591,098
Housing Units1,590
Rent Burden35.0%
Crime
F
Violent47/100K
Property1,317/100K
Murder0.0/100K
Assault47/100K
Burglary376/100K
Health
Obesity30.3%
Uninsured5.8%
Smoking11.1%
Depression26.2%
Heart Disease4.3%
Climate
Avg Temp54°F (12°C)
AQI41 (Good)
Rain40.2 in/yr
Sunny Days263/yr
Elevation912 ft (278 m)
Education
A+
Bachelor's+61.4%
High School+97.2%
Graduate+21.2%
School Score5.51
Community
2024 VoteR 77% / D 22%
Commute29 min
Broadband98.9%
EV Stations3
Is Lake Lotawana a Good Place to Live?
Based on current data, Lake Lotawana receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs. Lake Lotawana offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Lake Lotawana is $162,188, which is significantly higher than the national average / 116% above $75,149. This places Lake Lotawana among higher-income communities. The job market is very strong with unemployment at just 2.7%. Only 1.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Lake Lotawana is $550,000, making it a premium housing market at 95% above the U.S. median of $281,900. Renters pay a median of $1,682 per month, significantly above the national average of $1,163. A price-to-income ratio of 3.4x indicates a reasonably affordable housing market.
Safety & Crime
Lake Lotawana is a very safe community with a violent crime rate of 47 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,317 per 100,000, 33% below the national average.
Education
Lake Lotawana is a highly educated community / 61.4% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 97.2% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Lake Lotawana experiences four distinct seasons with an average temperature of 54°F. Winters average 27°F in January while summers reach 78°F in July. With 263 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.2 inches. Air quality is rated Good with a median AQI of 41.
Lake Lotawana has a population of 2,378 with a density of 230 people per square mile, spread across 11.3 square miles. The median age is 46.8 years, 20% older than the national median of 38.9. The gender split is 43.2% female and 56.8% male. The city is predominantly White (82.3%). English is the primary language spoken at home by 89.5% of residents, while 10.5% speak Spanish. 5.4% of the population are veterans. 8.2% of residents have a disability (below the 13.0% national average). 95.9% have health insurance coverage.
Population
46.8yrs
Median Age
20% above US avg
Race & Ethnicity
Lake Lotawana vs U.S. Average
Language Spoken at Home
English Only
89.5%
14% above US avg
Spanish
10.5%
22% below US avg
Social Characteristics
Lake Lotawana vs U.S. Average
The median household income in Lake Lotawana is $162,188, which is 116% above the national average of $75,149. Per capita income is $76,860 (above the $39,052 national figure). The unemployment rate is 2.7% (below the 3.6% US average). 1.0% of residents live below the poverty line, lower than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 29 minutes. 21.2% of workers work from home (above the 15.2% national rate).
Income: Lake Lotawana vs U.S.
Income
| Median HH Income | $162,188 |
| 116% above US avg |
| Per Capita Income | $76,860 |
Employment & Poverty
| Unemployment | 2.7% |
| 25% below US avg |
| Poverty Rate | 1.0% |
| 92% below US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Commute Time | 28.5 min |
| Drive Alone | 74.0% |
| Public Transit | 0.2% |
| Work from Home | 21.2% |
The median home value in Lake Lotawana is $550,000, 95% above the national median of $281,900. Zillow estimates the typical home value at $591,098. Homes sell for 0% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $1,682 (45% above the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. 91.1% of housing units are owner-occupied (above the 65.4% national rate). There are 1,590 total housing units in the city. The median year a home was built is 1976. 35.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.4x.
Home Values
| Census Median | $550,000 |
| 95% above US avg |
| Zillow ZHVI | $591,098 |
| Median List Price | $375,679 |
Real Estate Market (Redfin)
| Median List Price | $375,679 |
| $/Sq Ft | $240 |
| Homes Sold | 8 |
| Sale-to-List Ratio | 0.0% |
| Price Drops | 4.4% |
Rental Costs
| Census Median Rent | $1,682 |
| 45% above US avg |
| Rent Burden | 35.0% |
HUD Fair Market Rent
| Studio | $732 |
| 1 Bedroom | $775 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,265 |
| 4 Bedrooms | $1,457 |
Ownership & Property
| Homeownership | 91.1% |
| Owner-Occupied | 91.1% |
| Renter-Occupied | 8.9% |
| Housing Units | 1,590 |
| Median Year Built | 1976 |
Property Tax
In Lake Lotawana, 30.3% of adults are obese, below the national rate of 32.1%. 7.1% have diabetes (below the 10.5% national rate). Heart disease affects 4.3% of residents, below the national average. 27.0% have high blood pressure. 11.1% are current smokers (below the 14.0% national rate). 21.8% report binge drinking. 20.4% are physically inactive, below the national average. 26.2% report depression (above the 20.0% national average). 17.2% experience frequent mental distress. 5.8% of residents lack health insurance (below the 8.6% national rate).
Health Metrics: Lake Lotawana vs U.S. Average (%)
Chronic Conditions
| Obesity | 30.3% |
| 6% below US avg |
| Diabetes | 7.1% |
| Heart Disease | 4.3% |
| High Blood Pressure | 27.0% |
| Asthma | 9.6% |
| COPD | 4.5% |
| Cancer | 7.7% |
| Stroke | 2.2% |
Behaviors & Mental Health
| Smoking | 11.1% |
| 21% below US avg |
| Binge Drinking | 21.8% |
| Physical Inactivity | 20.4% |
| Depression | 26.2% |
| Mental Distress | 17.2% |
| Physical Distress | 10.3% |
| Short Sleep | 32.4% |
Healthcare Access
| Insurance Rate | 95.9% |
| Uninsured | 5.8% |
| 33% below US avg |
| Checkup Rate | 75.1% |
| Dental Visits | 67.3% |
Food & Exercise
Lake Lotawana has a violent crime rate of 47 per 100,000 residents, 88% below the national average of 380. This breaks down to aggravated assault at 47.0 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 1,317 per 100,000, 33% below the U.S. average. This includes larceny/theft at 659, burglary at 376, vehicle theft at 282 per 100,000 residents. Overall, Lake Lotawana receives a safety grade of F.
Crime Rates: Lake Lotawana vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 47.0/100K |
| 88% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 47.0/100K |
Property Crime
| Total Property | 1,317.0/100K |
| 33% below US avg |
| Burglary | 376.3/100K |
| Theft | 658.5/100K |
| Vehicle Theft | 282.2/100K |
| Arson | 0.0/100K |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Lake Lotawana experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 27°F in January while summers reach 78°F in July. The area gets 263 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 40.2 inches. The area receives 4.5 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 912 feet.
Temperature
27°F Jan (-3°C)
78°F Jul (26°C)
| Annual Average | 54.1°F |
| 0% below US avg |
| January Average | 27°F (-3°C) |
| July Average | 78°F (26°C) |
| Sunny Days | 263 days/yr |
Geography
| Elevation | 912 ft (278 m) |
| Area | 11.3 sq mi (29.3 km²) |
| Population Density | 230/sq mi |
| Coordinates | 38.9231°N, 94.2441°W |
| Timezone | America/Chicago |
| Nearest Airport | Kansas City International (MCI)
36 miles away |
Precipitation & Snow
Annual Rainfall
40.2"
6% above US avg
Wettest Month (Jun)
5.08"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Earthquake History
7 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.3. Most recent: M2.5 on Jul 15, 2025.
| May 18, 2005 |
Missouri |
M3.3 |
57 km |
| Jul 31, 2005 |
Missouri |
M3.3 |
134 km |
| Mar 23, 2007 |
5 km N of Nortonville, Kansas |
M3.1 |
112 km |
| Mar 30, 2001 |
1 km SW of Hermitage, Missouri |
M3.1 |
136 km |
| May 13, 1999 |
6 km WSW of Kansas City, Kansas |
M3.0 |
44 km |
| Apr 4, 2015 |
3 km ESE of Clinton, Missouri |
M2.6 |
76 km |
| Jul 15, 2025 |
3 km W of Hale, Missouri |
M2.5 |
105 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
507 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 17 fatalities, 428 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 28, 2019 |
EF4 |
98 km |
0 |
| May 4, 2003 |
EF4 |
53 km |
2 |
| May 4, 2003 |
EF4 |
40 km |
0 |
| May 4, 1977 |
EF4 |
49 km |
0 |
| May 4, 1977 |
EF4 |
33 km |
0 |
| Apr 23, 1975 |
EF4 |
90 km |
1 |
| Apr 19, 1973 |
EF4 |
76 km |
0 |
| Jun 8, 1966 |
EF4 |
85 km |
1 |
| May 7, 1961 |
EF4 |
65 km |
0 |
| May 22, 1952 |
EF4 |
85 km |
0 |
| Mar 6, 2017 |
EF3 |
4 km |
0 |
| May 2, 2008 |
EF3 |
46 km |
0 |
| Mar 12, 2006 |
EF3 |
91 km |
0 |
| May 29, 2004 |
EF3 |
83 km |
0 |
| Jun 19, 1981 |
EF3 |
89 km |
1 |
| May 12, 1980 |
EF3 |
77 km |
0 |
| May 4, 1977 |
EF3 |
80 km |
0 |
| May 4, 1977 |
EF3 |
29 km |
1 |
| May 4, 1977 |
EF3 |
61 km |
2 |
| May 4, 1977 |
EF3 |
98 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
4 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (2,089 ac, 2006).
| Year |
Name |
Acres |
Distance |
| 2006 |
UNNAMED |
2,089 |
74 km |
| 2005 |
NR STEELE |
1,652 |
85 km |
| 2012 |
HIGHWAY E |
897 |
76 km |
| 1996 |
UNNAMED |
624 |
100 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
27°F (-3°C) |
1.3 in |
Coldest, Driest |
| February |
33°F (1°C) |
1.4 in |
|
| March |
44°F (7°C) |
2.8 in |
|
| April |
54°F (12°C) |
3.8 in |
|
| May |
64°F (18°C) |
5.0 in |
|
| June |
73°F (23°C) |
5.1 in |
Wettest |
| July |
78°F (26°C) |
4.0 in |
Warmest |
| August |
76°F (25°C) |
3.8 in |
|
| September |
68°F (20°C) |
4.9 in |
|
| October |
57°F (14°C) |
3.6 in |
|
| November |
43°F (6°C) |
2.8 in |
|
| December |
32°F (0°C) |
1.8 in |
|
Lake Lotawana has a seasonal temperature swing of 51°F / from 27°F in January to 78°F in July. Total annual precipitation is 40.2 inches, with June being the wettest month (5.1") and January the driest (1.3").
Average costs for common services in Lake Lotawana. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136–$363) |
| Specialist Visit |
$318 ($182–$499) |
| Urgent Care Visit |
$182 ($91–$318) |
| Emergency Room Visit |
$1,998 ($726–$4,540) |
| Dental Cleaning |
$118 ($68–$182) |
| Dental Filling |
$227 ($136–$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$109) |
| Brake Pad Replacement |
$272 ($136–$454) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$545 ($363–$908) |
| Battery Replacement |
$182 ($91–$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54–$136) |
| Electrician (Per Hour) |
$82 ($45–$127) |
| HVAC Repair |
$363 ($136–$726) |
| HVAC System Install |
$6,356 ($3,632–$10,896) |
| Roof Repair |
$908 ($363–$1,816) |
| Roof Replacement |
$8,172 ($4,994–$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454–$3,178) |
| Divorce (Contested) |
$13,620 ($4,540–$27,240) |
| DUI Defense |
$4,540 ($1,816–$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726–$2,724) |
| Will Preparation |
$454 ($182–$908) |
| Trust Preparation |
$2,270 ($908–$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$91) |
| Hair Coloring (Full) |
$136 ($68–$227) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$73 ($45–$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72–$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27–$4.54) |
| Loaf of Bread |
$3.45 ($2.27–$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72–$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63–$6.81) |
| Rice (per lb) |
$0.91 ($0.54–$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73–$227) |
| Natural Gas (Monthly) |
$64 ($27–$136) |
| Water/Sewer (Monthly) |
$64 ($36–$109) |
| Internet (Monthly) |
$64 ($36–$91) |
| Cell Phone Plan (Monthly) |
$59 ($27–$91) |
| Cable TV (Monthly) |
$77 ($45–$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68–$454) |
| Car Insurance (Annual) |
$1,816 ($1,090–$3,178) |
| Bus Pass (Monthly) |
$64 ($27–$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26–$23) |
| Car Registration (Annual) |
$91 ($27–$227) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545–$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454–$1,816) |
| After-School Care (Monthly) |
$363 ($182–$636) |
| Tutoring (Per Hour) |
$45 ($23–$91) |
| SAT/ACT Prep Course |
$908 ($363–$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540–$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$91) |
| Dog Vaccination (Annual) |
$91 ($45–$182) |
| Dog Grooming |
$54 ($27–$91) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$272 ($136–$454) |
| Cat Spay/Neuter |
$182 ($91–$363) |
View all 9 services
Frequently Asked Questions About Lake Lotawana
What is the population of Lake Lotawana?
Lake Lotawana has a population of 2,378 residents and is located in Missouri. The population density is 230 people per square mile, spread across 11.3 square miles. The median age of residents is 46.8 years, which is older than the national median of 38.9 years. The population is 43.2% female and 56.8% male.
Is Lake Lotawana expensive to live in?
Lake Lotawana is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median household income is $162,188, 116% above the national average of $75,149. The median home value is $550,000 (95% above the U.S. median). Renters pay a median of $1,682 per month, above the national average of $1,163. The home price-to-income ratio is 3.4x, indicating housing is reasonably affordable relative to local income levels.
Is Lake Lotawana safe?
Lake Lotawana is considered a very safe city with a violent crime rate of 47 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,317 per 100,000 (below the national average). Overall, Lake Lotawana receives a safety grade of F based on combined crime data.
What is the weather like in Lake Lotawana?
Lake Lotawana has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 27°F in January, while summers reach an average of 78°F in July. The area receives 263 sunny days per year, well above the national average of 205. Annual rainfall totals 40.2 inches, with 4.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Lake Lotawana?
The job market in Lake Lotawana is very strong, with unemployment at just 2.7% / well below the national rate of 3.6%. The average commute time is 29 minutes, and 21.2% of workers work from home.
How much does housing cost in Lake Lotawana?
The median home value in Lake Lotawana is $550,000. Zillow estimates the typical home value at $591,098. For renters, the median monthly rent is $1,682. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment. The homeownership rate is 91.1%.
How are the schools in Lake Lotawana?
Schools in Lake Lotawana score 5.5 out of 10 on standardized testing, near the national average. 61.4% of adults in Lake Lotawana hold a bachelor's degree or higher, above the national average of 33.7%. 97.2% have completed high school. 21.2% hold a graduate or professional degree.
How healthy is Lake Lotawana?
The obesity rate in Lake Lotawana is 30.3% (below the national rate of 32.1%). 11.1% of adults are smokers. 20.4% are physically inactive. 26.2% of residents report depression. 5.8% lack health insurance (below the national rate).
What is transportation like in Lake Lotawana?
The average commute in Lake Lotawana is 29 minutes. 74% of workers drive alone to work, and 21.2% work from home.
What are the demographics of Lake Lotawana?
The racial and ethnic makeup of Lake Lotawana is 82.3% White. 89.5% of residents speak only English at home, while 10.5% speak Spanish. 5.4% of the population are military veterans. 8.2% of residents have a disability. 95.9% have health insurance coverage.
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