Median Income
$58,375
22% lower than US avg
Home Value
$300,000
6% higher than US avg
Violent Crime
118/100K
69% lower than US avg
Bachelor's+
39.3%
17% higher than US avg
Median Rent
$1,015
13% lower than US avg
Obesity Rate
41.3%
29% higher than US avg
Unemployment
12.3%
242% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Lake Mystic Compares to the U.S. Average (100% = U.S. avg)
People
Population556
Median Age45.9 yrs
Density122/mi²
Male / Female53% / 47%
Largest GroupWhite 100%
Veterans3.5%
Economy
B
Median Income$58,375
Per Capita$40,160
Unemployment12.3%
Poverty0.0%
County GDP$492M
Commute14 min
Housing
B+
Home Value$300,000
Rent$1,015
Ownership47.9%
Zillow$194,728
Housing Units328
Rent Burden22.3%
Crime
F
Violent118/100K
Property1,453/100K
Health
Obesity41.3%
Uninsured14.5%
Smoking17.6%
Depression22.0%
Heart Disease6.8%
Climate
Avg Temp67°F (20°C)
AQI41 (Good)
Rain63.1 in/yr
Sunny Days313/yr
Elevation137 ft (42 m)
Education
A
Bachelor's+39.3%
High School+85.2%
Graduate+16.2%
School Score5.28
Community
2024 VoteR 83% / D 16%
Commute14 min
Broadband100.0%
EV Stations1
Libraries2
Is Lake Mystic a Good Place to Live?
Based on current data, Lake Mystic receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low crime rates, a highly educated population, abundant sunshine, a low poverty rate. Areas to be aware of include above-average unemployment, a high uninsured rate, below-average incomes. Lake Mystic offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Lake Mystic is $58,375, 22% below the national average of $75,149. At 12.3%, unemployment is notably high. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 14 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Lake Mystic is $300,000, roughly aligned with the national median of $281,900. Renters pay a median of $1,015 per month, below the national average / a plus for affordability. The price-to-income ratio of 5.1x means housing costs are stretched relative to local earnings.
Safety & Crime
Lake Mystic is a very safe community with a violent crime rate of 118 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,453 per 100,000, 26% below the national average.
Education
Educational attainment is solid, with 39.3% holding a bachelor's degree or higher, near the national average. 85.2% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Lake Mystic enjoys a moderate climate with an average annual temperature of 67°F. Winters average 51°F in January while summers reach 81°F in July. With 313 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 63.1 inches. Air quality is rated Good with a median AQI of 41.
Lake Mystic has a population of 556 with a density of 122 people per square mile, spread across 4.5 square miles. The median age is 45.9 years, 18% older than the national median of 38.9. The gender split is 47.3% female and 52.7% male. The city is predominantly White (99.6%). English is the primary language spoken at home by 100% of residents. 3.5% of the population are veterans, below the national rate of 6.0%. 28.7% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
45.9yrs
Median Age
18% above US avg
Race & Ethnicity
Lake Mystic vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Lake Mystic vs U.S. Average
The median household income in Lake Mystic is $58,375, which is 22% below the national average of $75,149. Per capita income is $40,160. The average weekly wage is $958, 33% lower than the U.S. average. The unemployment rate is 12.3% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 140 business establishments, including 13 restaurants. The cost of living index is 103.4, roughly in line with the national average. Workers commute an average of 14 minutes (shorter than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income: Lake Mystic vs U.S.
Income
| Median HH Income | $58,375 |
| 22% below US avg |
| Per Capita Income | $40,160 |
| Avg Weekly Wage | $958 |
| IRS Avg AGI | $54,683 |
| Gini Index | 0.423 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 12.3% |
| 242% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 140 |
| County GDP | $492M |
Business (County)
| Restaurants | 13 |
| Healthcare | 11 |
| Retail | 12 |
| Manufacturing | 6 |
Tax & Cost of Living
| Property Tax (IRS) | $2,120 |
| 39% below US avg |
| Cost of Living | 103.40 (100=avg) |
| Effective Tax Rate | 0.71% |
Commute & Transportation
| Commute Time | 14.2 min |
| Drive Alone | 77.2% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Lake Mystic is $300,000, 6% above the national median of $281,900. Zillow estimates the typical home value at $194,728, lower than the Census estimate. Monthly rent averages $1,015 (13% below the national average of $1,163). Fair market rent ranges from $1,296 for a one-bedroom to $1,526 for a two-bedroom apartment. 47.9% of housing units are owner-occupied (below the 65.4% national rate). There are 328 total housing units in the city. The median year a home was built is 1988. The average annual property tax is $2,120 (lower than the $3,500 national average). 22.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 5.1x, above the traditionally affordable threshold of 3-4x.
Home Values
| Census Median | $300,000 |
| 6% above US avg |
| Zillow ZHVI | $194,728 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,015 |
| 13% below US avg |
| Rent Burden | 22.3% |
HUD Fair Market Rent
| Studio | $1,212 |
| 1 Bedroom | $1,296 |
| 2 Bedrooms | $1,526 |
| 3 Bedrooms | $1,971 |
| 4 Bedrooms | $2,261 |
Ownership & Property
| Homeownership | 47.9% |
| Owner-Occupied | 47.9% |
| Renter-Occupied | 52.1% |
| Housing Units | 328 |
| Median Year Built | 1988 |
Property Tax
| Avg Tax (IRS) | $2,120 |
| 39% below US avg |
| Effective Rate | 0.71% |
In Lake Mystic, 41.3% of adults are obese, above the national rate of 32.1%. 11.0% have diabetes. Heart disease affects 6.8% of residents, above the national average. 33.3% have high blood pressure. 17.6% are current smokers (above the 14.0% national rate). 17.6% report binge drinking. 27.4% are physically inactive. 22.0% report depression. 20.6% experience frequent mental distress. 14.5% of residents lack health insurance (above the 8.6% national rate). The dentist ratio is 1:3,801. 23.2% of residents have access to exercise opportunities. The food environment index is 6.6 out of 10.
Health Metrics: Lake Mystic vs U.S. Average (%)
Chronic Conditions
| Obesity | 41.3% |
| 29% above US avg |
| Diabetes | 11.0% |
| Heart Disease | 6.8% |
| High Blood Pressure | 33.3% |
| Asthma | 10.7% |
| COPD | 8.7% |
| Cancer | 7.9% |
| Stroke | 3.4% |
Behaviors & Mental Health
| Smoking | 17.6% |
| 26% above US avg |
| Binge Drinking | 17.6% |
| Physical Inactivity | 27.4% |
| Depression | 22.0% |
| Mental Distress | 20.6% |
| Physical Distress | 15.9% |
| Short Sleep | 38.4% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 14.5% |
| 69% above US avg |
| Dentists | 1:3,801 |
| Mental Health | 1:188 |
| Checkup Rate | 74.1% |
| Dental Visits | 53.0% |
| Premature Death | 10,119/100K |
Food & Exercise
| Food Environment | 6.6/10 |
| Exercise Access | 23.2% |
| Healthcare Facilities | 11 |
Lake Mystic has a violent crime rate of 118 per 100,000 residents, 69% below the national average of 380. Property crime stands at 1,453 per 100,000, 26% below the U.S. average. Overall, Lake Mystic receives a safety grade of F.
Crime Rates: Lake Mystic vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 117.8/100K |
| 69% below US avg |
| |
Property Crime
| Total Property | 1,453.3/100K |
| 26% below US avg |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Lake Mystic enjoys a temperate climate with an average annual temperature of 67°F (20°C). Winters average 51°F in January while summers reach 81°F in July. The area gets 313 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 63.1 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 137 feet.
Temperature
51°F Jan (11°C)
81°F Jul (27°C)
| Annual Average | 67.1°F |
| 24% above US avg |
| January Average | 51°F (11°C) |
| July Average | 81°F (27°C) |
| Sunny Days | 313 days/yr |
Geography
| Elevation | 137 ft (42 m) |
| Area | 4.5 sq mi (11.8 km²) |
| Population Density | 122/sq mi |
| Coordinates | 30.3916°N, 84.9913°W |
| Timezone | America/New_York |
| County | Liberty County County |
| Nearest Airport | Tallahassee International (TLH) 38 miles away |
Precipitation & Snow
Annual Rainfall
63.1"
66% above US avg
Wettest Month (Jul)
7.40"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 12.7 / 100 |
| Social Vulnerability | 54.7 / 100 |
| Community Resilience | 26.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Moderate |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Moderate |
| Drought |
Very Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
| Coastal Flood |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Hurricane History
15 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 5. Most recent: Helene (2024, Cat 4).
| Year |
Name |
Category |
Closest |
| 2024 |
Helene |
Category 4 |
132 km |
| 2024 |
Debby |
Category 1 |
163 km |
| 2023 |
Idalia |
Category 4 |
145 km |
| 2020 |
Sally |
Category 2 |
235 km |
| 2018 |
Michael |
Category 5 |
45 km |
| 2016 |
Hermine |
Category 1 |
92 km |
| 2005 |
Dennis |
Category 4 |
192 km |
| 2004 |
Ivan |
Category 3 |
271 km |
| 2000 |
Gordon |
Category 1 |
290 km |
| 1998 |
Earl |
Category 2 |
75 km |
| 1997 |
Danny |
Category 1 |
279 km |
| 1995 |
Opal |
Category 4 |
186 km |
| 1995 |
Erin |
Category 2 |
139 km |
| 1985 |
Elena |
Category 3 |
141 km |
| 1985 |
Kate |
Category 3 |
24 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
500 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 25 fatalities, 361 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jan 9, 2024 |
EF3 |
78 km |
0 |
| Mar 31, 2022 |
EF3 |
57 km |
2 |
| Mar 3, 2019 |
EF3 |
84 km |
0 |
| Mar 22, 2005 |
EF3 |
74 km |
1 |
| Dec 28, 1968 |
EF3 |
53 km |
0 |
| Dec 10, 1967 |
EF3 |
66 km |
1 |
| May 10, 2024 |
EF2 |
37 km |
0 |
| May 10, 2024 |
EF2 |
48 km |
2 |
| Jan 9, 2024 |
EF2 |
64 km |
0 |
| Jan 9, 2024 |
EF2 |
42 km |
0 |
| Jan 9, 2024 |
EF2 |
77 km |
1 |
| Jan 9, 2024 |
EF2 |
65 km |
0 |
| Apr 27, 2023 |
EF2 |
17 km |
0 |
| Mar 18, 2022 |
EF2 |
74 km |
0 |
| Apr 10, 2021 |
EF2 |
91 km |
0 |
| Apr 23, 2020 |
EF2 |
68 km |
0 |
| Mar 3, 2019 |
EF2 |
90 km |
0 |
| Jan 2, 2017 |
EF2 |
98 km |
0 |
| Jan 2, 2017 |
EF2 |
94 km |
0 |
| Jan 2, 2017 |
EF2 |
97 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: EAST FORK (26,251 ac, 2004).
| Year |
Name |
Acres |
Distance |
| 2004 |
EAST FORK |
26,251 |
47 km |
| 2021 |
BU 360 361 362 363 |
24,747 |
48 km |
| 1998 |
HOLIDAY |
24,666 |
48 km |
| 2013 |
UNNAMED |
24,574 |
48 km |
| 2022 |
BERTHA SWAMP RD |
23,036 |
40 km |
| 2008 |
UNNAMED |
18,704 |
50 km |
| 2006 |
UNNAMED |
11,747 |
54 km |
| 2005 |
UNNAMED |
11,539 |
38 km |
| 2009 |
UNNAMED |
11,445 |
30 km |
| 2021 |
BU 83/84/85 |
10,582 |
41 km |
| 2010 |
UNNAMED |
10,261 |
54 km |
| 2009 |
UNNAMED |
10,132 |
41 km |
| 2009 |
UNNAMED |
10,098 |
82 km |
| 2008 |
GUM BAY |
9,965 |
44 km |
| 2006 |
UNNAMED |
9,352 |
42 km |
| 2007 |
UNNAMED |
9,252 |
59 km |
| 2008 |
UNNAMED |
9,117 |
85 km |
| 2018 |
UNNAMED |
8,688 |
41 km |
| 2011 |
UNNAMED |
8,424 |
18 km |
| 2014 |
BURN UNIT 057 |
8,381 |
37 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
51°F (11°C) |
5.2 in |
Coldest |
| February |
53°F (12°C) |
4.7 in |
|
| March |
60°F (16°C) |
5.6 in |
|
| April |
66°F (19°C) |
3.7 in |
|
| May |
73°F (23°C) |
4.4 in |
|
| June |
79°F (26°C) |
5.8 in |
|
| July |
81°F (27°C) |
7.4 in |
Warmest, Wettest |
| August |
81°F (27°C) |
6.5 in |
|
| September |
78°F (25°C) |
5.5 in |
|
| October |
68°F (20°C) |
3.3 in |
|
| November |
60°F (16°C) |
3.2 in |
Driest |
| December |
53°F (12°C) |
3.9 in |
|
Lake Mystic has a seasonal temperature swing of 29°F / from 51°F in January to 81°F in July. Total annual precipitation is 59.3 inches, with July being the wettest month (7.4") and November the driest (3.2").
Average costs for common services in Lake Mystic. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$259 ($155–$414) |
| Specialist Visit |
$362 ($207–$569) |
| Urgent Care Visit |
$207 ($103–$362) |
| Emergency Room Visit |
$2,275 ($827–$5,170) |
| Dental Cleaning |
$134 ($78–$207) |
| Dental Filling |
$259 ($155–$414) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$47 ($26–$78) |
| Oil Change (Synthetic) |
$78 ($52–$124) |
| Brake Pad Replacement |
$310 ($155–$517) |
| Tire Rotation |
$41 ($21–$78) |
| New Tires (Set of 4) |
$620 ($414–$1,034) |
| Battery Replacement |
$207 ($103–$362) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$103 ($62–$155) |
| Electrician (Per Hour) |
$93 ($52–$145) |
| HVAC Repair |
$414 ($155–$827) |
| HVAC System Install |
$7,238 ($4,136–$12,408) |
| Roof Repair |
$1,034 ($414–$2,068) |
| Roof Replacement |
$9,306 ($5,687–$15,510) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,551 ($517–$3,619) |
| Divorce (Contested) |
$15,510 ($5,170–$31,020) |
| DUI Defense |
$5,170 ($2,068–$10,340) |
| Bankruptcy (Chapter 7) |
$1,551 ($827–$3,102) |
| Will Preparation |
$517 ($207–$1,034) |
| Trust Preparation |
$2,585 ($1,034–$5,170) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($16–$47) |
| Women's Haircut |
$57 ($31–$103) |
| Hair Coloring (Full) |
$155 ($78–$259) |
| Manicure |
$26 ($16–$47) |
| Pedicure |
$41 ($26–$67) |
| Massage (1 Hour) |
$83 ($52–$134) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.24 ($3.10–$5.69) |
| Dozen Eggs (per dozen) |
$3.62 ($2.59–$5.17) |
| Loaf of Bread |
$3.93 ($2.59–$5.69) |
| Chicken Breast (per lb) |
$4.65 ($3.10–$6.72) |
| Ground Beef (per lb) |
$5.69 ($4.14–$7.76) |
| Rice (per lb) |
$1.03 ($0.62–$1.86) |
View all 20 services
Utilities
| Electricity (Monthly) |
$145 ($83–$259) |
| Natural Gas (Monthly) |
$72 ($31–$155) |
| Water/Sewer (Monthly) |
$72 ($41–$124) |
| Internet (Monthly) |
$72 ($41–$103) |
| Cell Phone Plan (Monthly) |
$67 ($31–$103) |
| Cable TV (Monthly) |
$88 ($52–$155) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$207 ($78–$517) |
| Car Insurance (Annual) |
$2,068 ($1,241–$3,619) |
| Bus Pass (Monthly) |
$72 ($31–$134) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.27–$26) |
| Car Registration (Annual) |
$103 ($31–$259) |
| Driver's License Renewal |
$31 ($16–$78) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,241 ($620–$2,585) |
| Daycare (Toddler, Monthly) |
$1,034 ($517–$2,068) |
| After-School Care (Monthly) |
$414 ($207–$724) |
| Tutoring (Per Hour) |
$52 ($26–$103) |
| SAT/ACT Prep Course |
$1,034 ($414–$2,585) |
| Private School (K-12, Annual) |
$12,925 ($5,170–$31,020) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$62 ($31–$103) |
| Dog Vaccination (Annual) |
$103 ($52–$207) |
| Dog Grooming |
$62 ($31–$103) |
| Pet Boarding (Per Night) |
$41 ($21–$78) |
| Dog Spay/Neuter |
$310 ($155–$517) |
| Cat Spay/Neuter |
$207 ($103–$414) |
View all 9 services
Frequently Asked Questions About Lake Mystic
What is the population of Lake Mystic?
Lake Mystic has a population of 556 residents and is located in Florida. The population density is 122 people per square mile, spread across 4.5 square miles. The median age of residents is 45.9 years, which is older than the national median of 38.9 years. The population is 47.3% female and 52.7% male.
Is Lake Mystic expensive to live in?
Lake Mystic has a cost of living roughly in line with the national average, with an index of 103.4 (baseline: 100). The median household income is $58,375, 22% below the national average of $75,149. The median home value is $300,000 (6% above the U.S. median). Renters pay a median of $1,015 per month, below the national average of $1,163. The home price-to-income ratio is 5.1x, which means housing is a stretch relative to local earnings.
Is Lake Mystic safe?
Lake Mystic is considered a very safe city with a violent crime rate of 118 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,453 per 100,000 (below the national average). Overall, Lake Mystic receives a safety grade of F based on combined crime data.
What is the weather like in Lake Mystic?
Lake Mystic enjoys a temperate climate with an average annual temperature of 67°F (20°C). Winter temperatures average 51°F in January, while summers reach an average of 81°F in July. The area receives 313 sunny days per year, well above the national average of 205. Annual rainfall totals 63.1 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Lake Mystic?
The job market in Lake Mystic faces challenges, with unemployment at 12.3% / significantly above the national rate of 3.6%. The average weekly wage is $958. There are 140 business establishments in the area, including 13 restaurants and food service locations. The average commute time is 14 minutes, and 0.0% of workers work from home.
How much does housing cost in Lake Mystic?
The median home value in Lake Mystic is $300,000. Zillow estimates the typical home value at $194,728. For renters, the median monthly rent is $1,015. Fair market rent is $1,296 for a 1-bedroom and $1,526 for a 2-bedroom apartment. The homeownership rate is 47.9%. The average annual property tax is $2,120.
How are the schools in Lake Mystic?
Schools in Lake Mystic score 5.3 out of 10 on standardized testing, near the national average. 39.3% of adults in Lake Mystic hold a bachelor's degree or higher, above the national average of 33.7%. 85.2% have completed high school. 16.2% hold a graduate or professional degree.
How healthy is Lake Mystic?
The obesity rate in Lake Mystic is 41.3% (above the national rate of 32.1%). 17.6% of adults are smokers. 27.4% are physically inactive. 22.0% of residents report depression. 14.5% lack health insurance (above the national rate). 23.2% of residents have access to exercise opportunities.
What is transportation like in Lake Mystic?
The average commute in Lake Mystic is 14 minutes, shorter than the national average of 28 minutes. 77.2% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Lake Mystic?
The racial and ethnic makeup of Lake Mystic is 99.6% White. 100% of residents speak only English at home. 3.5% of the population are military veterans. 28.7% of residents have a disability. 100.0% have health insurance coverage.