Lake of the Woods, IN

Indiana

Lake of the Woods is a small town in Indiana with a population of 658. Residents earn $64,375 per year, which is 14% below the national average.

3.6 /5.0
B+ Good
658 Population 954/sq mi density
$64,375 Median Income $37,838 per capita
$189,600 Home Value
$1,020 Median Rent
50°F Avg Temperature
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$64,375 median income, 7.5% unemployment
A+
Affordability
5.0 / 5.0
$189,600 home value, $1,020/mo rent
C
Education
2.2 / 5.0
14.8% bachelor's degree or higher
Median Income $64,375
14% lower than US avg
Home Value $189,600
33% lower than US avg
Bachelor's+ 14.8%
56% lower than US avg
Median Rent $1,020
12% lower than US avg
Unemployment 7.5%
108% higher than US avg
Poverty Rate 0.0%
100% lower than US avg

How Lake of the Woods Compares to the U.S. Average (100% = U.S. avg)

People

Population658
Median Age54.4 yrs
Density954/mi²
Male / Female52% / 48%
Largest GroupWhite 100%

Economy

B+
Median Income$64,375
Per Capita$37,838
Unemployment7.5%
Poverty0.0%
County GDP$2,376M
Commute26 min

Housing

A+
Home Value$189,600
Rent$1,020
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

ObesityN/A
UninsuredN/A

Climate

Avg Temp50°F
AQI41 (Good)
Rain40.3 in/yr
Elevation807 ft

Education

C
Bachelor's+14.8%
High School+93.2%
School Score6.01

Community

2024 VoteR 71% / D 27%
Commute26 min
Libraries5

Is Lake of the Woods a Good Place to Live?

Based on current data, Lake of the Woods receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include affordable housing, a low poverty rate. Areas to be aware of include above-average unemployment. Lake of the Woods offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Lake of the Woods is $64,375, 14% below the national average of $75,149. The unemployment rate of 7.5% is somewhat elevated compared to the national rate of 3.6%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 26 minutes.

Cost of Living & Housing

The median home value in Lake of the Woods is $189,600, 33% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,020 per month, below the national average — a plus for affordability. At just 2.9x median income, home prices are very affordable relative to local earnings.

Education

14.8% of residents hold a bachelor's degree, below the national average of 33.7%. 93.2% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Lake of the Woods experiences four distinct seasons with an average temperature of 50°F. Winters average 24°F in January while summers reach 73°F in July. Annual precipitation totals 40.3 inches, including 54.9 inches of snow. Air quality is rated Good with a median AQI of 41.

Lake of the Woods has a population of 658 with a density of 954 people per square mile. The median age is 54.4 years, 40% older than the national median of 38.9. The city is predominantly White (100%).

Population

658
Total Population
954
People / sq mi
54.4yrs
Median Age
40% above US avg
0.7mi²
Land Area

Gender Distribution

Male 51.7%
Female 48.3%

Race & Ethnicity

Lake of the Woods vs U.S. Average

Language Spoken at Home

English Only97.1%
24% above US avg
Spanish2.9%
78% below US avg

Social Characteristics

Lake of the Woods vs U.S. Average

The median household income in Lake of the Woods is $64,375, which is 14% below the national average of $75,149. The unemployment rate is 7.5% (above the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 26 minutes.

Income: Lake of the Woods vs U.S.

Commute Mode

Income

Median HH Income$64,375
14% below US avg
Per Capita Income$37,838
Avg Weekly Wage$989
IRS Avg AGI$69,578

Employment & Poverty

Unemployment7.5%
108% above US avg
Poverty Rate0.0%
100% below US avg
Establishments (County)1,155
County GDP$2,376M

Business (County)

Restaurants92
Healthcare96
Retail163
Manufacturing138

Tax & Cost of Living

Property Tax (IRS)$4,139
18% above US avg
Effective Tax Rate2.18%

Commute & Transportation

Commute Time25.7 min
Work from Home6.7%

Walkability

The median home value in Lake of the Woods is $189,600, 33% below the national average. Monthly rent averages $1,020 (12% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$189,600
33% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,020
12% below US avg

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied63.6%

Property Tax

Avg Tax (IRS)$4,139
18% above US avg
Effective Rate2.18%

Health Metrics: Lake of the Woods vs U.S. Average (%)

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Insurance Rate85.4%
Premature Death9,237/100K

Food & Exercise

Food Environment8.1/10
Exercise Access63.3%
Healthcare Facilities96

Crime Rates: Lake of the Woods vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)10

Safety Score

Lake of the Woods has an average annual temperature of 50°F (10°C). Winters average 24°F in January while summers reach 73°F in July. Annual precipitation is 40.3 inches. Air quality is rated Good with a median AQI of 41.

Temperature

24°F Jan (-4°C) 73°F Jul (23°C)
Annual Average50.0°F
7% below US avg
January Average24°F (-4°C)
July Average73°F (23°C)

Precipitation & Snow

Annual Rainfall40.3 inches
6% above US avg
Snowfall54.9 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation807 ft (246 m)
Area0.7 sq mi (1.8 km²)
Population Density954/sq mi
Coordinates41.4223°N, 86.2232°W
County FIPS18099
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 14.8% of residents hold a bachelor's degree or higher (56% below US avg). In the 2024 election, the county voted Republican by a 43.4-point margin.

2024 Presidential Election (County)

R 70.8%
D 27.4%

Winner: Republican by 43.4 points

Education

Bachelor's Degree+14.8%
56% below US avg
High School+93.2%
School Test Score6.01
C Education Grade (2.2/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density954/sq mi
Total Area0.7 sq mi

Infrastructure & Services

Public Libraries5
Healthcare Facilities96
Restaurants92
Retail Stores163

Safety & Disasters

Fatal Crashes (County/yr)10

Commute & Transportation

Avg Commute25.7 min
Work from Home6.7%

Nearby Cities

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