Median Income
$85,333
14% higher than US avg
Home Value
$160,000
43% lower than US avg
Violent Crime
136/100K
64% lower than US avg
Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
37.5%
17% higher than US avg
Unemployment
10.9%
203% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Laud Compares to the U.S. Average (100% = U.S. avg)
People
Population99
Median Age40.3 yrs
Density148/mi²
Male / Female35% / 65%
Largest GroupWhite 100%
Veterans92.0%
Economy
B+
Median Income$85,333
Per Capita$40,710
Unemployment10.9%
Poverty0.0%
County GDP$2,226M
Housing
A+
Home Value$160,000
Ownership100.0%
Zillow$354,308
Housing Units48
Rent Burden24.0%
Crime
F
Violent136/100K
Property1,622/100K
Health
Obesity37.5%
Smoking13.7%
Depression26.0%
Heart Disease5.0%
Climate
Avg Temp50°F (10°C)
AQI41 (Good)
Rain39.1 in/yr
Sunny Days275/yr
Elevation857 ft (261 m)
Education
A+
Bachelor's+0.0%
High School+100.0%
Graduate+0.0%
School Score6.07
Community
2024 VoteR 74% / D 24%
Broadband46.0%
EV Stations2
Libraries3
Is Laud a Good Place to Live?
Based on current data, Laud receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include above-average unemployment. Laud offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Laud is $85,333, 14% above the national average of $75,149. Residents generally enjoy above-average earning potential. At 10.9%, unemployment is notably high. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Laud is $160,000, 43% below the national median / offering relatively affordable homeownership. At just 1.9x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Laud is a very safe community with a violent crime rate of 136 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,622 per 100,000, near the national average.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Laud experiences four distinct seasons with an average temperature of 50°F. Winters average 24°F in January while summers reach 72°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.1 inches, including 21.4 inches of snow. Air quality is rated Good with a median AQI of 41.
Laud has a population of 99 with a density of 148 people per square mile, spread across 0.7 square miles. The median age is 40.3 years, 4% older than the national median of 38.9. The gender split is 64.6% female and 35.4% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 92.0% of the population are veterans, above the national rate of 6.0%. 0.0% of residents have a disability (below the 13.0% national average). 100.0% have health insurance coverage.
Population
40.3yrs
Median Age
4% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Laud is $85,333, which is 14% above the national average of $75,149. Per capita income is $40,710. The average weekly wage is $1,123, 22% lower than the U.S. average. The unemployment rate is 10.9% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 764 business establishments, including 61 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $85,333 |
| 14% above US avg |
| Per Capita Income | $40,710 |
| Avg Weekly Wage | $1,123 |
| IRS Avg AGI | $72,142 |
| Gini Index | 0.400 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 10.9% |
| 203% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 764 |
| County GDP | $2,226M |
Business (County)
| Restaurants | 61 |
| Healthcare | 64 |
| Retail | 99 |
| Manufacturing | 71 |
Tax & Cost of Living
| Property Tax (IRS) | $3,596 |
| 3% above US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 2.25% |
Commute & Transportation
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Laud is $160,000, 43% below the national median of $281,900. Zillow estimates the typical home value at $354,308, higher than the Census estimate. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 48 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $3,596. 24.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.9x, well within the affordable range.
Home Values
| Census Median | $160,000 |
| 43% below US avg |
| Zillow ZHVI | $354,308 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 48 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $3,596 |
| 3% above US avg |
| Effective Rate | 2.25% |
In Laud, 37.5% of adults are obese, above the national rate of 32.1%. 9.6% have diabetes. Heart disease affects 5.0% of residents. 33.6% have high blood pressure. 13.7% are current smokers. 18.9% report binge drinking. 20.1% are physically inactive, below the national average. 26.0% report depression (above the 20.0% national average). 17.7% experience frequent mental distress. The primary care physician ratio is 1:1,721. The dentist ratio is 1:2,164. 53.9% of residents have access to exercise opportunities. The food environment index is 8.7 out of 10.
Health Metrics: Laud vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.5% |
| 17% above US avg |
| Diabetes | 9.6% |
| Heart Disease | 5.0% |
| High Blood Pressure | 33.6% |
| Asthma | 11.0% |
| COPD | 6.0% |
| Cancer | 7.6% |
| Stroke | 2.5% |
Behaviors & Mental Health
| Smoking | 13.7% |
| 2% below US avg |
| Binge Drinking | 18.9% |
| Physical Inactivity | 20.1% |
| Depression | 26.0% |
| Mental Distress | 17.7% |
| Physical Distress | 11.7% |
| Short Sleep | 33.7% |
Healthcare Access
| Insurance Rate | 100.0% |
| |
| Primary Care | 1:1,721 |
| Dentists | 1:2,164 |
| Mental Health | 1:827 |
| Checkup Rate | 78.7% |
| Dental Visits | 66.7% |
| Premature Death | 7,298/100K |
Food & Exercise
| Food Environment | 8.7/10 |
| Exercise Access | 53.9% |
| Healthcare Facilities | 64 |
Laud has a violent crime rate of 136 per 100,000 residents, 64% below the national average of 380. Property crime stands at 1,622 per 100,000, 17% below the U.S. average. The county recorded 7 fatal traffic crashes. Overall, Laud receives a safety grade of F.
Crime Rates: Laud vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 136.1/100K |
| 64% below US avg |
| |
Property Crime
| Total Property | 1,622.1/100K |
| 17% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 7 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Laud experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 24°F in January while summers reach 72°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 39.1 inches. The area receives 21.4 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 857 feet.
Temperature
24°F Jan (-4°C)
72°F Jul (22°C)
| Annual Average | 49.5°F |
| 8% below US avg |
| January Average | 24°F (-4°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 857 ft (261 m) |
| Area | 0.7 sq mi (1.7 km²) |
| Population Density | 148/sq mi |
| Coordinates | 41.0483°N, 85.4501°W |
| Timezone | America/Indiana/Indianapolis |
| County | Whitley County County |
| Nearest Airport | Fort Wayne International (FWA)
14 miles away |
Precipitation & Snow
Annual Rainfall
39.1"
3% above US avg
Wettest Month (Jun)
4.06"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| PM2.5 (Fine Particles) | 9.9 μg/m³ |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 24.6 / 100 |
| Social Vulnerability | 22.4 / 100 |
| Community Resilience | 87.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
8 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.3 on Jun 30, 2015.
| May 2, 2015 |
5 km S of Galesburg, Michigan |
M4.2 |
132 km |
| Jun 30, 2015 |
5 km NNE of Burlington, Michigan |
M3.3 |
127 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
59 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
83 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
114 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
120 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
59 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
79 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
531 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 136 fatalities, 1,756 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 10, 2002 |
EF4 |
65 km |
4 |
| Feb 18, 1992 |
EF4 |
82 km |
0 |
| Apr 11, 1965 |
EF4 |
92 km |
21 |
| Apr 11, 1965 |
EF4 |
56 km |
4 |
| Apr 11, 1965 |
EF4 |
79 km |
23 |
| Apr 11, 1965 |
EF4 |
67 km |
5 |
| Apr 11, 1965 |
EF4 |
74 km |
31 |
| Apr 11, 1965 |
EF4 |
86 km |
36 |
| Mar 6, 1956 |
EF4 |
54 km |
1 |
| Mar 31, 2023 |
EF3 |
64 km |
0 |
| May 27, 2019 |
EF3 |
85 km |
1 |
| May 27, 2019 |
EF3 |
57 km |
0 |
| May 27, 2019 |
EF3 |
53 km |
0 |
| Aug 24, 2016 |
EF3 |
90 km |
0 |
| Aug 24, 2016 |
EF3 |
46 km |
0 |
| Jun 5, 2010 |
EF3 |
77 km |
0 |
| Oct 18, 2007 |
EF3 |
66 km |
0 |
| May 30, 2004 |
EF3 |
67 km |
0 |
| Nov 10, 2002 |
EF3 |
61 km |
0 |
| Oct 24, 2001 |
EF3 |
97 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
140 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-4°C) |
1.9 in |
Coldest |
| February |
26°F (-3°C) |
1.8 in |
Driest |
| March |
37°F (3°C) |
2.8 in |
|
| April |
48°F (9°C) |
3.6 in |
|
| May |
60°F (15°C) |
3.7 in |
|
| June |
69°F (21°C) |
4.1 in |
Wettest |
| July |
72°F (22°C) |
3.7 in |
Warmest |
| August |
71°F (21°C) |
3.5 in |
|
| September |
64°F (18°C) |
3.2 in |
|
| October |
52°F (11°C) |
2.7 in |
|
| November |
40°F (5°C) |
3.1 in |
|
| December |
29°F (-2°C) |
2.9 in |
|
Laud has a seasonal temperature swing of 48°F / from 24°F in January to 72°F in July. Total annual precipitation is 37.0 inches, with June being the wettest month (4.1") and February the driest (1.8").
Average costs for common services in Laud. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Laud
What is the population of Laud?
Laud has a population of 99 residents and is located in Indiana. The population density is 148 people per square mile, spread across 0.7 square miles. The median age of residents is 40.3 years. The population is 64.6% female and 35.4% male.
Is Laud expensive to live in?
Laud is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $85,333, 14% above the national average of $75,149. The median home value is $160,000 (43% below the U.S. median). The home price-to-income ratio is 1.9x, indicating housing is reasonably affordable relative to local income levels.
Is Laud safe?
Laud is considered a very safe city with a violent crime rate of 136 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,622 per 100,000 (below the national average). Overall, Laud receives a safety grade of F based on combined crime data.
What is the weather like in Laud?
Laud has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 24°F in January, while summers reach an average of 72°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 39.1 inches, with 21.4 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Laud?
The job market in Laud faces challenges, with unemployment at 10.9% / significantly above the national rate of 3.6%. The average weekly wage is $1,123. There are 764 business establishments in the area, including 61 restaurants and food service locations.
How much does housing cost in Laud?
The median home value in Laud is $160,000. Zillow estimates the typical home value at $354,308. The homeownership rate is 100.0%. The average annual property tax is $3,596.
How are the schools in Laud?
Schools in Laud score 6.1 out of 10 on standardized testing, near the national average. 0.0% of adults in Laud hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Laud?
The obesity rate in Laud is 37.5% (above the national rate of 32.1%). 13.7% of adults are smokers. 20.1% are physically inactive. 26.0% of residents report depression. 53.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,721.
What are the demographics of Laud?
The racial and ethnic makeup of Laud is 100% White. 100% of residents speak only English at home. 92.0% of the population are military veterans. 0.0% of residents have a disability. 100.0% have health insurance coverage.
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