Median Income
$71,250
5% lower than US avg
Home Value
$89,200
68% lower than US avg
Violent Crime
129/100K
66% lower than US avg
Bachelor's+
5.0%
85% lower than US avg
Obesity Rate
37.7%
17% higher than US avg
Unemployment
9.0%
150% higher than US avg
Poverty Rate
8.3%
33% lower than US avg
How Lima Compares to the U.S. Average (100% = U.S. avg)
People
Population231
Median Age35.1 yrs
Density1,650/mi²
Male / Female47% / 53%
Largest GroupWhite 98%
Veterans7.2%
Economy
B
Median Income$71,250
Per Capita$23,805
Unemployment9.0%
Poverty8.3%
County GDP$824M
Commute28 min
Housing
A+
Home Value$89,200
Ownership77.3%
Zillow$188,901
Housing Units85
Rent Burden25.1%
Crime
F
Violent129/100K
Property129/100K
Health
Obesity37.7%
Uninsured7.5%
Smoking15.0%
Depression25.0%
Heart Disease5.2%
Climate
Avg Temp52°F (11°C)
AQI43 (Good)
Rain39.8 in/yr
Sunny Days275/yr
Elevation650 ft (198 m)
Education
F
Bachelor's+5.0%
High School+84.2%
Graduate+0.8%
School Score5.32
Community
2024 VoteR 74% / D 24%
Commute28 min
Broadband75.0%
EV Stations7
Libraries8
Is Lima a Good Place to Live?
Based on current data, Lima receives an overall livability score of 2.7 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include above-average unemployment. Lima has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Lima is $71,250, roughly in line with the national average of $75,149. At 9.0%, unemployment is notably high. 8.3% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 28 minutes.
Cost of Living & Housing
The median home value in Lima is $89,200, 68% below the national median / offering relatively affordable homeownership. At just 1.3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Lima is a very safe community with a violent crime rate of 129 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 129 per 100,000, 93% below the national average.
Education
5.0% of residents hold a bachelor's degree, below the national average of 33.7%. 84.2% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Lima experiences four distinct seasons with an average temperature of 52°F. Winters average 25°F in January while summers reach 76°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.8 inches. Air quality is rated Good with a median AQI of 43.
Lima has a population of 231 with a density of 1,650 people per square mile, spread across 0.1 square miles. The median age is 35.1 years, 10% younger than the national median of 38.9. The gender split is 52.8% female and 47.2% male. The city is predominantly White (97.8%). English is the primary language spoken at home by 100% of residents. 7.2% of the population are veterans. 23.9% of residents have a disability (above the 13.0% national average). 95.0% have health insurance coverage.
Population
35.1yrs
Median Age
10% below US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Lima is $71,250, which is 5% below the national average of $75,149. Per capita income is $23,805 (below the $39,052 national figure). The average weekly wage is $881, 38% lower than the U.S. average. The unemployment rate is 9.0% (above the 3.6% US average). 8.3% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 412 business establishments, including 37 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 28 minutes. 14.6% of workers work from home.
Income
| Median HH Income | $71,250 |
| 5% below US avg |
| Per Capita Income | $23,805 |
| Avg Weekly Wage | $881 |
| IRS Avg AGI | $72,288 |
| Gini Index | 0.451 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 9.0% |
| 150% above US avg |
| Poverty Rate | 8.3% |
| 33% below US avg |
| Establishments (County) | 412 |
| County GDP | $824M |
Business (County)
| Restaurants | 37 |
| Healthcare | 25 |
| Retail | 63 |
| Manufacturing | 19 |
Tax & Cost of Living
| Property Tax (IRS) | $3,612 |
| 3% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 4.05% |
Commute & Transportation
| Commute Time | 28.4 min |
| Drive Alone | 78.1% |
| Public Transit | 0.0% |
| Work from Home | 14.6% |
The median home value in Lima is $89,200, 68% below the national median of $281,900. Zillow estimates the typical home value at $188,901, higher than the Census estimate. Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 77.3% of housing units are owner-occupied (above the 65.4% national rate). There are 85 total housing units in the city. The median year a home was built is 1955. The average annual property tax is $3,612. 25.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.3x, well within the affordable range.
Home Values
| Census Median | $89,200 |
| 68% below US avg |
| Zillow ZHVI | $188,901 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 77.3% |
| Owner-Occupied | 77.3% |
| Renter-Occupied | 22.7% |
| Housing Units | 85 |
| Median Year Built | 1955 |
Property Tax
| Avg Tax (IRS) | $3,612 |
| 3% above US avg |
| Effective Rate | 4.05% |
In Lima, 37.7% of adults are obese, above the national rate of 32.1%. 9.1% have diabetes. Heart disease affects 5.2% of residents. 30.6% have high blood pressure. 15.0% are current smokers. 21.0% report binge drinking. 22.2% are physically inactive. 25.0% report depression (above the 20.0% national average). 18.9% experience frequent mental distress. 7.5% of residents lack health insurance. The primary care physician ratio is 1:3,480. The dentist ratio is 1:2,874. 55.6% of residents have access to exercise opportunities. The food environment index is 7.1 out of 10.
Health Metrics: Lima vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.7% |
| 17% above US avg |
| Diabetes | 9.1% |
| Heart Disease | 5.2% |
| High Blood Pressure | 30.6% |
| Asthma | 10.8% |
| COPD | 6.6% |
| Cancer | 7.5% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 15.0% |
| 7% above US avg |
| Binge Drinking | 21.0% |
| Physical Inactivity | 22.2% |
| Depression | 25.0% |
| Mental Distress | 18.9% |
| Physical Distress | 12.5% |
| Short Sleep | 36.2% |
Healthcare Access
| Insurance Rate | 95.0% |
| Uninsured | 7.5% |
| 13% below US avg |
| Primary Care | 1:3,480 |
| Dentists | 1:2,874 |
| Mental Health | 1:464 |
| Checkup Rate | 75.6% |
| Dental Visits | 64.9% |
| Premature Death | 7,758/100K |
Food & Exercise
| Food Environment | 7.1/10 |
| Exercise Access | 55.6% |
| Healthcare Facilities | 25 |
Lima has a violent crime rate of 129 per 100,000 residents, 66% below the national average of 380. Property crime stands at 129 per 100,000, 93% below the U.S. average. Overall, Lima receives a safety grade of F.
Crime Rates: Lima vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 129.0/100K |
| 66% below US avg |
| |
Property Crime
| Total Property | 129.0/100K |
| 93% below US avg |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Lima experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 25°F in January while summers reach 76°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 39.8 inches. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 650 feet.
Temperature
25°F Jan (-4°C)
76°F Jul (25°C)
| Annual Average | 52.1°F |
| 4% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 76°F (25°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 650 ft (198 m) |
| Area | 0.1 sq mi (0.2 km²) |
| Population Density | 1,650/sq mi |
| Coordinates | 40.1770°N, 91.3783°W |
| Timezone | America/Chicago |
| County | Hancock County County |
| Nearest Airport | Quincy Regional-Baldwin Field (UIN)
19 miles away |
Precipitation & Snow
Annual Rainfall
39.8"
5% above US avg
Wettest Month (Jul)
4.65"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 31.1 / 100 |
| Social Vulnerability | 64.8 / 100 |
| Community Resilience | 61.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.9. Most recent: M2.9 on Feb 8, 2004.
| Feb 8, 2004 |
6 km SSW of Stoutsville, Missouri |
M2.9 |
88 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
416 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 11 fatalities, 246 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 13, 1995 |
EF4 |
94 km |
0 |
| May 13, 1995 |
EF4 |
45 km |
0 |
| Apr 20, 1973 |
EF4 |
98 km |
1 |
| Apr 4, 2023 |
EF3 |
91 km |
0 |
| May 27, 2019 |
EF3 |
76 km |
0 |
| May 10, 2003 |
EF3 |
64 km |
0 |
| Apr 8, 1999 |
EF3 |
20 km |
0 |
| Jun 21, 1981 |
EF3 |
64 km |
1 |
| Jul 23, 1975 |
EF3 |
98 km |
0 |
| Apr 13, 1974 |
EF3 |
82 km |
0 |
| Apr 13, 1974 |
EF3 |
14 km |
0 |
| Sep 30, 1973 |
EF3 |
39 km |
0 |
| May 1, 1973 |
EF3 |
40 km |
2 |
| Apr 20, 1973 |
EF3 |
64 km |
0 |
| Apr 16, 1967 |
EF3 |
84 km |
2 |
| Jan 24, 1967 |
EF3 |
55 km |
1 |
| Jan 24, 1967 |
EF3 |
97 km |
0 |
| Jan 24, 1967 |
EF3 |
99 km |
1 |
| Aug 25, 1965 |
EF3 |
77 km |
0 |
| Apr 21, 1964 |
EF3 |
61 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
1.5 in |
Coldest |
| February |
30°F (-1°C) |
1.3 in |
Driest |
| March |
41°F (5°C) |
3.0 in |
|
| April |
53°F (12°C) |
3.6 in |
|
| May |
64°F (18°C) |
4.5 in |
|
| June |
73°F (23°C) |
3.9 in |
|
| July |
76°F (25°C) |
4.7 in |
Warmest, Wettest |
| August |
74°F (24°C) |
3.5 in |
|
| September |
67°F (19°C) |
4.5 in |
|
| October |
55°F (13°C) |
3.1 in |
|
| November |
41°F (5°C) |
2.7 in |
|
| December |
29°F (-1°C) |
2.1 in |
|
Lima has a seasonal temperature swing of 51°F / from 25°F in January to 76°F in July. Total annual precipitation is 38.2 inches, with July being the wettest month (4.7") and February the driest (1.3").
Average costs for common services in Lima. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Frequently Asked Questions About Lima
What is the population of Lima?
Lima has a population of 231 residents and is located in Illinois. The population density is 1,650 people per square mile, spread across 0.1 square miles. The median age of residents is 35.1 years, which is younger than the national median of 38.9 years. The population is 52.8% female and 47.2% male.
Is Lima expensive to live in?
Lima has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $71,250, 5% below the national average of $75,149. The median home value is $89,200 (68% below the U.S. median). The home price-to-income ratio is 1.3x, indicating housing is reasonably affordable relative to local income levels.
Is Lima safe?
Lima is considered a very safe city with a violent crime rate of 129 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 129 per 100,000 (below the national average). Overall, Lima receives a safety grade of F based on combined crime data.
What is the weather like in Lima?
Lima has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 25°F in January, while summers reach an average of 76°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 39.8 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Lima?
The job market in Lima faces challenges, with unemployment at 9.0% / significantly above the national rate of 3.6%. The average weekly wage is $881. There are 412 business establishments in the area, including 37 restaurants and food service locations. The average commute time is 28 minutes, and 14.6% of workers work from home.
How much does housing cost in Lima?
The median home value in Lima is $89,200. Zillow estimates the typical home value at $188,901. The homeownership rate is 77.3%. The average annual property tax is $3,612.
How are the schools in Lima?
Schools in Lima score 5.3 out of 10 on standardized testing, near the national average. 5.0% of adults in Lima hold a bachelor's degree or higher, below the national average of 33.7%. 84.2% have completed high school. 0.8% hold a graduate or professional degree.
How healthy is Lima?
The obesity rate in Lima is 37.7% (above the national rate of 32.1%). 15.0% of adults are smokers. 22.2% are physically inactive. 25.0% of residents report depression. 7.5% lack health insurance. 55.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,480.
What is transportation like in Lima?
The average commute in Lima is 28 minutes. 78.1% of workers drive alone to work, and 14.6% work from home.
What are the demographics of Lima?
The racial and ethnic makeup of Lima is 97.8% White. 100% of residents speak only English at home. 7.2% of the population are military veterans. 23.9% of residents have a disability. 95.0% have health insurance coverage.
All Countries
