Median Income
$45,000
40% lower than US avg
Home Value
$54,300
81% lower than US avg
Violent Crime
409/100K
8% higher than US avg
Bachelor's+
5.6%
83% lower than US avg
Obesity Rate
38.8%
21% higher than US avg
Unemployment
1.4%
61% lower than US avg
Poverty Rate
12.5%
1% higher than US avg
How Liverpool Compares to the U.S. Average (100% = U.S. avg)
People
Population88
Median Age44.5 yrs
Density1,100/mi²
Male / Female57% / 43%
Largest GroupWhite 99%
Veterans71.0%
Economy
B+
Median Income$45,000
Per Capita$23,439
Unemployment1.4%
Poverty12.5%
County GDP$1,138M
Commute49 min
Housing
A+
Home Value$54,300
Ownership66.7%
Zillow$87,716
Housing Units87
Rent Burden50.0%
Crime
F
Violent409/100K
Property3,558/100K
Health
Obesity38.8%
Uninsured8.0%
Smoking16.6%
Depression26.2%
Heart Disease6.0%
Climate
Avg Temp53°F (11°C)
AQI43 (Good)
Rain41.0 in/yr
Sunny Days275/yr
Elevation449 ft (137 m)
Education
F
Bachelor's+5.6%
High School+87.3%
Graduate+1.1%
School Score4.94
Community
2024 VoteR 61% / D 37%
Commute49 min
Broadband42.0%
EV Stations1
Libraries8
Is Liverpool a Good Place to Live?
Based on current data, Liverpool receives an overall livability score of 2.7 out of 5.0, earning a grade of C+. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, long commute times, high obesity rates. Liverpool has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Liverpool is $45,000, 40% below the national average of $75,149. The job market is very strong with unemployment at just 1.4%. 12.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 49 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Liverpool is $54,300, 81% below the national median / offering relatively affordable homeownership. At just 1.2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
The violent crime rate of 409 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 3,558 per 100,000, 82% above the national average.
Education
5.6% of residents hold a bachelor's degree, below the national average of 33.7%. 87.3% have completed high school. Area schools have an average test score of 4.9/10.
Climate & Weather
Liverpool experiences four distinct seasons with an average temperature of 53°F. Winters average 25°F in January while summers reach 77°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.0 inches, including 27.9 inches of snow. Air quality is rated Good with a median AQI of 43.
Liverpool has a population of 88 with a density of 1,100 people per square mile, spread across 0.0 square miles. The median age is 44.5 years, 14% older than the national median of 38.9. The gender split is 43.2% female and 56.8% male. The city is predominantly White (98.9%), with 1.1% Hispanic. English is the primary language spoken at home by 100% of residents. 71.0% of the population are veterans, above the national rate of 6.0%. 16.2% of residents have a disability (above the 13.0% national average). 76.6% have health insurance coverage.
Population
44.5yrs
Median Age
14% above US avg
Race & Ethnicity
Liverpool vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Liverpool vs U.S. Average
The median household income in Liverpool is $45,000, which is 40% below the national average of $75,149. Per capita income is $23,439 (below the $39,052 national figure). The average weekly wage is $863, 40% lower than the U.S. average. The unemployment rate is 1.4% (below the 3.6% US average). 12.5% of residents live below the poverty line. The area has 655 business establishments, including 72 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 49 minutes (longer than the 28-minute US average). 3.7% of workers work from home (below the 15.2% national rate).
Income: Liverpool vs U.S.
Income
| Median HH Income | $45,000 |
| 40% below US avg |
| Per Capita Income | $23,439 |
| Avg Weekly Wage | $863 |
| IRS Avg AGI | $62,338 |
| Gini Index | 0.444 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.4% |
| 61% below US avg |
| Poverty Rate | 12.5% |
| 1% above US avg |
| Establishments (County) | 655 |
| County GDP | $1,138M |
Business (County)
| Restaurants | 72 |
| Healthcare | 69 |
| Retail | 96 |
| Manufacturing | 11 |
Tax & Cost of Living
| Property Tax (IRS) | $4,667 |
| 33% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 8.59% |
Commute & Transportation
| Commute Time | 48.5 min |
| Drive Alone | 88.9% |
| Public Transit | 0.0% |
| Work from Home | 3.7% |
The median home value in Liverpool is $54,300, 81% below the national median of $281,900. Zillow estimates the typical home value at $87,716, higher than the Census estimate. Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 66.7% of housing units are owner-occupied. There are 87 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $4,667 (higher than the $3,500 national average). 50.0% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 1.2x, well within the affordable range.
Home Values
| Census Median | $54,300 |
| 81% below US avg |
| Zillow ZHVI | $87,716 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 66.7% |
| Owner-Occupied | 66.7% |
| Renter-Occupied | 33.3% |
| Housing Units | 87 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $4,667 |
| 33% above US avg |
| Effective Rate | 8.59% |
In Liverpool, 38.8% of adults are obese, above the national rate of 32.1%. 9.8% have diabetes. Heart disease affects 6.0% of residents. 31.7% have high blood pressure. 16.6% are current smokers. 20.0% report binge drinking. 23.2% are physically inactive. 26.2% report depression (above the 20.0% national average). 20.1% experience frequent mental distress. 8.0% of residents lack health insurance. The primary care physician ratio is 1:2,766. The dentist ratio is 1:4,128. 60.9% of residents have access to exercise opportunities. The food environment index is 8.1 out of 10.
Health Metrics: Liverpool vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.8% |
| 21% above US avg |
| Diabetes | 9.8% |
| Heart Disease | 6.0% |
| High Blood Pressure | 31.7% |
| Asthma | 11.1% |
| COPD | 7.3% |
| Cancer | 7.4% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 16.6% |
| 19% above US avg |
| Binge Drinking | 20.0% |
| Physical Inactivity | 23.2% |
| Depression | 26.2% |
| Mental Distress | 20.1% |
| Physical Distress | 13.5% |
| Short Sleep | 38.1% |
Healthcare Access
| Insurance Rate | 76.6% |
| Uninsured | 8.0% |
| 7% below US avg |
| Primary Care | 1:2,766 |
| Dentists | 1:4,128 |
| Mental Health | 1:1,162 |
| Checkup Rate | 75.7% |
| Dental Visits | 53.6% |
| Premature Death | 8,637/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 60.9% |
| Healthcare Facilities | 69 |
Liverpool has a violent crime rate of 409 per 100,000 residents, 8% above the national average of 380. Property crime stands at 3,558 per 100,000, 82% above the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Liverpool receives a safety grade of F.
Crime Rates: Liverpool vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 409.3/100K |
| 8% above US avg |
| |
Property Crime
| Total Property | 3,557.9/100K |
| 82% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Liverpool experiences four distinct seasons with an average annual temperature of 53°F (11°C). Winters average 25°F in January while summers reach 77°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 41.0 inches. The area receives 27.9 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 449 feet.
Temperature
25°F Jan (-4°C)
77°F Jul (25°C)
| Annual Average | 52.5°F |
| 3% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 77°F (25°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 449 ft (137 m) |
| Area | 0.0 sq mi (0.1 km²) |
| Population Density | 1,100/sq mi |
| Coordinates | 40.3899°N, 90.0016°W |
| Timezone | America/Chicago |
| County | Fulton County County |
| Nearest Airport | General Downing - Peoria International (PIA)
25 miles away |
Precipitation & Snow
Annual Rainfall
41.0"
8% above US avg
Wettest Month (Jul)
4.09"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 59.0 / 100 |
| Social Vulnerability | 35.9 / 100 |
| Community Resilience | 77.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.6. Most recent: M2.6 on Mar 15, 2025.
| Mar 15, 2025 |
6 km W of Dwight, Illinois |
M2.6 |
148 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
693 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 17 fatalities, 722 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 17, 2013 |
EF4 |
45 km |
3 |
| Jul 13, 2004 |
EF4 |
73 km |
0 |
| May 13, 1995 |
EF4 |
25 km |
0 |
| May 5, 1977 |
EF4 |
66 km |
0 |
| Jun 29, 1976 |
EF4 |
50 km |
0 |
| Jun 14, 1957 |
EF4 |
76 km |
2 |
| Apr 4, 2023 |
EF3 |
28 km |
0 |
| Feb 28, 2017 |
EF3 |
79 km |
0 |
| Dec 31, 2010 |
EF3 |
47 km |
0 |
| Aug 19, 2009 |
EF3 |
61 km |
0 |
| May 10, 2003 |
EF3 |
29 km |
0 |
| Apr 19, 1996 |
EF3 |
56 km |
0 |
| Apr 19, 1996 |
EF3 |
94 km |
0 |
| May 13, 1995 |
EF3 |
7 km |
0 |
| May 9, 1995 |
EF3 |
61 km |
0 |
| Jun 21, 1981 |
EF3 |
56 km |
1 |
| Jul 26, 1978 |
EF3 |
68 km |
0 |
| Aug 6, 1977 |
EF3 |
88 km |
0 |
| Mar 4, 1976 |
EF3 |
97 km |
0 |
| Jul 23, 1975 |
EF3 |
25 km |
2 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
1.5 in |
Coldest, Driest |
| February |
29°F (-2°C) |
1.6 in |
|
| March |
40°F (5°C) |
3.0 in |
|
| April |
52°F (11°C) |
3.7 in |
|
| May |
62°F (17°C) |
4.0 in |
|
| June |
72°F (22°C) |
3.9 in |
|
| July |
77°F (25°C) |
4.1 in |
Warmest, Wettest |
| August |
74°F (23°C) |
3.5 in |
|
| September |
66°F (19°C) |
3.8 in |
|
| October |
55°F (13°C) |
3.0 in |
|
| November |
41°F (5°C) |
2.9 in |
|
| December |
29°F (-2°C) |
2.6 in |
|
Liverpool has a seasonal temperature swing of 52°F / from 25°F in January to 77°F in July. Total annual precipitation is 37.5 inches, with July being the wettest month (4.1") and January the driest (1.5").
Average costs for common services in Liverpool. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $799 |
| Toddler | $749 |
| Preschool | $718 |
| Family Childcare (monthly) |
| Infant | $686 |
| Toddler | $686 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Liverpool
What is the population of Liverpool?
Liverpool has a population of 88 residents and is located in Illinois. The population density is 1,100 people per square mile, spread across 0.0 square miles. The median age of residents is 44.5 years, which is older than the national median of 38.9 years. The population is 43.2% female and 56.8% male.
Is Liverpool expensive to live in?
Liverpool has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $45,000, 40% below the national average of $75,149. The median home value is $54,300 (81% below the U.S. median). The home price-to-income ratio is 1.2x, indicating housing is reasonably affordable relative to local income levels.
Is Liverpool safe?
The violent crime rate in Liverpool is 409 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 3,558 per 100,000 (above the national average). Overall, Liverpool receives a safety grade of F based on combined crime data.
What is the weather like in Liverpool?
Liverpool has a four-season climate with an average annual temperature of 53°F (11°C). Winter temperatures average 25°F in January, while summers reach an average of 77°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 41.0 inches, with 27.9 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Liverpool?
The job market in Liverpool is very strong, with unemployment at just 1.4% / well below the national rate of 3.6%. The average weekly wage is $863. There are 655 business establishments in the area, including 72 restaurants and food service locations. The average commute time is 49 minutes, and 3.7% of workers work from home.
How much does housing cost in Liverpool?
The median home value in Liverpool is $54,300. Zillow estimates the typical home value at $87,716. The homeownership rate is 66.7%. The average annual property tax is $4,667.
How are the schools in Liverpool?
Schools in Liverpool have an average test score of 4.9 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 5.6% of adults in Liverpool hold a bachelor's degree or higher, below the national average of 33.7%. 87.3% have completed high school. 1.1% hold a graduate or professional degree.
How healthy is Liverpool?
The obesity rate in Liverpool is 38.8% (above the national rate of 32.1%). 16.6% of adults are smokers. 23.2% are physically inactive. 26.2% of residents report depression. 8.0% lack health insurance. 60.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,766.
What is transportation like in Liverpool?
The average commute in Liverpool is 49 minutes, longer than the national average of 28 minutes. 88.9% of workers drive alone to work, and 3.7% work from home.
What are the demographics of Liverpool?
The racial and ethnic makeup of Liverpool is 98.9% White, 1.1% Hispanic or Latino. 100% of residents speak only English at home. 71.0% of the population are military veterans. 16.2% of residents have a disability. 76.6% have health insurance coverage.
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