Loami, IL

Illinois · Metropolitan Area

Loami is a small town in Illinois with a population of 830. Residents earn $53,750 per year, which is 28% below the national average.

3.8 /5.0
B+ Good
830 Population 822/sq mi density
$53,750 Median Income $30,274 per capita
$108,800 Home Value $195,499 Zillow
$871 Median Rent 28.5% income on rent
55°F Avg Temperature
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.8 / 5.0
$53,750 median income, 1.1% unemployment
A+
Affordability
5.0 / 5.0
$108,800 home value, $871/mo rent
C+
Education
2.7 / 5.0
20.7% bachelor's degree or higher
Median Income $53,750
28% lower than US avg
Home Value $108,800
61% lower than US avg
Bachelor's+ 20.7%
39% lower than US avg
Median Rent $871
25% lower than US avg
Obesity Rate 38.1%
19% higher than US avg
Unemployment 1.1%
69% lower than US avg
Poverty Rate 11.5%
7% lower than US avg

How Loami Compares to the U.S. Average (100% = U.S. avg)

People

Population830
Median Age29.5 yrs
Density822/mi²
Male / Female49% / 51%
Largest GroupWhite 92%
Veterans9.0%

Economy

B+
Median Income$53,750
Per Capita$30,274
Unemployment1.1%
Poverty11.5%
County GDP$15,669M
Commute24 min

Housing

A+
Home Value$108,800
Rent$871
OwnershipN/A
Zillow$195,499
Rent Burden28.5%

Health

Obesity38.1%
UninsuredN/A
Depression23.3%
Heart Disease5.1%

Climate

Avg Temp55°F (13°C)
AQI43 (Good)
Rain38.4 in/yr
Elevation628 ft (191 m)

Education

C+
Bachelor's+20.7%
High School+87.7%
School Score5.34

Community

2024 VoteR 52% / D 47%
Commute24 min
Broadband81.0%
Libraries13

Is Loami a Good Place to Live?

Based on current data, Loami receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing. Areas to be aware of include below-average incomes. Loami offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Loami is $53,750, 28% below the national average of $75,149. The job market is very strong with unemployment at just 1.1%. 11.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 24 minutes.

Cost of Living & Housing

The median home value in Loami is $108,800, 61% below the national median — offering relatively affordable homeownership. Renters pay a median of $871 per month, below the national average — a plus for affordability. At just 2x median income, home prices are very affordable relative to local earnings.

Education

20.7% of residents hold a bachelor's degree, below the national average of 33.7%. 87.7% have completed high school. Area schools have an average test score of 5.3/10.

Climate & Weather

Loami experiences four distinct seasons with an average temperature of 55°F. Winters average 29°F in January while summers reach 77°F in July. Annual precipitation totals 38.4 inches, including 16.1 inches of snow. Air quality is rated Good with a median AQI of 43.

Loami has a population of 830 with a density of 822 people per square mile. The median age is 29.5 years, 24% younger than the national median of 38.9. The city is predominantly White (91.6%), with 2.7% Hispanic.

Population

830
Total Population
822
People / sq mi
29.5yrs
Median Age
24% below US avg
1.0mi²
Land Area

Gender Distribution

Male 49.4%
Female 50.6%

Race & Ethnicity

Loami vs U.S. Average

Language Spoken at Home

English Only99.9%
27% above US avg
Spanish0.1%
99% below US avg

Social Characteristics

Loami vs U.S. Average

The median household income in Loami is $53,750, which is 28% below the national average of $75,149. The unemployment rate is 1.1% (below the 3.6% US average). 11.5% of residents live below the poverty line. Workers commute an average of 24 minutes.

Income: Loami vs U.S.

Commute Mode

Income

Median HH Income$53,750
28% below US avg
Per Capita Income$30,274
Avg Weekly Wage$1,334
IRS Avg AGI$83,001

Employment & Poverty

Unemployment1.1%
69% below US avg
Poverty Rate11.5%
7% below US avg
Establishments (County)4,970
County GDP$15,669M

Business (County)

Restaurants544
Healthcare489
Retail672
Manufacturing92

Tax & Cost of Living

Property Tax (IRS)$7,281
108% above US avg
Effective Tax Rate6.69%

Commute & Transportation

Commute Time24.2 min
Drive Alone76.6%
Public Transit0.0%
Work from Home13.8%

Walkability

The median home value in Loami is $108,800, 61% below the national average. Monthly rent averages $871 (25% below US avg). Zillow estimates the typical home value at $195,499.

Home Value Sources

Ownership Split

Home Values

Census Median$108,800
61% below US avg
Zillow ZHVI$195,499

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$871
25% below US avg
Rent Burden28.5%

HUD Fair Market Rent

Studio$774
1 Bedroom$854
2 Bedrooms$1,063
3 Bedrooms$1,370
4 Bedrooms$1,561

Ownership & Property

Owner-Occupied79.5%

Property Tax

Avg Tax (IRS)$7,281
108% above US avg
Effective Rate6.69%
In Loami, 38.1% of adults are obese (above the 32.1% national rate). 23.3% report depression. 19.3% are physically inactive.

Health Metrics: Loami vs U.S. Average (%)

Chronic Conditions

Obesity38.1%
19% above US avg
Diabetes8.8%
Heart Disease5.1%
High Blood Pressure30.3%
Asthma10.6%
COPD5.9%
Stroke2.7%

Behaviors & Mental Health

Binge Drinking21.2%
Physical Inactivity19.3%
Depression23.3%
Mental Distress17.9%
Physical Distress11.9%

Healthcare Access

Insurance Rate87.0%
Checkup Rate76.1%
Premature Death8,880/100K

Food & Exercise

Food Environment8.3/10
Exercise Access87.6%
Healthcare Facilities489
Loami has an average annual temperature of 55°F (13°C). Winters average 29°F in January while summers reach 77°F in July. Annual precipitation is 38.4 inches. Air quality is rated Good with a median AQI of 43.

Temperature

29°F Jan (-2°C) 77°F Jul (25°C)
Annual Average54.8°F
1% above US avg
January Average29°F (-2°C)
July Average77°F (25°C)

Precipitation & Snow

Annual Rainfall38.4 inches
1% above US avg
Snowfall16.1 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation628 ft (191 m)
Area1.0 sq mi (2.6 km²)
Population Density822/sq mi
Coordinates39.6741°N, 89.8479°W
TimezoneAmerica/Chicago
County FIPS17167
It is classified as Metro — under 250K. 20.7% of residents hold a bachelor's degree or higher (39% below US avg). In the 2024 election, the county voted Republican by a 5-point margin. 81.0% of households have broadband internet.

2024 Presidential Election (County)

R 51.6%
D 46.6%

Winner: Republican by 5 points

Education

Bachelor's Degree+20.7%
39% below US avg
High School+87.7%
School Test Score5.34
C+ Education Grade (2.7/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density822/sq mi
Total Area1.0 sq mi

Infrastructure & Services

Broadband Access81.0%
Public Libraries13
Healthcare Facilities489
Restaurants544
Retail Stores672

Safety & Disasters

Fatal Crashes (County/yr)30

Commute & Transportation

Avg Commute24.2 min
Drive Alone76.6%
Public Transit0.0%
Work from Home13.8%

Nearby Cities

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