Lochmoor Waterway Estates, FL

Florida · Metropolitan Area

Lochmoor Waterway Estates is a small city in Florida with a population of 5,791. Residents earn $87,606 per year, which is 17% above the national average.

4.4 /5.0
A Great
5,791 Population 2,413/sq mi density
$87,606 Median Income $50,181 per capita
$335,600 Home Value
$1,898 Median Rent
75°F Avg Temperature
A
Overall
4.4 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
4.6 / 5.0
$87,606 median income, 2.7% unemployment
A+
Affordability
4.5 / 5.0
$335,600 home value, $1,898/mo rent
A
Education
4.0 / 5.0
37.8% bachelor's degree or higher
Median Income $87,606
17% higher than US avg
Home Value $335,600
19% higher than US avg
Bachelor's+ 37.8%
12% higher than US avg
Median Rent $1,898
63% higher than US avg
Obesity Rate 28.6%
11% lower than US avg
Unemployment 2.7%
25% lower than US avg
Poverty Rate 3.5%
72% lower than US avg

How Lochmoor Waterway Estates Compares to the U.S. Average (100% = U.S. avg)

People

Population5,791
Median Age55.4 yrs
Density2,413/mi²
Male / Female48% / 52%
Largest GroupWhite 84%

Economy

A+
Median Income$87,606
Per Capita$50,181
Unemployment2.7%
Poverty3.5%
County GDP$54,160M
Commute29 min

Housing

A+
Home Value$335,600
Rent$1,898
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity28.6%
UninsuredN/A
Depression19.9%
Heart Disease5.1%

Climate

Avg Temp75°F
AQI41 (Good)
Rain57.4 in/yr
Elevation6 ft

Education

A
Bachelor's+37.8%
High School+94.5%
School Score5.60

Community

2024 VoteR 64% / D 35%
Commute29 min
Libraries16

Is Lochmoor Waterway Estates a Good Place to Live?

Based on current data, Lochmoor Waterway Estates receives an overall livability score of 4.4 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Lochmoor Waterway Estates stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Lochmoor Waterway Estates is $87,606, 17% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 2.7%. Only 3.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.

Cost of Living & Housing

The median home value in Lochmoor Waterway Estates is $335,600, 19% above the national median. Renters pay a median of $1,898 per month, significantly above the national average of $1,163. A price-to-income ratio of 3.8x indicates a reasonably affordable housing market.

Education

Educational attainment is solid, with 37.8% holding a bachelor's degree or higher, near the national average. 94.5% have completed high school. Area schools have an average test score of 5.6/10.

Climate & Weather

Lochmoor Waterway Estates has a warm climate with an average annual temperature of 75°F. Winters average 65°F in January while summers reach 83°F in July. Annual precipitation totals 57.4 inches. Air quality is rated Good with a median AQI of 41.

Lochmoor Waterway Estates has a population of 5,791 with a density of 2,413 people per square mile. The median age is 55.4 years, 42% older than the national median of 38.9. The city is predominantly White (83.6%), with 5.2% Black.

Population

5,791
Total Population
2,413
People / sq mi
55.4yrs
Median Age
42% above US avg
2.4mi²
Land Area

Gender Distribution

Male 47.9%
Female 52.1%

Race & Ethnicity

Lochmoor Waterway Estates vs U.S. Average

Language Spoken at Home

English Only94.3%
20% above US avg
Spanish5.7%
57% below US avg

Social Characteristics

Lochmoor Waterway Estates vs U.S. Average

The median household income in Lochmoor Waterway Estates is $87,606, which is 17% above the national average of $75,149. The unemployment rate is 2.7% (below the 3.6% US average). 3.5% of residents live below the poverty line. Workers commute an average of 29 minutes.

Income: Lochmoor Waterway Estates vs U.S.

Commute Mode

Income

Median HH Income$87,606
17% above US avg
Per Capita Income$50,181
Avg Weekly Wage$1,184
IRS Avg AGI$108,048

Employment & Poverty

Unemployment2.7%
25% below US avg
Poverty Rate3.5%
72% below US avg
Establishments (County)28,954
County GDP$54,160M

Business (County)

Restaurants1,636
Healthcare2,112
Retail2,648
Manufacturing389

Tax & Cost of Living

Property Tax (IRS)$9,664
176% above US avg
Effective Tax Rate2.88%

Commute & Transportation

Commute Time28.6 min
Work from Home15.5%

Walkability

The median home value in Lochmoor Waterway Estates is $335,600, 19% above the national average. Monthly rent averages $1,898 (63% above US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$335,600
19% above US avg
Median List Price$359,000

Real Estate Market (Redfin)

Median List Price$359,000
$/Sq Ft$193
Homes Sold9
Sale-to-List Ratio96.3%
Price Drops31.7%
Inventory82

Rental Costs

Census Median Rent$1,898
63% above US avg

HUD Fair Market Rent

Studio$1,212
1 Bedroom$1,296
2 Bedrooms$1,526
3 Bedrooms$1,971
4 Bedrooms$2,261

Ownership & Property

Owner-Occupied87.7%

Property Tax

Avg Tax (IRS)$9,664
176% above US avg
Effective Rate2.88%
In Lochmoor Waterway Estates, 28.6% of adults are obese (below the 32.1% national rate). 19.9% report depression. 20.0% are physically inactive.

Health Metrics: Lochmoor Waterway Estates vs U.S. Average (%)

Chronic Conditions

Obesity28.6%
11% below US avg
Diabetes8.9%
Heart Disease5.1%
High Blood Pressure28.5%
Asthma9.6%
COPD5.3%
Stroke2.6%

Behaviors & Mental Health

Binge Drinking19.1%
Physical Inactivity20.0%
Depression19.9%
Mental Distress17.2%
Physical Distress11.7%

Healthcare Access

Insurance Rate91.1%
Checkup Rate75.7%
Premature Death8,494/100K

Food & Exercise

Food Environment7.5/10
Exercise Access85.3%
Healthcare Facilities2,112

Crime Rates: Lochmoor Waterway Estates vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)128
FEMA Disasters91

Safety Score

Lochmoor Waterway Estates has an average annual temperature of 75°F (24°C). Winters average 65°F in January while summers reach 83°F in July. Annual precipitation is 57.4 inches. Air quality is rated Good with a median AQI of 41.

Temperature

65°F Jan (18°C) 83°F Jul (28°C)
Annual Average75.4°F
40% above US avg
January Average65°F (18°C)
July Average83°F (28°C)

Precipitation & Snow

Annual Rainfall57.4 inches
51% above US avg

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation6 ft (2 m)
Area2.4 sq mi (6.2 km²)
Population Density2,413/sq mi
Coordinates26.6425°N, 81.9072°W
County FIPS12071
It is classified as Metro — 250K–1M. 37.8% of residents hold a bachelor's degree or higher (12% above US avg). In the 2024 election, the county voted Republican by a 28.4-point margin.

2024 Presidential Election (County)

R 63.9%
D 35.5%

Winner: Republican by 28.4 points

Education

Bachelor's Degree+37.8%
12% above US avg
High School+94.5%
School Test Score5.60
A Education Grade (4.0/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density2,413/sq mi
Total Area2.4 sq mi

Infrastructure & Services

Public Libraries16
Healthcare Facilities2,112
Restaurants1,636
Retail Stores2,648

Safety & Disasters

Fatal Crashes (County/yr)128
FEMA Disaster Declarations91

Commute & Transportation

Avg Commute28.6 min
Work from Home15.5%

Nearby Cities

Palmona Park, FL 1,028 pop · 3.3 mi Fort Myers, FL 91,730 pop · 5.0 mi Whiskey Creek, FL 5,298 pop · 5.1 mi Pine Manor, FL 3,929 pop · 5.1 mi Suncoast Estates, FL 4,255 pop · 5.3 mi Cape Coral, FL 206,387 pop · 5.6 mi McGregor, FL 8,198 pop · 5.6 mi Tice, FL 5,377 pop · 6.0 mi North Fort Myers, FL 44,189 pop · 6.4 mi Villas, FL 13,578 pop · 6.8 mi
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