Cape Coral, FL

Florida · Metropolitan Area

Cape Coral is a large city in Florida with a population of 206,387. Residents earn $76,062 per year, which is 1% above the national average.

3.2 /5.0
B Good
206,387 Population 1,942/sq mi density
$76,062 Median Income $39,603 per capita
$339,200 Home Value $335,921 Zillow
$1,751 Median Rent
75°F Avg Temperature 347 sunny days/yr
143 Violent Crime/100K 1,939 property/100K
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.4 / 5.0
$76,062 median income, 2.3% unemployment
A
Affordability
4.2 / 5.0
$339,200 home value, $1,751/mo rent
F
Safety
1.0 / 5.0
143 violent crimes/100K (62% below avg)
B
Education
3.1 / 5.0
25.7% bachelor's degree or higher
Median Income $76,062
1% higher than US avg
Home Value $339,200
20% higher than US avg
Violent Crime 143/100K
62% lower than US avg
Bachelor's+ 25.7%
24% lower than US avg
Median Rent $1,751
51% higher than US avg
Obesity Rate 30.4%
5% lower than US avg
Unemployment 2.3%
36% lower than US avg
Poverty Rate 7.1%
43% lower than US avg

How Cape Coral Compares to the U.S. Average (100% = U.S. avg)

People

Population206,387
Median Age48.7 yrs
Density1,942/mi²
Male / Female50% / 50%
Largest GroupWhite 73%

Economy

A
Median Income$76,062
Per Capita$39,603
Unemployment2.3%
Poverty7.1%
County GDP$54,160M
Commute29 min

Housing

A
Home Value$339,200
Rent$1,751
OwnershipN/A
Zillow$335,921

Crime

F
Violent143/100K
Property1,939/100K
Murder2.4/100K
Assault110/100K
Burglary402/100K

Health

Obesity30.4%
UninsuredN/A
Depression19.0%
Heart Disease5.4%

Climate

Avg Temp75°F
AQI41 (Good)
Rain51.0 in/yr
Sunny Days347/yr
Elevation16 ft

Education

B
Bachelor's+25.7%
High School+93.2%
School Score5.60

Community

2024 VoteR 64% / D 35%
Commute29 min
EV Stations20
Libraries16

Is Cape Coral a Good Place to Live?

Based on current data, Cape Coral receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, abundant sunshine, a low poverty rate. Cape Coral offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Cape Coral is $76,062, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.3%. Only 7.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.

Cost of Living & Housing

The median home value in Cape Coral is $339,200, 20% above the national median. Renters pay a median of $1,751 per month, significantly above the national average of $1,163. A price-to-income ratio of 4.5x indicates a reasonably affordable housing market.

Safety & Crime

Cape Coral is a very safe community with a violent crime rate of 143 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 1,939 per 100,000, near the national average.

Education

25.7% of residents hold a bachelor's degree, below the national average of 33.7%. 93.2% have completed high school. Area schools have an average test score of 5.6/10.

Climate & Weather

Cape Coral has a warm climate with an average annual temperature of 75°F. Winters average 66°F in January while summers reach 84°F in July. With 347 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 51.0 inches. Air quality is rated Good with a median AQI of 41.

Cape Coral has a population of 206,387 with a density of 1,942 people per square mile. The median age is 48.7 years, 25% older than the national median of 38.9. The city is predominantly White (72.9%), with 1.1% Hispanic, 4.5% Black.

Population

206,387
Total Population
1,942
People / sq mi
48.7yrs
Median Age
25% above US avg
106.3mi²
Land Area

Gender Distribution

Male 50.1%
Female 49.9%

Race & Ethnicity

Cape Coral vs U.S. Average

Language Spoken at Home

English Only77.0%
2% below US avg
Spanish23.0%
72% above US avg

Social Characteristics

Cape Coral vs U.S. Average

The median household income in Cape Coral is $76,062, which is 1% above the national average of $75,149. The unemployment rate is 2.3% (below the 3.6% US average). 7.1% of residents live below the poverty line. Workers commute an average of 29 minutes.

Income: Cape Coral vs U.S.

Commute Mode

Income

Median HH Income$76,062
1% above US avg
Per Capita Income$39,603
Avg Weekly Wage$1,184
IRS Avg AGI$108,048

Employment & Poverty

Unemployment2.3%
36% below US avg
Poverty Rate7.1%
43% below US avg
Establishments (County)28,954
County GDP$54,160M

Business (County)

Restaurants1,636
Healthcare2,112
Retail2,648
Manufacturing389

Tax & Cost of Living

Property Tax (IRS)$9,664
176% above US avg
Effective Tax Rate2.85%

Commute & Transportation

Commute Time29.1 min
Work from Home13.1%

Walkability

The median home value in Cape Coral is $339,200, 20% above the national average. Monthly rent averages $1,751 (51% above US avg). Zillow estimates the typical home value at $335,921.

Home Value Sources

Ownership Split

Home Values

Census Median$339,200
20% above US avg
Zillow ZHVI$335,921
Median List Price$415,495

Real Estate Market (Redfin)

Median List Price$415,495
$/Sq Ft$215
Homes Sold486
Sale-to-List Ratio96.0%
Price Drops36.6%
Inventory2,924

Rental Costs

Census Median Rent$1,751
51% above US avg
Zillow Rent (ZORI)$1,898

HUD Fair Market Rent

Studio$1,212
1 Bedroom$1,296
2 Bedrooms$1,526
3 Bedrooms$1,971
4 Bedrooms$2,261

Ownership & Property

Owner-Occupied77.7%

Property Tax

Avg Tax (IRS)$9,664
176% above US avg
Effective Rate2.85%
In Cape Coral, 30.4% of adults are obese (below the 32.1% national rate). 19.0% report depression. 23.5% are physically inactive.

Health Metrics: Cape Coral vs U.S. Average (%)

Chronic Conditions

Obesity30.4%
5% below US avg
Diabetes10.2%
Heart Disease5.4%
High Blood Pressure29.8%
Asthma9.4%
COPD5.7%
Stroke2.8%

Behaviors & Mental Health

Binge Drinking18.0%
Physical Inactivity23.5%
Depression19.0%
Mental Distress17.4%
Physical Distress12.7%

Healthcare Access

Insurance Rate87.6%
Checkup Rate75.4%
Premature Death8,494/100K

Food & Exercise

Food Environment7.5/10
Exercise Access85.3%
Healthcare Facilities2,112
Cape Coral has a violent crime rate of 143 per 100,000 residents, 62% below the national average of 380. Property crime stands at 1,939 per 100,000 (1% below US avg). The murder rate is 2.4 per 100,000.

Crime Rates: Cape Coral vs U.S. Average (per 100,000)

Violent Crime

Total Violent143.4/100K
62% below US avg
Murder2.4/100K
62% below US avg
Rape6.5/100K
Robbery24.3/100K
Assault110.3/100K

Property Crime

Total Property1,938.8/100K
1% below US avg
Burglary402.5/100K
Theft1,446.3/100K
Vehicle Theft90.1/100K
Arson2.4/100K

Traffic Safety

Fatal Crashes (County/yr)128
FEMA Disasters91

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Cape Coral has an average annual temperature of 75°F (24°C). Winters average 66°F in January while summers reach 84°F in July. Annual precipitation is 51.0 inches. The area enjoys 347 sunny days per year. Air quality is rated Good with a median AQI of 41.

Temperature

66°F Jan (19°C) 84°F Jul (29°C)
Annual Average75.3°F
39% above US avg
January Average66°F (19°C)
July Average84°F (29°C)
Sunny Days347 days/yr

Precipitation & Snow

Annual Rainfall51.0 inches
34% above US avg
Snowfall0.0 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation16 ft (5 m)
Area106.3 sq mi (275.2 km²)
Population Density1,942/sq mi
Coordinates26.6432°N, 81.9974°W
County FIPS12071
It is classified as Metro — 250K–1M. 25.7% of residents hold a bachelor's degree or higher (24% below US avg). In the 2024 election, the county voted Republican by a 28.4-point margin.

2024 Presidential Election (County)

R 63.9%
D 35.5%

Winner: Republican by 28.4 points

Education

Bachelor's Degree+25.7%
24% below US avg
High School+93.2%
School Test Score5.60
B Education Grade (3.1/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density1,942/sq mi
Total Area106.3 sq mi

Infrastructure & Services

EV Charging Stations20
Alt Fuel Stations22
Public Libraries16
Healthcare Facilities2,112
Restaurants1,636
Retail Stores2,648

Safety & Disasters

Fatal Crashes (County/yr)128
FEMA Disaster Declarations91
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute29.1 min
Work from Home13.1%

Nearby Cities

Compare Cape Coral with another city: