St. James City, FL

Florida · Metropolitan Area

St. James City is a small town in Florida with a population of 3,846. Residents earn $64,539 per year, which is 14% below the national average.

3.7 /5.0
B+ Good
3,846 Population 263/sq mi density
$64,539 Median Income $47,351 per capita
$284,800 Home Value
$2,259 Median Rent
75°F Avg Temperature
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.0 / 5.0
$64,539 median income, 3.7% unemployment
A
Affordability
4.2 / 5.0
$284,800 home value, $2,259/mo rent
C+
Education
2.9 / 5.0
23.9% bachelor's degree or higher
Median Income $64,539
14% lower than US avg
Home Value $284,800
1% higher than US avg
Bachelor's+ 23.9%
29% lower than US avg
Median Rent $2,259
94% higher than US avg
Obesity Rate 28.9%
10% lower than US avg
Unemployment 3.7%
3% higher than US avg
Poverty Rate 5.2%
58% lower than US avg

How St. James City Compares to the U.S. Average (100% = U.S. avg)

People

Population3,846
Median Age62.9 yrs
Density263/mi²
Male / Female51% / 49%
Largest GroupWhite 94%

Economy

A
Median Income$64,539
Per Capita$47,351
Unemployment3.7%
Poverty5.2%
County GDP$9,770M
Commute19 min

Housing

A
Home Value$284,800
Rent$2,259
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity28.9%
UninsuredN/A
Depression20.6%
Heart Disease5.4%

Climate

Avg Temp75°F
AQI41 (Good)
Rain57.4 in/yr

Education

C+
Bachelor's+23.9%
High School+92.5%
School Score5.60

Community

2024 VoteR 67% / D 33%
Commute19 min
Libraries4

Is St. James City a Good Place to Live?

Based on current data, St. James City receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include a low poverty rate. St. James City offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in St. James City is $64,539, 14% below the national average of $75,149. Unemployment stands at 3.7%, indicating a healthy job market. Only 5.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in St. James City is $284,800, roughly aligned with the national median of $281,900. Renters pay a median of $2,259 per month, significantly above the national average of $1,163. A price-to-income ratio of 4.4x indicates a reasonably affordable housing market.

Education

23.9% of residents hold a bachelor's degree, below the national average of 33.7%. 92.5% have completed high school. Area schools have an average test score of 5.6/10.

Climate & Weather

St. James City has a warm climate with an average annual temperature of 75°F. Winters average 65°F in January while summers reach 83°F in July. Annual precipitation totals 57.4 inches. Air quality is rated Good with a median AQI of 41.

St. James City has a population of 3,846 with a density of 263 people per square mile. The median age is 62.9 years, 62% older than the national median of 38.9. The city is predominantly White (94%).

Population

3,846
Total Population
263
People / sq mi
62.9yrs
Median Age
62% above US avg
14.6mi²
Land Area

Gender Distribution

Male 50.9%
Female 49.1%

Race & Ethnicity

St. James City vs U.S. Average

Language Spoken at Home

English Only94.6%
21% above US avg
Spanish5.4%
60% below US avg

Social Characteristics

St. James City vs U.S. Average

The median household income in St. James City is $64,539, which is 14% below the national average of $75,149. The unemployment rate is 3.7% (above the 3.6% US average). 5.2% of residents live below the poverty line. Workers commute an average of 19 minutes.

Income: St. James City vs U.S.

Commute Mode

Income

Median HH Income$64,539
14% below US avg
Per Capita Income$47,351
Avg Weekly Wage$1,040
IRS Avg AGI$84,200

Employment & Poverty

Unemployment3.7%
3% above US avg
Poverty Rate5.2%
58% below US avg
Establishments (County)5,918
County GDP$9,770M

Business (County)

Restaurants317
Healthcare537
Retail617
Manufacturing76

Tax & Cost of Living

Property Tax (IRS)$7,581
117% above US avg
Effective Tax Rate2.66%

Commute & Transportation

Commute Time18.7 min
Work from Home12.8%

Walkability

The median home value in St. James City is $284,800, 1% above the national average. Monthly rent averages $2,259 (94% above US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$284,800
1% above US avg
Median List Price$525,000

Real Estate Market (Redfin)

Median List Price$525,000
$/Sq Ft$372
Homes Sold10
Sale-to-List Ratio95.8%
Price Drops42.6%
Inventory94

Rental Costs

Census Median Rent$2,259
94% above US avg

HUD Fair Market Rent

Studio$1,212
1 Bedroom$1,296
2 Bedrooms$1,526
3 Bedrooms$1,971
4 Bedrooms$2,261

Ownership & Property

Owner-Occupied89.5%

Property Tax

Avg Tax (IRS)$7,581
117% above US avg
Effective Rate2.66%
In St. James City, 28.9% of adults are obese (below the 32.1% national rate). 20.6% report depression. 20.7% are physically inactive.

Health Metrics: St. James City vs U.S. Average (%)

Chronic Conditions

Obesity28.9%
10% below US avg
Diabetes9.0%
Heart Disease5.4%
High Blood Pressure29.1%
Asthma9.9%
COPD6.0%
Stroke2.7%

Behaviors & Mental Health

Binge Drinking19.3%
Physical Inactivity20.7%
Depression20.6%
Mental Distress18.0%
Physical Distress12.4%

Healthcare Access

Insurance Rate87.6%
Checkup Rate75.0%
Premature Death9,589/100K

Food & Exercise

Food Environment7.0/10
Exercise Access83.4%
Healthcare Facilities537

Crime Rates: St. James City vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)33

Safety Score

St. James City has an average annual temperature of 75°F (24°C). Winters average 65°F in January while summers reach 83°F in July. Annual precipitation is 57.4 inches. Air quality is rated Good with a median AQI of 41.

Temperature

65°F Jan (18°C) 83°F Jul (28°C)
Annual Average75.4°F
40% above US avg
January Average65°F (18°C)
July Average83°F (28°C)

Precipitation & Snow

Annual Rainfall57.4 inches
51% above US avg

Air Quality

AQI Median41.0
RatingGood

Geography

Area14.6 sq mi (37.8 km²)
Population Density263/sq mi
Coordinates26.5426°N, 82.1020°W
County FIPS12015
It is classified as Metro — under 250K. 23.9% of residents hold a bachelor's degree or higher (29% below US avg). In the 2024 election, the county voted Republican by a 34-point margin.

2024 Presidential Election (County)

R 66.7%
D 32.7%

Winner: Republican by 34 points

Education

Bachelor's Degree+23.9%
29% below US avg
High School+92.5%
School Test Score5.60
C+ Education Grade (2.9/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density263/sq mi
Total Area14.6 sq mi

Infrastructure & Services

Public Libraries4
Healthcare Facilities537
Restaurants317
Retail Stores617

Safety & Disasters

Fatal Crashes (County/yr)33

Commute & Transportation

Avg Commute18.7 min
Work from Home12.8%

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