Loda, IL
Full City Profile · Illinois · Ford County County
3.8
/5.0
B+
Good
289
Population
197/sq mi density
$61,250
Median Income
$30,592 per capita
$96,300
Home Value
$252,763 Zillow
51°F
Avg Temperature
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.0 / 5.0
$61,250 median income, 2.9% unemployment
A+
Affordability
5.0 / 5.0
$96,300 home value, /mo rent
C
Education
2.4 / 5.0
17.5% bachelor's degree or higher
Loda experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 24°F in January while summers reach 73°F in July. Annual precipitation totals 37.9 inches. The area receives 18.3 inches of snow annually.
Temperature
24°F Jan (-5°C)
73°F Jul (23°C)
| Annual Average | 50.5°F |
| 6% below US avg | |
| January Average | 24°F (-5°C) |
| July Average | 73°F (23°C) |
Geography
| Elevation | 764 ft (233 m) |
| Area | 1.5 sq mi (3.8 km²) |
| Population Density | 197/sq mi |
| Coordinates | 40.5149°N, 88.0762°W |
| Timezone | America/Chicago |
| County | Ford County County |
| Nearest Airport | Vermilion Regional (DNV) 33 miles away |
Precipitation & Snow
Air Quality
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 26.2 / 100 |
| Social Vulnerability | 39.2 / 100 |
| Community Resilience | 91.8 / 100 |
Hazard Breakdown
| Tornado | Relatively Low |
| Hurricane | Very Low |
| Earthquake | Relatively Low |
| Wildfire | Very Low |
| Flood | Relatively Low |
| Hail | Relatively Low |
| Strong Wind | Relatively Low |
| Heat Wave | Very Low |
| Winter Weather | Very Low |
| Lightning | Very Low |
| Ice Storm | Very Low |
| Drought | Relatively Low |
| Cold Wave | Relatively Moderate |
| Landslide | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 24°F (-5°C) | 2.0 in | Coldest |
| February | 28°F (-2°C) | 1.9 in | Driest |
| March | 39°F (4°C) | 2.6 in | |
| April | 50°F (10°C) | 3.7 in | |
| May | 62°F (17°C) | 4.5 in | Wettest |
| June | 71°F (22°C) | 4.3 in | |
| July | 73°F (23°C) | 4.0 in | Warmest |
| August | 71°F (22°C) | 3.5 in | |
| September | 65°F (19°C) | 3.0 in | |
| October | 53°F (12°C) | 3.3 in | |
| November | 40°F (5°C) | 2.9 in | |
| December | 29°F (-2°C) | 2.2 in |
Loda has a seasonal temperature swing of 49°F / from 24°F in January to 73°F in July. Total annual precipitation is 37.9 inches, with May being the wettest month (4.5") and February the driest (1.9").