Loda, IL

Illinois · Metropolitan Area

Loda is a small town in Illinois with a population of 289. Residents earn $61,250 per year, which is 18% below the national average.

3.9 /5.0
B+ Good
289 Population 197/sq mi density
$61,250 Median Income $30,592 per capita
$96,300 Home Value $252,453 Zillow
$540 Median Rent 13.3% income on rent
52°F Avg Temperature 275 sunny days/yr
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.2 / 5.0
$61,250 median income, 1.8% unemployment
A+
Affordability
5.0 / 5.0
$96,300 home value, $540/mo rent
C
Education
2.4 / 5.0
17.5% bachelor's degree or higher
Median Income $61,250
18% lower than US avg
Home Value $96,300
66% lower than US avg
Bachelor's+ 17.5%
48% lower than US avg
Median Rent $540
54% lower than US avg
Obesity Rate 40.5%
26% higher than US avg
Unemployment 1.8%
50% lower than US avg
Poverty Rate 6.1%
51% lower than US avg

How Loda Compares to the U.S. Average (100% = U.S. avg)

People

Population289
Median Age38.2 yrs
Density197/mi²
Male / Female55% / 45%
Largest GroupWhite 90%
Veterans9.3%

Economy

A
Median Income$61,250
Per Capita$30,592
Unemployment1.8%
Poverty6.1%
County GDP$1,119M
Commute28 min

Housing

A+
Home Value$96,300
Rent$540
OwnershipN/A
Zillow$252,453
Housing Units132
Rent Burden13.3%

Health

Obesity40.5%
Uninsured8.6%
Smoking16.3%
Depression24.4%
Heart Disease5.8%

Climate

Avg Temp52°F (11°C)
AQI43 (Good)
Rain44.4 in/yr
Sunny Days275/yr
Elevation764 ft (233 m)

Education

C
Bachelor's+17.5%
High School+91.0%
Graduate+4.5%
School Score5.34

Community

2024 VoteR 73% / D 25%
Commute28 min
Broadband88.2%
Libraries4

Is Loda a Good Place to Live?

Based on current data, Loda receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include high obesity rates. Loda offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Loda is $61,250, 18% below the national average of $75,149. The job market is very strong with unemployment at just 1.8%. Only 6.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.

Cost of Living & Housing

The median home value in Loda is $96,300, 66% below the national median — offering relatively affordable homeownership. Renters pay a median of $540 per month, below the national average — a plus for affordability. At just 1.6x median income, home prices are very affordable relative to local earnings.

Education

17.5% of residents hold a bachelor's degree, below the national average of 33.7%. 91.0% have completed high school. Area schools have an average test score of 5.3/10.

Climate & Weather

Loda experiences four distinct seasons with an average temperature of 52°F. Winters average 25°F in January while summers reach 75°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 44.4 inches, including 24.7 inches of snow. Air quality is rated Good with a median AQI of 43.

Loda has a population of 289 with a density of 197 people per square mile. The median age is 38.2 years, 2% younger than the national median of 38.9. The city is predominantly White (90%), with 2.1% Hispanic.

Population

289
Total Population
197
People / sq mi
38.2yrs
Median Age
2% below US avg
1.5mi²
Land Area

Gender Distribution

Male 54.7%
Female 45.3%

Race & Ethnicity

Loda vs U.S. Average

Language Spoken at Home

English Only97.0%
24% above US avg
Spanish3.0%
78% below US avg

Social Characteristics

Loda vs U.S. Average

The median household income in Loda is $61,250, which is 18% below the national average of $75,149. The unemployment rate is 1.8% (below the 3.6% US average). 6.1% of residents live below the poverty line. Workers commute an average of 28 minutes.

Income: Loda vs U.S.

Commute Mode

Income

Median HH Income$61,250
18% below US avg
Per Capita Income$30,592
Avg Weekly Wage$1,074
IRS Avg AGI$68,333

Employment & Poverty

Unemployment1.8%
50% below US avg
Poverty Rate6.1%
51% below US avg
Establishments (County)367
County GDP$1,119M

Business (County)

Restaurants34
Healthcare41
Retail47
Manufacturing20

Tax & Cost of Living

Property Tax (IRS)$5,571
59% above US avg
Effective Tax Rate5.79%

Commute & Transportation

Commute Time28.2 min
Drive Alone67.4%
Public Transit0.0%
Work from Home8.3%

Walkability

The median home value in Loda is $96,300, 66% below the national average. Monthly rent averages $540 (54% below US avg). Zillow estimates the typical home value at $252,453.

Home Value Sources

Ownership Split

Home Values

Census Median$96,300
66% below US avg
Zillow ZHVI$252,453

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$540
54% below US avg
Rent Burden13.3%

HUD Fair Market Rent

Studio$774
1 Bedroom$854
2 Bedrooms$1,063
3 Bedrooms$1,370
4 Bedrooms$1,561

Ownership & Property

Owner-Occupied90.9%
Housing Units132
Median Year Built1967

Property Tax

Avg Tax (IRS)$5,571
59% above US avg
Effective Rate5.79%
In Loda, 40.5% of adults are obese (above the 32.1% national rate). 8.6% of residents lack health insurance. 16.3% are current smokers. 24.4% report depression. 23.3% are physically inactive.

Health Metrics: Loda vs U.S. Average (%)

Chronic Conditions

Obesity40.5%
26% above US avg
Diabetes10.4%
Heart Disease5.8%
High Blood Pressure32.8%
Asthma10.6%
COPD7.2%
Cancer7.3%
Stroke3.1%

Behaviors & Mental Health

Smoking16.3%
16% above US avg
Binge Drinking20.1%
Physical Inactivity23.3%
Depression24.4%
Mental Distress19.2%
Physical Distress13.3%
Short Sleep36.5%

Healthcare Access

Insurance Rate90.6%
Uninsured8.6%
0% below US avg
Checkup Rate75.2%
Dental Visits61.5%
Premature Death9,101/100K

Food & Exercise

Food Environment7.8/10
Exercise Access69.2%
Healthcare Facilities41
Loda has an average annual temperature of 52°F (11°C). Winters average 25°F in January while summers reach 75°F in July. Annual precipitation is 44.4 inches. The area enjoys 275 sunny days per year. Air quality is rated Good with a median AQI of 43.

Temperature

25°F Jan (-4°C) 75°F Jul (24°C)
Annual Average51.9°F
4% below US avg
January Average25°F (-4°C)
July Average75°F (24°C)
Sunny Days275 days/yr

Precipitation & Snow

Annual Rainfall44.4 inches
17% above US avg
Snowfall24.7 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation764 ft (233 m)
Area1.5 sq mi (3.8 km²)
Population Density197/sq mi
Coordinates40.5149°N, 88.0762°W
TimezoneAmerica/Chicago
County FIPS17053
It is classified as Metro — under 250K. 17.5% of residents hold a bachelor's degree or higher (48% below US avg). In the 2024 election, the county voted Republican by a 47.9-point margin. 88.2% of households have broadband internet.

2024 Presidential Election (County)

R 73%
D 25.1%

Winner: Republican by 47.9 points

Education

Bachelor's Degree+17.5%
48% below US avg
High School+91.0%
Graduate Degree+4.5%
School Test Score5.34
C Education Grade (2.4/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density197/sq mi
Total Area1.5 sq mi

Infrastructure & Services

Broadband Access88.2%
Public Libraries4
Healthcare Facilities41
Restaurants34
Retail Stores47

Safety & Disasters

Fatal Crashes (County/yr)1

Commute & Transportation

Avg Commute28.2 min
Drive Alone67.4%
Public Transit0.0%
Work from Home8.3%

Nearby Cities

Paxton, IL 4,201 pop · 4.3 mi Onarga, IL 1,362 pop · 14.3 mi Rantoul, IL 12,515 pop · 15.2 mi Gibson City, IL 3,609 pop · 16.3 mi Gilman, IL 1,576 pop · 17.4 mi Chatsworth, IL 1,161 pop · 18.5 mi Fisher, IL 1,600 pop · 19.9 mi Milford, IL 1,136 pop · 21.4 mi Hoopeston, IL 5,039 pop · 22.0 mi Rossville, IL 1,246 pop · 23.3 mi Forrest, IL 1,008 pop · 23.9 mi Watseka, IL 4,630 pop · 25.5 mi Lake of the Woods, IL 1,976 pop · 26.5 mi St. Joseph, IL 3,833 pop · 27.7 mi
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