Milford, IL

Illinois

Milford is a small town in Illinois with a population of 1,136. Residents earn $45,000 per year, which is 40% below the national average.

3.5 /5.0
B+ Good
1,136 Population 1,696/sq mi density
$45,000 Median Income $24,122 per capita
$65,300 Home Value $118,141 Zillow
$714 Median Rent
51°F Avg Temperature
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.1 / 5.0
$45,000 median income, 2.7% unemployment
A+
Affordability
5.0 / 5.0
$65,300 home value, $714/mo rent
C
Education
2.4 / 5.0
18.0% bachelor's degree or higher
Median Income $45,000
40% lower than US avg
Home Value $65,300
77% lower than US avg
Bachelor's+ 18.0%
47% lower than US avg
Median Rent $714
39% lower than US avg
Obesity Rate 40.8%
27% higher than US avg
Unemployment 2.7%
25% lower than US avg
Poverty Rate 19.5%
57% higher than US avg

How Milford Compares to the U.S. Average (100% = U.S. avg)

People

Population1,136
Median Age40.8 yrs
Density1,696/mi²
Male / Female44% / 56%
Largest GroupWhite 97%

Economy

B
Median Income$45,000
Per Capita$24,122
Unemployment2.7%
Poverty19.5%
County GDP$1,425M
Commute23 min

Housing

A+
Home Value$65,300
Rent$714
OwnershipN/A
Zillow$118,141

Crime

ViolentN/A
PropertyN/A

Health

Obesity40.8%
UninsuredN/A
Depression25.8%
Heart Disease6.0%

Climate

Avg Temp51°F
AQI43 (Good)
Rain38.4 in/yr
Elevation666 ft

Education

C
Bachelor's+18.0%
High School+79.9%
School Score5.34

Community

2024 VoteR 78% / D 21%
Commute23 min
Libraries9

Is Milford a Good Place to Live?

Based on current data, Milford receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, high health insurance coverage. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Milford offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Milford is $45,000, 40% below the national average of $75,149. The job market is very strong with unemployment at just 2.7%. The poverty rate of 19.5% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 23 minutes.

Cost of Living & Housing

The median home value in Milford is $65,300, 77% below the national median — offering relatively affordable homeownership. Renters pay a median of $714 per month, below the national average — a plus for affordability. At just 1.5x median income, home prices are very affordable relative to local earnings.

Education

18.0% of residents hold a bachelor's degree, below the national average of 33.7%. 79.9% have completed high school. Area schools have an average test score of 5.3/10.

Climate & Weather

Milford experiences four distinct seasons with an average temperature of 51°F. Winters average 24°F in January while summers reach 74°F in July. Annual precipitation totals 38.4 inches, including 17.1 inches of snow. Air quality is rated Good with a median AQI of 43.

Milford has a population of 1,136 with a density of 1,696 people per square mile. The median age is 40.8 years, 5% older than the national median of 38.9. The city is predominantly White (96.8%).

Population

1,136
Total Population
1,696
People / sq mi
40.8yrs
Median Age
5% above US avg
0.7mi²
Land Area

Gender Distribution

Male 43.9%
Female 56.1%

Race & Ethnicity

Milford vs U.S. Average

Language Spoken at Home

English Only98.2%
25% above US avg
Spanish1.8%
87% below US avg

Social Characteristics

Milford vs U.S. Average

The median household income in Milford is $45,000, which is 40% below the national average of $75,149. The unemployment rate is 2.7% (below the 3.6% US average). 19.5% of residents live below the poverty line. Workers commute an average of 23 minutes.

Income: Milford vs U.S.

Commute Mode

Income

Median HH Income$45,000
40% below US avg
Per Capita Income$24,122
Avg Weekly Wage$963
IRS Avg AGI$68,388

Employment & Poverty

Unemployment2.7%
25% below US avg
Poverty Rate19.5%
57% above US avg
Establishments (County)675
County GDP$1,425M

Business (County)

Restaurants59
Healthcare69
Retail70
Manufacturing28

Tax & Cost of Living

Property Tax (IRS)$4,558
30% above US avg
Effective Tax Rate6.98%

Commute & Transportation

Commute Time23.0 min
Work from Home1.3%

Walkability

The median home value in Milford is $65,300, 77% below the national average. Monthly rent averages $714 (39% below US avg). Zillow estimates the typical home value at $118,141.

Home Value Sources

Ownership Split

Home Values

Census Median$65,300
77% below US avg
Zillow ZHVI$118,141

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$714
39% below US avg

HUD Fair Market Rent

Studio$774
1 Bedroom$854
2 Bedrooms$1,063
3 Bedrooms$1,370
4 Bedrooms$1,561

Ownership & Property

Owner-Occupied74.1%

Property Tax

Avg Tax (IRS)$4,558
30% above US avg
Effective Rate6.98%
In Milford, 40.8% of adults are obese (above the 32.1% national rate). 25.8% report depression. 25.4% are physically inactive.

Health Metrics: Milford vs U.S. Average (%)

Chronic Conditions

Obesity40.8%
27% above US avg
Diabetes10.7%
Heart Disease6.0%
High Blood Pressure32.8%
Asthma11.2%
COPD8.2%
Stroke3.3%

Behaviors & Mental Health

Binge Drinking19.6%
Physical Inactivity25.4%
Depression25.8%
Mental Distress20.3%
Physical Distress14.5%

Healthcare Access

Insurance Rate94.0%
Checkup Rate74.6%
Premature Death9,715/100K

Food & Exercise

Food Environment7.5/10
Exercise Access38.6%
Healthcare Facilities69

Crime Rates: Milford vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)6

Safety Score

Milford has an average annual temperature of 51°F (10°C). Winters average 24°F in January while summers reach 74°F in July. Annual precipitation is 38.4 inches. Air quality is rated Good with a median AQI of 43.

Temperature

24°F Jan (-4°C) 74°F Jul (23°C)
Annual Average50.7°F
6% below US avg
January Average24°F (-4°C)
July Average74°F (23°C)

Precipitation & Snow

Annual Rainfall38.4 inches
1% above US avg
Snowfall17.1 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation666 ft (203 m)
Area0.7 sq mi (1.7 km²)
Population Density1,696/sq mi
Coordinates40.6278°N, 87.6961°W
County FIPS17075
It is classified as Nonmetro — Rural, adjacent. 18.0% of residents hold a bachelor's degree or higher (47% below US avg). In the 2024 election, the county voted Republican by a 57.3-point margin.

2024 Presidential Election (County)

R 78%
D 20.6%

Winner: Republican by 57.3 points

Education

Bachelor's Degree+18.0%
47% below US avg
High School+79.9%
School Test Score5.34
C Education Grade (2.4/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density1,696/sq mi
Total Area0.7 sq mi

Infrastructure & Services

Alt Fuel Stations1
Public Libraries9
Healthcare Facilities69
Restaurants59
Retail Stores70

Safety & Disasters

Fatal Crashes (County/yr)6

Commute & Transportation

Avg Commute23.0 min
Work from Home1.3%

Nearby Cities

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