Lone Oak, TN
Full City Profile · Tennessee · Hamilton County County
3.5
/5.0
B+
Good
1,463
Population
226/sq mi density
$53,214
Median Income
$22,218 per capita
$241,100
Home Value
$605,541 Zillow
$820
Median Rent
19.3% income on rent
60°F
Avg Temperature
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.9 / 5.0
$53,214 median income, 0.0% unemployment
A
Affordability
4.1 / 5.0
$241,100 home value, $820/mo rent
C
Education
2.4 / 5.0
17.8% bachelor's degree or higher
Lone Oak enjoys a temperate climate with an average annual temperature of 60°F (16°C). Winters average 40°F in January while summers reach 78°F in July. Annual precipitation totals 63.7 inches. The area receives 3.1 inches of snow annually. Air quality is rated Good with a median AQI of 48.
Temperature
40°F Jan (5°C)
78°F Jul (25°C)
| Annual Average | 60.2°F |
| 11% above US avg | |
| January Average | 40°F (5°C) |
| July Average | 78°F (25°C) |
Geography
| Elevation | 1,969 ft (600 m) |
| Area | 6.5 sq mi (16.8 km²) |
| Population Density | 226/sq mi |
| Coordinates | 35.2008°N, 85.3685°W |
| Timezone | America/Chicago |
| County | Hamilton County County |
| Nearest Airport | Tullahoma Regional/Wm Northern Field (THA) 51 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 48.0 |
| Rating | Good |
| Good Days % | 54.4% |
| Unhealthy Days | 3 |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0469 ppm |
| PM2.5 (Fine Particles) | 9.8 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 93.3 / 100 |
| Social Vulnerability | 36.4 / 100 |
| Community Resilience | 77.7 / 100 |
Hazard Breakdown
| Tornado | Relatively High |
| Hurricane | Relatively Low |
| Earthquake | Relatively Moderate |
| Wildfire | Relatively Low |
| Flood | Relatively High |
| Hail | Relatively Moderate |
| Strong Wind | Relatively High |
| Heat Wave | Relatively Low |
| Winter Weather | Relatively High |
| Lightning | Relatively High |
| Ice Storm | Relatively High |
| Drought | Relatively Low |
| Cold Wave | Relatively Moderate |
| Landslide | Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 40°F (5°C) | 5.8 in | Coldest |
| February | 44°F (7°C) | 5.5 in | |
| March | 52°F (11°C) | 6.1 in | |
| April | 60°F (16°C) | 6.0 in | |
| May | 67°F (20°C) | 4.5 in | |
| June | 75°F (24°C) | 5.3 in | |
| July | 78°F (25°C) | 5.6 in | Warmest |
| August | 78°F (25°C) | 5.1 in | |
| September | 72°F (22°C) | 4.0 in | |
| October | 61°F (16°C) | 3.9 in | Driest |
| November | 51°F (11°C) | 5.2 in | |
| December | 43°F (6°C) | 6.8 in | Wettest |
Lone Oak has a seasonal temperature swing of 37°F / from 40°F in January to 78°F in July. Total annual precipitation is 63.7 inches, with December being the wettest month (6.8") and October the driest (3.9").