Median Income
$39,659
47% lower than US avg
Home Value
$201,800
28% lower than US avg
Bachelor's+
8.1%
76% lower than US avg
Median Rent
$392
66% lower than US avg
Obesity Rate
43.8%
36% higher than US avg
Unemployment
5.3%
47% higher than US avg
Poverty Rate
14.5%
17% higher than US avg
How Loysville Compares to the U.S. Average (100% = U.S. avg)
People
Population575
Median Age51.2 yrs
Density581/mi²
Male / Female47% / 53%
Largest GroupWhite 94%
Veterans1.3%
Economy
C+
Median Income$39,659
Per Capita$26,711
Unemployment5.3%
Poverty14.5%
County GDP$1,362M
Commute34 min
Housing
B+
Home Value$201,800
Rent$392
Ownership60.1%
Zillow$293,499
Rent Burden27.5%
Health
Obesity43.8%
Uninsured1.5%
Climate
Avg Temp52°F (11°C)
Rain43.7 in/yr
Elevation669 ft (204 m)
Education
D
Bachelor's+8.1%
High School+86.9%
School Score5.66
Community
2024 VoteR 74% / D 25%
Commute34 min
Broadband76.8%
EV Stations1
Libraries4
Is Loysville a Good Place to Live?
Based on current data, Loysville receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include affordable housing, high health insurance coverage. Areas to be aware of include above-average unemployment, below-average incomes, high obesity rates. Loysville has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Loysville is $39,659, 47% below the national average of $75,149. The unemployment rate of 5.3% is somewhat elevated compared to the national rate of 3.6%. 14.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 34 minutes.
Cost of Living & Housing
The median home value in Loysville is $201,800, 28% below the national median / offering relatively affordable homeownership. Renters pay a median of $392 per month, below the national average / a plus for affordability. The price-to-income ratio of 5.1x means housing costs are stretched relative to local earnings.
Education
8.1% of residents hold a bachelor's degree, below the national average of 33.7%. 86.9% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Loysville experiences four distinct seasons with an average temperature of 52°F. Winters average 29°F in January while summers reach 74°F in July. Annual precipitation totals 43.7 inches, including 27.7 inches of snow.
Loysville has a population of 575 with a density of 581 people per square mile, spread across 1.0 square miles. The median age is 51.2 years, 32% older than the national median of 38.9. The gender split is 53% female and 47% male. The city is predominantly White (93.9%), with 3.3% Hispanic, 4.5% Black. English is the primary language spoken at home by 96.3% of residents. 1.3% of the population are veterans, below the national rate of 6.0%. 16.1% of residents have a disability (above the 13.0% national average). 98.5% have health insurance coverage.
Population
575
Total Population
2023 Census
51.2yrs
Median Age
32% above US avg
Race & Ethnicity
Loysville vs U.S. Average
Language Spoken at Home
English Only
96.3%
23% above US avg
Social Characteristics
Loysville vs U.S. Average
The median household income in Loysville is $39,659, which is 47% below the national average of $75,149. Per capita income is $26,711 (below the $39,052 national figure). The average weekly wage is $821, 43% lower than the U.S. average. The unemployment rate is 5.3% (above the 3.6% US average). 14.5% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 896 business establishments, including 72 restaurants. The cost of living index is 97.6, roughly in line with the national average. Workers commute an average of 34 minutes (longer than the 28-minute US average). 3.3% of workers work from home (below the 15.2% national rate).
Income: Loysville vs U.S.
Income
| Median HH Income | $39,659 |
| 47% below US avg |
| Per Capita Income | $26,711 |
| Avg Weekly Wage | $821 |
| IRS Avg AGI | $66,071 |
| Gini Index | 0.404 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 5.3% |
| 47% above US avg |
| Poverty Rate | 14.5% |
| 17% above US avg |
| Establishments (County) | 896 |
| County GDP | $1,362M |
Business (County)
| Restaurants | 72 |
| Healthcare | 74 |
| Retail | 126 |
| Manufacturing | 42 |
Tax & Cost of Living
| Property Tax (IRS) | $4,484 |
| 28% above US avg |
| Cost of Living | 97.60 (100=avg) |
| Effective Tax Rate | 2.22% |
Commute & Transportation
| Commute Time | 34.2 min |
| Drive Alone | 84.5% |
| Public Transit | 0.0% |
| Work from Home | 3.3% |
The median home value in Loysville is $201,800, 28% below the national median of $281,900. Zillow estimates the typical home value at $293,499, higher than the Census estimate. Monthly rent averages $392 (66% below the national average of $1,163). Fair market rent ranges from $996 for a one-bedroom to $1,225 for a two-bedroom apartment. 60.1% of housing units are owner-occupied. The average annual property tax is $4,484 (higher than the $3,500 national average). 27.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 5.1x, above the traditionally affordable threshold of 3-4x.
Home Values
| Census Median | $201,800 |
| 28% below US avg |
| Zillow ZHVI | $293,499 |
Rental Costs
| Census Median Rent | $392 |
| 66% below US avg |
| Rent Burden | 27.5% |
HUD Fair Market Rent
| Studio | $900 |
| 1 Bedroom | $996 |
| 2 Bedrooms | $1,225 |
| 3 Bedrooms | $1,570 |
| 4 Bedrooms | $1,744 |
Ownership & Property
| Homeownership | 60.1% |
| Owner-Occupied | 60.1% |
| Renter-Occupied | 39.9% |
Property Tax
| Avg Tax (IRS) | $4,484 |
| 28% above US avg |
| Effective Rate | 2.22% |
In Loysville, 43.8% of adults are obese, above the national rate of 32.1%. 1.5% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:3,832. The dentist ratio is 1:4,611. 54.3% of residents have access to exercise opportunities. The food environment index is 9.0 out of 10.
Health Metrics: Loysville vs U.S. Average (%)
Chronic Conditions
| Obesity | 43.8% |
| 36% above US avg |
Behaviors & Mental Health
Healthcare Access
| Insurance Rate | 98.5% |
| Uninsured | 1.5% |
| 83% below US avg |
| Primary Care | 1:3,832 |
| Dentists | 1:4,611 |
| Mental Health | 1:2,425 |
| Premature Death | 8,792/100K |
Food & Exercise
| Food Environment | 9.0/10 |
| Exercise Access | 54.3% |
| Healthcare Facilities | 74 |
Loysville experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 29°F in January while summers reach 74°F in July. Annual precipitation totals 43.7 inches. The area receives 27.7 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 669 feet.
Temperature
29°F Jan (-2°C)
74°F Jul (23°C)
| Annual Average | 51.8°F |
| 4% below US avg |
| January Average | 29°F (-2°C) |
| July Average | 74°F (23°C) |
Geography
| Elevation | 669 ft (204 m) |
| Area | 1.0 sq mi (2.6 km²) |
| Population Density | 581/sq mi |
| Coordinates | 40.3702°N, 77.3354°W |
| Timezone | America/New_York |
| County | Perry County County |
| Nearest Airport | Harrisburg International (MDT)
33 miles away |
Precipitation & Snow
Annual Rainfall
43.7"
15% above US avg
Wettest Month (Sep)
4.50"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 53.1 / 100 |
| Social Vulnerability | 33.6 / 100 |
| Community Resilience | 67.8 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
Very Low |
| Cold Wave |
Very Low |
| Landslide |
Relatively Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
24 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.6. Most recent: M2.8 on Jun 10, 2025.
| Jan 16, 1994 |
2 km W of Sinking Spring, Pennsylvania |
M4.6 |
110 km |
| Jan 16, 1994 |
0 km E of Sinking Spring, Pennsylvania |
M4.2 |
113 km |
| Jul 16, 2010 |
5 km NNW of Barnesville, Maryland |
M3.6 |
124 km |
| Jun 13, 2019 |
9 km N of Blain, Pennsylvania |
M3.4 |
16 km |
| Jun 3, 2010 |
4 km ENE of Franklintown, Pennsylvania |
M3.1 |
44 km |
| Jan 17, 2016 |
3 km NE of Ranson, West Virginia |
M3.0 |
124 km |
| Nov 14, 1997 |
0 km S of Rothsville, Pennsylvania |
M3.0 |
95 km |
| Apr 24, 2009 |
1 km S of Franklintown, Pennsylvania |
M2.9 |
43 km |
| Jan 16, 1994 |
0 km SSE of Sinking Spring, Pennsylvania |
M2.9 |
113 km |
| Sep 15, 2019 |
5 km ESE of East Berlin, Pennsylvania |
M2.8 |
61 km |
| Jun 10, 2025 |
10 km NW of Forksville, Pennsylvania |
M2.8 |
144 km |
| May 10, 1993 |
1 km NW of Whitfield, Pennsylvania |
M2.8 |
112 km |
| Oct 25, 2009 |
4 km ENE of Franklintown, Pennsylvania |
M2.8 |
43 km |
| Mar 15, 1993 |
5 km W of Columbia, Maryland |
M2.7 |
132 km |
| Oct 28, 1994 |
1 km E of Mount Vernon, Maryland |
M2.7 |
135 km |
| Mar 11, 1995 |
0 km ENE of Landisville, Pennsylvania |
M2.7 |
85 km |
| Jan 25, 2015 |
4 km ESE of Downingtown, Pennsylvania |
M2.6 |
148 km |
| Jan 13, 1990 |
6 km ENE of Eldersburg, Maryland |
M2.6 |
112 km |
| Jun 25, 2021 |
2 km SE of Woodlawn, Maryland |
M2.6 |
130 km |
| Jan 18, 1994 |
3 km SE of Clay, Pennsylvania |
M2.6 |
96 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
280 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 8 fatalities, 139 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 14, 2004 |
EF3 |
65 km |
0 |
| May 31, 1985 |
EF3 |
91 km |
6 |
| May 22, 1983 |
EF3 |
75 km |
0 |
| Jun 7, 1980 |
EF3 |
56 km |
0 |
| Jul 29, 1976 |
EF3 |
92 km |
0 |
| Jun 18, 1970 |
EF3 |
88 km |
1 |
| Apr 16, 1961 |
EF3 |
39 km |
0 |
| Apr 5, 1952 |
EF3 |
70 km |
0 |
| Apr 19, 2019 |
EF2 |
30 km |
0 |
| Apr 19, 2019 |
EF2 |
68 km |
0 |
| May 23, 2011 |
EF2 |
34 km |
0 |
| Apr 28, 2011 |
EF2 |
66 km |
0 |
| Apr 28, 2011 |
EF2 |
46 km |
0 |
| Sep 24, 2001 |
EF2 |
77 km |
0 |
| May 29, 1995 |
EF2 |
88 km |
0 |
| Apr 30, 1994 |
EF2 |
69 km |
0 |
| Oct 9, 1992 |
EF2 |
43 km |
0 |
| Jul 17, 1992 |
EF2 |
81 km |
0 |
| Sep 18, 1991 |
EF2 |
53 km |
0 |
| May 6, 1991 |
EF2 |
65 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
29°F (-2°C) |
3.0 in |
Coldest |
| February |
32°F (-0°C) |
2.4 in |
Driest |
| March |
39°F (4°C) |
3.6 in |
|
| April |
51°F (10°C) |
3.7 in |
|
| May |
60°F (16°C) |
4.2 in |
|
| June |
69°F (20°C) |
4.3 in |
|
| July |
74°F (23°C) |
4.2 in |
Warmest |
| August |
72°F (22°C) |
3.6 in |
|
| September |
65°F (19°C) |
4.5 in |
Wettest |
| October |
54°F (12°C) |
3.7 in |
|
| November |
44°F (6°C) |
3.1 in |
|
| December |
34°F (1°C) |
3.5 in |
|
Loysville has a seasonal temperature swing of 44°F / from 29°F in January to 74°F in July. Total annual precipitation is 43.7 inches, with September being the wettest month (4.5") and February the driest (2.4").
Average costs for common services in Loysville. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$244 ($146-$390) |
| Specialist Visit |
$342 ($195-$537) |
| Urgent Care Visit |
$195 ($98-$342) |
| Emergency Room Visit |
$2,147 ($781-$4,880) |
| Dental Cleaning |
$127 ($73-$195) |
| Dental Filling |
$244 ($146-$390) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24-$73) |
| Oil Change (Synthetic) |
$73 ($49-$117) |
| Brake Pad Replacement |
$293 ($146-$488) |
| Tire Rotation |
$39 ($20-$73) |
| New Tires (Set of 4) |
$586 ($390-$976) |
| Battery Replacement |
$195 ($98-$342) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$98 ($59-$146) |
| Electrician (Per Hour) |
$88 ($49-$137) |
| HVAC Repair |
$390 ($146-$781) |
| HVAC System Install |
$6,832 ($3,904-$11,712) |
| Roof Repair |
$976 ($390-$1,952) |
| Roof Replacement |
$8,784 ($5,368-$14,640) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,464 ($488-$3,416) |
| Divorce (Contested) |
$14,640 ($4,880-$29,280) |
| DUI Defense |
$4,880 ($1,952-$9,760) |
| Bankruptcy (Chapter 7) |
$1,464 ($781-$2,928) |
| Will Preparation |
$488 ($195-$976) |
| Trust Preparation |
$2,440 ($976-$4,880) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15-$44) |
| Women's Haircut |
$54 ($29-$98) |
| Hair Coloring (Full) |
$146 ($73-$244) |
| Manicure |
$24 ($15-$44) |
| Pedicure |
$39 ($24-$63) |
| Massage (1 Hour) |
$78 ($49-$127) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.00 ($2.93-$5.37) |
| Dozen Eggs (per dozen) |
$3.42 ($2.44-$4.88) |
| Loaf of Bread |
$3.71 ($2.44-$5.37) |
| Chicken Breast (per lb) |
$4.39 ($2.93-$6.34) |
| Ground Beef (per lb) |
$5.37 ($3.90-$7.32) |
| Rice (per lb) |
$0.98 ($0.59-$1.76) |
View all 20 services
Utilities
| Electricity (Monthly) |
$137 ($78-$244) |
| Natural Gas (Monthly) |
$68 ($29-$146) |
| Water/Sewer (Monthly) |
$68 ($39-$117) |
| Internet (Monthly) |
$68 ($39-$98) |
| Cell Phone Plan (Monthly) |
$63 ($29-$98) |
| Cable TV (Monthly) |
$83 ($49-$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$195 ($73-$488) |
| Car Insurance (Annual) |
$1,952 ($1,171-$3,416) |
| Bus Pass (Monthly) |
$68 ($29-$127) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.81-$24) |
| Car Registration (Annual) |
$98 ($29-$244) |
| Driver's License Renewal |
$29 ($15-$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,171 ($586-$2,440) |
| Daycare (Toddler, Monthly) |
$976 ($488-$1,952) |
| After-School Care (Monthly) |
$390 ($195-$683) |
| Tutoring (Per Hour) |
$49 ($24-$98) |
| SAT/ACT Prep Course |
$976 ($390-$2,440) |
| Private School (K-12, Annual) |
$12,200 ($4,880-$29,280) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($29-$98) |
| Dog Vaccination (Annual) |
$98 ($49-$195) |
| Dog Grooming |
$59 ($29-$98) |
| Pet Boarding (Per Night) |
$39 ($20-$73) |
| Dog Spay/Neuter |
$293 ($146-$488) |
| Cat Spay/Neuter |
$195 ($98-$390) |
View all 9 services
Frequently Asked Questions About Loysville
What is the population of Loysville?
Loysville has a population of 575 residents and is located in Pennsylvania. The population density is 581 people per square mile, spread across 1.0 square miles. The median age of residents is 51.2 years, which is older than the national median of 38.9 years. The population is 53% female and 47% male.
Is Loysville expensive to live in?
Loysville has a cost of living roughly in line with the national average, with an index of 97.6 (baseline: 100). The median household income is $39,659, 47% below the national average of $75,149. The median home value is $201,800 (28% below the U.S. median). Renters pay a median of $392 per month, below the national average of $1,163. The home price-to-income ratio is 5.1x, which means housing is a stretch relative to local earnings.
What is the weather like in Loysville?
Loysville has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 29°F in January, while summers reach an average of 74°F in July. Annual rainfall totals 43.7 inches, with 27.7 inches of snow.
How is the job market in Loysville?
The unemployment rate in Loysville is 5.3%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $821. There are 896 business establishments in the area, including 72 restaurants and food service locations. The average commute time is 34 minutes, and 3.3% of workers work from home.
How much does housing cost in Loysville?
The median home value in Loysville is $201,800. Zillow estimates the typical home value at $293,499. For renters, the median monthly rent is $392. Fair market rent is $996 for a 1-bedroom and $1,225 for a 2-bedroom apartment. The homeownership rate is 60.1%. The average annual property tax is $4,484.
How are the schools in Loysville?
Schools in Loysville score 5.7 out of 10 on standardized testing, near the national average. 8.1% of adults in Loysville hold a bachelor's degree or higher, below the national average of 33.7%. 86.9% have completed high school.
How healthy is Loysville?
The obesity rate in Loysville is 43.8% (above the national rate of 32.1%). 1.5% lack health insurance (below the national rate). 54.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,832.
What is transportation like in Loysville?
The average commute in Loysville is 34 minutes, longer than the national average of 28 minutes. 84.5% of workers drive alone to work, and 3.3% work from home.
What are the demographics of Loysville?
The racial and ethnic makeup of Loysville is 93.9% White, 4.5% Black or African American, 3.3% Hispanic or Latino. 96.3% of residents speak only English at home. 1.3% of the population are military veterans. 16.1% of residents have a disability. 98.5% have health insurance coverage.