Luther, IA

Iowa · Metropolitan Area

Luther is a small town in Iowa with a population of 130. Residents earn $86,667 per year, which is 15% above the national average.

4.1 /5.0
A Great
130 Population 220/sq mi density
$86,667 Median Income $37,945 per capita
$183,000 Home Value
N/A Median Rent
49°F Avg Temperature
A
Overall
4.1 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$86,667 median income, 1.8% unemployment
A+
Affordability
5.0 / 5.0
$183,000 home value
C+
Education
2.6 / 5.0
19.6% bachelor's degree or higher
Median Income $86,667
15% higher than US avg
Home Value $183,000
35% lower than US avg
Bachelor's+ 19.6%
42% lower than US avg
Obesity Rate 41.2%
28% higher than US avg
Unemployment 1.8%
50% lower than US avg
Poverty Rate 0.0%
100% lower than US avg

How Luther Compares to the U.S. Average (100% = U.S. avg)

People

Population130
Median Age54.6 yrs
Density220/mi²
Male / Female52% / 48%
Largest GroupWhite 99%
Veterans13.8%

Economy

A+
Median Income$86,667
Per Capita$37,945
Unemployment1.8%
Poverty0.0%
County GDP$63,823M
Commute25 min

Housing

A+
Home Value$183,000
RentN/A
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity41.2%
UninsuredN/A
Depression20.8%
Heart Disease5.0%

Climate

Avg Temp49°F
AQI43 (Good)
Rain35.9 in/yr
Elevation1,095 ft

Education

C+
Bachelor's+19.6%
High School+98.1%
School Score5.73

Community

2024 VoteR 44% / D 55%
Commute25 min
Broadband52.0%
Libraries19

Is Luther a Good Place to Live?

Based on current data, Luther receives an overall livability score of 4.1 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, affordable housing, a low poverty rate. Areas to be aware of include high obesity rates. Luther stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Luther is $86,667, 15% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.8%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 25 minutes.

Cost of Living & Housing

The median home value in Luther is $183,000, 35% below the national median — offering relatively affordable homeownership. At just 2.1x median income, home prices are very affordable relative to local earnings.

Education

19.6% of residents hold a bachelor's degree, below the national average of 33.7%. 98.1% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Luther experiences four distinct seasons with an average temperature of 49°F. Winters average 20°F in January while summers reach 73°F in July. Annual precipitation totals 35.9 inches. Air quality is rated Good with a median AQI of 43.

Luther has a population of 130 with a density of 220 people per square mile. The median age is 54.6 years, 40% older than the national median of 38.9. The city is predominantly White (99.2%).

Population

130
Total Population
220
People / sq mi
54.6yrs
Median Age
40% above US avg
0.6mi²
Land Area

Gender Distribution

Male 52.3%
Female 47.7%

Race & Ethnicity

Luther vs U.S. Average

Language Spoken at Home

English Only98.7%
26% above US avg
Spanish1.3%
90% below US avg

Social Characteristics

Luther vs U.S. Average

The median household income in Luther is $86,667, which is 15% above the national average of $75,149. The unemployment rate is 1.8% (below the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 25 minutes.

Income: Luther vs U.S.

Commute Mode

Income

Median HH Income$86,667
15% above US avg
Per Capita Income$37,945
Avg Weekly Wage$1,395
IRS Avg AGI$93,610

Employment & Poverty

Unemployment1.8%
50% below US avg
Poverty Rate0.0%
100% below US avg
Establishments (County)20,581
County GDP$63,823M

Business (County)

Restaurants1,227
Healthcare1,513
Retail1,606
Manufacturing341

Tax & Cost of Living

Property Tax (IRS)$6,943
98% above US avg
Effective Tax Rate3.79%

Commute & Transportation

Commute Time25.3 min
Drive Alone84.1%
Public Transit0.0%
Work from Home0.0%

Walkability

The median home value in Luther is $183,000, 35% below the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$183,000
35% below US avg
Median List Price$150,000

Real Estate Market (Redfin)

Median List Price$150,000
$/Sq Ft$186
Homes Sold1
Sale-to-List Ratio90.8%
Price Drops50.0%
Inventory2

Rental Costs

HUD Fair Market Rent

Studio$738
1 Bedroom$788
2 Bedrooms$989
3 Bedrooms$1,282
4 Bedrooms$1,420

Ownership & Property

Owner-Occupied86.5%

Property Tax

Avg Tax (IRS)$6,943
98% above US avg
Effective Rate3.79%
In Luther, 41.2% of adults are obese (above the 32.1% national rate). 20.8% report depression. 21.0% are physically inactive.

Health Metrics: Luther vs U.S. Average (%)

Chronic Conditions

Obesity41.2%
28% above US avg
Diabetes8.3%
Heart Disease5.0%
High Blood Pressure30.0%
Asthma9.7%
COPD5.2%
Stroke2.5%

Behaviors & Mental Health

Binge Drinking24.4%
Physical Inactivity21.0%
Depression20.8%
Mental Distress16.4%
Physical Distress10.8%

Healthcare Access

Insurance Rate100.0%
Checkup Rate75.0%
Premature Death7,653/100K

Food & Exercise

Food Environment8.8/10
Exercise Access90.6%
Healthcare Facilities1,513

Crime Rates: Luther vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)33
FEMA Disasters91

Safety Score

Luther has an average annual temperature of 49°F (9°C). Winters average 20°F in January while summers reach 73°F in July. Annual precipitation is 35.9 inches. Air quality is rated Good with a median AQI of 43.

Temperature

20°F Jan (-7°C) 73°F Jul (23°C)
Annual Average48.6°F
10% below US avg
January Average20°F (-7°C)
July Average73°F (23°C)

Precipitation & Snow

Annual Rainfall35.9 inches
6% below US avg

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation1,095 ft (334 m)
Area0.6 sq mi (1.5 km²)
Population Density220/sq mi
Coordinates41.9669°N, 93.8176°W
County FIPS19153
It is classified as Metro — 250K–1M. 19.6% of residents hold a bachelor's degree or higher (42% below US avg). In the 2024 election, the county voted Democrat by a 10.9-point margin. 52.0% of households have broadband internet.

2024 Presidential Election (County)

R 43.9%
D 54.8%

Winner: Democrat by 10.9 points

Education

Bachelor's Degree+19.6%
42% below US avg
High School+98.1%
School Test Score5.73
C+ Education Grade (2.6/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density220/sq mi
Total Area0.6 sq mi

Infrastructure & Services

Broadband Access52.0%
Public Libraries19
Healthcare Facilities1,513
Restaurants1,227
Retail Stores1,606

Safety & Disasters

Fatal Crashes (County/yr)33
FEMA Disaster Declarations91

Commute & Transportation

Avg Commute25.3 min
Drive Alone84.1%
Public Transit0.0%
Work from Home0.0%

Nearby Cities

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