Luzerne, IA
Full City Profile · Iowa · Iowa County County
3.3
/5.0
B
Good
140
Population
1,077/sq mi density
$95,000
Median Income
$36,351 per capita
$59,000
Home Value
$332,321 Zillow
48°F
Avg Temperature
275 sunny days/yr
199
Violent Crime/100K
239 property/100K
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.9 / 5.0
$95,000 median income, 0.8% unemployment
A+
Affordability
5.0 / 5.0
$59,000 home value, /mo rent
F
Safety
1.0 / 5.0
199 violent crimes/100K
C
Education
2.3 / 5.0
16.5% bachelor's degree or higher
Housing Overview
Median Home Value
$59,000
79% below
US avg: $281,900
Homeownership Rate
84.2%
29% above US avg (65.4%)
Total Housing Units
48
Median year built: 1938
Home Value by Source
Census Median
$59,000
Zillow (ZHVI)
$332,321
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
84.2%
Owner-Occupied
15.8%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$738/mo
1 Bedroom
$788/mo
2 Bedroom
$989/mo
3 Bedroom
$1,282/mo
4 Bedroom
$1,420/mo
Affordability & Housing Stock
Rent Burden
20.5%
of renters spending 30%+ of income on housing
34% below US avg (31.0%)
Median Year Built
1938
Average age of housing stock: 88 years
Homeownership Rate
84.2%
Complete Housing Data
Home Values
| Census Median Value | $59,000 |
| Zillow Home Value (ZHVI) | $332,321 |
Rent
| FMR Studio | $738 |
| FMR 1-Bedroom | $788 |
| FMR 2-Bedroom | $989 |
| FMR 3-Bedroom | $1,282 |
| FMR 4-Bedroom | $1,420 |
Market
Ownership & Stock
| Owner-Occupied | 84.2% |
| Renter-Occupied | 15.8% |
| Homeownership Rate | 84.2% |
| Total Housing Units | 48 |
| Median Year Built | 1938 |
| Rent Burden | 20.5% |
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